SoFi Technologies (SOFI) Interest Income - Net (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Interest Income - Net of $693.0 million for Q1 2026, up 38.95% year-over-year from $498.7 million in Q1 2025, and up 12.26% on a QoQ basis from $617.3 million in Q4 2025.
SoFi Technologies (SOFI) Interest Income - Net (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Interest Income - Net for 7 consecutive years, with $693.0 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Income - Net rose 38.95% year-over-year to $693.0 million; the TTM figure through Mar 2026 stood at $2.4 billion (up 33.14% YoY), while the FY2025 annual figure was $2.2 billion, up 29.27% from the prior year.
- Interest Income - Net came in at $693.0 million for Q1 2026 at SoFi Technologies, up from $617.3 million in the prior quarter.
- The five-year high for Interest Income - Net was $693.0 million in Q1 2026, with the low at $94.9 million in Q1 2022.
- Average Interest Income - Net over 5 years is $380.8 million, with a median of $402.7 million recorded in 2024.
- Across the five-year window, Interest Income - Net surged 452161.9% in 2022 and climbed 20.67% in 2024, its largest moves.
- Year by year, Interest Income - Net stood at $208.6 million in 2022, then surged by 86.8% to $389.6 million in 2023, then gained by 20.67% to $470.2 million in 2024, then soared by 31.29% to $617.3 million in 2025, then increased by 12.26% to $693.0 million in 2026.
- According to Business Quant data, Interest Income - Net over the past three periods registered $693.0 million, $617.3 million, and $585.1 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 4.69 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 418.69 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 692.99 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.86 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 692.99 Mn |
| Dec 31, 2025 | 617.28 Mn |
| Sep 30, 2025 | 585.11 Mn |
| Jun 30, 2025 | 517.84 Mn |
| Mar 31, 2025 | 498.73 Mn |
| Dec 31, 2024 | 470.17 Mn |
| Sep 30, 2024 | 431.01 Mn |
| Jun 30, 2024 | 412.58 Mn |
| Mar 31, 2024 | 402.72 Mn |
| Dec 31, 2023 | 389.64 Mn |
| Sep 30, 2023 | 344.96 Mn |
| Jun 30, 2023 | 291.13 Mn |
| Mar 31, 2023 | 236.01 Mn |
| Dec 31, 2022 | 208.58 Mn |
| Sep 30, 2022 | 157.85 Mn |
| Jun 30, 2022 | 122.73 Mn |
| Mar 31, 2022 | 94.93 Mn |
| Dec 31, 2021 | 76.58 Mn |
| Sep 30, 2021 | 72.38 Mn |
| Jun 30, 2021 | 56.01 Mn |