SoFi Technologies (SOFI) Interest Income - Net (2020 - 2026)
SoFi Technologies (SOFI) posted Interest Income - Net of $788.2 million for Q2 2026, up 13.74% on a QoQ basis from $693.0 million in Q1 2026, and up 52.21% year-over-year from $517.8 million in Q2 2025.
Analysis
SoFi Technologies (SOFI) Interest Income - Net (2020 - 2026) Analysis & Trends
SoFi Technologies has reported Interest Income - Net for 7 years, with the latest figure at $788.2 million in Q2 2026.
- On a quarterly basis, Interest Income - Net rose 52.21% year-over-year to $788.2 million in Q2 2026; TTM through Jun 2026 was $2.7 billion, a 39.93% increase from a year earlier, with the FY2025 full-year figure at $2.2 billion, up 29.27% from the prior year.
- Interest Income - Net was $788.2 million for Q2 2026 at SoFi Technologies, up from $693.0 million in the prior quarter.
- The five-year high for Interest Income - Net was $788.2 million in Q2 2026, with the low at $94.9 million in Q1 2022.
- Average Interest Income - Net over 5 years is $403.5 million, with a median of $407.7 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2024: Interest Income - Net surged 172.38% in 2022, then gained 20.67% in 2024.
- Over 5 years, Interest Income - Net stood at $208.6 million in 2022, then soared by 86.8% to $389.6 million in 2023, then increased by 20.67% to $470.2 million in 2024, then jumped by 31.29% to $617.3 million in 2025, then grew by 27.69% to $788.2 million in 2026.
- The last three Interest Income - Net figures came in at $788.2 million (Q2 2026), $693.0 million (Q1 2026), and $617.3 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 16.00 Bn |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | 2.78 Bn |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 12.50 Bn |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 3.95 Bn |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | 5.54 Bn |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 12.32 Bn |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 4.65 Bn |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | - |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 6.67 Bn |
| 10 | SoFi Technologies | 21.88 Bn | 18.76 Bn | 1.02 Bn | 788.20 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 788.20 Mn |
| Mar 31, 2026 | 692.99 Mn |
| Dec 31, 2025 | 617.28 Mn |
| Sep 30, 2025 | 585.11 Mn |
| Jun 30, 2025 | 517.84 Mn |
| Mar 31, 2025 | 498.73 Mn |
| Dec 31, 2024 | 470.17 Mn |
| Sep 30, 2024 | 431.01 Mn |
| Jun 30, 2024 | 412.58 Mn |
| Mar 31, 2024 | 402.72 Mn |
| Dec 31, 2023 | 389.64 Mn |
| Sep 30, 2023 | 344.96 Mn |
| Jun 30, 2023 | 291.13 Mn |
| Mar 31, 2023 | 236.01 Mn |
| Dec 31, 2022 | 208.58 Mn |
| Sep 30, 2022 | 157.85 Mn |
| Jun 30, 2022 | 122.73 Mn |
| Mar 31, 2022 | 94.93 Mn |
| Dec 31, 2021 | 76.58 Mn |
| Sep 30, 2021 | 72.38 Mn |