KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) Interest Income - Net (2020 - 2026)

SoFi Technologies has reported Interest Income - Net over the past 6 years, most recently at $617.3 million for Q4 2025.

  • For Q4 2025, Interest Income - Net rose 31.29% year-over-year to $617.3 million; the TTM value through Dec 2025 reached $2.2 billion, up 29.27%, while the annual FY2025 figure was $2.2 billion, 29.27% up from the prior year.
  • Interest Income - Net for Q4 2025 was $617.3 million at SoFi Technologies, up from $585.1 million in the prior quarter.
  • Over five years, Interest Income - Net peaked at $617.3 million in Q4 2025 and troughed at -$21000.0 in Q1 2021.
  • A 5-year average of $299.3 million and a median of $318.0 million in 2023 define the central range for Interest Income - Net.
  • Biggest five-year swings in Interest Income - Net: surged 452161.9% in 2022 and later rose 20.67% in 2024.
  • Year by year, Interest Income - Net stood at $76.6 million in 2021, then skyrocketed by 172.38% to $208.6 million in 2022, then skyrocketed by 86.8% to $389.6 million in 2023, then rose by 20.67% to $470.2 million in 2024, then surged by 31.29% to $617.3 million in 2025.
  • Business Quant data shows Interest Income - Net for SOFI at $617.3 million in Q4 2025, $585.1 million in Q3 2025, and $517.8 million in Q2 2025.