SoFi Technologies (SOFI) Interest Income - Net (2020 - 2026)
SoFi Technologies (SOFI) recorded quarterly Interest Income - Net of $693.0 million in Q1 2026, up 12.26% quarter-over-quarter from $617.3 million in Q4 2025, and up 38.95% on a YoY basis from $498.7 million in Q1 2025.
SoFi Technologies (SOFI) Interest Income - Net (2020 - 2026) Analysis & Trends
SoFi Technologies' Interest Income - Net history runs 7 years deep, the most recent figure standing at $693.0 million for Q1 2026.
- In Q1 2026, Interest Income - Net rose 38.95% year-over-year to $693.0 million; the TTM figure through Mar 2026 stood at $2.4 billion (up 33.14% YoY), while the FY2025 annual figure was $2.2 billion, up 29.27% from the prior year.
- Interest Income - Net was $693.0 million for Q1 2026 at SoFi Technologies, up from $617.3 million in the prior quarter.
- In the past five years, Interest Income - Net ranged from a high of $693.0 million in Q1 2026 to a low of $94.9 million in Q1 2022.
- Historically, Interest Income - Net has averaged $380.8 million across 5 years, with a median of $402.7 million in 2024.
- The sharpest annual moves came in 2022 and 2024: Interest Income - Net jumped 7446.34% in 2022, then rose 20.67% in 2024.
- A 5-year view of Interest Income - Net shows it stood at $208.6 million in 2022, then surged by 86.8% to $389.6 million in 2023, then grew by 20.67% to $470.2 million in 2024, then soared by 31.29% to $617.3 million in 2025, then advanced by 12.26% to $693.0 million in 2026.
- The last three Interest Income - Net figures came in at $693.0 million (Q1 2026), $617.3 million (Q4 2025), and $585.1 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 4.69 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 12.15 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 4.64 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 418.69 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 692.99 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.86 Bn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 692.99 Mn |
| Dec 31, 2025 | 617.28 Mn |
| Sep 30, 2025 | 585.11 Mn |
| Jun 30, 2025 | 517.84 Mn |
| Mar 31, 2025 | 498.73 Mn |
| Dec 31, 2024 | 470.17 Mn |
| Sep 30, 2024 | 431.01 Mn |
| Jun 30, 2024 | 412.58 Mn |
| Mar 31, 2024 | 402.72 Mn |
| Dec 31, 2023 | 389.64 Mn |
| Sep 30, 2023 | 344.96 Mn |
| Jun 30, 2023 | 291.13 Mn |
| Mar 31, 2023 | 236.01 Mn |
| Dec 31, 2022 | 208.58 Mn |
| Sep 30, 2022 | 157.85 Mn |
| Jun 30, 2022 | 122.73 Mn |
| Mar 31, 2022 | 94.93 Mn |
| Dec 31, 2021 | 76.58 Mn |
| Sep 30, 2021 | 72.38 Mn |
| Jun 30, 2021 | 56.01 Mn |