SoFi Technologies (SOFI) Interest Income - Net (2020 - 2026)

SoFi Technologies (SOFI) recorded quarterly Interest Income - Net of $693.0 million in Q1 2026, up 12.26% quarter-over-quarter from $617.3 million in Q4 2025, and up 38.95% on a YoY basis from $498.7 million in Q1 2025.

SoFi Technologies (SOFI) Interest Income - Net (2020 - 2026) Analysis & Trends

SoFi Technologies' Interest Income - Net history runs 7 years deep, the most recent figure standing at $693.0 million for Q1 2026.

  • In Q1 2026, Interest Income - Net rose 38.95% year-over-year to $693.0 million; the TTM figure through Mar 2026 stood at $2.4 billion (up 33.14% YoY), while the FY2025 annual figure was $2.2 billion, up 29.27% from the prior year.
  • Interest Income - Net was $693.0 million for Q1 2026 at SoFi Technologies, up from $617.3 million in the prior quarter.
  • In the past five years, Interest Income - Net ranged from a high of $693.0 million in Q1 2026 to a low of $94.9 million in Q1 2022.
  • Historically, Interest Income - Net has averaged $380.8 million across 5 years, with a median of $402.7 million in 2024.
  • The sharpest annual moves came in 2022 and 2024: Interest Income - Net jumped 7446.34% in 2022, then rose 20.67% in 2024.
  • A 5-year view of Interest Income - Net shows it stood at $208.6 million in 2022, then surged by 86.8% to $389.6 million in 2023, then grew by 20.67% to $470.2 million in 2024, then soared by 31.29% to $617.3 million in 2025, then advanced by 12.26% to $693.0 million in 2026.
  • The last three Interest Income - Net figures came in at $693.0 million (Q1 2026), $617.3 million (Q4 2025), and $585.1 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 4.69 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 12.15 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 4.64 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 418.69 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 692.99 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.86 Bn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 692.99 Mn
Dec 31, 2025 617.28 Mn
Sep 30, 2025 585.11 Mn
Jun 30, 2025 517.84 Mn
Mar 31, 2025 498.73 Mn
Dec 31, 2024 470.17 Mn
Sep 30, 2024 431.01 Mn
Jun 30, 2024 412.58 Mn
Mar 31, 2024 402.72 Mn
Dec 31, 2023 389.64 Mn
Sep 30, 2023 344.96 Mn
Jun 30, 2023 291.13 Mn
Mar 31, 2023 236.01 Mn
Dec 31, 2022 208.58 Mn
Sep 30, 2022 157.85 Mn
Jun 30, 2022 122.73 Mn
Mar 31, 2022 94.93 Mn
Dec 31, 2021 76.58 Mn
Sep 30, 2021 72.38 Mn
Jun 30, 2021 56.01 Mn