SoFi Technologies (SOFI) Interest Income - Net (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Interest Income - Net of $693.0 million for Q1 2026, up 38.95% year-over-year from $498.7 million in Q1 2025, and up 12.26% on a QoQ basis from $617.3 million in Q4 2025.

SoFi Technologies (SOFI) Interest Income - Net (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Interest Income - Net for 7 consecutive years, with $693.0 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Income - Net rose 38.95% year-over-year to $693.0 million; the TTM figure through Mar 2026 stood at $2.4 billion (up 33.14% YoY), while the FY2025 annual figure was $2.2 billion, up 29.27% from the prior year.
  • Interest Income - Net came in at $693.0 million for Q1 2026 at SoFi Technologies, up from $617.3 million in the prior quarter.
  • The five-year high for Interest Income - Net was $693.0 million in Q1 2026, with the low at $94.9 million in Q1 2022.
  • Average Interest Income - Net over 5 years is $380.8 million, with a median of $402.7 million recorded in 2024.
  • Across the five-year window, Interest Income - Net surged 452161.9% in 2022 and climbed 20.67% in 2024, its largest moves.
  • Year by year, Interest Income - Net stood at $208.6 million in 2022, then surged by 86.8% to $389.6 million in 2023, then gained by 20.67% to $470.2 million in 2024, then soared by 31.29% to $617.3 million in 2025, then increased by 12.26% to $693.0 million in 2026.
  • According to Business Quant data, Interest Income - Net over the past three periods registered $693.0 million, $617.3 million, and $585.1 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 4.69 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 418.69 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 692.99 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.86 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 692.99 Mn
Dec 31, 2025 617.28 Mn
Sep 30, 2025 585.11 Mn
Jun 30, 2025 517.84 Mn
Mar 31, 2025 498.73 Mn
Dec 31, 2024 470.17 Mn
Sep 30, 2024 431.01 Mn
Jun 30, 2024 412.58 Mn
Mar 31, 2024 402.72 Mn
Dec 31, 2023 389.64 Mn
Sep 30, 2023 344.96 Mn
Jun 30, 2023 291.13 Mn
Mar 31, 2023 236.01 Mn
Dec 31, 2022 208.58 Mn
Sep 30, 2022 157.85 Mn
Jun 30, 2022 122.73 Mn
Mar 31, 2022 94.93 Mn
Dec 31, 2021 76.58 Mn
Sep 30, 2021 72.38 Mn
Jun 30, 2021 56.01 Mn