SoFi Technologies (SOFI) Interest Income - Net (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Interest Income - Net of $693.0 million for Q1 2026, up 38.95% year-over-year from $498.7 million in Q1 2025, and up 12.26% quarter-over-quarter from $617.3 million in Q4 2025.
Analysis
SoFi Technologies (SOFI) Interest Income - Net (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Interest Income - Net for 7 consecutive years, with $693.0 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Income - Net rose 38.95% year-over-year to $693.0 million; the TTM figure through Mar 2026 stood at $2.4 billion (up 33.14% YoY), while the FY2025 annual figure was $2.2 billion, up 29.27% from the prior year.
- Interest Income - Net advanced to $693.0 million in Q1 2026 per SOFI's latest filing, from $617.3 million in the prior quarter.
- Across five years, Interest Income - Net topped out at $693.0 million in Q1 2026 and bottomed at $94.9 million in Q1 2022.
- Historically, Interest Income - Net has averaged $380.8 million across 5 years, with a median of $402.7 million in 2024.
- Annual changes were most pronounced in 2022 — Interest Income - Net soared 7446.34% — and 2024, when it increased 20.67%.
- SoFi Technologies' Interest Income - Net stood at $208.6 million in 2022, then jumped by 86.8% to $389.6 million in 2023, then climbed by 20.67% to $470.2 million in 2024, then surged by 31.29% to $617.3 million in 2025, then gained by 12.26% to $693.0 million in 2026.
- Business Quant data shows SOFI's Interest Income - Net at $693.0 million in Q1 2026, $617.3 million in Q4 2025, and $585.1 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 4.65 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 12.37 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 448.78 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 4.61 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 788.20 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.95 Bn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 788.20 Mn |
| Mar 31, 2026 | 692.99 Mn |
| Dec 31, 2025 | 617.28 Mn |
| Sep 30, 2025 | 585.11 Mn |
| Jun 30, 2025 | 517.84 Mn |
| Mar 31, 2025 | 498.73 Mn |
| Dec 31, 2024 | 470.17 Mn |
| Sep 30, 2024 | 431.01 Mn |
| Jun 30, 2024 | 412.58 Mn |
| Mar 31, 2024 | 402.72 Mn |
| Dec 31, 2023 | 389.64 Mn |
| Sep 30, 2023 | 344.96 Mn |
| Jun 30, 2023 | 291.13 Mn |
| Mar 31, 2023 | 236.01 Mn |
| Dec 31, 2022 | 208.58 Mn |
| Sep 30, 2022 | 157.85 Mn |
| Jun 30, 2022 | 122.73 Mn |
| Mar 31, 2022 | 94.93 Mn |
| Dec 31, 2021 | 76.58 Mn |
| Sep 30, 2021 | 72.38 Mn |