SoFi Technologies (SOFI) Interest Income - Net (2020 - 2026)
SoFi Technologies' Interest Income - Net came in at $929.45 million for Q3 2026, up 58.8% from $585.11 million a year earlier and up 17.9% from the prior quarter.
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Analysis
SoFi Technologies (SOFI) Interest Income - Net (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, SoFi Technologies reported Interest Income - Net of $3.03 billion, up 46.1% year-over-year; for FY2025, it was $2.22 billion, up 29.3% from FY2024.
- Interest Income - Net has increased in each of the last five years, with a five-year compound annual growth rate of 65.6% (FY2020 to FY2025).
- Going back by year, Interest Income - Net was $1.72 billion in FY2024 (+36.0%), $1.26 billion in FY2023 (+116.0%), $584.1 million in FY2022 (+131.6%) and $252.24 million in FY2021 (+41.8%).
- The Q3 2026 figure represents the highest quarterly Interest Income - Net in data going back to Q2 2020.
- Year-over-year, Interest Income - Net has increased for 22 consecutive quarters, with growth averaging 35.9% over the last eight quarters.
- The year-over-year growth in Interest Income - Net has ranged between 20.7% (Q4 2024) and 172.4% (Q4 2022) over the last five years.
- Business Quant data shows SOFI's Interest Income - Net at $788.2 million (Q2 2026), $692.99 million (Q1 2026) and $617.28 million (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 935.44 Bn | 935.44 Bn | - | 27.04 Bn |
| 2 | Banco Santander Chile | 415.59 Bn | -7,101.51 Bn | - | - |
| 3 | Bank Of America | 357.35 Bn | -2,018.76 Bn | - | 16.45 Bn |
| 4 | Hsbc Holdings | 307.23 Bn | -1,795.96 Bn | - | 9.31 Bn |
| 5 | Morgan Stanley | 304.94 Bn | -204.15 Bn | - | 2.78 Bn |
| 6 | Royal Bank Of Canada | 293.80 Bn | -536.20 Bn | - | 6.27 Bn |
| 7 | Goldman Sachs | 267.88 Bn | -3,475.57 Bn | - | 3.77 Bn |
| 8 | Wells Fargo & Company | 262.48 Bn | 264.60 Bn | - | 12.52 Bn |
| 9 | Mitsubishi Ufj Financial | 260.85 Bn | -71.38 Bn | 10.89 Bn | 5.54 Bn |
| 10 | SoFi Technologies | 22.43 Bn | 7.72 Bn | 1.02 Bn | 788.20 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 788.20 Mn |
| Mar 31, 2026 | 692.99 Mn |
| Dec 31, 2025 | 617.28 Mn |
| Sep 30, 2025 | 585.11 Mn |
| Jun 30, 2025 | 517.84 Mn |
| Mar 31, 2025 | 498.73 Mn |
| Dec 31, 2024 | 470.17 Mn |
| Sep 30, 2024 | 431.01 Mn |
| Jun 30, 2024 | 412.58 Mn |
| Mar 31, 2024 | 402.72 Mn |
| Dec 31, 2023 | 389.64 Mn |
| Sep 30, 2023 | 344.96 Mn |
| Jun 30, 2023 | 291.13 Mn |
| Mar 31, 2023 | 236.01 Mn |
| Dec 31, 2022 | 208.58 Mn |
| Sep 30, 2022 | 157.85 Mn |
| Jun 30, 2022 | 122.73 Mn |
| Mar 31, 2022 | 94.93 Mn |
| Dec 31, 2021 | 76.58 Mn |
| Sep 30, 2021 | 72.38 Mn |
API Access
SoFi Technologies Interest Income - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-net&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-net", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-net&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();