SoFi Technologies (SOFI) Interest Income - Net (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Interest Income - Net of $693.0 million for Q1 2026, up 38.95% year-over-year from $498.7 million in Q1 2025, and up 12.26% quarter-over-quarter from $617.3 million in Q4 2025.

SoFi Technologies (SOFI) Interest Income - Net (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Interest Income - Net for 7 consecutive years, with $693.0 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Income - Net rose 38.95% year-over-year to $693.0 million; the TTM figure through Mar 2026 stood at $2.4 billion (up 33.14% YoY), while the FY2025 annual figure was $2.2 billion, up 29.27% from the prior year.
  • Interest Income - Net advanced to $693.0 million in Q1 2026 per SOFI's latest filing, from $617.3 million in the prior quarter.
  • Across five years, Interest Income - Net topped out at $693.0 million in Q1 2026 and bottomed at $94.9 million in Q1 2022.
  • Historically, Interest Income - Net has averaged $380.8 million across 5 years, with a median of $402.7 million in 2024.
  • Annual changes were most pronounced in 2022 — Interest Income - Net soared 7446.34% — and 2024, when it increased 20.67%.
  • SoFi Technologies' Interest Income - Net stood at $208.6 million in 2022, then jumped by 86.8% to $389.6 million in 2023, then climbed by 20.67% to $470.2 million in 2024, then surged by 31.29% to $617.3 million in 2025, then gained by 12.26% to $693.0 million in 2026.
  • Business Quant data shows SOFI's Interest Income - Net at $693.0 million in Q1 2026, $617.3 million in Q4 2025, and $585.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.65 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 12.37 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 4.61 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 418.69 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 692.99 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 1.81 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 692.99 Mn
Dec 31, 2025 617.28 Mn
Sep 30, 2025 585.11 Mn
Jun 30, 2025 517.84 Mn
Mar 31, 2025 498.73 Mn
Dec 31, 2024 470.17 Mn
Sep 30, 2024 431.01 Mn
Jun 30, 2024 412.58 Mn
Mar 31, 2024 402.72 Mn
Dec 31, 2023 389.64 Mn
Sep 30, 2023 344.96 Mn
Jun 30, 2023 291.13 Mn
Mar 31, 2023 236.01 Mn
Dec 31, 2022 208.58 Mn
Sep 30, 2022 157.85 Mn
Jun 30, 2022 122.73 Mn
Mar 31, 2022 94.93 Mn
Dec 31, 2021 76.58 Mn
Sep 30, 2021 72.38 Mn
Jun 30, 2021 56.01 Mn