SoFi Technologies (SOFI) EBIT Margin (2020 - 2026)
SoFi Technologies (SOFI) posted EBIT Margin of 1.47% for Q2 2026, up 4.77 percentage points from -3.30% a year earlier but down 1.92 percentage points from the prior quarter.
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Analysis
SoFi Technologies (SOFI) EBIT Margin (2020 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBIT Margin at SoFi Technologies was 1.87%, up 8.20 percentage points year-over-year; for FY2025, it was -1.46%, up 5.89 percentage points from FY2024.
- Annual EBIT Margin has increased for four consecutive years, with a five-year change of +23.81 percentage points (FY2020 to FY2025).
- In prior years, SoFi Technologies' EBIT Margin was -7.35% in FY2024 (+22.15 pp), -29.50% in FY2023 (+7.21 pp), -36.71% in FY2022 (+1.71 pp) and -38.42% in FY2021 (-13.15 pp).
- Quarterly EBIT Margin has run from a low of -31.95% in Q4 2021 to a high of 26.01% in Q2 2023 over five years.
- On a year-over-year basis, EBIT Margin has increased in each of the last five quarters, with an average year-over-year change of +3.68 percentage points over the last eight quarters.
- The strongest year-over-year quarter for EBIT Margin in the past five years was Q1 2023, with a gain of 47.14 percentage points; the weakest was Q2 2024, with a drop of 39.83 percentage points.
- According to Business Quant data, EBIT Margin for the three prior quarters was 3.39% (Q1 2026), 2.84% (Q4 2025) and -0.38% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 903.97 Bn | 903.97 Bn | - | - |
| 2 | Bank Of America | 356.92 Bn | -2,019.15 Bn | - | 93.16% |
| 3 | Hsbc Holdings | 296.96 Bn | -1,806.64 Bn | - | 48.15% |
| 4 | Morgan Stanley | 285.10 Bn | 285.10 Bn | - | - |
| 5 | Royal Bank Of Canada | 284.66 Bn | -545.38 Bn | - | 138.04% |
| 6 | Goldman Sachs | 266.61 Bn | 266.61 Bn | - | - |
| 7 | Wells Fargo & Company | 250.94 Bn | 250.94 Bn | - | 84.54% |
| 8 | Mitsubishi Ufj Financial | 245.01 Bn | -96.38 Bn | 10.89 Bn | 51.45% |
| 9 | Toronto Dominion Bank | 214.22 Bn | -461.66 Bn | - | 6.25% |
| 10 | SoFi Technologies | 21.51 Bn | 21.51 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.47% |
| Mar 31, 2026 | 3.39% |
| Dec 31, 2025 | 2.84% |
| Sep 30, 2025 | -0.38% |
| Jun 30, 2025 | -3.30% |
| Mar 31, 2025 | -6.49% |
| Dec 31, 2024 | -8.36% |
| Sep 30, 2024 | -7.72% |
| Jun 30, 2024 | -13.82% |
| Mar 31, 2024 | 0.21% |
| Dec 31, 2023 | 0.35% |
| Sep 30, 2023 | -67.98% |
| Jun 30, 2023 | -28.76% |
| Mar 31, 2023 | -25.41% |
| Dec 31, 2022 | -14.28% |
| Sep 30, 2022 | -37.16% |
| Jun 30, 2022 | -48.22% |
| Mar 31, 2022 | -54.50% |
| Dec 31, 2021 | -62.55% |
| Sep 30, 2021 | -36.56% |
API Access
SoFi Technologies EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();