SoFi Technologies (SOFI) EBIT Margin (2020 - 2026)
SoFi Technologies (SOFI) recorded quarterly EBIT Margin of 3.39% in Q1 2026, up 19.4% quarter-over-quarter from 2.84% in Q4 2025, and up 988.0% on a YoY basis from 0.31% in Q1 2025.
SoFi Technologies (SOFI) EBIT Margin (2020 - 2026) Analysis & Trends
SoFi Technologies' EBIT Margin history runs 7 years deep, the most recent figure standing at 3.39% for Q1 2026.
- In Q1 2026, EBIT Margin rose 988.0% year-over-year to 3.39%; the TTM figure through Mar 2026 stood at 2.02% (up 9600.0% YoY), while the FY2025 annual figure was 1.46%, up 53578.0% from the prior year.
- EBIT Margin was 3.39% for Q1 2026 at SoFi Technologies, up from 2.84% in the prior quarter.
- In the past five years, EBIT Margin ranged from a high of 162.99% in Q4 2023 to a low of 759.88% in Q3 2023.
- Historically, EBIT Margin has averaged 217.41% across 5 years, with a median of 44.73% in 2023.
- The sharpest annual moves came in 2024 and 2025: EBIT Margin plunged 72464 bps in 2024, then soared 56449 bps in 2025.
- A 5-year view of EBIT Margin shows it stood at 76.05% in 2022, then jumped by 114 bps to 162.99% in 2023, then plunged by 445 bps to 561.65% in 2024, then surged by 101 bps to 2.84% in 2025, then increased by 19 bps to 3.39% in 2026.
- The last three EBIT Margin figures came in at 3.39% (Q1 2026), 2.84% (Q4 2025), and 0.38% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 64.42% |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 58.43% |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 44.55% |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 42.26% |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 26.44% |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 3.39% |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 35.49% |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | 24.11% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.39% |
| Dec 31, 2025 | 2.84% |
| Sep 30, 2025 | -0.38% |
| Jun 30, 2025 | -16.67% |
| Mar 31, 2025 | -6.49% |
| Dec 31, 2024 | -561.65% |
| Sep 30, 2024 | -541.77% |
| Jun 30, 2024 | -13.82% |
| Mar 31, 2024 | -456.75% |
| Dec 31, 2023 | 162.99% |
| Sep 30, 2023 | -759.88% |
| Jun 30, 2023 | -425.33% |
| Mar 31, 2023 | -44.73% |
| Dec 31, 2022 | 76.05% |
| Sep 30, 2022 | -547.59% |
| Jun 30, 2022 | -511.76% |
| Mar 31, 2022 | -54.50% |
| Dec 31, 2021 | 56.08% |
| Sep 30, 2021 | -507.08% |
| Jun 30, 2021 | -112.57% |