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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

SoFi Technologies (SOFI) EBITDA Margin (2020 - 2025)

SoFi Technologies has reported EBITDA Margin over the past 6 years, most recently at 102.75% for Q4 2025.

  • Quarterly results put EBITDA Margin at 102.75% for Q4 2025, up 12473.0% from a year ago — trailing twelve months through Dec 2025 was 24.36% (up 7029.0% YoY), and the annual figure for FY2025 was 80.84%, down 1686.0%.
  • EBITDA Margin for Q4 2025 was 102.75% at SoFi Technologies, up from 15.12% in the prior quarter.
  • Over the last five years, EBITDA Margin for SOFI hit a ceiling of 102.75% in Q4 2025 and a floor of 327.59% in Q1 2021.
  • Median EBITDA Margin over the past 5 years was 14.45% (2021), compared with a mean of 27.74%.
  • Biggest five-year swings in EBITDA Margin: crashed -31024bps in 2021 and later surged 29283bps in 2022.
  • SoFi Technologies' EBITDA Margin stood at 39.22% in 2021, then rose by 1bps to 38.84% in 2022, then soared by 89bps to 4.25% in 2023, then plummeted by -418bps to 21.98% in 2024, then surged by 567bps to 102.75% in 2025.
  • The last three reported values for EBITDA Margin were 102.75% (Q4 2025), 15.12% (Q3 2025), and 64.54% (Q2 2025) per Business Quant data.