KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) EBITDA Margin: 2020-2025

Historic EBITDA Margin for SoFi Technologies (SOFI) over the last 6 years, with Sep 2025 value amounting to 15.12%.

  • SoFi Technologies' EBITDA Margin rose 503.00% to 15.12% in Q3 2025 from the same period last year, while for Sep 2025 it was 19.31%, marking a year-over-year increase of 1064.00%. This contributed to the annual value of 18.38% for FY2024, which is 3221.00% up from last year.
  • SoFi Technologies' EBITDA Margin amounted to 15.12% in Q3 2025, which was up 31.83% from 11.47% recorded in Q2 2025.
  • Over the past 5 years, SoFi Technologies' EBITDA Margin peaked at 43.04% during Q4 2024, and registered a low of -90.64% during Q1 2021.
  • In the last 3 years, SoFi Technologies' EBITDA Margin had a median value of 10.09% in 2024 and averaged 4.51%.
  • In the last 5 years, SoFi Technologies' EBITDA Margin spiked by 6,426bps in 2021 and then plummeted by 3,070bps in 2023.
  • Over the past 5 years, SoFi Technologies' EBITDA Margin (Quarterly) stood at -39.22% in 2021, then skyrocketed by 3,075bps to -8.47% in 2022, then surged by 1,597bps to 7.49% in 2023, then spiked by 3,555bps to 43.04% in 2024, then soared by 503bps to 15.12% in 2025.
  • Its EBITDA Margin was 15.12% in Q3 2025, compared to 11.47% in Q2 2025 and 10.67% in Q1 2025.