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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

SoFi Technologies (SOFI) EBITDA Margin (2020 - 2025)

Historic EBITDA Margin for SoFi Technologies (SOFI) over the last 6 years, with Q4 2025 value amounting to 17.07%.

  • SoFi Technologies' EBITDA Margin fell 259700.0% to 17.07% in Q4 2025 from the same period last year, while for Dec 2025 it was 13.86%, marking a year-over-year decrease of 45200.0%. This contributed to the annual value of 13.86% for FY2025, which is 45200.0% down from last year.
  • Latest data reveals that SoFi Technologies reported EBITDA Margin of 17.07% as of Q4 2025, which was down 259700.0% from 15.12% recorded in Q3 2025.
  • SoFi Technologies' EBITDA Margin's 5-year high stood at 43.04% during Q4 2024, with a 5-year trough of 90.64% in Q1 2021.
  • In the last 5 years, SoFi Technologies' EBITDA Margin had a median value of 7.68% in 2023 and averaged 11.69%.
  • Per our database at Business Quant, SoFi Technologies' EBITDA Margin crashed by -783600bps in 2021 and then skyrocketed by 586700bps in 2024.
  • SoFi Technologies' EBITDA Margin (Quarter) stood at 39.22% in 2021, then skyrocketed by 78bps to 8.47% in 2022, then soared by 188bps to 7.49% in 2023, then soared by 475bps to 43.04% in 2024, then crashed by -60bps to 17.07% in 2025.
  • Its EBITDA Margin stands at 17.07% for Q4 2025, versus 15.12% for Q3 2025 and 11.47% for Q2 2025.