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SoFi Technologies (SOFI) Operating Margin (2020 - 2025)

SoFi Technologies (SOFI) has 6 years of Operating Margin data on record, last reported at 175.29% in Q4 2025.

  • For Q4 2025, Operating Margin rose 18054.0% year-over-year to 175.29%; the TTM value through Dec 2025 reached 570.47%, down 39793.0%, while the annual FY2025 figure was 570.47%, 59764.0% down from the prior year.
  • Operating Margin reached 175.29% in Q4 2025 per SOFI's latest filing, up from 67.41% in the prior quarter.
  • Across five years, Operating Margin topped out at 308.03% in Q2 2025 and bottomed at 615.71% in Q1 2023.
  • Average Operating Margin over 5 years is 46.79%, with a median of 3.98% recorded in 2021.
  • Peak YoY movement for Operating Margin: plummeted -56121bps in 2023, then soared 81693bps in 2024.
  • A 5-year view of Operating Margin shows it stood at 216.22% in 2021, then plummeted by -75bps to 53.16% in 2022, then soared by 453bps to 294.11% in 2023, then crashed by -102bps to 5.26% in 2024, then skyrocketed by 3434bps to 175.29% in 2025.
  • Per Business Quant database, its latest 3 readings for Operating Margin were 175.29% in Q4 2025, 67.41% in Q3 2025, and 308.03% in Q2 2025.