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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

SoFi Technologies (SOFI) Operating Margin (2020 - 2025)

SoFi Technologies has reported Operating Margin over the past 6 years, most recently at 484.84% for Q4 2025.

  • Quarterly results put Operating Margin at 484.84% for Q4 2025, down 62393.0% from a year ago — trailing twelve months through Dec 2025 was 83.92% (down 44375.0% YoY), and the annual figure for FY2025 was 491.94%, down 2121.0%.
  • Operating Margin for Q4 2025 was 484.84% at SoFi Technologies, down from 0.38% in the prior quarter.
  • Over the last five years, Operating Margin for SOFI hit a ceiling of 156.47% in Q4 2023 and a floor of 644.14% in Q2 2021.
  • Median Operating Margin over the past 5 years was 69.77% (2022), compared with a mean of 216.93%.
  • Biggest five-year swings in Operating Margin: surged 67937bps in 2021 and later crashed -62393bps in 2025.
  • SoFi Technologies' Operating Margin stood at 83.74% in 2021, then tumbled by -518bps to 517.16% in 2022, then surged by 130bps to 156.47% in 2023, then decreased by -11bps to 139.09% in 2024, then plummeted by -449bps to 484.84% in 2025.
  • The last three reported values for Operating Margin were 484.84% (Q4 2025), 0.38% (Q3 2025), and 556.7% (Q2 2025) per Business Quant data.