KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on SalesTimes Interest Earned

SoFi Technologies (SOFI) Operating Margin: 2020-2025

Historic Operating Margin for SoFi Technologies (SOFI) over the last 6 years, with Sep 2025 value amounting to -13.43%.

  • SoFi Technologies' Operating Margin rose 738.00% to -13.43% in Q3 2025 from the same period last year, while for Sep 2025 it was -17.66%, marking a year-over-year decrease of 55.00%. This contributed to the annual value of -19.86% for FY2024, which is 2563.00% up from last year.
  • According to the latest figures from Q3 2025, SoFi Technologies' Operating Margin is -13.43%, which was up 19.44% from -16.67% recorded in Q2 2025.
  • Over the past 5 years, SoFi Technologies' Operating Margin peaked at -10.23% during Q1 2024, and registered a low of -134.55% during Q1 2021.
  • Moreover, its 3-year median value for Operating Margin was -20.80% (2024), whereas its average is -28.76%.
  • Its Operating Margin has fluctuated over the past 5 years, first soared by 10,324bps in 2021, then plummeted by 2,865bps in 2023.
  • SoFi Technologies' Operating Margin (Quarterly) stood at -83.74% in 2021, then skyrocketed by 4,907bps to -34.67% in 2022, then spiked by 2,352bps to -11.15% in 2023, then plummeted by 1,098bps to -22.13% in 2024, then soared by 738bps to -13.43% in 2025.
  • Its last three reported values are -13.43% in Q3 2025, -16.67% for Q2 2025, and -19.79% during Q1 2025.