KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) Operating Margin (2020 - 2025)

Historic Operating Margin for SoFi Technologies (SOFI) over the last 6 years, with Q4 2025 value amounting to 11.21%.

  • SoFi Technologies' Operating Margin rose 109200.0% to 11.21% in Q4 2025 from the same period last year, while for Dec 2025 it was 14.92%, marking a year-over-year increase of 49400.0%. This contributed to the annual value of 14.92% for FY2025, which is 49400.0% up from last year.
  • Per SoFi Technologies' latest filing, its Operating Margin stood at 11.21% for Q4 2025, which was up 109200.0% from 13.43% recorded in Q3 2025.
  • Over the past 5 years, SoFi Technologies' Operating Margin peaked at 10.23% during Q1 2024, and registered a low of 134.55% during Q1 2021.
  • In the last 5 years, SoFi Technologies' Operating Margin had a median value of 39.7% in 2022 and averaged 47.16%.
  • Its Operating Margin has fluctuated over the past 5 years, first crashed by -286500bps in 2023, then surged by 636400bps in 2024.
  • Over the past 5 years, SoFi Technologies' Operating Margin (Quarter) stood at 83.74% in 2021, then soared by 59bps to 34.67% in 2022, then soared by 68bps to 11.15% in 2023, then plummeted by -99bps to 22.13% in 2024, then surged by 49bps to 11.21% in 2025.
  • Its Operating Margin stands at 11.21% for Q4 2025, versus 13.43% for Q3 2025 and 16.67% for Q2 2025.