KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) EBITDA (2020 - 2025)

SoFi Technologies has reported EBITDA over the past 6 years, most recently at $175.0 million for Q4 2025.

  • Quarterly results put EBITDA at $175.0 million for Q4 2025, down 44.63% from a year ago — trailing twelve months through Dec 2025 was $500.7 million (up 1.86% YoY), and the annual figure for FY2025 was $500.7 million, up 1.86%.
  • EBITDA for Q4 2025 was $175.0 million at SoFi Technologies, up from $145.3 million in the prior quarter.
  • Over the last five years, EBITDA for SOFI hit a ceiling of $316.0 million in Q4 2024 and a floor of -$261.0 million in Q3 2023.
  • Median EBITDA over the past 5 years was -$31.2 million (2021), compared with a mean of -$5.7 million.
  • Biggest five-year swings in EBITDA: tumbled 2230.47% in 2021 and later skyrocketed 585.4% in 2024.
  • SoFi Technologies' EBITDA stood at -$112.0 million in 2021, then surged by 65.45% to -$38.7 million in 2022, then surged by 219.13% to $46.1 million in 2023, then skyrocketed by 585.4% to $316.0 million in 2024, then plummeted by 44.63% to $175.0 million in 2025.
  • The last three reported values for EBITDA were $175.0 million (Q4 2025), $145.3 million (Q3 2025), and $98.0 million (Q2 2025) per Business Quant data.