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SoFi Technologies (SOFI) EBITDA (2020 - 2026)

SoFi Technologies has reported EBITDA over the past 6 years, most recently at $175.0 million for Q4 2025.

  • For Q4 2025, EBITDA fell 44.63% year-over-year to $175.0 million; the TTM value through Dec 2025 reached $500.7 million, up 1.86%, while the annual FY2025 figure was $500.7 million, 1.86% up from the prior year.
  • EBITDA for Q4 2025 was $175.0 million at SoFi Technologies, up from $145.3 million in the prior quarter.
  • Over five years, EBITDA peaked at $316.0 million in Q4 2024 and troughed at -$261.0 million in Q3 2023.
  • A 5-year average of -$5.7 million and a median of -$31.2 million in 2021 define the central range for EBITDA.
  • Biggest five-year swings in EBITDA: crashed 2230.47% in 2021 and later surged 585.4% in 2024.
  • Year by year, EBITDA stood at -$112.0 million in 2021, then soared by 65.45% to -$38.7 million in 2022, then soared by 219.13% to $46.1 million in 2023, then surged by 585.4% to $316.0 million in 2024, then tumbled by 44.63% to $175.0 million in 2025.
  • Business Quant data shows EBITDA for SOFI at $175.0 million in Q4 2025, $145.3 million in Q3 2025, and $98.0 million in Q2 2025.