SoFi Technologies SOFI
NASDAQ SOFI
$16.96 +0.23 (+1.37%)
At close: Sep 18, 2026 · 4:00 PM EDT

SoFi Technologies (SOFI) EBITDA (2020 - 2026)

SoFi Technologies (SOFI) posted EBITDA of $17.9 million for Q2 2026, down 51.97% on a QoQ basis from $37.3 million in Q1 2026, and up 163.54% year-over-year from $6.8 million in Q2 2025.

Analysis

SoFi Technologies (SOFI) EBITDA (2020 - 2026) Analysis & Trends

SoFi Technologies has reported EBITDA for 7 years, with the latest figure at $17.9 million in Q2 2026.

  • On a quarterly basis, EBITDA rose 163.54% year-over-year to $17.9 million in Q2 2026; TTM through Jun 2026 was $80.7 million, a 141.71% increase from a year earlier, with the FY2025 full-year figure at -$52.8 million, up 73.13% from the prior year.
  • EBITDA was $17.9 million for Q2 2026 at SoFi Technologies, down from $37.3 million in the prior quarter.
  • The five-year high for EBITDA was $37.3 million in Q1 2026, with the low at -$365.2 million in Q3 2023.
  • Average EBITDA over 5 years is -$77.7 million, with a median of -$57.6 million recorded in 2024.
  • The sharpest annual moves came in 2025 and 2026: EBITDA sank 3816.41% in 2025, then jumped 174.56% in 2026.
  • Over 5 years, EBITDA stood at -$65.2 million in 2022, then soared by 103.31% to $2.2 million in 2023, then tumbled by 2945.73% to -$61.4 million in 2024, then jumped by 147.46% to $29.1 million in 2025, then plunged by 38.45% to $17.9 million in 2026.
  • The last three EBITDA figures came in at $17.9 million (Q2 2026), $37.3 million (Q1 2026), and $29.1 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Bank Of America 405.01 Bn -183.49 Bn 30.39 Bn 11.77 Bn
2 Morgan Stanley 318.33 Bn 158.20 Bn - 20.47 Bn
3 Royal Bank Of Canada 284.62 Bn 57.78 Bn - 18.35 Bn
4 Goldman Sachs 274.43 Bn -701.92 Bn - 26.66 Bn
5 Mitsubishi Ufj Financial 274.26 Bn -110.06 Bn 10.89 Bn 5.11 Bn
6 Wells Fargo & Company 260.84 Bn 59.01 Bn - 19.01 Bn
7 American Express 210.32 Bn 161.00 Bn 17.99 Bn 3.51 Bn
8 Banco Santander 210.20 Bn 217.82 Bn 28.01 Bn 10.44 Bn
9 Toronto Dominion Bank 206.68 Bn 45.35 Bn - 1.33 Bn
10 SoFi Technologies 21.88 Bn 18.76 Bn 1.02 Bn 17.93 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 17.93 Mn
Mar 31, 2026 37.32 Mn
Dec 31, 2025 29.12 Mn
Sep 30, 2025 -3.67 Mn
Jun 30, 2025 -28.21 Mn
Mar 31, 2025 -50.06 Mn
Dec 31, 2024 -61.35 Mn
Sep 30, 2024 -53.85 Mn
Jun 30, 2024 -82.72 Mn
Mar 31, 2024 1.35 Mn
Dec 31, 2023 2.16 Mn
Sep 30, 2023 -365.19 Mn
Jun 30, 2023 -143.21 Mn
Mar 31, 2023 -119.97 Mn
Dec 31, 2022 -65.23 Mn
Sep 30, 2022 -157.53 Mn
Jun 30, 2022 -174.81 Mn
Mar 31, 2022 -180.04 Mn
Dec 31, 2021 -178.65 Mn
Sep 30, 2021 -99.46 Mn