SoFi Technologies (SOFI) EBITDA (2020 - 2026)

SoFi Technologies (SOFI) has reported EBITDA for 7 consecutive years, with -$933.5 million the latest figure, recorded in Q1 2026.

• In Q1 2026, EBITDA fell 37.0% year-over-year to -$933.5 million; the TTM figure through Mar 2026 stood at $398.1 million (up 119.48% YoY), while the FY2025 annual figure was -$52.8 million, up 97.77% from the prior year.
• EBITDA fell to -$933.5 million in Q1 2026 per SOFI's latest filing, from $2.2 billion in the prior quarter.
• Across five years, EBITDA topped out at $2.2 billion in Q4 2025 and bottomed at -$933.5 million in Q1 2026.
• Historically, EBITDA has averaged -$346.0 million across 5 years, with a median of -$496.6 million in 2023.
• Annual changes were most pronounced in 2022 — EBITDA slumped 8092.89% — and 2025, when it jumped 428.55%.
• SoFi Technologies' EBITDA stood at -$422.3 million in 2022, then declined by 17.68% to -$496.9 million in 2023, then slumped by 32.81% to -$660.0 million in 2024, then surged by 428.55% to $2.2 billion in 2025, then plunged by 143.05% to -$933.5 million in 2026.
• Business Quant data shows SOFI's EBITDA at -$933.5 million in Q1 2026, $2.2 billion in Q4 2025, and -$808.5 million in Q3 2025.