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SoFi Technologies (SOFI) EBITDA (2020 - 2025)

SoFi Technologies (SOFI) has 6 years of EBITDA data on record, last reported at $175.0 million in Q4 2025.

  • For Q4 2025, EBITDA fell 44.63% year-over-year to $175.0 million; the TTM value through Dec 2025 reached $500.7 million, up 1.86%, while the annual FY2025 figure was $500.7 million, 1.86% up from the prior year.
  • EBITDA reached $175.0 million in Q4 2025 per SOFI's latest filing, up from $145.3 million in the prior quarter.
  • Across five years, EBITDA topped out at $316.0 million in Q4 2024 and bottomed at -$261.0 million in Q3 2023.
  • Average EBITDA over 5 years is -$5.7 million, with a median of -$31.2 million recorded in 2021.
  • Peak YoY movement for EBITDA: crashed 2230.47% in 2021, then surged 585.4% in 2024.
  • A 5-year view of EBITDA shows it stood at -$112.0 million in 2021, then skyrocketed by 65.45% to -$38.7 million in 2022, then skyrocketed by 219.13% to $46.1 million in 2023, then soared by 585.4% to $316.0 million in 2024, then crashed by 44.63% to $175.0 million in 2025.
  • Per Business Quant database, its latest 3 readings for EBITDA were $175.0 million in Q4 2025, $145.3 million in Q3 2025, and $98.0 million in Q2 2025.