SoFi Technologies (SOFI) EBITDA (2020 - 2026)

SoFi Technologies (SOFI) recorded quarterly EBITDA of $153.0 million in Q1 2026, down 12.56% quarter-over-quarter from $175.0 million in Q4 2025, and up 85.9% on a YoY basis from $82.3 million in Q1 2025.

SoFi Technologies (SOFI) EBITDA (2020 - 2026) Analysis & Trends

SoFi Technologies' EBITDA history runs 7 years deep, the most recent figure standing at $153.0 million for Q1 2026.

  • In Q1 2026, EBITDA rose 85.9% year-over-year to $153.0 million; the TTM figure through Mar 2026 stood at $571.4 million (up 17.41% YoY), while the FY2025 annual figure was $500.7 million, up 1.86% from the prior year.
  • EBITDA was $153.0 million for Q1 2026 at SoFi Technologies, down from $175.0 million in the prior quarter.
  • In the past five years, EBITDA ranged from a high of $316.0 million in Q4 2024 to a low of -$261.0 million in Q3 2023.
  • Historically, EBITDA has averaged $30.8 million across 5 years, with a median of $46.1 million in 2023.
  • The sharpest annual moves came in 2023 and 2024: EBITDA sank 244.29% in 2023, then surged 585.4% in 2024.
  • A 5-year view of EBITDA shows it stood at -$38.7 million in 2022, then jumped by 219.13% to $46.1 million in 2023, then soared by 585.4% to $316.0 million in 2024, then slumped by 44.63% to $175.0 million in 2025, then fell by 12.56% to $153.0 million in 2026.
  • The last three EBITDA figures came in at $153.0 million (Q1 2026), $175.0 million (Q4 2025), and $145.3 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.23 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.91 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.55 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 6.79 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.49 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.02 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 96.25 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 153.01 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 332.00 Mn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn 139.80 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 153.01 Mn
Dec 31, 2025 174.98 Mn
Sep 30, 2025 145.35 Mn
Jun 30, 2025 98.03 Mn
Mar 31, 2025 82.31 Mn
Dec 31, 2024 316.00 Mn
Sep 30, 2024 70.34 Mn
Jun 30, 2024 18.01 Mn
Mar 31, 2024 87.16 Mn
Dec 31, 2023 46.10 Mn
Sep 30, 2023 -260.97 Mn
Jun 30, 2023 -46.33 Mn
Mar 31, 2023 -32.47 Mn
Dec 31, 2022 -38.70 Mn
Sep 30, 2022 -75.80 Mn
Jun 30, 2022 -97.88 Mn
Mar 31, 2022 -114.85 Mn
Dec 31, 2021 -112.03 Mn
Sep 30, 2021 -29.99 Mn
Jun 30, 2021 -165.58 Mn