SoFi Technologies (SOFI) Cost of Revenue (2020 - 2026)

SoFi Technologies' Cost of Revenue history runs 7 years deep, the most recent figure standing at $171.1 million for Q1 2026.

• In Q1 2026, Cost of Revenue rose 26.27% year-over-year to $171.1 million; the TTM figure through Mar 2026 stood at $758.9 million (up 10.08% YoY), while the FY2025 annual figure was $609.0 million, down 23.52% from the prior year.
• Cost of Revenue was $171.1 million for Q1 2026 at SoFi Technologies, up from $161.6 million in the prior quarter.
• In the past five years, Cost of Revenue ranged from a high of $264.7 million in Q2 2025 to a low of -$130.9 million in Q4 2022.
• Historically, Cost of Revenue has averaged $132.0 million across 5 years, with a median of $161.4 million in 2025.
• The sharpest annual moves came in 2022 and 2024: Cost of Revenue slumped 225.69% in 2022, then surged 4056.99% in 2024.
• A 5-year view of Cost of Revenue shows it stood at -$130.9 million in 2022, then soared by 233.47% to $174.7 million in 2023, then surged by 31.23% to $229.3 million in 2024, then dropped by 29.5% to $161.6 million in 2025, then gained by 5.88% to $171.1 million in 2026.
• The last three Cost of Revenue figures came in at $171.1 million (Q1 2026), $161.6 million (Q4 2025), and $161.4 million (Q3 2025), per Business Quant data.