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SoFi Technologies (SOFI) Cost of Revenue (2020 - 2025)

SoFi Technologies (SOFI) has 6 years of Cost of Revenue data on record, last reported at $648.0 million in Q4 2025.

  • For Q4 2025, Cost of Revenue rose 40.02% year-over-year to $648.0 million; the TTM value through Dec 2025 reached $1.1 billion, up 16.7%, while the annual FY2025 figure was $1.1 billion, 37.56% up from the prior year.
  • Cost of Revenue reached $648.0 million in Q4 2025 per SOFI's latest filing, up from -$55.5 million in the prior quarter.
  • Across five years, Cost of Revenue topped out at $648.0 million in Q4 2025 and bottomed at -$130.9 million in Q4 2022.
  • Average Cost of Revenue over 5 years is $154.4 million, with a median of $109.5 million recorded in 2021.
  • Peak YoY movement for Cost of Revenue: plummeted 200.92% in 2022, then surged 345.24% in 2024.
  • A 5-year view of Cost of Revenue shows it stood at $129.7 million in 2021, then tumbled by 200.92% to -$130.9 million in 2022, then skyrocketed by 179.41% to $103.9 million in 2023, then soared by 345.24% to $462.8 million in 2024, then soared by 40.02% to $648.0 million in 2025.
  • Per Business Quant database, its latest 3 readings for Cost of Revenue were $648.0 million in Q4 2025, -$55.5 million in Q3 2025, and $264.7 million in Q2 2025.