SoFi Technologies (SOFI) Cost of Revenue (2020 - 2026)

SoFi Technologies (SOFI) has reported Cost of Revenue for 7 consecutive years, with $171.1 million the latest figure, recorded in Q1 2026.

• In Q1 2026, Cost of Revenue rose 26.27% year-over-year to $171.1 million; the TTM figure through Mar 2026 stood at $758.9 million (up 10.08% YoY), while the FY2025 annual figure was $609.0 million, down 23.52% from the prior year.
• Cost of Revenue came in at $171.1 million for Q1 2026 at SoFi Technologies, up from $161.6 million in the prior quarter.
• The five-year high for Cost of Revenue was $264.7 million in Q2 2025, with the low at -$130.9 million in Q4 2022.
• Average Cost of Revenue over 5 years is $132.0 million, with a median of $161.4 million recorded in 2025.
• Across the five-year window, Cost of Revenue tumbled 225.69% in 2022 and surged 4056.99% in 2024, its largest moves.
• Year by year, Cost of Revenue stood at -$130.9 million in 2022, then soared by 233.47% to $174.7 million in 2023, then surged by 31.23% to $229.3 million in 2024, then retreated by 29.5% to $161.6 million in 2025, then grew by 5.88% to $171.1 million in 2026.
• According to Business Quant data, Cost of Revenue over the past three periods registered $171.1 million, $161.6 million, and $161.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.