SoFi Technologies (SOFI) Cost of Revenue (2020 - 2026)

SoFi Technologies has reported Cost of Revenue for 7 years, with the latest figure at $171.1 million in Q1 2026.

• For the quarter ending Q1 2026, Cost of Revenue rose 26.27% year-over-year to $171.1 million; the trailing twelve-month figure through Mar 2026 stood at $758.9 million (up 10.08% YoY), and the FY2025 full-year result was $609.0 million, down 23.52% from the prior year.
• Cost of Revenue for Q1 2026 stood at $171.1 million, up from $161.6 million in the prior quarter.
• The five-year high for Cost of Revenue was $264.7 million in Q2 2025, with the low at -$130.9 million in Q4 2022.
• Average Cost of Revenue over 5 years is $132.0 million, with a median of $161.4 million recorded in 2025.
• Year-over-year, Cost of Revenue slumped 225.69% in 2022 and jumped 4056.99% in 2024.
• Tracing SOFI's Cost of Revenue over 5 years: stood at -$130.9 million in 2022, then jumped by 233.47% to $174.7 million in 2023, then soared by 31.23% to $229.3 million in 2024, then declined by 29.5% to $161.6 million in 2025, then advanced by 5.88% to $171.1 million in 2026.
• The last three Cost of Revenue figures came in at $171.1 million (Q1 2026), $161.6 million (Q4 2025), and $161.4 million (Q3 2025), per Business Quant data.