KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) Operating Income (2020 - 2025)

SoFi Technologies (SOFI) has 6 years of Operating Income data on record, last reported at -$3.5 billion in Q4 2025.

  • For Q4 2025, Operating Income fell 8841.64% year-over-year to -$3.5 billion; the TTM value through Dec 2025 reached -$3.5 billion, down 85.87%, while the annual FY2025 figure was -$3.5 billion, 586.21% down from the prior year.
  • Operating Income reached -$3.5 billion in Q4 2025 per SOFI's latest filing, down from $1.5 billion in the prior quarter.
  • Across five years, Operating Income topped out at $1.5 billion in Q3 2025 and bottomed at -$3.5 billion in Q4 2025.
  • Average Operating Income over 5 years is -$470.1 million, with a median of -$339.8 million recorded in 2021.
  • Peak YoY movement for Operating Income: tumbled 147021.28% in 2021, then surged 349.74% in 2025.
  • A 5-year view of Operating Income shows it stood at -$976.3 million in 2021, then skyrocketed by 142.4% to $413.9 million in 2022, then tumbled by 324.48% to -$929.2 million in 2023, then skyrocketed by 95.85% to -$38.6 million in 2024, then crashed by 8841.64% to -$3.5 billion in 2025.
  • Per Business Quant database, its latest 3 readings for Operating Income were -$3.5 billion in Q4 2025, $1.5 billion in Q3 2025, and -$1.5 billion in Q2 2025.