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SoFi Technologies (SOFI) Operating Income (2020 - 2026)

SoFi Technologies has reported Operating Income over the past 6 years, most recently at -$825.6 million for Q4 2025.

  • For Q4 2025, Operating Income rose 58.71% year-over-year to -$825.6 million; the TTM value through Dec 2025 reached -$1.7 billion, up 55.2%, while the annual FY2025 figure was -$3.0 billion, 28.65% down from the prior year.
  • Operating Income for Q4 2025 was -$825.6 million at SoFi Technologies, down from -$3.7 million in the prior quarter.
  • Over five years, Operating Income peaked at -$3.7 million in Q3 2025 and troughed at -$2.0 billion in Q4 2024.
  • A 5-year average of -$511.6 million and a median of -$424.7 million in 2021 define the central range for Operating Income.
  • Biggest five-year swings in Operating Income: tumbled 35939.03% in 2021 and later surged 99.41% in 2025.
  • Year by year, Operating Income stood at -$239.2 million in 2021, then plummeted by 115.48% to -$515.3 million in 2022, then crashed by 229.71% to -$1.7 billion in 2023, then dropped by 17.68% to -$2.0 billion in 2024, then soared by 58.71% to -$825.6 million in 2025.
  • Business Quant data shows Operating Income for SOFI at -$825.6 million in Q4 2025, -$3.7 million in Q3 2025, and -$845.6 million in Q2 2025.