SoFi Technologies (SOFI) Operating Income (2020 - 2026)
SoFi Technologies (SOFI) posted Operating Income of $17.9 million for Q2 2026, down 51.97% on a QoQ basis from $37.3 million in Q1 2026, and up 163.54% year-over-year from $6.8 million in Q2 2025.
Analysis
SoFi Technologies (SOFI) Operating Income (2020 - 2026) Analysis & Trends
SoFi Technologies has reported Operating Income for 7 years, with the latest figure at $17.9 million in Q2 2026.
- On a quarterly basis, Operating Income rose 163.54% year-over-year to $17.9 million in Q2 2026; TTM through Jun 2026 was $80.7 million, a 141.71% increase from a year earlier, with the FY2025 full-year figure at -$52.8 million, up 73.13% from the prior year.
- Operating Income was $17.9 million for Q2 2026 at SoFi Technologies, down from $37.3 million in the prior quarter.
- The five-year high for Operating Income was $37.3 million in Q1 2026, with the low at -$365.2 million in Q3 2023.
- Average Operating Income over 5 years is -$77.7 million, with a median of -$57.6 million recorded in 2024.
- The sharpest annual moves came in 2025 and 2026: Operating Income sank 3816.41% in 2025, then jumped 174.56% in 2026.
- Over 5 years, Operating Income stood at -$65.2 million in 2022, then soared by 103.31% to $2.2 million in 2023, then tumbled by 2945.73% to -$61.4 million in 2024, then jumped by 147.46% to $29.1 million in 2025, then plunged by 38.45% to $17.9 million in 2026.
- The last three Operating Income figures came in at $17.9 million (Q2 2026), $37.3 million (Q1 2026), and $29.1 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 11.77 Bn |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | - |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | - |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | - |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | 5.11 Bn |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | - |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 3.51 Bn |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | 10.44 Bn |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 757.36 Mn |
| 10 | SoFi Technologies | 21.88 Bn | 18.76 Bn | 1.02 Bn | 17.93 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.93 Mn |
| Mar 31, 2026 | 37.32 Mn |
| Dec 31, 2025 | 29.12 Mn |
| Sep 30, 2025 | -3.67 Mn |
| Jun 30, 2025 | -28.21 Mn |
| Mar 31, 2025 | -50.06 Mn |
| Dec 31, 2024 | -61.35 Mn |
| Sep 30, 2024 | -53.85 Mn |
| Jun 30, 2024 | -82.72 Mn |
| Mar 31, 2024 | 1.35 Mn |
| Dec 31, 2023 | 2.16 Mn |
| Sep 30, 2023 | -365.19 Mn |
| Jun 30, 2023 | -143.21 Mn |
| Mar 31, 2023 | -119.97 Mn |
| Dec 31, 2022 | -65.23 Mn |
| Sep 30, 2022 | -157.53 Mn |
| Jun 30, 2022 | -174.81 Mn |
| Mar 31, 2022 | -180.04 Mn |
| Dec 31, 2021 | -178.65 Mn |
| Sep 30, 2021 | -99.46 Mn |