SoFi Technologies (SOFI) Operating Income (2020 - 2026)
SoFi Technologies (SOFI) posted Operating Income of $17.93 million for Q2 2026, compared with -$28.21 million a year earlier and down 52.0% from the prior quarter.
SoFi Technologies (SOFI) Operating Income (2020 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Operating Income at SoFi Technologies was $80.7 million; for FY2025, it came in at -$52.82 million.
- In prior years, SoFi Technologies' Operating Income was -$196.58 million in FY2024, -$626.21 million in FY2023, -$577.62 million in FY2022 and -$738.16 million in FY2021.
- Quarterly Operating Income has run from a low of -$365.19 million in Q3 2023 to a high of $37.32 million in Q1 2026 over five years.
- According to Business Quant data, Operating Income for the three prior quarters was $37.32 million (Q1 2026), $29.12 million (Q4 2025) and -$3.67 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | - |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | -1,140.26 Bn |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | - |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | - |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | 5.11 Bn |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | - |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | - |
| 10 | SoFi Technologies | 20.39 Bn | 5.68 Bn | 1.02 Bn | 17.93 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.93 Mn |
| Mar 31, 2026 | 37.32 Mn |
| Dec 31, 2025 | 29.12 Mn |
| Sep 30, 2025 | -3.67 Mn |
| Jun 30, 2025 | -28.21 Mn |
| Mar 31, 2025 | -50.06 Mn |
| Dec 31, 2024 | -61.35 Mn |
| Sep 30, 2024 | -53.85 Mn |
| Jun 30, 2024 | -82.72 Mn |
| Mar 31, 2024 | 1.35 Mn |
| Dec 31, 2023 | 2.16 Mn |
| Sep 30, 2023 | -365.19 Mn |
| Jun 30, 2023 | -143.21 Mn |
| Mar 31, 2023 | -119.97 Mn |
| Dec 31, 2022 | -65.23 Mn |
| Sep 30, 2022 | -157.53 Mn |
| Jun 30, 2022 | -174.81 Mn |
| Mar 31, 2022 | -180.04 Mn |
| Dec 31, 2021 | -178.65 Mn |
| Sep 30, 2021 | -99.46 Mn |
SoFi Technologies Operating Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-income&ticker=SOFI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-income", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=operating-income&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();