SoFi Technologies (SOFI) Non-Interest Income (2019 - 2026)
SoFi Technologies (SOFI) posted quarterly Non-Interest Income of $407.4 million for Q1 2026, up 49.21% year-over-year from $273.0 million in Q1 2025, and little changed quarter-over-quarter from $407.8 million in Q4 2025.
SoFi Technologies (SOFI) Non-Interest Income (2019 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Non-Interest Income for 8 consecutive years, with $407.4 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Non-Interest Income rose 49.21% year-over-year to $407.4 million; the TTM figure through Mar 2026 stood at $1.5 billion (up 54.55% YoY), while the FY2025 annual figure was $1.4 billion, up 45.5% from the prior year.
- Non-Interest Income held at $407.4 million in Q1 2026 per SOFI's latest filing, from $407.8 million in the prior quarter.
- Across five years, Non-Interest Income topped out at $407.8 million in Q4 2025 and bottomed at $186.0 million in Q2 2024.
- Historically, Non-Interest Income has averaged $271.2 million across 5 years, with a median of $248.1 million in 2022.
- Annual changes were most pronounced in 2023 — Non-Interest Income dropped 27.76% — and 2025, when it surged 81.21%.
- SoFi Technologies' Non-Interest Income stood at $248.1 million in 2022, then dropped by 9.0% to $225.8 million in 2023, then gained by 16.92% to $264.0 million in 2024, then soared by 54.48% to $407.8 million in 2025, then slipped by 0.1% to $407.4 million in 2026.
- Business Quant data shows SOFI's Non-Interest Income at $407.4 million in Q1 2026, $407.8 million in Q4 2025, and $376.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Interest Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 14.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 3.48 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 210.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 127.20 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 407.38 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 653.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 407.38 Mn |
| Dec 31, 2025 | 407.77 Mn |
| Sep 30, 2025 | 376.49 Mn |
| Jun 30, 2025 | 337.11 Mn |
| Mar 31, 2025 | 273.03 Mn |
| Dec 31, 2024 | 263.96 Mn |
| Sep 30, 2024 | 266.11 Mn |
| Jun 30, 2024 | 186.03 Mn |
| Mar 31, 2024 | 242.28 Mn |
| Dec 31, 2023 | 225.76 Mn |
| Sep 30, 2023 | 192.25 Mn |
| Jun 30, 2023 | 206.89 Mn |
| Mar 31, 2023 | 236.15 Mn |
| Dec 31, 2022 | 248.10 Mn |
| Sep 30, 2022 | 266.14 Mn |
| Jun 30, 2022 | 239.80 Mn |
| Mar 31, 2022 | 235.41 Mn |
| Dec 31, 2021 | 209.03 Mn |
| Sep 30, 2021 | 199.63 Mn |
| Jun 30, 2021 | 175.26 Mn |