SoFi Technologies (SOFI) Non-Interest Income (2019 - 2026)

SoFi Technologies (SOFI) recorded quarterly Non-Interest Income of $407.4 million in Q1 2026, little changed quarter-over-quarter from $407.8 million in Q4 2025, and up 49.21% on a YoY basis from $273.0 million in Q1 2025.

SoFi Technologies (SOFI) Non-Interest Income (2019 - 2026) Analysis & Trends

SoFi Technologies' Non-Interest Income history runs 8 years deep, the most recent figure standing at $407.4 million for Q1 2026.

  • In Q1 2026, Non-Interest Income rose 49.21% year-over-year to $407.4 million; the TTM figure through Mar 2026 stood at $1.5 billion (up 54.55% YoY), while the FY2025 annual figure was $1.4 billion, up 45.5% from the prior year.
  • Non-Interest Income was $407.4 million for Q1 2026 at SoFi Technologies, roughly flat from $407.8 million in the prior quarter.
  • In the past five years, Non-Interest Income ranged from a high of $407.8 million in Q4 2025 to a low of $186.0 million in Q2 2024.
  • Historically, Non-Interest Income has averaged $271.2 million across 5 years, with a median of $248.1 million in 2022.
  • The sharpest annual moves came in 2023 and 2025: Non-Interest Income declined 27.76% in 2023, then soared 81.21% in 2025.
  • A 5-year view of Non-Interest Income shows it stood at $248.1 million in 2022, then declined by 9.0% to $225.8 million in 2023, then advanced by 16.92% to $264.0 million in 2024, then jumped by 54.48% to $407.8 million in 2025, then dropped by 0.1% to $407.4 million in 2026.
  • The last three Non-Interest Income figures came in at $407.4 million (Q1 2026), $407.8 million (Q4 2025), and $376.5 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Non-Interest Income (Qtr)
1 Visa 548.22 Bn 535.81 Bn - -
2 Mastercard 437.48 Bn 427.27 Bn - -
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 14.22 Bn
4 Capital One Financial 125.74 Bn 49.24 Bn - 3.09 Bn
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn -
6 Synchrony Financial 25.78 Bn 5.22 Bn - 133.00 Mn
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 127.20 Mn
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 407.38 Mn
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 513.00 Mn
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 407.38 Mn
Dec 31, 2025 407.77 Mn
Sep 30, 2025 376.49 Mn
Jun 30, 2025 337.11 Mn
Mar 31, 2025 273.03 Mn
Dec 31, 2024 263.96 Mn
Sep 30, 2024 266.11 Mn
Jun 30, 2024 186.03 Mn
Mar 31, 2024 242.28 Mn
Dec 31, 2023 225.76 Mn
Sep 30, 2023 192.25 Mn
Jun 30, 2023 206.89 Mn
Mar 31, 2023 236.15 Mn
Dec 31, 2022 248.10 Mn
Sep 30, 2022 266.14 Mn
Jun 30, 2022 239.80 Mn
Mar 31, 2022 235.41 Mn
Dec 31, 2021 209.03 Mn
Sep 30, 2021 199.63 Mn
Jun 30, 2021 175.26 Mn