SoFi Technologies (SOFI) Non-Interest Income (2019 - 2026)
SoFi Technologies' quarterly Non-Interest Income came in at $407.4 million in Q1 2026, up 49.21% year-on-year from $273.0 million in Q1 2025, and little changed quarter-over-quarter from $407.8 million in Q4 2025.
SoFi Technologies (SOFI) Non-Interest Income (2019 - 2026) Analysis & Trends
SoFi Technologies has reported Non-Interest Income for 8 years, with the latest figure at $407.4 million in Q1 2026.
- For the quarter ending Q1 2026, Non-Interest Income rose 49.21% year-over-year to $407.4 million; the trailing twelve-month figure through Mar 2026 stood at $1.5 billion (up 54.55% YoY), and the FY2025 full-year result was $1.4 billion, up 45.5% from the prior year.
- Non-Interest Income for Q1 2026 stood at $407.4 million, roughly flat from $407.8 million in the prior quarter.
- The five-year high for Non-Interest Income was $407.8 million in Q4 2025, with the low at $186.0 million in Q2 2024.
- Average Non-Interest Income over 5 years is $271.2 million, with a median of $248.1 million recorded in 2022.
- Year-over-year, Non-Interest Income retreated 27.76% in 2023 and surged 81.21% in 2025.
- Tracing SOFI's Non-Interest Income over 5 years: stood at $248.1 million in 2022, then fell by 9.0% to $225.8 million in 2023, then climbed by 16.92% to $264.0 million in 2024, then surged by 54.48% to $407.8 million in 2025, then declined by 0.1% to $407.4 million in 2026.
- The last three Non-Interest Income figures came in at $407.4 million (Q1 2026), $407.8 million (Q4 2025), and $376.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Interest Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 14.22 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 3.09 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 127.20 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 133.00 Mn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 407.38 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 513.00 Mn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 407.38 Mn |
| Dec 31, 2025 | 407.77 Mn |
| Sep 30, 2025 | 376.49 Mn |
| Jun 30, 2025 | 337.11 Mn |
| Mar 31, 2025 | 273.03 Mn |
| Dec 31, 2024 | 263.96 Mn |
| Sep 30, 2024 | 266.11 Mn |
| Jun 30, 2024 | 186.03 Mn |
| Mar 31, 2024 | 242.28 Mn |
| Dec 31, 2023 | 225.76 Mn |
| Sep 30, 2023 | 192.25 Mn |
| Jun 30, 2023 | 206.89 Mn |
| Mar 31, 2023 | 236.15 Mn |
| Dec 31, 2022 | 248.10 Mn |
| Sep 30, 2022 | 266.14 Mn |
| Jun 30, 2022 | 239.80 Mn |
| Mar 31, 2022 | 235.41 Mn |
| Dec 31, 2021 | 209.03 Mn |
| Sep 30, 2021 | 199.63 Mn |
| Jun 30, 2021 | 175.26 Mn |