SoFi Technologies (SOFI) Non-Interest Income (2019 - 2026)
SoFi Technologies (SOFI) recorded quarterly Non-Interest Income of $407.4 million in Q1 2026, little changed quarter-over-quarter from $407.8 million in Q4 2025, and up 49.21% on a YoY basis from $273.0 million in Q1 2025.
SoFi Technologies (SOFI) Non-Interest Income (2019 - 2026) Analysis & Trends
SoFi Technologies' Non-Interest Income history runs 8 years deep, the most recent figure standing at $407.4 million for Q1 2026.
- In Q1 2026, Non-Interest Income rose 49.21% year-over-year to $407.4 million; the TTM figure through Mar 2026 stood at $1.5 billion (up 54.55% YoY), while the FY2025 annual figure was $1.4 billion, up 45.5% from the prior year.
- Non-Interest Income was $407.4 million for Q1 2026 at SoFi Technologies, roughly flat from $407.8 million in the prior quarter.
- In the past five years, Non-Interest Income ranged from a high of $407.8 million in Q4 2025 to a low of $186.0 million in Q2 2024.
- Historically, Non-Interest Income has averaged $271.2 million across 5 years, with a median of $248.1 million in 2022.
- The sharpest annual moves came in 2023 and 2025: Non-Interest Income declined 27.76% in 2023, then soared 81.21% in 2025.
- A 5-year view of Non-Interest Income shows it stood at $248.1 million in 2022, then declined by 9.0% to $225.8 million in 2023, then advanced by 16.92% to $264.0 million in 2024, then jumped by 54.48% to $407.8 million in 2025, then dropped by 0.1% to $407.4 million in 2026.
- The last three Non-Interest Income figures came in at $407.4 million (Q1 2026), $407.8 million (Q4 2025), and $376.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Interest Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | - |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | - |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 14.22 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 3.09 Bn |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 133.00 Mn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 127.20 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 407.38 Mn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 513.00 Mn |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 407.38 Mn |
| Dec 31, 2025 | 407.77 Mn |
| Sep 30, 2025 | 376.49 Mn |
| Jun 30, 2025 | 337.11 Mn |
| Mar 31, 2025 | 273.03 Mn |
| Dec 31, 2024 | 263.96 Mn |
| Sep 30, 2024 | 266.11 Mn |
| Jun 30, 2024 | 186.03 Mn |
| Mar 31, 2024 | 242.28 Mn |
| Dec 31, 2023 | 225.76 Mn |
| Sep 30, 2023 | 192.25 Mn |
| Jun 30, 2023 | 206.89 Mn |
| Mar 31, 2023 | 236.15 Mn |
| Dec 31, 2022 | 248.10 Mn |
| Sep 30, 2022 | 266.14 Mn |
| Jun 30, 2022 | 239.80 Mn |
| Mar 31, 2022 | 235.41 Mn |
| Dec 31, 2021 | 209.03 Mn |
| Sep 30, 2021 | 199.63 Mn |
| Jun 30, 2021 | 175.26 Mn |