SoFi Technologies (SOFI) Non-Interest Income (2019 - 2026)

SoFi Technologies (SOFI) posted quarterly Non-Interest Income of $407.4 million for Q1 2026, up 49.21% year-over-year from $273.0 million in Q1 2025, and little changed quarter-over-quarter from $407.8 million in Q4 2025.

SoFi Technologies (SOFI) Non-Interest Income (2019 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Non-Interest Income for 8 consecutive years, with $407.4 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Non-Interest Income rose 49.21% year-over-year to $407.4 million; the TTM figure through Mar 2026 stood at $1.5 billion (up 54.55% YoY), while the FY2025 annual figure was $1.4 billion, up 45.5% from the prior year.
  • Non-Interest Income held at $407.4 million in Q1 2026 per SOFI's latest filing, from $407.8 million in the prior quarter.
  • Across five years, Non-Interest Income topped out at $407.8 million in Q4 2025 and bottomed at $186.0 million in Q2 2024.
  • Historically, Non-Interest Income has averaged $271.2 million across 5 years, with a median of $248.1 million in 2022.
  • Annual changes were most pronounced in 2023 — Non-Interest Income dropped 27.76% — and 2025, when it surged 81.21%.
  • SoFi Technologies' Non-Interest Income stood at $248.1 million in 2022, then dropped by 9.0% to $225.8 million in 2023, then gained by 16.92% to $264.0 million in 2024, then soared by 54.48% to $407.8 million in 2025, then slipped by 0.1% to $407.4 million in 2026.
  • Business Quant data shows SOFI's Non-Interest Income at $407.4 million in Q1 2026, $407.8 million in Q4 2025, and $376.5 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Non-Interest Income (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 14.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 3.48 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 210.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 127.20 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 407.38 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 653.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 407.38 Mn
Dec 31, 2025 407.77 Mn
Sep 30, 2025 376.49 Mn
Jun 30, 2025 337.11 Mn
Mar 31, 2025 273.03 Mn
Dec 31, 2024 263.96 Mn
Sep 30, 2024 266.11 Mn
Jun 30, 2024 186.03 Mn
Mar 31, 2024 242.28 Mn
Dec 31, 2023 225.76 Mn
Sep 30, 2023 192.25 Mn
Jun 30, 2023 206.89 Mn
Mar 31, 2023 236.15 Mn
Dec 31, 2022 248.10 Mn
Sep 30, 2022 266.14 Mn
Jun 30, 2022 239.80 Mn
Mar 31, 2022 235.41 Mn
Dec 31, 2021 209.03 Mn
Sep 30, 2021 199.63 Mn
Jun 30, 2021 175.26 Mn