SoFi Technologies (SOFI) Non-Interest Income (2019 - 2026)

SoFi Technologies (SOFI) posted quarterly Non-Interest Income of $407.4 million for Q1 2026, up 49.21% year-over-year from $273.0 million in Q1 2025, and little changed on a QoQ basis from $407.8 million in Q4 2025.

SoFi Technologies (SOFI) Non-Interest Income (2019 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Non-Interest Income for 8 consecutive years, with $407.4 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Non-Interest Income rose 49.21% year-over-year to $407.4 million; the TTM figure through Mar 2026 stood at $1.5 billion (up 54.55% YoY), while the FY2025 annual figure was $1.4 billion, up 45.5% from the prior year.
  • Non-Interest Income came in at $407.4 million for Q1 2026 at SoFi Technologies, roughly flat from $407.8 million in the prior quarter.
  • The five-year high for Non-Interest Income was $407.8 million in Q4 2025, with the low at $186.0 million in Q2 2024.
  • Average Non-Interest Income over 5 years is $271.2 million, with a median of $248.1 million recorded in 2022.
  • Across the five-year window, Non-Interest Income decreased 27.76% in 2023 and soared 81.21% in 2025, its largest moves.
  • Year by year, Non-Interest Income stood at $248.1 million in 2022, then decreased by 9.0% to $225.8 million in 2023, then increased by 16.92% to $264.0 million in 2024, then jumped by 54.48% to $407.8 million in 2025, then retreated by 0.1% to $407.4 million in 2026.
  • According to Business Quant data, Non-Interest Income over the past three periods registered $407.4 million, $407.8 million, and $376.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Non-Interest Income (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 14.22 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 127.20 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 407.38 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 513.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 407.38 Mn
Dec 31, 2025 407.77 Mn
Sep 30, 2025 376.49 Mn
Jun 30, 2025 337.11 Mn
Mar 31, 2025 273.03 Mn
Dec 31, 2024 263.96 Mn
Sep 30, 2024 266.11 Mn
Jun 30, 2024 186.03 Mn
Mar 31, 2024 242.28 Mn
Dec 31, 2023 225.76 Mn
Sep 30, 2023 192.25 Mn
Jun 30, 2023 206.89 Mn
Mar 31, 2023 236.15 Mn
Dec 31, 2022 248.10 Mn
Sep 30, 2022 266.14 Mn
Jun 30, 2022 239.80 Mn
Mar 31, 2022 235.41 Mn
Dec 31, 2021 209.03 Mn
Sep 30, 2021 199.63 Mn
Jun 30, 2021 175.26 Mn