SoFi Technologies (SOFI) Non-Interest Income (2019 - 2026)
SoFi Technologies (SOFI) posted quarterly Non-Interest Income of $407.4 million for Q1 2026, up 49.21% year-over-year from $273.0 million in Q1 2025, and little changed on a QoQ basis from $407.8 million in Q4 2025.
SoFi Technologies (SOFI) Non-Interest Income (2019 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Non-Interest Income for 8 consecutive years, with $407.4 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Non-Interest Income rose 49.21% year-over-year to $407.4 million; the TTM figure through Mar 2026 stood at $1.5 billion (up 54.55% YoY), while the FY2025 annual figure was $1.4 billion, up 45.5% from the prior year.
- Non-Interest Income came in at $407.4 million for Q1 2026 at SoFi Technologies, roughly flat from $407.8 million in the prior quarter.
- The five-year high for Non-Interest Income was $407.8 million in Q4 2025, with the low at $186.0 million in Q2 2024.
- Average Non-Interest Income over 5 years is $271.2 million, with a median of $248.1 million recorded in 2022.
- Across the five-year window, Non-Interest Income decreased 27.76% in 2023 and soared 81.21% in 2025, its largest moves.
- Year by year, Non-Interest Income stood at $248.1 million in 2022, then decreased by 9.0% to $225.8 million in 2023, then increased by 16.92% to $264.0 million in 2024, then jumped by 54.48% to $407.8 million in 2025, then retreated by 0.1% to $407.4 million in 2026.
- According to Business Quant data, Non-Interest Income over the past three periods registered $407.4 million, $407.8 million, and $376.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Interest Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 14.22 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 127.20 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 407.38 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 513.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 407.38 Mn |
| Dec 31, 2025 | 407.77 Mn |
| Sep 30, 2025 | 376.49 Mn |
| Jun 30, 2025 | 337.11 Mn |
| Mar 31, 2025 | 273.03 Mn |
| Dec 31, 2024 | 263.96 Mn |
| Sep 30, 2024 | 266.11 Mn |
| Jun 30, 2024 | 186.03 Mn |
| Mar 31, 2024 | 242.28 Mn |
| Dec 31, 2023 | 225.76 Mn |
| Sep 30, 2023 | 192.25 Mn |
| Jun 30, 2023 | 206.89 Mn |
| Mar 31, 2023 | 236.15 Mn |
| Dec 31, 2022 | 248.10 Mn |
| Sep 30, 2022 | 266.14 Mn |
| Jun 30, 2022 | 239.80 Mn |
| Mar 31, 2022 | 235.41 Mn |
| Dec 31, 2021 | 209.03 Mn |
| Sep 30, 2021 | 199.63 Mn |
| Jun 30, 2021 | 175.26 Mn |