SoFi Technologies SOFI
NASDAQ SOFI
$18.06 -1.12 (-5.84%)
At close: Aug 28, 2026 · 4:00 PM EDT

SoFi Technologies (SOFI) EBIT (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly EBIT of -$933.5 million for Q1 2026, down 37.0% year-over-year from -$1.5 billion in Q1 2025, and down 143.05% quarter-over-quarter from $2.2 billion in Q4 2025.

Analysis

SoFi Technologies (SOFI) EBIT (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported EBIT for 7 consecutive years, with -$933.5 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBIT fell 37.0% year-over-year to -$933.5 million; the TTM figure through Mar 2026 stood at $398.1 million (up 119.48% YoY), while the FY2025 annual figure was -$52.8 million, up 97.77% from the prior year.
  • EBIT fell to -$933.5 million in Q1 2026 per SOFI's latest filing, from $2.2 billion in the prior quarter.
  • Across five years, EBIT topped out at $2.2 billion in Q4 2025 and bottomed at -$933.5 million in Q1 2026.
  • Historically, EBIT has averaged -$346.0 million across 5 years, with a median of -$496.6 million in 2023.
  • Annual changes were most pronounced in 2022 — EBIT slumped 8092.89% — and 2025, when it jumped 428.55%.
  • SoFi Technologies' EBIT stood at -$422.3 million in 2022, then declined by 17.68% to -$496.9 million in 2023, then slumped by 32.81% to -$660.0 million in 2024, then surged by 428.55% to $2.2 billion in 2025, then plunged by 143.05% to -$933.5 million in 2026.
  • Business Quant data shows SOFI's EBIT at -$933.5 million in Q1 2026, $2.2 billion in Q4 2025, and -$808.5 million in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 6.88 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 5.59 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 3.51 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 7.83 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 1.43 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 147.26 Mn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 2.16 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 17.93 Mn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 759.00 Mn
10 FirstCash Holdings 9.51 Bn 9.34 Bn 533.67 Mn 127.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 17.93 Mn
Mar 31, 2026 37.32 Mn
Dec 31, 2025 29.12 Mn
Sep 30, 2025 -3.67 Mn
Jun 30, 2025 -28.21 Mn
Mar 31, 2025 -50.06 Mn
Dec 31, 2024 -61.35 Mn
Sep 30, 2024 -53.85 Mn
Jun 30, 2024 -82.72 Mn
Mar 31, 2024 1.35 Mn
Dec 31, 2023 2.16 Mn
Sep 30, 2023 -365.19 Mn
Jun 30, 2023 -143.21 Mn
Mar 31, 2023 -119.97 Mn
Dec 31, 2022 -65.23 Mn
Sep 30, 2022 -157.53 Mn
Jun 30, 2022 -174.81 Mn
Mar 31, 2022 -180.04 Mn
Dec 31, 2021 -178.65 Mn
Sep 30, 2021 -99.46 Mn