SoFi Technologies (SOFI) EBIT (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly EBIT of $37.3 million for Q1 2026, up 174.56% year-over-year from $13.6 million in Q1 2025, and up 28.17% on a QoQ basis from $29.1 million in Q4 2025.
SoFi Technologies (SOFI) EBIT (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported EBIT for 7 consecutive years, with $37.3 million the latest figure, recorded in Q1 2026.
- In Q1 2026, EBIT rose 174.56% year-over-year to $37.3 million; the TTM figure through Mar 2026 stood at -$79.7 million (up 95.03% YoY), while the FY2025 annual figure was -$52.8 million, up 98.05% from the prior year.
- EBIT came in at $37.3 million for Q1 2026 at SoFi Technologies, up from $29.1 million in the prior quarter.
- The five-year high for EBIT was $985.7 million in Q4 2022, with the low at -$1.8 billion in Q4 2023.
- Average EBIT over 5 years is -$334.9 million, with a median of -$211.2 million recorded in 2023.
- Across the five-year window, EBIT plunged 3303.76% in 2022 and soared 174.56% in 2026, its largest moves.
- Year by year, EBIT stood at $985.7 million in 2022, then slumped by 279.56% to -$1.8 billion in 2023, then jumped by 57.0% to -$761.1 million in 2024, then soared by 103.83% to $29.1 million in 2025, then gained by 28.17% to $37.3 million in 2026.
- According to Business Quant data, EBIT over the past three periods registered $37.3 million, $29.1 million, and -$3.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.23 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.91 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.55 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.49 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 88.43 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 37.32 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 746.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 139.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 69.02 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 69.04 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 37.32 Mn |
| Dec 31, 2025 | 29.12 Mn |
| Sep 30, 2025 | -3.67 Mn |
| Jun 30, 2025 | -142.52 Mn |
| Mar 31, 2025 | -50.06 Mn |
| Dec 31, 2024 | -761.08 Mn |
| Sep 30, 2024 | -710.93 Mn |
| Jun 30, 2024 | -82.72 Mn |
| Mar 31, 2024 | -528.04 Mn |
| Dec 31, 2023 | -1.77 Bn |
| Sep 30, 2023 | -797.45 Mn |
| Jun 30, 2023 | -445.29 Mn |
| Mar 31, 2023 | -211.21 Mn |
| Dec 31, 2022 | 985.69 Mn |
| Sep 30, 2022 | -558.56 Mn |
| Jun 30, 2022 | -503.68 Mn |
| Mar 31, 2022 | -180.04 Mn |
| Dec 31, 2021 | 453.13 Mn |
| Sep 30, 2021 | -310.28 Mn |
| Jun 30, 2021 | -260.34 Mn |