SoFi Technologies (SOFI) EBIT (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly EBIT of -$933.5 million for Q1 2026, down 37.0% year-over-year from -$1.5 billion in Q1 2025, and down 143.05% quarter-over-quarter from $2.2 billion in Q4 2025.

SoFi Technologies (SOFI) EBIT (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported EBIT for 7 consecutive years, with -$933.5 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBIT fell 37.0% year-over-year to -$933.5 million; the TTM figure through Mar 2026 stood at $398.1 million (up 119.48% YoY), while the FY2025 annual figure was -$52.8 million, up 97.77% from the prior year.
  • EBIT fell to -$933.5 million in Q1 2026 per SOFI's latest filing, from $2.2 billion in the prior quarter.
  • Across five years, EBIT topped out at $2.2 billion in Q4 2025 and bottomed at -$933.5 million in Q1 2026.
  • Historically, EBIT has averaged -$346.0 million across 5 years, with a median of -$496.6 million in 2023.
  • Annual changes were most pronounced in 2022 — EBIT slumped 8092.89% — and 2025, when it jumped 428.55%.
  • SoFi Technologies' EBIT stood at -$422.3 million in 2022, then declined by 17.68% to -$496.9 million in 2023, then slumped by 32.81% to -$660.0 million in 2024, then surged by 428.55% to $2.2 billion in 2025, then plunged by 143.05% to -$933.5 million in 2026.
  • Business Quant data shows SOFI's EBIT at -$933.5 million in Q1 2026, $2.2 billion in Q4 2025, and -$808.5 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.88 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 5.59 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 3.51 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 11.07 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.16 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 88.43 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -933.54 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 759.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -933.54 Mn
Dec 31, 2025 2.17 Bn
Sep 30, 2025 -808.48 Mn
Jun 30, 2025 -28.21 Mn
Mar 31, 2025 -681.44 Mn
Dec 31, 2024 -659.97 Mn
Sep 30, 2024 -619.74 Mn
Jun 30, 2024 -82.72 Mn
Mar 31, 2024 -528.04 Mn
Dec 31, 2023 -496.91 Mn
Sep 30, 2023 -797.45 Mn
Jun 30, 2023 -143.21 Mn
Mar 31, 2023 -496.64 Mn
Dec 31, 2022 -422.26 Mn
Sep 30, 2022 -479.52 Mn
Jun 30, 2022 -438.91 Mn
Mar 31, 2022 -433.36 Mn
Dec 31, 2021 -393.41 Mn
Sep 30, 2021 -310.28 Mn
Jun 30, 2021 -395.84 Mn