SoFi Technologies (SOFI) EBIT (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly EBIT of -$933.5 million for Q1 2026, down 37.0% year-over-year from -$1.5 billion in Q1 2025, and down 143.05% quarter-over-quarter from $2.2 billion in Q4 2025.
Analysis
SoFi Technologies (SOFI) EBIT (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported EBIT for 7 consecutive years, with -$933.5 million the latest figure, recorded in Q1 2026.
- In Q1 2026, EBIT fell 37.0% year-over-year to -$933.5 million; the TTM figure through Mar 2026 stood at $398.1 million (up 119.48% YoY), while the FY2025 annual figure was -$52.8 million, up 97.77% from the prior year.
- EBIT fell to -$933.5 million in Q1 2026 per SOFI's latest filing, from $2.2 billion in the prior quarter.
- Across five years, EBIT topped out at $2.2 billion in Q4 2025 and bottomed at -$933.5 million in Q1 2026.
- Historically, EBIT has averaged -$346.0 million across 5 years, with a median of -$496.6 million in 2023.
- Annual changes were most pronounced in 2022 — EBIT slumped 8092.89% — and 2025, when it jumped 428.55%.
- SoFi Technologies' EBIT stood at -$422.3 million in 2022, then declined by 17.68% to -$496.9 million in 2023, then slumped by 32.81% to -$660.0 million in 2024, then surged by 428.55% to $2.2 billion in 2025, then plunged by 143.05% to -$933.5 million in 2026.
- Business Quant data shows SOFI's EBIT at -$933.5 million in Q1 2026, $2.2 billion in Q4 2025, and -$808.5 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 6.88 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 5.59 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 3.51 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 7.83 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.43 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 147.26 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.16 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 17.93 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 759.00 Mn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 127.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.93 Mn |
| Mar 31, 2026 | 37.32 Mn |
| Dec 31, 2025 | 29.12 Mn |
| Sep 30, 2025 | -3.67 Mn |
| Jun 30, 2025 | -28.21 Mn |
| Mar 31, 2025 | -50.06 Mn |
| Dec 31, 2024 | -61.35 Mn |
| Sep 30, 2024 | -53.85 Mn |
| Jun 30, 2024 | -82.72 Mn |
| Mar 31, 2024 | 1.35 Mn |
| Dec 31, 2023 | 2.16 Mn |
| Sep 30, 2023 | -365.19 Mn |
| Jun 30, 2023 | -143.21 Mn |
| Mar 31, 2023 | -119.97 Mn |
| Dec 31, 2022 | -65.23 Mn |
| Sep 30, 2022 | -157.53 Mn |
| Jun 30, 2022 | -174.81 Mn |
| Mar 31, 2022 | -180.04 Mn |
| Dec 31, 2021 | -178.65 Mn |
| Sep 30, 2021 | -99.46 Mn |