SoFi Technologies (SOFI) Interest Coverage Ratio (2020 - 2026)

SoFi Technologies' Interest Coverage Ratio history runs 7 years deep, the most recent figure standing at 0.12 for Q1 2026.

• In Q1 2026, Interest Coverage Ratio rose 164.17% year-over-year to 0.12; the TTM figure through Mar 2026 stood at 0.07 (up 95.47% YoY), while the FY2025 annual figure was 0.05, up 98.16% from the prior year.
• Interest Coverage Ratio was 0.12 for Q1 2026 at SoFi Technologies, up from 0.09 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 9.97 in Q4 2022 to a low of 18.81 in Q2 2022.
• Historically, Interest Coverage Ratio has averaged 3.12 across 5 years, with a median of 2.01 in 2024.
• The sharpest annual moves came in 2022 and 2026: Interest Coverage Ratio sank 5009.91% in 2022, then jumped 164.17% in 2026.
• A 5-year view of Interest Coverage Ratio shows it stood at 9.97 in 2022, then slumped by 169.43% to 6.92 in 2023, then soared by 59.85% to 2.78 in 2024, then soared by 103.38% to 0.09 in 2025, then advanced by 29.06% to 0.12 in 2026.
• The last three Interest Coverage Ratio figures came in at 0.12 (Q1 2026), 0.09 (Q4 2025), and 0.01 (Q3 2025), per Business Quant data.