KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

SoFi Technologies (SOFI) Interest Coverage Ratio (2020 - 2025)

Historic Interest Coverage Ratio for SoFi Technologies (SOFI) over the last 6 years, with Q4 2025 value amounting to 0.37.

  • SoFi Technologies' Interest Coverage Ratio rose 3758.32% to 0.37 in Q4 2025 from the same period last year, while for Dec 2025 it was 0.47, marking a year-over-year increase of 419.22%. This contributed to the annual value of 0.47 for FY2025, which is 419.22% up from last year.
  • As of Q4 2025, SoFi Technologies' Interest Coverage Ratio stood at 0.37, which was up 3758.32% from 0.42 recorded in Q3 2025.
  • In the past 5 years, SoFi Technologies' Interest Coverage Ratio ranged from a high of 0.25 in Q1 2024 and a low of 13.14 during Q4 2021
  • Over the past 5 years, SoFi Technologies' median Interest Coverage Ratio value was 1.43 (recorded in 2023), while the average stood at 3.64.
  • Its Interest Coverage Ratio has fluctuated over the past 5 years, first crashed by 33788.4% in 2021, then soared by 8780.45% in 2022.
  • SoFi Technologies' Interest Coverage Ratio (Quarter) stood at 13.14 in 2021, then surged by 87.8% to 1.6 in 2022, then surged by 83.25% to 0.27 in 2023, then plummeted by 121.1% to 0.59 in 2024, then soared by 37.58% to 0.37 in 2025.
  • Its last three reported values are 0.37 in Q4 2025, 0.42 for Q3 2025, and 0.52 during Q2 2025.