SoFi Technologies (SOFI) Interest Coverage Ratio (2020 - 2026)

SoFi Technologies (SOFI) has reported Interest Coverage Ratio for 7 consecutive years, with 0.12 the latest figure, recorded in Q1 2026.

• In Q1 2026, Interest Coverage Ratio rose 164.17% year-over-year to 0.12; the TTM figure through Mar 2026 stood at 0.07 (up 95.47% YoY), while the FY2025 annual figure was 0.05, up 98.16% from the prior year.
• Interest Coverage Ratio came in at 0.12 for Q1 2026 at SoFi Technologies, up from 0.09 in the prior quarter.
• The five-year high for Interest Coverage Ratio was 9.97 in Q4 2022, with the low at 18.81 in Q2 2022.
• Average Interest Coverage Ratio over 5 years is 3.12, with a median of 2.01 recorded in 2024.
• Across the five-year window, Interest Coverage Ratio slumped 5009.91% in 2022 and jumped 164.17% in 2026, its largest moves.
• Year by year, Interest Coverage Ratio stood at 9.97 in 2022, then tumbled by 169.43% to 6.92 in 2023, then soared by 59.85% to 2.78 in 2024, then soared by 103.38% to 0.09 in 2025, then increased by 29.06% to 0.12 in 2026.
• According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.12, 0.09, and 0.01 for Q1 2026, Q4 2025, and Q3 2025 respectively.