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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on SalesTimes Interest Earned

SoFi Technologies (SOFI) Interest Coverage Ratio: 2020-2025

Historic Interest Coverage Ratio for SoFi Technologies (SOFI) over the last 6 years, with Sep 2025 value amounting to -0.42.

  • SoFi Technologies' Interest Coverage Ratio rose 15.06% to -0.42 in Q3 2025 from the same period last year, while for Sep 2025 it was -0.52, marking a year-over-year decrease of 28.57%. This contributed to the annual value of -0.49 for FY2024, which is 60.21% up from last year.
  • As of Q3 2025, SoFi Technologies' Interest Coverage Ratio stood at -0.42, which was up 18.82% from -0.52 recorded in Q2 2025.
  • In the past 5 years, SoFi Technologies' Interest Coverage Ratio registered a high of -0.25 during Q1 2024, and its lowest value of -13.14 during Q4 2021.
  • In the last 3 years, SoFi Technologies' Interest Coverage Ratio had a median value of -0.58 in 2025 and averaged -0.79.
  • In the last 5 years, SoFi Technologies' Interest Coverage Ratio slumped by 337.88% in 2021 and then soared by 87.80% in 2022.
  • Quarterly analysis of 5 years shows SoFi Technologies' Interest Coverage Ratio stood at -13.14 in 2021, then soared by 87.80% to -1.60 in 2022, then spiked by 83.25% to -0.27 in 2023, then crashed by 121.10% to -0.59 in 2024, then increased by 15.06% to -0.42 in 2025.
  • Its Interest Coverage Ratio stands at -0.42 for Q3 2025, versus -0.52 for Q2 2025 and -0.58 for Q1 2025.