SoFi Technologies SOFI
NASDAQ SOFI
$16.96 +0.23 (+1.37%)
At close: Sep 18, 2026 · 4:00 PM EDT

SoFi Technologies (SOFI) Interest Coverage Ratio (2020 - 2026)

SoFi Technologies (SOFI) posted Interest Coverage Ratio of 0.05 for Q2 2026, down 58.02% on a QoQ basis from 0.12 in Q1 2026, and up 149.52% year-over-year from 0.02 in Q2 2025.

Analysis

SoFi Technologies (SOFI) Interest Coverage Ratio (2020 - 2026) Analysis & Trends

SoFi Technologies has reported Interest Coverage Ratio for 7 years, with the latest figure at 0.05 in Q2 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 149.52% year-over-year to 0.05 in Q2 2026; TTM through Jun 2026 was 0.06, a 136.12% increase from a year earlier, with the FY2025 full-year figure at 0.05, up 74.64% from the prior year.
  • Interest Coverage Ratio was 0.05 for Q2 2026 at SoFi Technologies, down from 0.12 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 0.12 in Q1 2026, with the low at 7.67 in Q1 2022.
  • Average Interest Coverage Ratio over 5 years is 1.27, with a median of 0.21 recorded in 2024.
  • The sharpest annual moves came in 2022 and 2026: Interest Coverage Ratio plunged 5009.91% in 2022, then surged 164.17% in 2026.
  • Over 5 years, Interest Coverage Ratio stood at 0.66 in 2022, then surged by 101.28% to 0.01 in 2023, then plunged by 2756.84% to 0.22 in 2024, then soared by 141.9% to 0.09 in 2025, then tumbled by 45.82% to 0.05 in 2026.
  • The last three Interest Coverage Ratio figures came in at 0.05 (Q2 2026), 0.12 (Q1 2026), and 0.09 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of America 405.01 Bn -183.49 Bn 30.39 Bn 0.66
2 Morgan Stanley 318.33 Bn 158.20 Bn - 1.56
3 Royal Bank Of Canada 284.62 Bn 57.78 Bn - 1.43
4 Goldman Sachs 274.43 Bn -701.92 Bn - 1.47
5 Mitsubishi Ufj Financial 274.26 Bn -110.06 Bn 10.89 Bn 3.44
6 Wells Fargo & Company 260.84 Bn 59.01 Bn - 1.73
7 American Express 210.32 Bn 161.00 Bn 17.99 Bn 1.79
8 Banco Santander 210.20 Bn 217.82 Bn 28.01 Bn 0.30
9 Toronto Dominion Bank 206.68 Bn 45.35 Bn - 0.25
10 SoFi Technologies 21.88 Bn 18.76 Bn 1.02 Bn 0.05
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.05
Mar 31, 2026 0.12
Dec 31, 2025 0.09
Sep 30, 2025 -0.01
Jun 30, 2025 -0.10
Mar 31, 2025 -0.19
Dec 31, 2024 -0.22
Sep 30, 2024 -0.18
Jun 30, 2024 -0.32
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 -1.67
Jun 30, 2023 -0.80
Mar 31, 2023 -0.89
Dec 31, 2022 -0.66
Sep 30, 2022 -3.92
Jun 30, 2022 -6.53
Mar 31, 2022 -7.67
Dec 31, 2021 -9.81
Sep 30, 2021 -4.69