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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

SoFi Technologies (SOFI) Interest Coverage Ratio (2020 - 2025)

SoFi Technologies (SOFI) has 6 years of Interest Coverage Ratio data on record, last reported at 11.13 in Q4 2025.

  • For Q4 2025, Interest Coverage Ratio fell 7792.95% year-over-year to 11.13; the TTM value through Dec 2025 reached 3.06, down 75.43%, while the annual FY2025 figure was 3.06, 558.92% down from the prior year.
  • Interest Coverage Ratio reached 11.13 in Q4 2025 per SOFI's latest filing, down from 5.05 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 7.85 in Q3 2021 and bottomed at 53.63 in Q4 2021.
  • Average Interest Coverage Ratio over 5 years is 5.4, with a median of 3.32 recorded in 2023.
  • Peak YoY movement for Interest Coverage Ratio: skyrocketed 8182.38% in 2021, then tumbled 11356.53% in 2025.
  • A 5-year view of Interest Coverage Ratio shows it stood at 53.63 in 2021, then skyrocketed by 107.81% to 4.19 in 2022, then crashed by 186.79% to 3.64 in 2023, then soared by 96.12% to 0.14 in 2024, then plummeted by 7792.95% to 11.13 in 2025.
  • Per Business Quant database, its latest 3 readings for Interest Coverage Ratio were 11.13 in Q4 2025, 5.05 in Q3 2025, and 5.38 in Q2 2025.