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SoFi Technologies (SOFI) Interest Coverage Ratio (2020 - 2025)

SoFi Technologies has reported Interest Coverage Ratio over the past 6 years, most recently at 2.66 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 2.66 for Q4 2025, up 63.55% from a year ago — trailing twelve months through Dec 2025 was 1.49 (up 57.71% YoY), and the annual figure for FY2025 was 2.64, down 21.43%.
  • Interest Coverage Ratio for Q4 2025 was 2.66 at SoFi Technologies, down from 0.01 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for SOFI hit a ceiling of 0.01 in Q3 2025 and a floor of 14.09 in Q2 2021.
  • Median Interest Coverage Ratio over the past 5 years was 3.04 (2023), compared with a mean of 4.5.
  • Biggest five-year swings in Interest Coverage Ratio: plummeted 105309.13% in 2021 and later surged 99.43% in 2025.
  • SoFi Technologies' Interest Coverage Ratio stood at 13.14 in 2021, then skyrocketed by 60.3% to 5.21 in 2022, then decreased by 27.48% to 6.65 in 2023, then fell by 9.87% to 7.3 in 2024, then surged by 63.55% to 2.66 in 2025.
  • The last three reported values for Interest Coverage Ratio were 2.66 (Q4 2025), 0.01 (Q3 2025), and 3.08 (Q2 2025) per Business Quant data.