SoFi Technologies (SOFI) Net Cash Flow (2020 - 2026)

SoFi Technologies' quarterly Net Cash Flow came in at -$1.6 billion in Q1 2026, down 22736.59% year-on-year from N/an in Q1 2025, and down 199.08% quarter-over-quarter from $1.6 billion in Q4 2025.

SoFi Technologies (SOFI) Net Cash Flow (2020 - 2026) Analysis & Trends

SoFi Technologies has reported Net Cash Flow for 7 years, with the latest figure at -$1.6 billion in Q1 2026.

  • For the quarter ending Q1 2026, Net Cash Flow fell 22736.59% year-over-year to -$1.6 billion; the trailing twelve-month figure through Mar 2026 stood at $1.0 billion (up 173.06% YoY), and the FY2025 full-year result was $2.6 billion, up 392.18% from the prior year.
  • Net Cash Flow for Q1 2026 stood at -$1.6 billion, down from $1.6 billion in the prior quarter.
  • The five-year high for Net Cash Flow was $1.6 billion in Q4 2025, with the low at -$1.6 billion in Q1 2026.
  • Average Net Cash Flow over 5 years is $176.0 million, with a median of $262.2 million recorded in 2022.
  • Year-over-year, Net Cash Flow surged 779.85% in 2022 and sank 22736.59% in 2026.
  • Tracing SOFI's Net Cash Flow over 5 years: stood at $584.5 million in 2022, then plunged by 45.58% to $318.1 million in 2023, then sank by 181.79% to -$260.2 million in 2024, then jumped by 718.72% to $1.6 billion in 2025, then plunged by 199.08% to -$1.6 billion in 2026.
  • The last three Net Cash Flow figures came in at -$1.6 billion (Q1 2026), $1.6 billion (Q4 2025), and $1.0 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Cash Flow (Qtr)
1 Visa 539.53 Bn 527.13 Bn - -4.28 Bn
2 Mastercard 441.81 Bn 431.60 Bn - -2.37 Bn
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 5.91 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 17.16 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -1.53 Bn
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 383.32 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 5.59 Bn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn -1.59 Bn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn -577.00 Mn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 1.90 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.59 Bn
Mar 31, 2026 -1.59 Bn
Dec 31, 2025 1.61 Bn
Dec 31, 2025 1.61 Bn
Sep 30, 2025 1.03 Bn
Sep 30, 2025 1.03 Bn
Jun 30, 2025 -970,000.00
Jun 30, 2025 -970,000.00
Mar 31, 2025 7.05 Mn
Mar 31, 2025 7.05 Mn
Dec 31, 2024 -260.15 Mn
Dec 31, 2024 -260.15 Mn
Sep 30, 2024 237.56 Mn
Sep 30, 2024 237.56 Mn
Jun 30, 2024 -1.42 Bn
Jun 30, 2024 -1.42 Bn
Mar 31, 2024 532.51 Mn
Mar 31, 2024 532.51 Mn
Dec 31, 2023 318.09 Mn
Dec 31, 2023 318.09 Mn