SoFi Technologies SOFI
NASDAQ SOFI
$16.96 +0.23 (+1.37%)
At close: Sep 18, 2026 · 4:00 PM EDT

SoFi Technologies (SOFI) Net Cash Flow (2020 - 2026)

SoFi Technologies (SOFI) posted Net Cash Flow of -$195.8 million for Q2 2026, up 87.72% on a QoQ basis from -$1.6 billion in Q1 2026, and down 20081.44% year-over-year from N/an in Q2 2025.

Analysis

SoFi Technologies (SOFI) Net Cash Flow (2020 - 2026) Analysis & Trends

SoFi Technologies has reported Net Cash Flow for 7 years, with the latest figure at -$195.8 million in Q2 2026.

  • On a quarterly basis, Net Cash Flow fell 20081.44% year-over-year to -$195.8 million in Q2 2026; TTM through Jun 2026 was $851.2 million, a 5254.32% increase from a year earlier, with the FY2025 full-year figure at $2.6 billion, up 392.18% from the prior year.
  • Net Cash Flow was -$195.8 million for Q2 2026 at SoFi Technologies, up from -$1.6 billion in the prior quarter.
  • The five-year high for Net Cash Flow was $1.6 billion in Q4 2025, with the low at -$1.6 billion in Q1 2026.
  • Average Net Cash Flow over 5 years is $155.4 million, with a median of $249.9 million recorded in 2022.
  • The sharpest annual moves came in 2022 and 2026: Net Cash Flow jumped 779.85% in 2022, then plunged 22736.59% in 2026.
  • Over 5 years, Net Cash Flow stood at $584.5 million in 2022, then plunged by 45.58% to $318.1 million in 2023, then sank by 181.79% to -$260.2 million in 2024, then jumped by 718.72% to $1.6 billion in 2025, then tumbled by 112.16% to -$195.8 million in 2026.
  • The last three Net Cash Flow figures came in at -$195.8 million (Q2 2026), -$1.6 billion (Q1 2026), and $1.6 billion (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Cash Flow (Qtr)
1 Bank Of America 405.01 Bn -183.49 Bn 30.39 Bn -12.45 Bn
2 Morgan Stanley 318.33 Bn 158.20 Bn - 27.11 Bn
3 Royal Bank Of Canada 284.62 Bn 57.78 Bn - 2.71 Bn
4 Goldman Sachs 274.43 Bn -701.92 Bn - 8.45 Bn
5 Mitsubishi Ufj Financial 274.26 Bn -110.06 Bn 10.89 Bn -
6 Wells Fargo & Company 260.84 Bn 59.01 Bn - 28.19 Bn
7 American Express 210.32 Bn 161.00 Bn 17.99 Bn -8.51 Bn
8 Banco Santander 210.20 Bn 217.82 Bn 28.01 Bn 36.34 Bn
9 Toronto Dominion Bank 206.68 Bn 45.35 Bn - 550.09 Mn
10 SoFi Technologies 21.88 Bn 18.76 Bn 1.02 Bn -195.76 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -195.76 Mn
Mar 31, 2026 -1.59 Bn
Dec 31, 2025 1.61 Bn
Sep 30, 2025 1.03 Bn
Jun 30, 2025 -970,000.00
Mar 31, 2025 7.05 Mn
Dec 31, 2024 -260.15 Mn
Sep 30, 2024 237.56 Mn
Jun 30, 2024 -1.42 Bn
Mar 31, 2024 532.51 Mn
Dec 31, 2023 318.09 Mn
Sep 30, 2023 -204.21 Mn
Jun 30, 2023 523.22 Mn
Mar 31, 2023 1.13 Bn
Dec 31, 2022 584.53 Mn
Sep 30, 2022 262.18 Mn
Jun 30, 2022 -703.22 Mn
Mar 31, 2022 933.81 Mn
Dec 31, 2021 -85.98 Mn
Sep 30, 2021 85.57 Mn