SoFi Technologies (SOFI) Net Cash Flow (2020 - 2026)
SoFi Technologies (SOFI) posted Net Cash Flow of -$195.8 million for Q2 2026, up 87.72% on a QoQ basis from -$1.6 billion in Q1 2026, and down 20081.44% year-over-year from N/an in Q2 2025.
Analysis
SoFi Technologies (SOFI) Net Cash Flow (2020 - 2026) Analysis & Trends
SoFi Technologies has reported Net Cash Flow for 7 years, with the latest figure at -$195.8 million in Q2 2026.
- On a quarterly basis, Net Cash Flow fell 20081.44% year-over-year to -$195.8 million in Q2 2026; TTM through Jun 2026 was $851.2 million, a 5254.32% increase from a year earlier, with the FY2025 full-year figure at $2.6 billion, up 392.18% from the prior year.
- Net Cash Flow was -$195.8 million for Q2 2026 at SoFi Technologies, up from -$1.6 billion in the prior quarter.
- The five-year high for Net Cash Flow was $1.6 billion in Q4 2025, with the low at -$1.6 billion in Q1 2026.
- Average Net Cash Flow over 5 years is $155.4 million, with a median of $249.9 million recorded in 2022.
- The sharpest annual moves came in 2022 and 2026: Net Cash Flow jumped 779.85% in 2022, then plunged 22736.59% in 2026.
- Over 5 years, Net Cash Flow stood at $584.5 million in 2022, then plunged by 45.58% to $318.1 million in 2023, then sank by 181.79% to -$260.2 million in 2024, then jumped by 718.72% to $1.6 billion in 2025, then tumbled by 112.16% to -$195.8 million in 2026.
- The last three Net Cash Flow figures came in at -$195.8 million (Q2 2026), -$1.6 billion (Q1 2026), and $1.6 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | -12.45 Bn |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | 27.11 Bn |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 2.71 Bn |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 8.45 Bn |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | - |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 28.19 Bn |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | -8.51 Bn |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | 36.34 Bn |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 550.09 Mn |
| 10 | SoFi Technologies | 21.88 Bn | 18.76 Bn | 1.02 Bn | -195.76 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -195.76 Mn |
| Mar 31, 2026 | -1.59 Bn |
| Dec 31, 2025 | 1.61 Bn |
| Sep 30, 2025 | 1.03 Bn |
| Jun 30, 2025 | -970,000.00 |
| Mar 31, 2025 | 7.05 Mn |
| Dec 31, 2024 | -260.15 Mn |
| Sep 30, 2024 | 237.56 Mn |
| Jun 30, 2024 | -1.42 Bn |
| Mar 31, 2024 | 532.51 Mn |
| Dec 31, 2023 | 318.09 Mn |
| Sep 30, 2023 | -204.21 Mn |
| Jun 30, 2023 | 523.22 Mn |
| Mar 31, 2023 | 1.13 Bn |
| Dec 31, 2022 | 584.53 Mn |
| Sep 30, 2022 | 262.18 Mn |
| Jun 30, 2022 | -703.22 Mn |
| Mar 31, 2022 | 933.81 Mn |
| Dec 31, 2021 | -85.98 Mn |
| Sep 30, 2021 | 85.57 Mn |