SoFi Technologies (SOFI) Net Cash Flow (2020 - 2026)
SoFi Technologies' Net Cash Flow came in at -$195.76 million for Q2 2026, compared with -$970,000 a year earlier.
SoFi Technologies (SOFI) Net Cash Flow (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, SoFi Technologies reported Net Cash Flow of $851.19 million; for FY2025, it was $2.65 billion.
- Going back by year, Net Cash Flow was -$906.22 million in FY2024, $1.77 billion in FY2023 (+64.2%), $1.08 billion in FY2022 and -$555.04 million in FY2021.
- The five-year range for quarterly Net Cash Flow is -$1.59 billion (Q1 2026) to $1.61 billion (Q4 2025).
- Business Quant data shows SOFI's Net Cash Flow at -$1.59 billion (Q1 2026), $1.61 billion (Q4 2025) and $1.03 billion (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | -88.00 Mn |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | - |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | -12.45 Bn |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | 27.11 Bn |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | 2.71 Bn |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | 8.45 Bn |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | 28.19 Bn |
| 10 | SoFi Technologies | 20.39 Bn | 5.68 Bn | 1.02 Bn | -195.76 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -195.76 Mn |
| Mar 31, 2026 | -1.59 Bn |
| Dec 31, 2025 | 1.61 Bn |
| Sep 30, 2025 | 1.03 Bn |
| Jun 30, 2025 | -970,000.00 |
| Mar 31, 2025 | 7.05 Mn |
| Dec 31, 2024 | -260.15 Mn |
| Sep 30, 2024 | 237.56 Mn |
| Jun 30, 2024 | -1.42 Bn |
| Mar 31, 2024 | 532.51 Mn |
| Dec 31, 2023 | 318.09 Mn |
| Sep 30, 2023 | -204.21 Mn |
| Jun 30, 2023 | 523.22 Mn |
| Mar 31, 2023 | 1.13 Bn |
| Dec 31, 2022 | 584.53 Mn |
| Sep 30, 2022 | 262.18 Mn |
| Jun 30, 2022 | -703.22 Mn |
| Mar 31, 2022 | 933.81 Mn |
| Dec 31, 2021 | -85.98 Mn |
| Sep 30, 2021 | 85.57 Mn |
SoFi Technologies Net Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-cash-flow&ticker=SOFI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-cash-flow", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-cash-flow&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();