KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) Net Cash Flow (2020 - 2025)

SoFi Technologies (SOFI) has 6 years of Net Cash Flow data on record, last reported at $2.6 billion in Q4 2025.

  • For Q4 2025, Net Cash Flow rose 1099.72% year-over-year to $2.6 billion; the TTM value through Dec 2025 reached $3.6 billion, up 501.55%, while the annual FY2025 figure was $6.4 billion, 805.15% up from the prior year.
  • Net Cash Flow reached $2.6 billion in Q4 2025 per SOFI's latest filing, up from $1.0 billion in the prior quarter.
  • Across five years, Net Cash Flow topped out at $2.6 billion in Q4 2025 and bottomed at -$1.4 billion in Q2 2024.
  • Average Net Cash Flow over 5 years is $251.2 million, with a median of $161.6 million recorded in 2021.
  • Peak YoY movement for Net Cash Flow: crashed 33205.26% in 2021, then soared 1099.72% in 2025.
  • A 5-year view of Net Cash Flow shows it stood at -$86.0 million in 2021, then skyrocketed by 779.85% to $584.5 million in 2022, then plummeted by 45.58% to $318.1 million in 2023, then plummeted by 181.79% to -$260.2 million in 2024, then skyrocketed by 1099.72% to $2.6 billion in 2025.
  • Per Business Quant database, its latest 3 readings for Net Cash Flow were $2.6 billion in Q4 2025, $1.0 billion in Q3 2025, and -$970000.0 in Q2 2025.