SoFi Technologies SOFI
NASDAQ SOFI
$15.80 +0.19 (+1.22%)
At close: Oct 9, 2026 · 4:00 PM EDT

SoFi Technologies (SOFI) Net Cash Flow (2020 - 2026)

Updated

SoFi Technologies' Net Cash Flow came in at -$195.76 million for Q2 2026, compared with -$970,000 a year earlier.

Analysis

SoFi Technologies (SOFI) Net Cash Flow (2020 - 2026) Analysis & Trends

Over the trailing twelve months to Jun 30, 2026, SoFi Technologies reported Net Cash Flow of $851.19 million; for FY2025, it was $2.65 billion.

  • Going back by year, Net Cash Flow was -$906.22 million in FY2024, $1.77 billion in FY2023 (+64.2%), $1.08 billion in FY2022 and -$555.04 million in FY2021.
  • The five-year range for quarterly Net Cash Flow is -$1.59 billion (Q1 2026) to $1.61 billion (Q4 2025).
  • Business Quant data shows SOFI's Net Cash Flow at -$1.59 billion (Q1 2026), $1.61 billion (Q4 2025) and $1.03 billion (Q3 2025) in the three quarters before Q2 2026.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) NCF (Qtr)
1 Jpmorgan Chase 885.23 Bn 914.70 Bn - -88.00 Mn
2 Banco Santander Chile 404.41 Bn 524.35 Bn - -
3 Bank Of America 381.15 Bn -1,994.92 Bn - -12.45 Bn
4 Hsbc Holdings 319.39 Bn 319.44 Bn - -
5 Morgan Stanley 298.67 Bn -210.43 Bn - 27.11 Bn
6 Royal Bank Of Canada 268.75 Bn -557.52 Bn - 2.71 Bn
7 Mitsubishi Ufj Financial 265.72 Bn -107.91 Bn 10.89 Bn -
8 Goldman Sachs 261.04 Bn -3,296.07 Bn - 8.45 Bn
9 Wells Fargo & Company 253.09 Bn 255.22 Bn - 28.19 Bn
10 SoFi Technologies 20.39 Bn 5.68 Bn 1.02 Bn -195.76 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -195.76 Mn
Mar 31, 2026 -1.59 Bn
Dec 31, 2025 1.61 Bn
Sep 30, 2025 1.03 Bn
Jun 30, 2025 -970,000.00
Mar 31, 2025 7.05 Mn
Dec 31, 2024 -260.15 Mn
Sep 30, 2024 237.56 Mn
Jun 30, 2024 -1.42 Bn
Mar 31, 2024 532.51 Mn
Dec 31, 2023 318.09 Mn
Sep 30, 2023 -204.21 Mn
Jun 30, 2023 523.22 Mn
Mar 31, 2023 1.13 Bn
Dec 31, 2022 584.53 Mn
Sep 30, 2022 262.18 Mn
Jun 30, 2022 -703.22 Mn
Mar 31, 2022 933.81 Mn
Dec 31, 2021 -85.98 Mn
Sep 30, 2021 85.57 Mn
API Access

SoFi Technologies Net Cash Flow API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=net-cash-flow&ticker=SOFI&period=max&api_key=YOUR_API_KEY