KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) Net Cash Flow (2020 - 2026)

SoFi Technologies has reported Net Cash Flow over the past 6 years, most recently at $1.6 billion for Q4 2025.

  • For Q4 2025, Net Cash Flow rose 718.72% year-over-year to $1.6 billion; the TTM value through Dec 2025 reached $2.6 billion, up 392.18%, while the annual FY2025 figure was $2.6 billion, 392.18% up from the prior year.
  • Net Cash Flow for Q4 2025 was $1.6 billion at SoFi Technologies, up from $1.0 billion in the prior quarter.
  • Over five years, Net Cash Flow peaked at $1.6 billion in Q4 2025 and troughed at -$1.4 billion in Q2 2024.
  • A 5-year average of $201.6 million and a median of $161.6 million in 2021 define the central range for Net Cash Flow.
  • Biggest five-year swings in Net Cash Flow: crashed 33205.26% in 2021 and later soared 779.85% in 2022.
  • Year by year, Net Cash Flow stood at -$86.0 million in 2021, then soared by 779.85% to $584.5 million in 2022, then crashed by 45.58% to $318.1 million in 2023, then crashed by 181.79% to -$260.2 million in 2024, then surged by 718.72% to $1.6 billion in 2025.
  • Business Quant data shows Net Cash Flow for SOFI at $1.6 billion in Q4 2025, $1.0 billion in Q3 2025, and -$970000.0 in Q2 2025.