SoFi Technologies SOFI
NASDAQ SOFI
$18.06 -1.12 (-5.84%)
At close: Aug 28, 2026 · 4:00 PM EDT

SoFi Technologies (SOFI) Net Cash Flow (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Net Cash Flow of -$1.6 billion for Q1 2026, down 22736.59% year-over-year from N/an in Q1 2025, and down 199.08% quarter-over-quarter from $1.6 billion in Q4 2025.

Analysis

SoFi Technologies (SOFI) Net Cash Flow (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Net Cash Flow for 7 consecutive years, with -$1.6 billion the latest figure, recorded in Q1 2026.

  • In Q1 2026, Net Cash Flow fell 22736.59% year-over-year to -$1.6 billion; the TTM figure through Mar 2026 stood at $1.0 billion (up 173.06% YoY), while the FY2025 annual figure was $2.6 billion, up 392.18% from the prior year.
  • Net Cash Flow fell to -$1.6 billion in Q1 2026 per SOFI's latest filing, from $1.6 billion in the prior quarter.
  • Across five years, Net Cash Flow topped out at $1.6 billion in Q4 2025 and bottomed at -$1.6 billion in Q1 2026.
  • Historically, Net Cash Flow has averaged $176.0 million across 5 years, with a median of $262.2 million in 2022.
  • Annual changes were most pronounced in 2022 — Net Cash Flow surged 779.85% — and 2026, when it plunged 22736.59%.
  • SoFi Technologies' Net Cash Flow stood at $584.5 million in 2022, then plunged by 45.58% to $318.1 million in 2023, then sank by 181.79% to -$260.2 million in 2024, then surged by 718.72% to $1.6 billion in 2025, then plunged by 199.08% to -$1.6 billion in 2026.
  • Business Quant data shows SOFI's Net Cash Flow at -$1.6 billion in Q1 2026, $1.6 billion in Q4 2025, and $1.0 billion in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Cash Flow (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 172.00 Mn
2 Mastercard 518.33 Bn 504.84 Bn - 3.22 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn -8.51 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - -23.38 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - -499.00 Mn
6 Affirm Holdings 26.22 Bn 24.59 Bn - -36.45 Mn
7 Synchrony Financial 25.37 Bn 9.17 Bn - -3.36 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn -195.76 Mn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn -1.60 Bn
10 FirstCash Holdings 9.51 Bn 9.34 Bn 533.67 Mn 39.08 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -195.76 Mn
Jun 30, 2026 -195.76 Mn
Mar 31, 2026 -1.59 Bn
Mar 31, 2026 -1.59 Bn
Dec 31, 2025 1.61 Bn
Dec 31, 2025 1.61 Bn
Sep 30, 2025 1.03 Bn
Sep 30, 2025 1.03 Bn
Jun 30, 2025 -970,000.00
Jun 30, 2025 -970,000.00
Mar 31, 2025 7.05 Mn
Mar 31, 2025 7.05 Mn
Dec 31, 2024 -260.15 Mn
Dec 31, 2024 -260.15 Mn
Sep 30, 2024 237.56 Mn
Sep 30, 2024 237.56 Mn
Jun 30, 2024 -1.42 Bn
Jun 30, 2024 -1.42 Bn
Mar 31, 2024 532.51 Mn
Mar 31, 2024 532.51 Mn