SoFi Technologies (SOFI) EV to FCF (2021 - 2026)
SoFi Technologies (SOFI) posted EV to FCF of 5.02 for Q2 2026, up 29.45% on a QoQ basis from 7.11 in Q1 2026, and up 57.69% year-over-year from 3.18 in Q2 2025.
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SoFi Technologies (SOFI) EV to FCF (2021 - 2026) Analysis & Trends
SoFi Technologies has reported EV to FCF for 6 years, with the latest figure at 5.02 in Q2 2026.
- On a quarterly basis, EV to FCF rose 57.69% year-over-year to 5.02 in Q2 2026; TTM through Jun 2026 was 2.28, a 62.13% increase from a year earlier, with the FY2025 full-year figure at 7.11, up 36.78% from the prior year.
- EV to FCF was 5.02 for Q2 2026 at SoFi Technologies, up from 7.11 in the prior quarter.
- The five-year high for EV to FCF was 5.7 in Q1 2024, with the low at 345.82 in Q1 2025.
- Average EV to FCF over 5 years is 29.34, with a median of 6.09 recorded in 2024.
- The sharpest annual moves came in 2024 and 2025: EV to FCF surged 493.73% in 2024, then plunged 6170.86% in 2025.
- Over 5 years, EV to FCF stood at 1.19 in 2022, then plunged by 1878.15% to 23.5 in 2023, then slumped by 151.62% to 59.13 in 2024, then jumped by 54.69% to 26.79 in 2025, then surged by 81.27% to 5.02 in 2026.
- The last three EV to FCF figures came in at 5.02 (Q2 2026), 7.11 (Q1 2026), and 26.79 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - |
| 10 | SoFi Technologies | 21.88 Bn | 18.76 Bn | 1.02 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -5.02 |
| Mar 31, 2026 | -7.11 |
| Dec 31, 2025 | -26.79 |
| Sep 30, 2025 | -20.92 |
| Jun 30, 2025 | -11.86 |
| Mar 31, 2025 | -345.82 |
| Dec 31, 2024 | -59.13 |
| Sep 30, 2024 | -5.07 |
| Jun 30, 2024 | -9.03 |
| Mar 31, 2024 | 5.70 |
| Dec 31, 2023 | -23.50 |
| Sep 30, 2023 | -1.79 |
| Jun 30, 2023 | -2.33 |
| Mar 31, 2023 | -1.45 |
| Dec 31, 2022 | -1.19 |
| Sep 30, 2022 | -1.25 |
| Jun 30, 2022 | -4.35 |
| Mar 31, 2022 | -7.14 |
| Dec 31, 2021 | -6.34 |
| Sep 30, 2021 | -59.39 |