SoFi Technologies (SOFI) Consolidated Net Income (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Consolidated Net Income of $166.7 million for Q1 2026, up 134.45% year-over-year from $71.1 million in Q1 2025, and down 3.93% quarter-over-quarter from $173.5 million in Q4 2025.
SoFi Technologies (SOFI) Consolidated Net Income (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Consolidated Net Income for 7 consecutive years, with $166.7 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Consolidated Net Income rose 134.45% year-over-year to $166.7 million; the TTM figure through Mar 2026 stood at $576.9 million (up 19.76% YoY), while the FY2025 annual figure was $481.3 million, down 3.48% from the prior year.
- Consolidated Net Income slipped to $166.7 million in Q1 2026 per SOFI's latest filing, from $173.5 million in the prior quarter.
- Across five years, Consolidated Net Income topped out at $332.5 million in Q4 2024 and bottomed at -$266.7 million in Q3 2023.
- Historically, Consolidated Net Income has averaged $30.9 million across 5 years, with a median of $47.9 million in 2023.
- Annual changes were most pronounced in 2023 — Consolidated Net Income slumped 259.37% — and 2024, when it jumped 593.91%.
- SoFi Technologies' Consolidated Net Income stood at -$40.0 million in 2022, then surged by 219.76% to $47.9 million in 2023, then surged by 593.91% to $332.5 million in 2024, then sank by 47.8% to $173.5 million in 2025, then dropped by 3.93% to $166.7 million in 2026.
- Business Quant data shows SOFI's Consolidated Net Income at $166.7 million in Q1 2026, $173.5 million in Q4 2025, and $139.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Consol Net Inc. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 5.63 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 4.39 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 3.11 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.10 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 885.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 102.90 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 166.73 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 410.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 166.73 Mn |
| Dec 31, 2025 | 173.55 Mn |
| Sep 30, 2025 | 139.39 Mn |
| Jun 30, 2025 | 97.26 Mn |
| Mar 31, 2025 | 71.12 Mn |
| Dec 31, 2024 | 332.47 Mn |
| Sep 30, 2024 | 60.75 Mn |
| Jun 30, 2024 | 17.40 Mn |
| Mar 31, 2024 | 88.04 Mn |
| Dec 31, 2023 | 47.91 Mn |
| Sep 30, 2023 | -266.68 Mn |
| Jun 30, 2023 | -47.55 Mn |
| Mar 31, 2023 | -34.42 Mn |
| Dec 31, 2022 | -40.01 Mn |
| Sep 30, 2022 | -74.21 Mn |
| Jun 30, 2022 | -95.84 Mn |
| Mar 31, 2022 | -110.36 Mn |
| Dec 31, 2021 | -111.01 Mn |
| Sep 30, 2021 | -30.05 Mn |
| Jun 30, 2021 | -165.31 Mn |