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SoFi Technologies (SOFI) Research & Development (2020 - 2026)

SoFi Technologies has reported Research & Development over the past 6 years, most recently at $172.8 million for Q4 2025.

  • For Q4 2025, Research & Development rose 16.01% year-over-year to $172.8 million; the TTM value through Dec 2025 reached $648.3 million, up 17.5%, while the annual FY2025 figure was $648.3 million, 17.5% up from the prior year.
  • Research & Development for Q4 2025 was $172.8 million at SoFi Technologies, up from $167.1 million in the prior quarter.
  • Over five years, Research & Development peaked at $172.8 million in Q4 2025 and troughed at $65.9 million in Q1 2021.
  • A 5-year average of $119.6 million and a median of $126.3 million in 2023 define the central range for Research & Development.
  • Biggest five-year swings in Research & Development: soared 70.82% in 2022 and later rose 4.2% in 2024.
  • Year by year, Research & Development stood at $66.3 million in 2021, then soared by 70.82% to $113.3 million in 2022, then grew by 25.19% to $141.8 million in 2023, then grew by 5.06% to $149.0 million in 2024, then grew by 16.01% to $172.8 million in 2025.
  • Business Quant data shows Research & Development for SOFI at $172.8 million in Q4 2025, $167.1 million in Q3 2025, and $152.1 million in Q2 2025.