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SoFi Technologies (SOFI) Research & Development (2020 - 2025)

SoFi Technologies has reported Research & Development over the past 6 years, most recently at $172.8 million for Q4 2025.

  • Quarterly results put Research & Development at $172.8 million for Q4 2025, up 16.01% from a year ago — trailing twelve months through Dec 2025 was $648.3 million (up 17.5% YoY), and the annual figure for FY2025 was $648.3 million, up 17.5%.
  • Research & Development for Q4 2025 was $172.8 million at SoFi Technologies, up from $167.1 million in the prior quarter.
  • Over the last five years, Research & Development for SOFI hit a ceiling of $172.8 million in Q4 2025 and a floor of $65.9 million in Q1 2021.
  • Median Research & Development over the past 5 years was $126.3 million (2023), compared with a mean of $119.6 million.
  • Biggest five-year swings in Research & Development: surged 70.82% in 2022 and later increased 4.2% in 2024.
  • SoFi Technologies' Research & Development stood at $66.3 million in 2021, then surged by 70.82% to $113.3 million in 2022, then rose by 25.19% to $141.8 million in 2023, then rose by 5.06% to $149.0 million in 2024, then rose by 16.01% to $172.8 million in 2025.
  • The last three reported values for Research & Development were $172.8 million (Q4 2025), $167.1 million (Q3 2025), and $152.1 million (Q2 2025) per Business Quant data.