KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) Research & Development (2020 - 2025)

SoFi Technologies (SOFI) has 6 years of Research & Development data on record, last reported at $172.8 million in Q4 2025.

  • For Q4 2025, Research & Development rose 16.01% year-over-year to $172.8 million; the TTM value through Dec 2025 reached $648.3 million, up 17.5%, while the annual FY2025 figure was $648.3 million, 17.5% up from the prior year.
  • Research & Development reached $172.8 million in Q4 2025 per SOFI's latest filing, up from $167.1 million in the prior quarter.
  • Across five years, Research & Development topped out at $172.8 million in Q4 2025 and bottomed at $65.9 million in Q1 2021.
  • Average Research & Development over 5 years is $119.6 million, with a median of $126.3 million recorded in 2023.
  • Peak YoY movement for Research & Development: soared 70.82% in 2022, then rose 4.2% in 2024.
  • A 5-year view of Research & Development shows it stood at $66.3 million in 2021, then skyrocketed by 70.82% to $113.3 million in 2022, then increased by 25.19% to $141.8 million in 2023, then increased by 5.06% to $149.0 million in 2024, then increased by 16.01% to $172.8 million in 2025.
  • Per Business Quant database, its latest 3 readings for Research & Development were $172.8 million in Q4 2025, $167.1 million in Q3 2025, and $152.1 million in Q2 2025.