SoFi Technologies (SOFI) Gross Profit (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Gross Profit of -$41.6 million for Q1 2026, down 956.01% year-over-year from $4.9 million in Q1 2025, and down 101.39% quarter-over-quarter from $3.0 billion in Q4 2025.
SoFi Technologies (SOFI) Gross Profit (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Gross Profit for 7 consecutive years, with -$41.6 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Gross Profit fell 956.01% year-over-year to -$41.6 million; the TTM figure through Mar 2026 stood at $3.7 billion (up 619.75% YoY), while the FY2025 annual figure was $3.0 billion, up 7141.16% from the prior year.
- Gross Profit fell to -$41.6 million in Q1 2026 per SOFI's latest filing, from $3.0 billion in the prior quarter.
- Across five years, Gross Profit topped out at $3.0 billion in Q4 2025 and bottomed at -$41.6 million in Q1 2026.
- Historically, Gross Profit has averaged $275.5 million across 5 years, with a median of $12.4 million in 2023.
- Annual changes were most pronounced in 2025 — Gross Profit soared 40741.58% — and 2026, when it sank 956.01%.
- SoFi Technologies' Gross Profit stood at $19.0 million in 2022, then tumbled by 34.92% to $12.4 million in 2023, then sank by 40.65% to $7.4 million in 2024, then jumped by 40741.58% to $3.0 billion in 2025, then sank by 101.39% to -$41.6 million in 2026.
- Business Quant data shows SOFI's Gross Profit at -$41.6 million in Q1 2026, $3.0 billion in Q4 2025, and -$4.6 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -41.62 Mn |
| Mar 31, 2026 | -41.62 Mn |
| Dec 31, 2025 | 3.00 Bn |
| Dec 31, 2025 | 3.00 Bn |
| Sep 30, 2025 | -4.63 Mn |
| Sep 30, 2025 | -4.63 Mn |
| Jun 30, 2025 | 704.51 Mn |
| Jun 30, 2025 | 704.51 Mn |
| Mar 31, 2025 | 4.86 Mn |
| Mar 31, 2025 | 4.86 Mn |
| Dec 31, 2024 | 7.35 Mn |
| Dec 31, 2024 | 7.35 Mn |
| Sep 30, 2024 | 7.51 Mn |
| Sep 30, 2024 | 7.51 Mn |
| Jun 30, 2024 | 488.92 Mn |
| Jun 30, 2024 | 488.92 Mn |
| Mar 31, 2024 | 15.55 Mn |
| Mar 31, 2024 | 15.55 Mn |
| Dec 31, 2023 | 12.39 Mn |
| Dec 31, 2023 | 12.39 Mn |