SoFi Technologies (SOFI) Gross Profit (2020 - 2026)

SoFi Technologies (SOFI) recorded quarterly Gross Profit of $929.2 million in Q1 2026, up 7.62% quarter-over-quarter from $863.4 million in Q4 2025, and up 46.05% on a YoY basis from $636.2 million in Q1 2025.

SoFi Technologies (SOFI) Gross Profit (2020 - 2026) Analysis & Trends

SoFi Technologies' Gross Profit history runs 7 years deep, the most recent figure standing at $929.2 million for Q1 2026.

  • In Q1 2026, Gross Profit rose 46.05% year-over-year to $929.2 million; the TTM figure through Mar 2026 stood at $3.2 billion (up 235.86% YoY), while the FY2025 annual figure was $3.0 billion, up 1124.78% from the prior year.
  • Gross Profit was $929.2 million for Q1 2026 at SoFi Technologies, up from $863.4 million in the prior quarter.
  • In the past five years, Gross Profit ranged from a high of $1.4 billion in Q4 2022 to a low of -$1.3 billion in Q4 2023.
  • Historically, Gross Profit has averaged $286.6 million across 5 years, with a median of $259.9 million in 2022.
  • The sharpest annual moves came in 2024 and 2025: Gross Profit tumbled 1351.56% in 2024, then soared 3992.1% in 2025.
  • A 5-year view of Gross Profit shows it stood at $1.4 billion in 2022, then sank by 188.34% to -$1.3 billion in 2023, then surged by 92.56% to -$93.8 million in 2024, then soared by 1020.96% to $863.4 million in 2025, then advanced by 7.62% to $929.2 million in 2026.
  • The last three Gross Profit figures came in at $929.2 million (Q1 2026), $863.4 million (Q4 2025), and $800.2 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 929.25 Mn
Mar 31, 2026 929.25 Mn
Dec 31, 2025 863.43 Mn
Dec 31, 2025 863.43 Mn
Sep 30, 2025 800.18 Mn
Sep 30, 2025 800.18 Mn
Jun 30, 2025 590.20 Mn
Jun 30, 2025 590.20 Mn
Mar 31, 2025 636.24 Mn
Mar 31, 2025 636.24 Mn
Dec 31, 2024 -93.75 Mn
Dec 31, 2024 -93.75 Mn
Sep 30, 2024 -83.68 Mn
Sep 30, 2024 -83.68 Mn
Jun 30, 2024 488.92 Mn
Jun 30, 2024 488.92 Mn
Mar 31, 2024 15.55 Mn
Mar 31, 2024 15.55 Mn
Dec 31, 2023 -1.26 Bn
Dec 31, 2023 -1.26 Bn