SoFi Technologies (SOFI) Gross Profit (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Gross Profit of $929.2 million for Q1 2026, up 46.05% year-over-year from $636.2 million in Q1 2025, and up 7.62% on a QoQ basis from $863.4 million in Q4 2025.

SoFi Technologies (SOFI) Gross Profit (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Gross Profit for 7 consecutive years, with $929.2 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Gross Profit rose 46.05% year-over-year to $929.2 million; the TTM figure through Mar 2026 stood at $3.2 billion (up 235.86% YoY), while the FY2025 annual figure was $3.0 billion, up 1124.78% from the prior year.
  • Gross Profit came in at $929.2 million for Q1 2026 at SoFi Technologies, up from $863.4 million in the prior quarter.
  • The five-year high for Gross Profit was $1.4 billion in Q4 2022, with the low at -$1.3 billion in Q4 2023.
  • Average Gross Profit over 5 years is $286.6 million, with a median of $259.9 million recorded in 2022.
  • Across the five-year window, Gross Profit plunged 1351.56% in 2024 and soared 3992.1% in 2025, its largest moves.
  • Year by year, Gross Profit stood at $1.4 billion in 2022, then slumped by 188.34% to -$1.3 billion in 2023, then surged by 92.56% to -$93.8 million in 2024, then soared by 1020.96% to $863.4 million in 2025, then increased by 7.62% to $929.2 million in 2026.
  • According to Business Quant data, Gross Profit over the past three periods registered $929.2 million, $863.4 million, and $800.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 Sezzle 5.91 Bn 5.79 Bn -

Historic Data

Download Data
DateValue
Mar 31, 2026 929.25 Mn
Mar 31, 2026 929.25 Mn
Dec 31, 2025 863.43 Mn
Dec 31, 2025 863.43 Mn
Sep 30, 2025 800.18 Mn
Sep 30, 2025 800.18 Mn
Jun 30, 2025 590.20 Mn
Jun 30, 2025 590.20 Mn
Mar 31, 2025 636.24 Mn
Mar 31, 2025 636.24 Mn
Dec 31, 2024 -93.75 Mn
Dec 31, 2024 -93.75 Mn
Sep 30, 2024 -83.68 Mn
Sep 30, 2024 -83.68 Mn
Jun 30, 2024 488.92 Mn
Jun 30, 2024 488.92 Mn
Mar 31, 2024 15.55 Mn
Mar 31, 2024 15.55 Mn
Dec 31, 2023 -1.26 Bn
Dec 31, 2023 -1.26 Bn