SoFi Technologies (SOFI) Gross Profit (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Gross Profit of -$41.6 million for Q1 2026, down 956.01% year-over-year from $4.9 million in Q1 2025, and down 101.39% quarter-over-quarter from $3.0 billion in Q4 2025.

SoFi Technologies (SOFI) Gross Profit (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Gross Profit for 7 consecutive years, with -$41.6 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Gross Profit fell 956.01% year-over-year to -$41.6 million; the TTM figure through Mar 2026 stood at $3.7 billion (up 619.75% YoY), while the FY2025 annual figure was $3.0 billion, up 7141.16% from the prior year.
  • Gross Profit fell to -$41.6 million in Q1 2026 per SOFI's latest filing, from $3.0 billion in the prior quarter.
  • Across five years, Gross Profit topped out at $3.0 billion in Q4 2025 and bottomed at -$41.6 million in Q1 2026.
  • Historically, Gross Profit has averaged $275.5 million across 5 years, with a median of $12.4 million in 2023.
  • Annual changes were most pronounced in 2025 — Gross Profit soared 40741.58% — and 2026, when it sank 956.01%.
  • SoFi Technologies' Gross Profit stood at $19.0 million in 2022, then tumbled by 34.92% to $12.4 million in 2023, then sank by 40.65% to $7.4 million in 2024, then jumped by 40741.58% to $3.0 billion in 2025, then sank by 101.39% to -$41.6 million in 2026.
  • Business Quant data shows SOFI's Gross Profit at -$41.6 million in Q1 2026, $3.0 billion in Q4 2025, and -$4.6 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 -41.62 Mn
Mar 31, 2026 -41.62 Mn
Dec 31, 2025 3.00 Bn
Dec 31, 2025 3.00 Bn
Sep 30, 2025 -4.63 Mn
Sep 30, 2025 -4.63 Mn
Jun 30, 2025 704.51 Mn
Jun 30, 2025 704.51 Mn
Mar 31, 2025 4.86 Mn
Mar 31, 2025 4.86 Mn
Dec 31, 2024 7.35 Mn
Dec 31, 2024 7.35 Mn
Sep 30, 2024 7.51 Mn
Sep 30, 2024 7.51 Mn
Jun 30, 2024 488.92 Mn
Jun 30, 2024 488.92 Mn
Mar 31, 2024 15.55 Mn
Mar 31, 2024 15.55 Mn
Dec 31, 2023 12.39 Mn
Dec 31, 2023 12.39 Mn