SoFi Technologies SOFI
NASDAQ SOFI
$18.06 -1.12 (-5.84%)
At close: Aug 28, 2026 · 4:00 PM EDT

SoFi Technologies (SOFI) Gross Profit (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Gross Profit of -$41.6 million for Q1 2026, down 956.01% year-over-year from $4.9 million in Q1 2025, and down 101.39% quarter-over-quarter from $3.0 billion in Q4 2025.

Analysis

SoFi Technologies (SOFI) Gross Profit (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Gross Profit for 7 consecutive years, with -$41.6 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Gross Profit fell 956.01% year-over-year to -$41.6 million; the TTM figure through Mar 2026 stood at $3.7 billion (up 619.75% YoY), while the FY2025 annual figure was $3.0 billion, up 7141.16% from the prior year.
  • Gross Profit fell to -$41.6 million in Q1 2026 per SOFI's latest filing, from $3.0 billion in the prior quarter.
  • Across five years, Gross Profit topped out at $3.0 billion in Q4 2025 and bottomed at -$41.6 million in Q1 2026.
  • Historically, Gross Profit has averaged $275.5 million across 5 years, with a median of $12.4 million in 2023.
  • Annual changes were most pronounced in 2025 — Gross Profit soared 40741.58% — and 2026, when it sank 956.01%.
  • SoFi Technologies' Gross Profit stood at $19.0 million in 2022, then tumbled by 34.92% to $12.4 million in 2023, then sank by 40.65% to $7.4 million in 2024, then jumped by 40741.58% to $3.0 billion in 2025, then sank by 101.39% to -$41.6 million in 2026.
  • Business Quant data shows SOFI's Gross Profit at -$41.6 million in Q1 2026, $3.0 billion in Q4 2025, and -$4.6 million in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 680.39 Bn 668.03 Bn -
2 Mastercard 518.33 Bn 504.84 Bn -
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn -
5 PayPal Holdings 46.25 Bn 35.00 Bn -
6 Affirm Holdings 26.22 Bn 24.59 Bn -
7 Synchrony Financial 25.37 Bn 9.17 Bn -
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn
10 FirstCash Holdings 9.51 Bn 9.34 Bn 533.67 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.02 Bn
Jun 30, 2026 1.02 Bn
Mar 31, 2026 929.25 Mn
Mar 31, 2026 929.25 Mn
Dec 31, 2025 863.43 Mn
Dec 31, 2025 863.43 Mn
Sep 30, 2025 800.18 Mn
Sep 30, 2025 800.18 Mn
Jun 30, 2025 704.51 Mn
Jun 30, 2025 704.51 Mn
Mar 31, 2025 636.24 Mn
Mar 31, 2025 636.24 Mn
Dec 31, 2024 605.97 Mn
Dec 31, 2024 605.97 Mn
Sep 30, 2024 573.41 Mn
Sep 30, 2024 573.41 Mn
Jun 30, 2024 488.92 Mn
Jun 30, 2024 488.92 Mn
Mar 31, 2024 544.93 Mn
Mar 31, 2024 544.93 Mn