SoFi Technologies (SOFI) Gross Profit (2020 - 2026)
SoFi Technologies (SOFI) recorded quarterly Gross Profit of $929.2 million in Q1 2026, up 7.62% quarter-over-quarter from $863.4 million in Q4 2025, and up 46.05% on a YoY basis from $636.2 million in Q1 2025.
SoFi Technologies (SOFI) Gross Profit (2020 - 2026) Analysis & Trends
SoFi Technologies' Gross Profit history runs 7 years deep, the most recent figure standing at $929.2 million for Q1 2026.
- In Q1 2026, Gross Profit rose 46.05% year-over-year to $929.2 million; the TTM figure through Mar 2026 stood at $3.2 billion (up 235.86% YoY), while the FY2025 annual figure was $3.0 billion, up 1124.78% from the prior year.
- Gross Profit was $929.2 million for Q1 2026 at SoFi Technologies, up from $863.4 million in the prior quarter.
- In the past five years, Gross Profit ranged from a high of $1.4 billion in Q4 2022 to a low of -$1.3 billion in Q4 2023.
- Historically, Gross Profit has averaged $286.6 million across 5 years, with a median of $259.9 million in 2022.
- The sharpest annual moves came in 2024 and 2025: Gross Profit tumbled 1351.56% in 2024, then soared 3992.1% in 2025.
- A 5-year view of Gross Profit shows it stood at $1.4 billion in 2022, then sank by 188.34% to -$1.3 billion in 2023, then surged by 92.56% to -$93.8 million in 2024, then soared by 1020.96% to $863.4 million in 2025, then advanced by 7.62% to $929.2 million in 2026.
- The last three Gross Profit figures came in at $929.2 million (Q1 2026), $863.4 million (Q4 2025), and $800.2 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 929.25 Mn |
| Mar 31, 2026 | 929.25 Mn |
| Dec 31, 2025 | 863.43 Mn |
| Dec 31, 2025 | 863.43 Mn |
| Sep 30, 2025 | 800.18 Mn |
| Sep 30, 2025 | 800.18 Mn |
| Jun 30, 2025 | 590.20 Mn |
| Jun 30, 2025 | 590.20 Mn |
| Mar 31, 2025 | 636.24 Mn |
| Mar 31, 2025 | 636.24 Mn |
| Dec 31, 2024 | -93.75 Mn |
| Dec 31, 2024 | -93.75 Mn |
| Sep 30, 2024 | -83.68 Mn |
| Sep 30, 2024 | -83.68 Mn |
| Jun 30, 2024 | 488.92 Mn |
| Jun 30, 2024 | 488.92 Mn |
| Mar 31, 2024 | 15.55 Mn |
| Mar 31, 2024 | 15.55 Mn |
| Dec 31, 2023 | -1.26 Bn |
| Dec 31, 2023 | -1.26 Bn |