SoFi Technologies (SOFI) Gross Profit (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Gross Profit of $929.2 million for Q1 2026, up 46.05% year-over-year from $636.2 million in Q1 2025, and up 7.62% on a QoQ basis from $863.4 million in Q4 2025.
SoFi Technologies (SOFI) Gross Profit (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Gross Profit for 7 consecutive years, with $929.2 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Gross Profit rose 46.05% year-over-year to $929.2 million; the TTM figure through Mar 2026 stood at $3.2 billion (up 235.86% YoY), while the FY2025 annual figure was $3.0 billion, up 1124.78% from the prior year.
- Gross Profit came in at $929.2 million for Q1 2026 at SoFi Technologies, up from $863.4 million in the prior quarter.
- The five-year high for Gross Profit was $1.4 billion in Q4 2022, with the low at -$1.3 billion in Q4 2023.
- Average Gross Profit over 5 years is $286.6 million, with a median of $259.9 million recorded in 2022.
- Across the five-year window, Gross Profit plunged 1351.56% in 2024 and soared 3992.1% in 2025, its largest moves.
- Year by year, Gross Profit stood at $1.4 billion in 2022, then slumped by 188.34% to -$1.3 billion in 2023, then surged by 92.56% to -$93.8 million in 2024, then soared by 1020.96% to $863.4 million in 2025, then increased by 7.62% to $929.2 million in 2026.
- According to Business Quant data, Gross Profit over the past three periods registered $929.2 million, $863.4 million, and $800.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 929.25 Mn |
| Mar 31, 2026 | 929.25 Mn |
| Dec 31, 2025 | 863.43 Mn |
| Dec 31, 2025 | 863.43 Mn |
| Sep 30, 2025 | 800.18 Mn |
| Sep 30, 2025 | 800.18 Mn |
| Jun 30, 2025 | 590.20 Mn |
| Jun 30, 2025 | 590.20 Mn |
| Mar 31, 2025 | 636.24 Mn |
| Mar 31, 2025 | 636.24 Mn |
| Dec 31, 2024 | -93.75 Mn |
| Dec 31, 2024 | -93.75 Mn |
| Sep 30, 2024 | -83.68 Mn |
| Sep 30, 2024 | -83.68 Mn |
| Jun 30, 2024 | 488.92 Mn |
| Jun 30, 2024 | 488.92 Mn |
| Mar 31, 2024 | 15.55 Mn |
| Mar 31, 2024 | 15.55 Mn |
| Dec 31, 2023 | -1.26 Bn |
| Dec 31, 2023 | -1.26 Bn |