SoFi Technologies (SOFI) Interest income - Loans (2020 - 2026)
SoFi Technologies (SOFI) recorded quarterly Interest income - Loans of $932.2 million in Q1 2026, up 7.84% quarter-over-quarter from $864.4 million in Q4 2025, and up 30.76% on a YoY basis from $712.9 million in Q1 2025.
SoFi Technologies (SOFI) Interest income - Loans (2020 - 2026) Analysis & Trends
SoFi Technologies' Interest income - Loans history runs 7 years deep, the most recent figure standing at $932.2 million for Q1 2026.
- In Q1 2026, Interest income - Loans rose 30.76% year-over-year to $932.2 million; the TTM figure through Mar 2026 stood at $3.4 billion (up 24.9% YoY), while the FY2025 annual figure was $3.1 billion, up 20.92% from the prior year.
- Interest income - Loans was $932.2 million for Q1 2026 at SoFi Technologies, up from $864.4 million in the prior quarter.
- In the past five years, Interest income - Loans ranged from a high of $932.2 million in Q1 2026 to a low of $114.4 million in Q1 2022.
- Historically, Interest income - Loans has averaged $552.0 million across 5 years, with a median of $620.2 million in 2024.
- The sharpest annual moves came in 2023 and 2025: Interest income - Loans soared 215.07% in 2023, then advanced 14.94% in 2025.
- A 5-year view of Interest income - Loans shows it stood at $308.3 million in 2022, then jumped by 94.31% to $599.0 million in 2023, then climbed by 14.99% to $688.7 million in 2024, then grew by 25.51% to $864.4 million in 2025, then grew by 7.84% to $932.2 million in 2026.
- The last three Interest income - Loans figures came in at $932.2 million (Q1 2026), $864.4 million (Q4 2025), and $830.2 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | - |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | - |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 6.14 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 14.74 Bn |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 5.41 Bn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 465.79 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 932.18 Mn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 2.66 Bn |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 932.18 Mn |
| Dec 31, 2025 | 864.40 Mn |
| Sep 30, 2025 | 830.16 Mn |
| Jun 30, 2025 | 738.86 Mn |
| Mar 31, 2025 | 712.88 Mn |
| Dec 31, 2024 | 688.72 Mn |
| Sep 30, 2024 | 671.98 Mn |
| Jun 30, 2024 | 621.06 Mn |
| Mar 31, 2024 | 620.23 Mn |
| Dec 31, 2023 | 598.96 Mn |
| Sep 30, 2023 | 539.93 Mn |
| Jun 30, 2023 | 444.85 Mn |
| Mar 31, 2023 | 360.40 Mn |
| Dec 31, 2022 | 308.26 Mn |
| Sep 30, 2022 | 191.53 Mn |
| Jun 30, 2022 | 145.34 Mn |
| Mar 31, 2022 | 114.39 Mn |
| Dec 31, 2021 | 105.23 Mn |
| Sep 30, 2021 | 89.84 Mn |
| Jun 30, 2021 | 79.68 Mn |