SoFi Technologies (SOFI) Interest income - Loans (2020 - 2026)

SoFi Technologies (SOFI) recorded quarterly Interest income - Loans of $932.2 million in Q1 2026, up 7.84% quarter-over-quarter from $864.4 million in Q4 2025, and up 30.76% on a YoY basis from $712.9 million in Q1 2025.

SoFi Technologies (SOFI) Interest income - Loans (2020 - 2026) Analysis & Trends

SoFi Technologies' Interest income - Loans history runs 7 years deep, the most recent figure standing at $932.2 million for Q1 2026.

  • In Q1 2026, Interest income - Loans rose 30.76% year-over-year to $932.2 million; the TTM figure through Mar 2026 stood at $3.4 billion (up 24.9% YoY), while the FY2025 annual figure was $3.1 billion, up 20.92% from the prior year.
  • Interest income - Loans was $932.2 million for Q1 2026 at SoFi Technologies, up from $864.4 million in the prior quarter.
  • In the past five years, Interest income - Loans ranged from a high of $932.2 million in Q1 2026 to a low of $114.4 million in Q1 2022.
  • Historically, Interest income - Loans has averaged $552.0 million across 5 years, with a median of $620.2 million in 2024.
  • The sharpest annual moves came in 2023 and 2025: Interest income - Loans soared 215.07% in 2023, then advanced 14.94% in 2025.
  • A 5-year view of Interest income - Loans shows it stood at $308.3 million in 2022, then jumped by 94.31% to $599.0 million in 2023, then climbed by 14.99% to $688.7 million in 2024, then grew by 25.51% to $864.4 million in 2025, then grew by 7.84% to $932.2 million in 2026.
  • The last three Interest income - Loans figures came in at $932.2 million (Q1 2026), $864.4 million (Q4 2025), and $830.2 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest income - Loans (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 6.14 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 14.74 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 5.41 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 465.79 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 932.18 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 2.66 Bn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 932.18 Mn
Dec 31, 2025 864.40 Mn
Sep 30, 2025 830.16 Mn
Jun 30, 2025 738.86 Mn
Mar 31, 2025 712.88 Mn
Dec 31, 2024 688.72 Mn
Sep 30, 2024 671.98 Mn
Jun 30, 2024 621.06 Mn
Mar 31, 2024 620.23 Mn
Dec 31, 2023 598.96 Mn
Sep 30, 2023 539.93 Mn
Jun 30, 2023 444.85 Mn
Mar 31, 2023 360.40 Mn
Dec 31, 2022 308.26 Mn
Sep 30, 2022 191.53 Mn
Jun 30, 2022 145.34 Mn
Mar 31, 2022 114.39 Mn
Dec 31, 2021 105.23 Mn
Sep 30, 2021 89.84 Mn
Jun 30, 2021 79.68 Mn