SoFi Technologies (SOFI) Interest income - Loans (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Interest income - Loans of $932.2 million for Q1 2026, up 30.76% year-over-year from $712.9 million in Q1 2025, and up 7.84% on a QoQ basis from $864.4 million in Q4 2025.

SoFi Technologies (SOFI) Interest income - Loans (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Interest income - Loans for 7 consecutive years, with $932.2 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest income - Loans rose 30.76% year-over-year to $932.2 million; the TTM figure through Mar 2026 stood at $3.4 billion (up 24.9% YoY), while the FY2025 annual figure was $3.1 billion, up 20.92% from the prior year.
  • Interest income - Loans came in at $932.2 million for Q1 2026 at SoFi Technologies, up from $864.4 million in the prior quarter.
  • The five-year high for Interest income - Loans was $932.2 million in Q1 2026, with the low at $114.4 million in Q1 2022.
  • Average Interest income - Loans over 5 years is $552.0 million, with a median of $620.2 million recorded in 2024.
  • Across the five-year window, Interest income - Loans soared 215.07% in 2023 and increased 14.94% in 2025, its largest moves.
  • Year by year, Interest income - Loans stood at $308.3 million in 2022, then jumped by 94.31% to $599.0 million in 2023, then rose by 14.99% to $688.7 million in 2024, then gained by 25.51% to $864.4 million in 2025, then gained by 7.84% to $932.2 million in 2026.
  • According to Business Quant data, Interest income - Loans over the past three periods registered $932.2 million, $864.4 million, and $830.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest income - Loans (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 6.14 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 465.79 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 932.18 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 2.66 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 932.18 Mn
Dec 31, 2025 864.40 Mn
Sep 30, 2025 830.16 Mn
Jun 30, 2025 738.86 Mn
Mar 31, 2025 712.88 Mn
Dec 31, 2024 688.72 Mn
Sep 30, 2024 671.98 Mn
Jun 30, 2024 621.06 Mn
Mar 31, 2024 620.23 Mn
Dec 31, 2023 598.96 Mn
Sep 30, 2023 539.93 Mn
Jun 30, 2023 444.85 Mn
Mar 31, 2023 360.40 Mn
Dec 31, 2022 308.26 Mn
Sep 30, 2022 191.53 Mn
Jun 30, 2022 145.34 Mn
Mar 31, 2022 114.39 Mn
Dec 31, 2021 105.23 Mn
Sep 30, 2021 89.84 Mn
Jun 30, 2021 79.68 Mn