SoFi Technologies (SOFI) Interest income - Loans (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Interest income - Loans of $932.2 million for Q1 2026, up 30.76% year-over-year from $712.9 million in Q1 2025, and up 7.84% quarter-over-quarter from $864.4 million in Q4 2025.

SoFi Technologies (SOFI) Interest income - Loans (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Interest income - Loans for 7 consecutive years, with $932.2 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest income - Loans rose 30.76% year-over-year to $932.2 million; the TTM figure through Mar 2026 stood at $3.4 billion (up 24.9% YoY), while the FY2025 annual figure was $3.1 billion, up 20.92% from the prior year.
  • Interest income - Loans rose to $932.2 million in Q1 2026 per SOFI's latest filing, from $864.4 million in the prior quarter.
  • Across five years, Interest income - Loans topped out at $932.2 million in Q1 2026 and bottomed at $114.4 million in Q1 2022.
  • Historically, Interest income - Loans has averaged $552.0 million across 5 years, with a median of $620.2 million in 2024.
  • Annual changes were most pronounced in 2023 — Interest income - Loans surged 215.07% — and 2025, when it gained 14.94%.
  • SoFi Technologies' Interest income - Loans stood at $308.3 million in 2022, then soared by 94.31% to $599.0 million in 2023, then advanced by 14.99% to $688.7 million in 2024, then climbed by 25.51% to $864.4 million in 2025, then climbed by 7.84% to $932.2 million in 2026.
  • Business Quant data shows SOFI's Interest income - Loans at $932.2 million in Q1 2026, $864.4 million in Q4 2025, and $830.2 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest income - Loans (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 6.12 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 14.91 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 5.38 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 465.79 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 932.18 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 2.74 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 932.18 Mn
Dec 31, 2025 864.40 Mn
Sep 30, 2025 830.16 Mn
Jun 30, 2025 738.86 Mn
Mar 31, 2025 712.88 Mn
Dec 31, 2024 688.72 Mn
Sep 30, 2024 671.98 Mn
Jun 30, 2024 621.06 Mn
Mar 31, 2024 620.23 Mn
Dec 31, 2023 598.96 Mn
Sep 30, 2023 539.93 Mn
Jun 30, 2023 444.85 Mn
Mar 31, 2023 360.40 Mn
Dec 31, 2022 308.26 Mn
Sep 30, 2022 191.53 Mn
Jun 30, 2022 145.34 Mn
Mar 31, 2022 114.39 Mn
Dec 31, 2021 105.23 Mn
Sep 30, 2021 89.84 Mn
Jun 30, 2021 79.68 Mn