SoFi Technologies (SOFI) Interest income - Loans (2020 - 2026)
SoFi Technologies (SOFI) reported Interest income - Loans of $1.07 billion for Q2 2026, up 44.5% from $738.86 million a year earlier and up 14.6% from the prior quarter.
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Analysis
SoFi Technologies (SOFI) Interest income - Loans (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, SoFi Technologies' Interest income - Loans came in at $3.69 billion, up 31.4% year-over-year; for FY2025, it came in at $3.15 billion, up 20.9% from FY2024.
- Interest income - Loans has increased for five consecutive years, with a five-year compound annual growth rate of 57.0% (FY2020 to FY2025).
- By year, Interest income - Loans came in at $2.6 billion in FY2024 (+33.8%), $1.94 billion in FY2023 (+156.0%), $759.5 million in FY2022 (+115.8%) and $351.97 million in FY2021 (+6.5%).
- The Q2 2026 figure ranks as the highest quarterly Interest income - Loans in data going back to Q2 2020.
- Year over year, Interest income - Loans has now increased in each of the last 21 quarters, with growth averaging 24.7% over the last eight quarters.
- The year-over-year growth in Interest income - Loans has ranged between 10.7% (Q3 2021) and 215.1% (Q1 2023) over the last five years.
- Per Business Quant data, the three quarters before Q2 2026 came in at $932.18 million (Q1 2026), $864.4 million (Q4 2025) and $830.16 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | 24.54 Bn |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | - |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | 15.86 Bn |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | 3.81 Bn |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | 29.91 Bn |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | 7.15 Bn |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | 3.66 Bn |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | 14.30 Bn |
| 10 | SoFi Technologies | 20.39 Bn | 5.68 Bn | 1.02 Bn | 1.07 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.07 Bn |
| Mar 31, 2026 | 932.18 Mn |
| Dec 31, 2025 | 864.40 Mn |
| Sep 30, 2025 | 830.16 Mn |
| Jun 30, 2025 | 738.86 Mn |
| Mar 31, 2025 | 712.88 Mn |
| Dec 31, 2024 | 688.72 Mn |
| Sep 30, 2024 | 671.98 Mn |
| Jun 30, 2024 | 621.06 Mn |
| Mar 31, 2024 | 620.23 Mn |
| Dec 31, 2023 | 598.96 Mn |
| Sep 30, 2023 | 539.93 Mn |
| Jun 30, 2023 | 444.85 Mn |
| Mar 31, 2023 | 360.40 Mn |
| Dec 31, 2022 | 308.26 Mn |
| Sep 30, 2022 | 191.53 Mn |
| Jun 30, 2022 | 145.34 Mn |
| Mar 31, 2022 | 114.39 Mn |
| Dec 31, 2021 | 105.23 Mn |
| Sep 30, 2021 | 89.84 Mn |
API Access
SoFi Technologies Interest income - Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-loans&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-loans", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-loans&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();