SoFi Technologies (SOFI) Interest income - Loans (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Interest income - Loans of $932.2 million for Q1 2026, up 30.76% year-over-year from $712.9 million in Q1 2025, and up 7.84% on a QoQ basis from $864.4 million in Q4 2025.
SoFi Technologies (SOFI) Interest income - Loans (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Interest income - Loans for 7 consecutive years, with $932.2 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest income - Loans rose 30.76% year-over-year to $932.2 million; the TTM figure through Mar 2026 stood at $3.4 billion (up 24.9% YoY), while the FY2025 annual figure was $3.1 billion, up 20.92% from the prior year.
- Interest income - Loans came in at $932.2 million for Q1 2026 at SoFi Technologies, up from $864.4 million in the prior quarter.
- The five-year high for Interest income - Loans was $932.2 million in Q1 2026, with the low at $114.4 million in Q1 2022.
- Average Interest income - Loans over 5 years is $552.0 million, with a median of $620.2 million recorded in 2024.
- Across the five-year window, Interest income - Loans soared 215.07% in 2023 and increased 14.94% in 2025, its largest moves.
- Year by year, Interest income - Loans stood at $308.3 million in 2022, then jumped by 94.31% to $599.0 million in 2023, then rose by 14.99% to $688.7 million in 2024, then gained by 25.51% to $864.4 million in 2025, then gained by 7.84% to $932.2 million in 2026.
- According to Business Quant data, Interest income - Loans over the past three periods registered $932.2 million, $864.4 million, and $830.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 6.14 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 465.79 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 932.18 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 2.66 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 932.18 Mn |
| Dec 31, 2025 | 864.40 Mn |
| Sep 30, 2025 | 830.16 Mn |
| Jun 30, 2025 | 738.86 Mn |
| Mar 31, 2025 | 712.88 Mn |
| Dec 31, 2024 | 688.72 Mn |
| Sep 30, 2024 | 671.98 Mn |
| Jun 30, 2024 | 621.06 Mn |
| Mar 31, 2024 | 620.23 Mn |
| Dec 31, 2023 | 598.96 Mn |
| Sep 30, 2023 | 539.93 Mn |
| Jun 30, 2023 | 444.85 Mn |
| Mar 31, 2023 | 360.40 Mn |
| Dec 31, 2022 | 308.26 Mn |
| Sep 30, 2022 | 191.53 Mn |
| Jun 30, 2022 | 145.34 Mn |
| Mar 31, 2022 | 114.39 Mn |
| Dec 31, 2021 | 105.23 Mn |
| Sep 30, 2021 | 89.84 Mn |
| Jun 30, 2021 | 79.68 Mn |