SoFi Technologies (SOFI) Interest income - Loans (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Interest income - Loans of $932.2 million for Q1 2026, up 30.76% year-over-year from $712.9 million in Q1 2025, and up 7.84% quarter-over-quarter from $864.4 million in Q4 2025.
SoFi Technologies (SOFI) Interest income - Loans (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Interest income - Loans for 7 consecutive years, with $932.2 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest income - Loans rose 30.76% year-over-year to $932.2 million; the TTM figure through Mar 2026 stood at $3.4 billion (up 24.9% YoY), while the FY2025 annual figure was $3.1 billion, up 20.92% from the prior year.
- Interest income - Loans rose to $932.2 million in Q1 2026 per SOFI's latest filing, from $864.4 million in the prior quarter.
- Across five years, Interest income - Loans topped out at $932.2 million in Q1 2026 and bottomed at $114.4 million in Q1 2022.
- Historically, Interest income - Loans has averaged $552.0 million across 5 years, with a median of $620.2 million in 2024.
- Annual changes were most pronounced in 2023 — Interest income - Loans surged 215.07% — and 2025, when it gained 14.94%.
- SoFi Technologies' Interest income - Loans stood at $308.3 million in 2022, then soared by 94.31% to $599.0 million in 2023, then advanced by 14.99% to $688.7 million in 2024, then climbed by 25.51% to $864.4 million in 2025, then climbed by 7.84% to $932.2 million in 2026.
- Business Quant data shows SOFI's Interest income - Loans at $932.2 million in Q1 2026, $864.4 million in Q4 2025, and $830.2 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 6.12 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 14.91 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 5.38 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 465.79 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 932.18 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 2.74 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 932.18 Mn |
| Dec 31, 2025 | 864.40 Mn |
| Sep 30, 2025 | 830.16 Mn |
| Jun 30, 2025 | 738.86 Mn |
| Mar 31, 2025 | 712.88 Mn |
| Dec 31, 2024 | 688.72 Mn |
| Sep 30, 2024 | 671.98 Mn |
| Jun 30, 2024 | 621.06 Mn |
| Mar 31, 2024 | 620.23 Mn |
| Dec 31, 2023 | 598.96 Mn |
| Sep 30, 2023 | 539.93 Mn |
| Jun 30, 2023 | 444.85 Mn |
| Mar 31, 2023 | 360.40 Mn |
| Dec 31, 2022 | 308.26 Mn |
| Sep 30, 2022 | 191.53 Mn |
| Jun 30, 2022 | 145.34 Mn |
| Mar 31, 2022 | 114.39 Mn |
| Dec 31, 2021 | 105.23 Mn |
| Sep 30, 2021 | 89.84 Mn |
| Jun 30, 2021 | 79.68 Mn |