SoFi Technologies (SOFI) FCF Payout Ratio (2020 - 2023)
SoFi Technologies (SOFI) recorded quarterly FCF Payout Ratio of 0.07 in Q4 2023, down 1823.62% quarter-over-quarter from 0.0 in Q3 2023, and down 765.09% on a YoY basis from 0.01 in Q4 2022.
SoFi Technologies (SOFI) FCF Payout Ratio (2020 - 2023) Analysis & Trends
SoFi Technologies' FCF Payout Ratio history runs 4 years deep, the most recent figure standing at 0.07 for Q4 2023.
- In Q4 2023, FCF Payout Ratio fell 765.09% year-over-year to 0.07; the TTM figure through Sep 2025 stood at 0.01 (up 79.22% YoY), while the FY2024 annual figure was 0.01, down 135.14% from the prior year.
- FCF Payout Ratio was 0.07 for Q4 2023 at SoFi Technologies, down from 0.0 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.03 in Q1 2021 to a low of 2.48 in Q4 2020.
- Historically, FCF Payout Ratio has averaged 0.29 across 4 years, with a median of 0.01 in 2022.
- The sharpest annual moves came in 2021 and 2023: FCF Payout Ratio soared 99.34% in 2021, then sank 765.09% in 2023.
- A 4-year view of FCF Payout Ratio shows it stood at 2.48 in 2020, then surged by 99.34% to 0.02 in 2021, then surged by 48.8% to 0.01 in 2022, then tumbled by 765.09% to 0.07 in 2023.
- The last three FCF Payout Ratio figures came in at 0.07 (Q4 2023), 0.0 (Q3 2023), and 0.0 (Q2 2023), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 0.49 |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 0.28 |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 0.22 |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 0.09 |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 0.14 |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 0.01 |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 0.02 |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2023 | -0.07 |
| Sep 30, 2023 | 0.00 |
| Jun 30, 2023 | 0.00 |
| Dec 31, 2022 | -0.01 |
| Sep 30, 2022 | 0.00 |
| Jun 30, 2022 | -0.01 |
| Mar 31, 2022 | -0.01 |
| Dec 31, 2021 | -0.02 |
| Sep 30, 2021 | -0.05 |
| Jun 30, 2021 | -0.04 |
| Mar 31, 2021 | 0.03 |
| Dec 31, 2020 | -2.48 |
| Sep 30, 2020 | -1.16 |