SoFi Technologies (SOFI) FCF Payout Ratio (2020 - 2023)
SoFi Technologies' quarterly FCF Payout Ratio came in at 0.07 in Q4 2023, down 765.09% year-on-year from 0.01 in Q4 2022, and down 1823.62% quarter-over-quarter from 0.0 in Q3 2023.
SoFi Technologies (SOFI) FCF Payout Ratio (2020 - 2023) Analysis & Trends
SoFi Technologies has reported FCF Payout Ratio for 4 years, with the latest figure at 0.07 in Q4 2023.
- For the quarter ending Q4 2023, FCF Payout Ratio fell 765.09% year-over-year to 0.07; the trailing twelve-month figure through Sep 2025 stood at 0.01 (up 79.22% YoY), and the FY2024 full-year result was 0.01, down 135.14% from the prior year.
- FCF Payout Ratio for Q4 2023 stood at 0.07, down from 0.0 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.03 in Q1 2021, with the low at 2.48 in Q4 2020.
- Average FCF Payout Ratio over 4 years is 0.29, with a median of 0.01 recorded in 2022.
- Year-over-year, FCF Payout Ratio surged 99.34% in 2021 and sank 765.09% in 2023.
- Tracing SOFI's FCF Payout Ratio over 4 years: stood at 2.48 in 2020, then soared by 99.34% to 0.02 in 2021, then soared by 48.8% to 0.01 in 2022, then slumped by 765.09% to 0.07 in 2023.
- The last three FCF Payout Ratio figures came in at 0.07 (Q4 2023), 0.0 (Q3 2023), and 0.0 (Q2 2023), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 0.49 |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 0.28 |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 0.22 |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 0.09 |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 0.14 |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | - |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 0.01 |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 0.02 |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2023 | -0.07 |
| Sep 30, 2023 | 0.00 |
| Jun 30, 2023 | 0.00 |
| Dec 31, 2022 | -0.01 |
| Sep 30, 2022 | 0.00 |
| Jun 30, 2022 | -0.01 |
| Mar 31, 2022 | -0.01 |
| Dec 31, 2021 | -0.02 |
| Sep 30, 2021 | -0.05 |
| Jun 30, 2021 | -0.04 |
| Mar 31, 2021 | 0.03 |
| Dec 31, 2020 | -2.48 |
| Sep 30, 2020 | -1.16 |