SoFi Technologies (SOFI) FCF Payout Ratio (2020 - 2023)

SoFi Technologies' quarterly FCF Payout Ratio came in at 0.07 in Q4 2023, down 765.09% year-on-year from 0.01 in Q4 2022, and down 1823.62% quarter-over-quarter from 0.0 in Q3 2023.

SoFi Technologies (SOFI) FCF Payout Ratio (2020 - 2023) Analysis & Trends

SoFi Technologies has reported FCF Payout Ratio for 4 years, with the latest figure at 0.07 in Q4 2023.

  • For the quarter ending Q4 2023, FCF Payout Ratio fell 765.09% year-over-year to 0.07; the trailing twelve-month figure through Sep 2025 stood at 0.01 (up 79.22% YoY), and the FY2024 full-year result was 0.01, down 135.14% from the prior year.
  • FCF Payout Ratio for Q4 2023 stood at 0.07, down from 0.0 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 0.03 in Q1 2021, with the low at 2.48 in Q4 2020.
  • Average FCF Payout Ratio over 4 years is 0.29, with a median of 0.01 recorded in 2022.
  • Year-over-year, FCF Payout Ratio surged 99.34% in 2021 and sank 765.09% in 2023.
  • Tracing SOFI's FCF Payout Ratio over 4 years: stood at 2.48 in 2020, then soared by 99.34% to 0.02 in 2021, then soared by 48.8% to 0.01 in 2022, then slumped by 765.09% to 0.07 in 2023.
  • The last three FCF Payout Ratio figures came in at 0.07 (Q4 2023), 0.0 (Q3 2023), and 0.0 (Q2 2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 0.49
2 Mastercard 441.81 Bn 431.60 Bn - 0.28
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 0.22
4 Capital One Financial 114.99 Bn 38.50 Bn - 0.09
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 0.14
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn -
7 Synchrony Financial 24.22 Bn 3.66 Bn - 0.01
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn -
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 0.02
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2023 -0.07
Sep 30, 2023 0.00
Jun 30, 2023 0.00
Dec 31, 2022 -0.01
Sep 30, 2022 0.00
Jun 30, 2022 -0.01
Mar 31, 2022 -0.01
Dec 31, 2021 -0.02
Sep 30, 2021 -0.05
Jun 30, 2021 -0.04
Mar 31, 2021 0.03
Dec 31, 2020 -2.48
Sep 30, 2020 -1.16