SoFi Technologies (SOFI) FCF Payout Ratio (2020 - 2023)

SoFi Technologies (SOFI) recorded quarterly FCF Payout Ratio of 0.07 in Q4 2023, down 1823.62% quarter-over-quarter from 0.0 in Q3 2023, and down 765.09% on a YoY basis from 0.01 in Q4 2022.

SoFi Technologies (SOFI) FCF Payout Ratio (2020 - 2023) Analysis & Trends

SoFi Technologies' FCF Payout Ratio history runs 4 years deep, the most recent figure standing at 0.07 for Q4 2023.

  • In Q4 2023, FCF Payout Ratio fell 765.09% year-over-year to 0.07; the TTM figure through Sep 2025 stood at 0.01 (up 79.22% YoY), while the FY2024 annual figure was 0.01, down 135.14% from the prior year.
  • FCF Payout Ratio was 0.07 for Q4 2023 at SoFi Technologies, down from 0.0 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.03 in Q1 2021 to a low of 2.48 in Q4 2020.
  • Historically, FCF Payout Ratio has averaged 0.29 across 4 years, with a median of 0.01 in 2022.
  • The sharpest annual moves came in 2021 and 2023: FCF Payout Ratio soared 99.34% in 2021, then sank 765.09% in 2023.
  • A 4-year view of FCF Payout Ratio shows it stood at 2.48 in 2020, then surged by 99.34% to 0.02 in 2021, then surged by 48.8% to 0.01 in 2022, then tumbled by 765.09% to 0.07 in 2023.
  • The last three FCF Payout Ratio figures came in at 0.07 (Q4 2023), 0.0 (Q3 2023), and 0.0 (Q2 2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.49
2 Mastercard 437.48 Bn 427.27 Bn - 0.28
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.22
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.09
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.14
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.01
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn -
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.02
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2023 -0.07
Sep 30, 2023 0.00
Jun 30, 2023 0.00
Dec 31, 2022 -0.01
Sep 30, 2022 0.00
Jun 30, 2022 -0.01
Mar 31, 2022 -0.01
Dec 31, 2021 -0.02
Sep 30, 2021 -0.05
Jun 30, 2021 -0.04
Mar 31, 2021 0.03
Dec 31, 2020 -2.48
Sep 30, 2020 -1.16