SoFi Technologies (SOFI) FCF Payout Ratio (2020 - 2023)

SoFi Technologies (SOFI) posted quarterly FCF Payout Ratio of 0.07 for Q4 2023, down 765.09% year-over-year from 0.01 in Q4 2022, and down 1823.62% on a QoQ basis from 0.0 in Q3 2023.

SoFi Technologies (SOFI) FCF Payout Ratio (2020 - 2023) Analysis & Trends

SoFi Technologies (SOFI) has reported FCF Payout Ratio for 4 consecutive years, with 0.07 the latest figure, recorded in Q4 2023.

  • In Q4 2023, FCF Payout Ratio fell 765.09% year-over-year to 0.07; the TTM figure through Sep 2025 stood at 0.01 (up 79.22% YoY), while the FY2024 annual figure was 0.01, down 135.14% from the prior year.
  • FCF Payout Ratio came in at 0.07 for Q4 2023 at SoFi Technologies, down from 0.0 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 0.03 in Q1 2021, with the low at 2.48 in Q4 2020.
  • Average FCF Payout Ratio over 4 years is 0.29, with a median of 0.01 recorded in 2022.
  • Across the five-year window, FCF Payout Ratio soared 99.34% in 2021 and slumped 765.09% in 2023, its largest moves.
  • Year by year, FCF Payout Ratio stood at 2.48 in 2020, then surged by 99.34% to 0.02 in 2021, then surged by 48.8% to 0.01 in 2022, then plunged by 765.09% to 0.07 in 2023.
  • According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.07, 0.0, and 0.0 for Q4 2023, Q3 2023, and Q2 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.49
2 Mastercard 465.55 Bn 455.34 Bn - 0.28
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.22
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.14
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Dec 31, 2023 -0.07
Sep 30, 2023 0.00
Jun 30, 2023 0.00
Dec 31, 2022 -0.01
Sep 30, 2022 0.00
Jun 30, 2022 -0.01
Mar 31, 2022 -0.01
Dec 31, 2021 -0.02
Sep 30, 2021 -0.05
Jun 30, 2021 -0.04
Mar 31, 2021 0.03
Dec 31, 2020 -2.48
Sep 30, 2020 -1.16