SoFi Technologies (SOFI) Long-Term Debt Repayments (2020 - 2026)
SoFi Technologies (SOFI) recorded Long-Term Debt Repayments of $3.05 million in Q2 2026, down 26.9% from $4.18 million a year earlier and down 4.7% from the prior quarter.
SoFi Technologies (SOFI) Long-Term Debt Repayments (2020 - 2026) Analysis & Trends
On a TTM basis, SoFi Technologies' Long-Term Debt Repayments came in at $13.16 million as of Jun 30, 2026, down 83.1% year-over-year; for FY2025, it came in at $29.06 million, down 91.8% from FY2024.
- Annual Long-Term Debt Repayments has a five-year compound annual growth rate of -51.7% (FY2020 to FY2025).
- Across earlier years, Long-Term Debt Repayments came in at $352.8 million in FY2024 (-55.9%), $799.86 million in FY2023 (+54.9%), $516.36 million in FY2022 (-56.5%) and $1.19 billion in FY2021 (+6.9%).
- Quarterly Long-Term Debt Repayments has ranged from -$7.18 billion in Q4 2021 to $2.01 billion in Q3 2021 over the past five years.
- On a year-over-year basis, Long-Term Debt Repayments has declined for nine consecutive quarters, with an average decline of 78.5% over the last eight quarters.
- Peak year-over-year performance for Long-Term Debt Repayments in the last five years was growth of 194.4% in Q2 2023, against a decline of 97.4% in Q2 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at $3.2 million (Q1 2026), $4.01 million (Q4 2025) and $2.9 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | LT Debt Repayment (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | 28.02 Bn |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | - |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | 27.22 Bn |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | 26.48 Bn |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | 20.41 Bn |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | 12.00 Bn |
| 10 | SoFi Technologies | 20.39 Bn | 5.68 Bn | 1.02 Bn | 3.05 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.05 Mn |
| Mar 31, 2026 | 3.20 Mn |
| Dec 31, 2025 | 4.01 Mn |
| Sep 30, 2025 | 2.90 Mn |
| Jun 30, 2025 | 4.18 Mn |
| Mar 31, 2025 | 17.99 Mn |
| Dec 31, 2024 | 12.69 Mn |
| Sep 30, 2024 | 42.92 Mn |
| Jun 30, 2024 | 126.74 Mn |
| Mar 31, 2024 | 170.45 Mn |
| Dec 31, 2023 | 204.63 Mn |
| Sep 30, 2023 | 187.52 Mn |
| Jun 30, 2023 | 259.73 Mn |
| Mar 31, 2023 | 147.99 Mn |
| Dec 31, 2022 | 250.22 Mn |
| Sep 30, 2022 | 65.63 Mn |
| Jun 30, 2022 | 88.24 Mn |
| Mar 31, 2022 | 112.28 Mn |
| Dec 31, 2021 | -7.18 Bn |
| Sep 30, 2021 | 2.01 Bn |
SoFi Technologies Long-Term Debt Repayments API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=long-term-debt-repayments&ticker=SOFI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "long-term-debt-repayments", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=long-term-debt-repayments&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();