SoFi Technologies (SOFI) Asset Utilization Ratio (2021 - 2026)
SoFi Technologies (SOFI) recorded quarterly Asset Utilization Ratio of 0.08 in Q1 2026, little changed quarter-over-quarter from 0.08 in Q4 2025, and up 70.74% on a YoY basis from 0.04 in Q1 2025.
SoFi Technologies (SOFI) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
SoFi Technologies' Asset Utilization Ratio history runs 6 years deep, the most recent figure standing at 0.08 for Q1 2026.
- In Q1 2026, Asset Utilization Ratio rose 70.74% year-over-year to 0.08; the TTM figure through Mar 2026 stood at 0.08 (up 70.74% YoY), while the FY2025 annual figure was 0.08, up 448.08% from the prior year.
- Asset Utilization Ratio was 0.08 for Q1 2026 at SoFi Technologies, roughly flat from 0.08 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.13 in Q1 2022 to a low of 0.02 in Q1 2024.
- Historically, Asset Utilization Ratio has averaged 0.06 across 5 years, with a median of 0.07 in 2023.
- The sharpest annual moves came in 2024 and 2025: Asset Utilization Ratio tumbled 126.1% in 2024, then surged 978.57% in 2025.
- A 5-year view of Asset Utilization Ratio shows it stood at 0.1 in 2022, then sank by 113.28% to 0.01 in 2023, then jumped by 299.5% to 0.03 in 2024, then soared by 171.14% to 0.08 in 2025, then climbed by 0.31% to 0.08 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.08 (Q1 2026), 0.08 (Q4 2025), and 0.06 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 0.45 |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 0.64 |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 0.24 |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 0.09 |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 0.42 |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 0.16 |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 0.16 |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 0.08 |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 0.04 |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | 0.14 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.08 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | 0.05 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | -0.01 |
| Jun 30, 2024 | -0.01 |
| Mar 31, 2024 | -0.02 |
| Dec 31, 2023 | -0.01 |
| Sep 30, 2023 | 0.07 |
| Jun 30, 2023 | 0.08 |
| Mar 31, 2023 | 0.09 |
| Dec 31, 2022 | 0.10 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.10 |
| Mar 31, 2022 | 0.13 |
| Dec 31, 2021 | 0.13 |
| Sep 30, 2021 | 0.07 |
| Jun 30, 2021 | 0.12 |