SoFi Technologies (SOFI) Asset Utilization Ratio (2021 - 2026)
SoFi Technologies (SOFI) posted quarterly Asset Utilization Ratio of 0.08 for Q1 2026, up 203.56% year-over-year from 0.03 in Q1 2025, and down 8.29% quarter-over-quarter from 0.09 in Q4 2025.
SoFi Technologies (SOFI) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Asset Utilization Ratio for 6 consecutive years, with 0.08 the latest figure, recorded in Q1 2026.
- In Q1 2026, Asset Utilization Ratio rose 203.56% year-over-year to 0.08; the TTM figure through Mar 2026 stood at 0.08 (up 203.56% YoY), while the FY2025 annual figure was 0.08, up 448.08% from the prior year.
- Asset Utilization Ratio slipped to 0.08 in Q1 2026 per SOFI's latest filing, from 0.09 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.09 in Q4 2025 and bottomed at 0.02 in Q1 2023.
- Historically, Asset Utilization Ratio has averaged 0.04 across 5 years, with a median of 0.03 in 2024.
- Annual changes were most pronounced in 2022 — Asset Utilization Ratio sank 87.3% — and 2025, when it surged 223.9%.
- SoFi Technologies' Asset Utilization Ratio stood at 0.04 in 2022, then decreased by 29.24% to 0.03 in 2023, then retreated by 1.05% to 0.03 in 2024, then soared by 223.9% to 0.09 in 2025, then retreated by 8.29% to 0.08 in 2026.
- Business Quant data shows SOFI's Asset Utilization Ratio at 0.08 in Q1 2026, 0.09 in Q4 2025, and 0.03 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.47 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.64 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.25 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.08 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.42 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.16 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.16 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 0.08 |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.08 |
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.03 |
| Dec 31, 2023 | 0.03 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.02 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.05 |
| Jun 30, 2022 | 0.02 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.03 |
| Sep 30, 2021 | 0.09 |
| Jun 30, 2021 | 0.19 |