SoFi Technologies SOFI
NASDAQ SOFI
$16.96 +0.23 (+1.37%)
At close: Sep 18, 2026 · 4:00 PM EDT

SoFi Technologies (SOFI) Asset Utilization Ratio (2021 - 2026)

SoFi Technologies (SOFI) posted Asset Utilization Ratio of 0.08 for Q2 2026, down 0.57% on a QoQ basis from 0.08 in Q1 2026, and down 3.15% year-over-year from 0.08 in Q2 2025.

Analysis

SoFi Technologies (SOFI) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

SoFi Technologies has reported Asset Utilization Ratio for 6 years, with the latest figure at 0.08 in Q2 2026.

  • On a quarterly basis, Asset Utilization Ratio fell 3.15% year-over-year to 0.08 in Q2 2026; TTM through Jun 2026 was 0.08, a 3.15% decrease from a year earlier, with the FY2025 full-year figure at 0.08, up 3.09% from the prior year.
  • Asset Utilization Ratio was 0.08 for Q2 2026 at SoFi Technologies, down from 0.08 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.1 in Q1 2022, with the low at 0.07 in Q4 2023.
  • Average Asset Utilization Ratio over 5 years is 0.08, with a median of 0.08 recorded in 2024.
  • The sharpest annual moves came in 2022 and 2024: Asset Utilization Ratio slumped 46.91% in 2022, then climbed 3.96% in 2024.
  • Over 5 years, Asset Utilization Ratio stood at 0.09 in 2022, then decreased by 19.03% to 0.07 in 2023, then climbed by 3.57% to 0.08 in 2024, then slipped by 0.56% to 0.08 in 2025, then fell by 0.27% to 0.08 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.08 (Q2 2026), 0.08 (Q1 2026), and 0.08 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Bank Of America 405.01 Bn -183.49 Bn 30.39 Bn 0.03
2 Morgan Stanley 318.33 Bn 158.20 Bn - 0.05
3 Royal Bank Of Canada 284.62 Bn 57.78 Bn - 0.03
4 Goldman Sachs 274.43 Bn -701.92 Bn - 0.03
5 Mitsubishi Ufj Financial 274.26 Bn -110.06 Bn 10.89 Bn -
6 Wells Fargo & Company 260.84 Bn 59.01 Bn - 0.04
7 American Express 210.32 Bn 161.00 Bn 17.99 Bn 0.25
8 Banco Santander 210.20 Bn 217.82 Bn 28.01 Bn 0.08
9 Toronto Dominion Bank 206.68 Bn 45.35 Bn - 0.03
10 SoFi Technologies 21.88 Bn 18.76 Bn 1.02 Bn 0.08
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.08
Mar 31, 2026 0.08
Dec 31, 2025 0.08
Sep 30, 2025 0.08
Jun 30, 2025 0.08
Mar 31, 2025 0.08
Dec 31, 2024 0.08
Sep 30, 2024 0.08
Jun 30, 2024 0.07
Mar 31, 2024 0.07
Dec 31, 2023 0.07
Sep 30, 2023 0.07
Jun 30, 2023 0.08
Mar 31, 2023 0.08
Dec 31, 2022 0.09
Sep 30, 2022 0.10
Jun 30, 2022 0.10
Mar 31, 2022 0.10
Dec 31, 2021 0.11
Sep 30, 2021 0.11