SoFi Technologies (SOFI) Asset Utilization Ratio (2021 - 2026)

SoFi Technologies' quarterly Asset Utilization Ratio came in at 0.08 in Q1 2026, up 70.74% year-on-year from 0.04 in Q1 2025, and little changed quarter-over-quarter from 0.08 in Q4 2025.

SoFi Technologies (SOFI) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

SoFi Technologies has reported Asset Utilization Ratio for 6 years, with the latest figure at 0.08 in Q1 2026.

  • For the quarter ending Q1 2026, Asset Utilization Ratio rose 70.74% year-over-year to 0.08; the trailing twelve-month figure through Mar 2026 stood at 0.08 (up 70.74% YoY), and the FY2025 full-year result was 0.08, up 448.08% from the prior year.
  • Asset Utilization Ratio for Q1 2026 stood at 0.08, roughly flat from 0.08 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.13 in Q1 2022, with the low at 0.02 in Q1 2024.
  • Average Asset Utilization Ratio over 5 years is 0.06, with a median of 0.07 recorded in 2023.
  • Year-over-year, Asset Utilization Ratio tumbled 126.1% in 2024 and jumped 978.57% in 2025.
  • Tracing SOFI's Asset Utilization Ratio over 5 years: stood at 0.1 in 2022, then plunged by 113.28% to 0.01 in 2023, then surged by 299.5% to 0.03 in 2024, then jumped by 171.14% to 0.08 in 2025, then grew by 0.31% to 0.08 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.08 (Q1 2026), 0.08 (Q4 2025), and 0.06 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 0.45
2 Mastercard 441.81 Bn 431.60 Bn - 0.64
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 0.24
4 Capital One Financial 114.99 Bn 38.50 Bn - 0.09
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 0.42
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 0.16
7 Synchrony Financial 24.22 Bn 3.66 Bn - 0.16
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 0.08
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 0.04
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 0.14

Historic Data

Download Data
DateValue
Mar 31, 2026 0.08
Dec 31, 2025 0.08
Sep 30, 2025 0.06
Jun 30, 2025 0.05
Mar 31, 2025 0.04
Dec 31, 2024 0.03
Sep 30, 2024 -0.01
Jun 30, 2024 -0.01
Mar 31, 2024 -0.02
Dec 31, 2023 -0.01
Sep 30, 2023 0.07
Jun 30, 2023 0.08
Mar 31, 2023 0.09
Dec 31, 2022 0.10
Sep 30, 2022 0.09
Jun 30, 2022 0.10
Mar 31, 2022 0.13
Dec 31, 2021 0.13
Sep 30, 2021 0.07
Jun 30, 2021 0.12