SoFi Technologies (SOFI) Asset Utilization Ratio (2021 - 2026)
SoFi Technologies (SOFI) posted quarterly Asset Utilization Ratio of 0.08 for Q1 2026, up 70.74% year-over-year from 0.04 in Q1 2025, and little changed on a QoQ basis from 0.08 in Q4 2025.
SoFi Technologies (SOFI) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Asset Utilization Ratio for 6 consecutive years, with 0.08 the latest figure, recorded in Q1 2026.
- In Q1 2026, Asset Utilization Ratio rose 70.74% year-over-year to 0.08; the TTM figure through Mar 2026 stood at 0.08 (up 70.74% YoY), while the FY2025 annual figure was 0.08, up 448.08% from the prior year.
- Asset Utilization Ratio came in at 0.08 for Q1 2026 at SoFi Technologies, roughly flat from 0.08 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.13 in Q1 2022, with the low at 0.02 in Q1 2024.
- Average Asset Utilization Ratio over 5 years is 0.06, with a median of 0.07 recorded in 2023.
- Across the five-year window, Asset Utilization Ratio plunged 126.1% in 2024 and surged 978.57% in 2025, its largest moves.
- Year by year, Asset Utilization Ratio stood at 0.1 in 2022, then slumped by 113.28% to 0.01 in 2023, then jumped by 299.5% to 0.03 in 2024, then soared by 171.14% to 0.08 in 2025, then rose by 0.31% to 0.08 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.08, 0.08, and 0.06 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.45 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.64 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.24 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.42 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.16 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.08 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.04 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.14 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.00 |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 1.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.08 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | 0.05 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | -0.01 |
| Jun 30, 2024 | -0.01 |
| Mar 31, 2024 | -0.02 |
| Dec 31, 2023 | -0.01 |
| Sep 30, 2023 | 0.07 |
| Jun 30, 2023 | 0.08 |
| Mar 31, 2023 | 0.09 |
| Dec 31, 2022 | 0.10 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.10 |
| Mar 31, 2022 | 0.13 |
| Dec 31, 2021 | 0.13 |
| Sep 30, 2021 | 0.07 |
| Jun 30, 2021 | 0.12 |