SoFi Technologies (SOFI) Asset Utilization Ratio (2021 - 2026)
SoFi Technologies' quarterly Asset Utilization Ratio came in at 0.08 in Q1 2026, up 70.74% year-on-year from 0.04 in Q1 2025, and little changed quarter-over-quarter from 0.08 in Q4 2025.
SoFi Technologies (SOFI) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
SoFi Technologies has reported Asset Utilization Ratio for 6 years, with the latest figure at 0.08 in Q1 2026.
- For the quarter ending Q1 2026, Asset Utilization Ratio rose 70.74% year-over-year to 0.08; the trailing twelve-month figure through Mar 2026 stood at 0.08 (up 70.74% YoY), and the FY2025 full-year result was 0.08, up 448.08% from the prior year.
- Asset Utilization Ratio for Q1 2026 stood at 0.08, roughly flat from 0.08 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.13 in Q1 2022, with the low at 0.02 in Q1 2024.
- Average Asset Utilization Ratio over 5 years is 0.06, with a median of 0.07 recorded in 2023.
- Year-over-year, Asset Utilization Ratio tumbled 126.1% in 2024 and jumped 978.57% in 2025.
- Tracing SOFI's Asset Utilization Ratio over 5 years: stood at 0.1 in 2022, then plunged by 113.28% to 0.01 in 2023, then surged by 299.5% to 0.03 in 2024, then jumped by 171.14% to 0.08 in 2025, then grew by 0.31% to 0.08 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.08 (Q1 2026), 0.08 (Q4 2025), and 0.06 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 0.45 |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 0.64 |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 0.24 |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 0.09 |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 0.42 |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 0.16 |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 0.16 |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 0.08 |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 0.04 |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 0.14 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.08 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | 0.05 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | -0.01 |
| Jun 30, 2024 | -0.01 |
| Mar 31, 2024 | -0.02 |
| Dec 31, 2023 | -0.01 |
| Sep 30, 2023 | 0.07 |
| Jun 30, 2023 | 0.08 |
| Mar 31, 2023 | 0.09 |
| Dec 31, 2022 | 0.10 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.10 |
| Mar 31, 2022 | 0.13 |
| Dec 31, 2021 | 0.13 |
| Sep 30, 2021 | 0.07 |
| Jun 30, 2021 | 0.12 |