SoFi Technologies (SOFI) Asset Utilization Ratio (2021 - 2026)
SoFi Technologies (SOFI) posted Asset Utilization Ratio of 0.08 for Q2 2026, down 0.57% on a QoQ basis from 0.08 in Q1 2026, and down 3.15% year-over-year from 0.08 in Q2 2025.
Analysis
SoFi Technologies (SOFI) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
SoFi Technologies has reported Asset Utilization Ratio for 6 years, with the latest figure at 0.08 in Q2 2026.
- On a quarterly basis, Asset Utilization Ratio fell 3.15% year-over-year to 0.08 in Q2 2026; TTM through Jun 2026 was 0.08, a 3.15% decrease from a year earlier, with the FY2025 full-year figure at 0.08, up 3.09% from the prior year.
- Asset Utilization Ratio was 0.08 for Q2 2026 at SoFi Technologies, down from 0.08 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.1 in Q1 2022, with the low at 0.07 in Q4 2023.
- Average Asset Utilization Ratio over 5 years is 0.08, with a median of 0.08 recorded in 2024.
- The sharpest annual moves came in 2022 and 2024: Asset Utilization Ratio slumped 46.91% in 2022, then climbed 3.96% in 2024.
- Over 5 years, Asset Utilization Ratio stood at 0.09 in 2022, then decreased by 19.03% to 0.07 in 2023, then climbed by 3.57% to 0.08 in 2024, then slipped by 0.56% to 0.08 in 2025, then fell by 0.27% to 0.08 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.08 (Q2 2026), 0.08 (Q1 2026), and 0.08 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 0.03 |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | 0.05 |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 0.03 |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 0.03 |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | - |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 0.04 |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 0.25 |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | 0.08 |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 0.03 |
| 10 | SoFi Technologies | 21.88 Bn | 18.76 Bn | 1.02 Bn | 0.08 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.08 |
| Mar 31, 2026 | 0.08 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | 0.08 |
| Mar 31, 2025 | 0.08 |
| Dec 31, 2024 | 0.08 |
| Sep 30, 2024 | 0.08 |
| Jun 30, 2024 | 0.07 |
| Mar 31, 2024 | 0.07 |
| Dec 31, 2023 | 0.07 |
| Sep 30, 2023 | 0.07 |
| Jun 30, 2023 | 0.08 |
| Mar 31, 2023 | 0.08 |
| Dec 31, 2022 | 0.09 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.10 |
| Mar 31, 2022 | 0.10 |
| Dec 31, 2021 | 0.11 |
| Sep 30, 2021 | 0.11 |