SoFi Technologies (SOFI) Asset Utilization Ratio (2021 - 2026)

SoFi Technologies (SOFI) recorded quarterly Asset Utilization Ratio of 0.08 in Q1 2026, little changed quarter-over-quarter from 0.08 in Q4 2025, and up 70.74% on a YoY basis from 0.04 in Q1 2025.

SoFi Technologies (SOFI) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

SoFi Technologies' Asset Utilization Ratio history runs 6 years deep, the most recent figure standing at 0.08 for Q1 2026.

  • In Q1 2026, Asset Utilization Ratio rose 70.74% year-over-year to 0.08; the TTM figure through Mar 2026 stood at 0.08 (up 70.74% YoY), while the FY2025 annual figure was 0.08, up 448.08% from the prior year.
  • Asset Utilization Ratio was 0.08 for Q1 2026 at SoFi Technologies, roughly flat from 0.08 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.13 in Q1 2022 to a low of 0.02 in Q1 2024.
  • Historically, Asset Utilization Ratio has averaged 0.06 across 5 years, with a median of 0.07 in 2023.
  • The sharpest annual moves came in 2024 and 2025: Asset Utilization Ratio tumbled 126.1% in 2024, then surged 978.57% in 2025.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.1 in 2022, then sank by 113.28% to 0.01 in 2023, then jumped by 299.5% to 0.03 in 2024, then soared by 171.14% to 0.08 in 2025, then climbed by 0.31% to 0.08 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.08 (Q1 2026), 0.08 (Q4 2025), and 0.06 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.45
2 Mastercard 437.48 Bn 427.27 Bn - 0.64
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.24
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.09
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.42
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.16
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.16
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 0.08
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.04
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn 0.14

Historic Data

Download Data
DateValue
Mar 31, 2026 0.08
Dec 31, 2025 0.08
Sep 30, 2025 0.06
Jun 30, 2025 0.05
Mar 31, 2025 0.04
Dec 31, 2024 0.03
Sep 30, 2024 -0.01
Jun 30, 2024 -0.01
Mar 31, 2024 -0.02
Dec 31, 2023 -0.01
Sep 30, 2023 0.07
Jun 30, 2023 0.08
Mar 31, 2023 0.09
Dec 31, 2022 0.10
Sep 30, 2022 0.09
Jun 30, 2022 0.10
Mar 31, 2022 0.13
Dec 31, 2021 0.13
Sep 30, 2021 0.07
Jun 30, 2021 0.12