SoFi Technologies (SOFI) FCF Margin (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly FCF Margin of 1839.75% for Q1 2026, down 181759.0% year-over-year from N/an in Q1 2025, and down 5404.57% quarter-over-quarter from 33.42% in Q4 2025.
SoFi Technologies (SOFI) FCF Margin (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported FCF Margin for 7 consecutive years, with 1839.75% the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Margin fell 181759.0% year-over-year to 1839.75%; the TTM figure through Mar 2026 stood at 147.17% (up 5283.0% YoY), while the FY2025 annual figure was 110.28%, up 14295.0% from the prior year.
- FCF Margin eased to 1839.75% in Q1 2026 per SOFI's latest filing, from 33.42% in the prior quarter.
- Across five years, FCF Margin topped out at 610.91% in Q1 2024 and bottomed at 2846.7% in Q3 2022.
- Historically, FCF Margin has averaged 985.14% across 5 years, with a median of 871.13% in 2025.
- Annual changes were most pronounced in 2022 — FCF Margin sank 250648 bps — and 2024, when it soared 295321 bps.
- SoFi Technologies' FCF Margin stood at 2450.18% in 2022, then soared by 90 bps to 242.61% in 2023, then climbed by 26 bps to 178.86% in 2024, then soared by 81 bps to 33.42% in 2025, then tumbled by 5405 bps to 1839.75% in 2026.
- Business Quant data shows SOFI's FCF Margin at 1839.75% in Q1 2026, 33.42% in Q4 2025, and 871.13% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 52.76% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 37.82% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 64.06% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 20.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 50.23% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -3,167.36% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -1,839.75% |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 59.19% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1,839.75% |
| Dec 31, 2025 | -33.42% |
| Sep 30, 2025 | -871.13% |
| Jun 30, 2025 | -179.00% |
| Mar 31, 2025 | -22.16% |
| Dec 31, 2024 | -178.86% |
| Sep 30, 2024 | -927.33% |
| Jun 30, 2024 | -87.05% |
| Mar 31, 2024 | 610.91% |
| Dec 31, 2023 | -242.61% |
| Sep 30, 2023 | -2,586.68% |
| Jun 30, 2023 | -422.73% |
| Mar 31, 2023 | -2,342.31% |
| Dec 31, 2022 | -2,450.18% |
| Sep 30, 2022 | -2,846.70% |
| Jun 30, 2022 | -982.93% |
| Mar 31, 2022 | -1,345.51% |
| Dec 31, 2021 | -1,764.41% |
| Sep 30, 2021 | -340.22% |
| Jun 30, 2021 | -450.44% |