SoFi Technologies (SOFI) FCF Margin (2020 - 2026)
SoFi Technologies (SOFI) posted FCF Margin of 327.16% for Q2 2026, down 51.1% on a QoQ basis from 216.52% in Q1 2026, and down 14816.0% year-over-year from N/an in Q2 2025.
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SoFi Technologies (SOFI) FCF Margin (2020 - 2026) Analysis & Trends
SoFi Technologies has reported FCF Margin for 7 years, with the latest figure at 327.16% in Q2 2026.
- On a quarterly basis, FCF Margin fell 14816.0% year-over-year to 327.16% in Q2 2026; TTM through Jun 2026 was 204.22%, a 10543.0% decrease from a year earlier, with the FY2025 full-year figure at 110.28%, down 6265.0% from the prior year.
- FCF Margin was 327.16% for Q2 2026 at SoFi Technologies, down from 216.52% in the prior quarter.
- The five-year high for FCF Margin was 109.5% in Q1 2024, with the low at 684.87% in Q3 2022.
- Average FCF Margin over 5 years is 244.71%, with a median of 197.76% recorded in 2025.
- The sharpest annual moves came in 2022 and 2024: FCF Margin sank 60834 bps in 2022, then soared 58317 bps in 2024.
- Over 5 years, FCF Margin stood at 534.64% in 2022, then soared by 91 bps to 45.86% in 2023, then gained by 28 bps to 33.01% in 2024, then sank by 213 bps to 103.17% in 2025, then slumped by 217 bps to 327.16% in 2026.
- The last three FCF Margin figures came in at 327.16% (Q2 2026), 216.52% (Q1 2026), and 103.17% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 92.03% |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | -16.70% |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 189.34% |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 27.55% |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | - |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 29.95% |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 22.78% |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | 619.29% |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 48.23% |
| 10 | SoFi Technologies | 21.88 Bn | 18.76 Bn | 1.02 Bn | -327.16% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -327.16% |
| Mar 31, 2026 | -216.52% |
| Dec 31, 2025 | -103.17% |
| Sep 30, 2025 | -142.04% |
| Jun 30, 2025 | -179.00% |
| Mar 31, 2025 | -4.03% |
| Dec 31, 2024 | -33.01% |
| Sep 30, 2024 | -174.56% |
| Jun 30, 2024 | -87.05% |
| Mar 31, 2024 | 109.50% |
| Dec 31, 2023 | -45.86% |
| Sep 30, 2023 | -505.31% |
| Jun 30, 2023 | -422.73% |
| Mar 31, 2023 | -473.67% |
| Dec 31, 2022 | -534.64% |
| Sep 30, 2022 | -684.87% |
| Jun 30, 2022 | -266.85% |
| Mar 31, 2022 | -313.71% |
| Dec 31, 2021 | -437.70% |
| Sep 30, 2021 | -76.53% |