KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) FCF Margin (2020 - 2025)

SoFi Technologies has reported FCF Margin over the past 6 years, most recently at 621.04% for Q4 2025.

  • Quarterly results put FCF Margin at 621.04% for Q4 2025, down 63790.0% from a year ago — trailing twelve months through Dec 2025 was 193.86% (down 31293.0% YoY), and the annual figure for FY2025 was 643.4%, down 39016.0%.
  • FCF Margin for Q4 2025 was 621.04% at SoFi Technologies, down from 142.04% in the prior quarter.
  • Over the last five years, FCF Margin for SOFI hit a ceiling of 613.36% in Q1 2021 and a floor of 2450.18% in Q4 2022.
  • Median FCF Margin over the past 5 years was 434.56% (2021), compared with a mean of 476.82%.
  • Biggest five-year swings in FCF Margin: crashed -201248bps in 2022 and later skyrocketed 247617bps in 2023.
  • SoFi Technologies' FCF Margin stood at 437.7% in 2021, then tumbled by -460bps to 2450.18% in 2022, then soared by 101bps to 25.99% in 2023, then plummeted by -35bps to 16.86% in 2024, then plummeted by -3784bps to 621.04% in 2025.
  • The last three reported values for FCF Margin were 621.04% (Q4 2025), 142.04% (Q3 2025), and 1007.55% (Q2 2025) per Business Quant data.