KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) FCF Margin: 2020-2025

Historic FCF Margin for SoFi Technologies (SOFI) over the last 5 years, with Sep 2025 value amounting to -142.04%.

  • SoFi Technologies' FCF Margin rose 3252.00% to -142.04% in Q3 2025 from the same period last year, while for Sep 2025 it was -95.40%, marking a year-over-year decrease of 4400.00%. This contributed to the annual value of -47.63% for FY2024, which is 29807.00% up from last year.
  • Per SoFi Technologies' latest filing, its FCF Margin stood at -142.04% for Q3 2025, which was up 20.65% from -179.00% recorded in Q2 2025.
  • In the past 5 years, SoFi Technologies' FCF Margin ranged from a high of 169.71% in Q1 2021 and a low of -684.87% during Q3 2022.
  • Its 3-year average for FCF Margin is -177.98%, with a median of -142.04% in 2025.
  • In the last 5 years, SoFi Technologies' FCF Margin slumped by 60,834bps in 2022 and then skyrocketed by 58,317bps in 2024.
  • Over the past 5 years, SoFi Technologies' FCF Margin (Quarterly) stood at -437.70% in 2021, then crashed by 9,694bps to -534.64% in 2022, then soared by 48,878bps to -45.86% in 2023, then spiked by 1,285bps to -33.01% in 2024, then surged by 3,252bps to -142.04% in 2025.
  • Its last three reported values are -142.04% in Q3 2025, -179.00% for Q2 2025, and -4.03% during Q1 2025.