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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

SoFi Technologies (SOFI) FCF Margin (2020 - 2025)

SoFi Technologies (SOFI) has 6 years of FCF Margin data on record, last reported at 3.37% in Q4 2025.

  • For Q4 2025, FCF Margin rose 3063.0% year-over-year to 3.37%; the TTM value through Dec 2025 reached 483.36%, down 37156.0%, while the annual FY2025 figure was 39.14%, 272.0% up from the prior year.
  • FCF Margin reached 3.37% in Q4 2025 per SOFI's latest filing, up from 59.49% in the prior quarter.
  • Across five years, FCF Margin topped out at 319.17% in Q2 2025 and bottomed at 2846.7% in Q3 2022.
  • Average FCF Margin over 5 years is 434.41%, with a median of 47.58% recorded in 2021.
  • Peak YoY movement for FCF Margin: plummeted -281102bps in 2022, then surged 245180bps in 2024.
  • A 5-year view of FCF Margin shows it stood at 276.85% in 2021, then tumbled by -213bps to 313.56% in 2022, then skyrocketed by 125bps to 78.48% in 2023, then plummeted by -135bps to 27.26% in 2024, then skyrocketed by 112bps to 3.37% in 2025.
  • Per Business Quant database, its latest 3 readings for FCF Margin were 3.37% in Q4 2025, 59.49% in Q3 2025, and 319.17% in Q2 2025.