SoFi Technologies SOFI
NASDAQ SOFI
$16.96 +0.23 (+1.37%)
At close: Sep 18, 2026 · 4:00 PM EDT

SoFi Technologies (SOFI) Cash from Operations (2020 - 2026)

SoFi Technologies (SOFI) posted Cash from Operations of -$3.9 billion for Q2 2026, down 68.05% on a QoQ basis from -$2.3 billion in Q1 2026, and down 165.21% year-over-year from $6.0 billion in Q2 2025.

Analysis

SoFi Technologies (SOFI) Cash from Operations (2020 - 2026) Analysis & Trends

SoFi Technologies has reported Cash from Operations for 7 years, with the latest figure at -$3.9 billion in Q2 2026.

  • On a quarterly basis, Cash from Operations fell 165.21% year-over-year to -$3.9 billion in Q2 2026; TTM through Jun 2026 was -$8.5 billion, a 201.6% decrease from a year earlier, with the FY2025 full-year figure at -$3.7 billion, down 234.21% from the prior year.
  • Cash from Operations was -$3.9 billion for Q2 2026 at SoFi Technologies, down from -$2.3 billion in the prior quarter.
  • The five-year high for Cash from Operations was $738.2 million in Q1 2024, with the low at -$3.9 billion in Q2 2026.
  • Average Cash from Operations over 5 years is -$1.4 billion, with a median of -$1.2 billion recorded in 2024.
  • The sharpest annual moves came in 2024 and 2026: Cash from Operations soared 133.36% in 2024, then slumped 10866.41% in 2026.
  • Over 5 years, Cash from Operations stood at -$2.4 billion in 2022, then jumped by 89.75% to -$247.9 million in 2023, then gained by 19.29% to -$200.1 million in 2024, then tumbled by 395.33% to -$991.2 million in 2025, then plunged by 292.51% to -$3.9 billion in 2026.
  • The last three Cash from Operations figures came in at -$3.9 billion (Q2 2026), -$2.3 billion (Q1 2026), and -$991.2 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash from Operations (Qtr)
1 Bank Of America 405.01 Bn -183.49 Bn 30.39 Bn 29.04 Bn
2 Morgan Stanley 318.33 Bn 158.20 Bn - -2.75 Bn
3 Royal Bank Of Canada 284.62 Bn 57.78 Bn - 25.17 Bn
4 Goldman Sachs 274.43 Bn -701.92 Bn - 6.11 Bn
5 Mitsubishi Ufj Financial 274.26 Bn -110.06 Bn 10.89 Bn -
6 Wells Fargo & Company 260.84 Bn 59.01 Bn - 6.78 Bn
7 American Express 210.32 Bn 161.00 Bn 17.99 Bn 5.37 Bn
8 Banco Santander 210.20 Bn 217.82 Bn 28.01 Bn 31.76 Bn
9 Toronto Dominion Bank 206.68 Bn 45.35 Bn - -4.20 Bn
10 SoFi Technologies 21.88 Bn 18.76 Bn 1.02 Bn -3.89 Bn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -3.89 Bn
Mar 31, 2026 -2.31 Bn
Dec 31, 2025 -991.18 Mn
Sep 30, 2025 -1.31 Bn
Jun 30, 2025 -1.47 Bn
Mar 31, 2025 21.50 Mn
Dec 31, 2024 -200.10 Mn
Sep 30, 2024 -1.17 Bn
Jun 30, 2024 -484.37 Mn
Mar 31, 2024 738.25 Mn
Dec 31, 2023 -247.94 Mn
Sep 30, 2023 -2.69 Bn
Jun 30, 2023 -2.08 Bn
Mar 31, 2023 -2.21 Bn
Dec 31, 2022 -2.42 Bn
Sep 30, 2022 -2.88 Bn
Jun 30, 2022 -945.50 Mn
Mar 31, 2022 -1.01 Bn
Dec 31, 2021 -1.24 Bn
Sep 30, 2021 -196.54 Mn