SoFi Technologies (SOFI) Cash from Operations (2020 - 2026)
SoFi Technologies (SOFI) posted Cash from Operations of -$3.9 billion for Q2 2026, down 68.05% on a QoQ basis from -$2.3 billion in Q1 2026, and down 165.21% year-over-year from $6.0 billion in Q2 2025.
Analysis
SoFi Technologies (SOFI) Cash from Operations (2020 - 2026) Analysis & Trends
SoFi Technologies has reported Cash from Operations for 7 years, with the latest figure at -$3.9 billion in Q2 2026.
- On a quarterly basis, Cash from Operations fell 165.21% year-over-year to -$3.9 billion in Q2 2026; TTM through Jun 2026 was -$8.5 billion, a 201.6% decrease from a year earlier, with the FY2025 full-year figure at -$3.7 billion, down 234.21% from the prior year.
- Cash from Operations was -$3.9 billion for Q2 2026 at SoFi Technologies, down from -$2.3 billion in the prior quarter.
- The five-year high for Cash from Operations was $738.2 million in Q1 2024, with the low at -$3.9 billion in Q2 2026.
- Average Cash from Operations over 5 years is -$1.4 billion, with a median of -$1.2 billion recorded in 2024.
- The sharpest annual moves came in 2024 and 2026: Cash from Operations soared 133.36% in 2024, then slumped 10866.41% in 2026.
- Over 5 years, Cash from Operations stood at -$2.4 billion in 2022, then jumped by 89.75% to -$247.9 million in 2023, then gained by 19.29% to -$200.1 million in 2024, then tumbled by 395.33% to -$991.2 million in 2025, then plunged by 292.51% to -$3.9 billion in 2026.
- The last three Cash from Operations figures came in at -$3.9 billion (Q2 2026), -$2.3 billion (Q1 2026), and -$991.2 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash from Operations (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 29.04 Bn |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | -2.75 Bn |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 25.17 Bn |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 6.11 Bn |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | - |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 6.78 Bn |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 5.37 Bn |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | 31.76 Bn |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | -4.20 Bn |
| 10 | SoFi Technologies | 21.88 Bn | 18.76 Bn | 1.02 Bn | -3.89 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -3.89 Bn |
| Mar 31, 2026 | -2.31 Bn |
| Dec 31, 2025 | -991.18 Mn |
| Sep 30, 2025 | -1.31 Bn |
| Jun 30, 2025 | -1.47 Bn |
| Mar 31, 2025 | 21.50 Mn |
| Dec 31, 2024 | -200.10 Mn |
| Sep 30, 2024 | -1.17 Bn |
| Jun 30, 2024 | -484.37 Mn |
| Mar 31, 2024 | 738.25 Mn |
| Dec 31, 2023 | -247.94 Mn |
| Sep 30, 2023 | -2.69 Bn |
| Jun 30, 2023 | -2.08 Bn |
| Mar 31, 2023 | -2.21 Bn |
| Dec 31, 2022 | -2.42 Bn |
| Sep 30, 2022 | -2.88 Bn |
| Jun 30, 2022 | -945.50 Mn |
| Mar 31, 2022 | -1.01 Bn |
| Dec 31, 2021 | -1.24 Bn |
| Sep 30, 2021 | -196.54 Mn |