SoFi Technologies (SOFI) Return on Invested Capital (2021 - 2026)

SoFi Technologies (SOFI) posted quarterly Return on Invested Capital of 0.0% for Q1 2026, little changed year-over-year from 0.0% in Q1 2025, and down 33.34% quarter-over-quarter from 0.0% in Q4 2025.

SoFi Technologies (SOFI) Return on Invested Capital (2021 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Return on Invested Capital for 6 consecutive years, with 0.0% the latest figure, recorded in Q1 2026.

  • In Q1 2026, Return on Invested Capital changed 0.0% year-over-year to 0.0%; the TTM figure through Mar 2026 stood at 0.0% (changed 0.0% YoY), while the FY2025 annual figure was 0.0%, up 1.0% from the prior year.
  • Return on Invested Capital declined to 0.0% in Q1 2026 per SOFI's latest filing, from 0.0% in the prior quarter.
  • Across five years, Return on Invested Capital topped out at 0.0% in Q4 2025 and bottomed at 0.0% in Q1 2025.
  • Historically, Return on Invested Capital has averaged 0.0% across 5 years, with a median of 0.0% in 2024.
  • On a YoY basis, Return on Invested Capital climbed as much as 0 bps in 2022 and fell as far as 0 bps in 2022.
  • SoFi Technologies' Return on Invested Capital stood at 0.0% in 2022, then advanced by 20 bps to 0.0% in 2023, then tumbled by 280 bps to 0.0% in 2024, then surged by 116 bps to 0.0% in 2025, then plunged by 33 bps to 0.0% in 2026.
  • Business Quant data shows SOFI's Return on Invested Capital at 0.0% in Q1 2026, 0.0% in Q4 2025, and 0.0% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROIC (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.02%
2 Mastercard 506.53 Bn 493.04 Bn - 0.04%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.02%
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.02%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 0.00%
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 0.00%

Historic Data

Download Data
DateValue
Mar 31, 2026 0.00%
Dec 31, 2025 0.00%
Sep 30, 2025 0.00%
Jun 30, 2025 0.00%
Mar 31, 2025 0.00%
Dec 31, 2024 0.00%
Sep 30, 2024 0.00%
Jun 30, 2024 0.00%
Mar 31, 2024 0.00%
Dec 31, 2023 0.00%
Sep 30, 2023 0.00%
Jun 30, 2023 0.00%
Mar 31, 2023 0.00%
Dec 31, 2022 0.00%
Sep 30, 2022 0.00%
Jun 30, 2022 0.00%
Mar 31, 2022 0.00%
Dec 31, 2021 0.00%
Sep 30, 2021 0.00%
Jun 30, 2021 0.00%