SoFi Technologies (SOFI) Service Charges (2021 - 2026)

SoFi Technologies (SOFI) recorded quarterly Service Charges of $277.9 million in Q1 2026, up 17.01% quarter-over-quarter from $237.5 million in Q4 2025, and up 109.48% on a YoY basis from $132.7 million in Q1 2025.

SoFi Technologies (SOFI) Service Charges (2021 - 2026) Analysis & Trends

SoFi Technologies' Service Charges history runs 6 years deep, the most recent figure standing at $277.9 million for Q1 2026.

  • In Q1 2026, Service Charges rose 109.48% year-over-year to $277.9 million; the TTM figure through Mar 2026 stood at $920.3 million (up 99.52% YoY), while the FY2025 annual figure was $775.0 million, up 70.24% from the prior year.
  • Service Charges was $277.9 million for Q1 2026 at SoFi Technologies, up from $237.5 million in the prior quarter.
  • In the past five years, Service Charges ranged from a high of $277.9 million in Q1 2026 to a low of $65.3 million in Q2 2024.
  • Historically, Service Charges has averaged $150.6 million across 5 years, with a median of $140.7 million in 2023.
  • The sharpest annual moves came in 2023 and 2025: Service Charges plunged 46.81% in 2023, then soared 183.85% in 2025.
  • A 5-year view of Service Charges shows it stood at $148.4 million in 2022, then slipped by 26.28% to $109.4 million in 2023, then increased by 17.38% to $128.4 million in 2024, then surged by 84.88% to $237.5 million in 2025, then advanced by 17.01% to $277.9 million in 2026.
  • The last three Service Charges figures came in at $277.9 million (Q1 2026), $237.5 million (Q4 2025), and $219.7 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 277.88 Mn
Dec 31, 2025 237.48 Mn
Sep 30, 2025 219.70 Mn
Jun 30, 2025 185.22 Mn
Mar 31, 2025 132.65 Mn
Dec 31, 2024 128.45 Mn
Sep 30, 2024 134.89 Mn
Jun 30, 2024 65.25 Mn
Mar 31, 2024 126.67 Mn
Dec 31, 2023 109.43 Mn
Sep 30, 2023 87.30 Mn
Jun 30, 2023 102.20 Mn
Mar 31, 2023 140.67 Mn
Dec 31, 2022 148.45 Mn
Sep 30, 2022 164.13 Mn
Jun 30, 2022 141.38 Mn
Mar 31, 2022 158.39 Mn
Dec 31, 2021 138.18 Mn
Sep 30, 2021 138.44 Mn