KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) Service Charges (2021 - 2025)

SoFi Technologies (SOFI) has 5 years of Service Charges data on record, last reported at $237.5 million in Q4 2025.

  • For Q4 2025, Service Charges rose 84.88% year-over-year to $237.5 million; the TTM value through Dec 2025 reached $775.0 million, up 70.24%, while the annual FY2025 figure was $775.0 million, 70.24% up from the prior year.
  • Service Charges reached $237.5 million in Q4 2025 per SOFI's latest filing, up from $219.7 million in the prior quarter.
  • Across five years, Service Charges topped out at $237.5 million in Q4 2025 and bottomed at $65.3 million in Q2 2024.
  • Average Service Charges over 5 years is $142.4 million, with a median of $138.2 million recorded in 2021.
  • Peak YoY movement for Service Charges: tumbled 46.81% in 2023, then soared 183.85% in 2025.
  • A 5-year view of Service Charges shows it stood at $138.2 million in 2021, then grew by 7.43% to $148.4 million in 2022, then fell by 26.28% to $109.4 million in 2023, then increased by 17.38% to $128.4 million in 2024, then surged by 84.88% to $237.5 million in 2025.
  • Per Business Quant database, its latest 3 readings for Service Charges were $237.5 million in Q4 2025, $219.7 million in Q3 2025, and $185.2 million in Q2 2025.