SoFi Technologies (SOFI) Service Charges (2021 - 2026)
SoFi Technologies (SOFI) posted quarterly Service Charges of $277.9 million for Q1 2026, up 109.48% year-over-year from $132.7 million in Q1 2025, and up 17.01% on a QoQ basis from $237.5 million in Q4 2025.
SoFi Technologies (SOFI) Service Charges (2021 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Service Charges for 6 consecutive years, with $277.9 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Service Charges rose 109.48% year-over-year to $277.9 million; the TTM figure through Mar 2026 stood at $920.3 million (up 99.52% YoY), while the FY2025 annual figure was $775.0 million, up 70.24% from the prior year.
- Service Charges came in at $277.9 million for Q1 2026 at SoFi Technologies, up from $237.5 million in the prior quarter.
- The five-year high for Service Charges was $277.9 million in Q1 2026, with the low at $65.3 million in Q2 2024.
- Average Service Charges over 5 years is $150.6 million, with a median of $140.7 million recorded in 2023.
- Across the five-year window, Service Charges sank 46.81% in 2023 and soared 183.85% in 2025, its largest moves.
- Year by year, Service Charges stood at $148.4 million in 2022, then fell by 26.28% to $109.4 million in 2023, then advanced by 17.38% to $128.4 million in 2024, then surged by 84.88% to $237.5 million in 2025, then increased by 17.01% to $277.9 million in 2026.
- According to Business Quant data, Service Charges over the past three periods registered $277.9 million, $237.5 million, and $219.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 277.88 Mn |
| Dec 31, 2025 | 237.48 Mn |
| Sep 30, 2025 | 219.70 Mn |
| Jun 30, 2025 | 185.22 Mn |
| Mar 31, 2025 | 132.65 Mn |
| Dec 31, 2024 | 128.45 Mn |
| Sep 30, 2024 | 134.89 Mn |
| Jun 30, 2024 | 65.25 Mn |
| Mar 31, 2024 | 126.67 Mn |
| Dec 31, 2023 | 109.43 Mn |
| Sep 30, 2023 | 87.30 Mn |
| Jun 30, 2023 | 102.20 Mn |
| Mar 31, 2023 | 140.67 Mn |
| Dec 31, 2022 | 148.45 Mn |
| Sep 30, 2022 | 164.13 Mn |
| Jun 30, 2022 | 141.38 Mn |
| Mar 31, 2022 | 158.39 Mn |
| Dec 31, 2021 | 138.18 Mn |
| Sep 30, 2021 | 138.44 Mn |