SoFi Technologies (SOFI) Service Charges (2021 - 2026)

SoFi Technologies (SOFI) posted quarterly Service Charges of $277.9 million for Q1 2026, up 109.48% year-over-year from $132.7 million in Q1 2025, and up 17.01% on a QoQ basis from $237.5 million in Q4 2025.

SoFi Technologies (SOFI) Service Charges (2021 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Service Charges for 6 consecutive years, with $277.9 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Service Charges rose 109.48% year-over-year to $277.9 million; the TTM figure through Mar 2026 stood at $920.3 million (up 99.52% YoY), while the FY2025 annual figure was $775.0 million, up 70.24% from the prior year.
  • Service Charges came in at $277.9 million for Q1 2026 at SoFi Technologies, up from $237.5 million in the prior quarter.
  • The five-year high for Service Charges was $277.9 million in Q1 2026, with the low at $65.3 million in Q2 2024.
  • Average Service Charges over 5 years is $150.6 million, with a median of $140.7 million recorded in 2023.
  • Across the five-year window, Service Charges sank 46.81% in 2023 and soared 183.85% in 2025, its largest moves.
  • Year by year, Service Charges stood at $148.4 million in 2022, then fell by 26.28% to $109.4 million in 2023, then advanced by 17.38% to $128.4 million in 2024, then surged by 84.88% to $237.5 million in 2025, then increased by 17.01% to $277.9 million in 2026.
  • According to Business Quant data, Service Charges over the past three periods registered $277.9 million, $237.5 million, and $219.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 Sezzle 5.91 Bn 5.79 Bn -

Historic Data

Download Data
DateValue
Mar 31, 2026 277.88 Mn
Dec 31, 2025 237.48 Mn
Sep 30, 2025 219.70 Mn
Jun 30, 2025 185.22 Mn
Mar 31, 2025 132.65 Mn
Dec 31, 2024 128.45 Mn
Sep 30, 2024 134.89 Mn
Jun 30, 2024 65.25 Mn
Mar 31, 2024 126.67 Mn
Dec 31, 2023 109.43 Mn
Sep 30, 2023 87.30 Mn
Jun 30, 2023 102.20 Mn
Mar 31, 2023 140.67 Mn
Dec 31, 2022 148.45 Mn
Sep 30, 2022 164.13 Mn
Jun 30, 2022 141.38 Mn
Mar 31, 2022 158.39 Mn
Dec 31, 2021 138.18 Mn
Sep 30, 2021 138.44 Mn