SoFi Technologies reported revenue of $1218.68M and net income of $156.59M for the quarter ended Jun 2026, up 42.5% year over year. This income statement covers 26 quarters of results from Dec 2019 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Income Statement | Dec2019 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue & Cost | ||||||||||||||||||||||||||
| Provisions | 2.40M | 4.69M | 12.96M | 10.10M | 16.32M | 14.95M | 8.41M | 12.62M | 21.83M | 12.09M | 7.18M | 11.64M | 6.01M | 6.88M | 5.68M | 10.04M | 9.20M | -24.91M | 8.89M | 13.76M | ||||||
| Revenue | 272.01M | 285.61M | 330.34M | 362.53M | 423.99M | 456.68M | 472.16M | 498.02M | 537.21M | 615.40M | 645.00M | 598.62M | 697.12M | 734.12M | 771.76M | 854.94M | 961.60M | 1,025.05M | 1,100.37M | 1,218.68M | ||||||
| Interest income | ||||||||||||||||||||||||||
| Interest income - Loans | 89.84M | 105.23M | 114.39M | 145.34M | 191.53M | 308.26M | 360.40M | 444.85M | 539.93M | 598.96M | 620.23M | 621.06M | 671.98M | 688.72M | 712.88M | 738.86M | 830.16M | 864.40M | 932.18M | 1,067.89M | ||||||
| Interest income - Investments | 3.00M | 2.85M | 2.76M | 2.57M | 2.63M | 2.48M | 3.05M | 2.66M | 1.98M | |||||||||||||||||
| Interest Income - Total | 93.60M | 94.78M | 118.41M | 149.51M | 198.04M | 307.41M | 371.56M | 470.00M | 564.27M | 645.24M | 665.91M | 674.60M | 723.37M | 743.94M | 763.81M | 792.40M | 891.56M | 927.42M | 1,001.00M | 1,140.53M | ||||||
| Interest expenses | ||||||||||||||||||||||||||
| Interest Expense - Deposits | 0.43M | 4.54M | 14.15M | 40.67M | 73.12M | 106.53M | 145.56M | 182.61M | 211.45M | 231.81M | 248.29M | 238.60M | 225.40M | 233.23M | 264.90M | 290.51M | 287.23M | 320.46M | ||||||||
| Interest Expense - Debt | 1.37M | 2.59M | 2.65M | 3.45M | 5.27M | 7.07M | 8.00M | 9.17M | 9.78M | 9.88M | 10.71M | 12.72M | 12.87M | 12.04M | 11.43M | 11.50M | 11.60M | 11.20M | 10.65M | 10.68M | ||||||
| Interest Expense - Others | 0.50M | 0.55M | 0.49M | 0.19M | 0.12M | 0.12M | 0.11M | 0.11M | 0.11M | 0.11M | 0.11M | 0.11M | 0.11M | 0.11M | 0.12M | 0.18M | 0.10M | 0.25M | 0.08M | 2.42M | ||||||
| Interest ExpensesInterest Expense | 21.23M | 18.21M | 23.48M | 26.78M | 40.19M | 98.82M | 135.55M | 178.87M | 219.31M | 255.60M | 263.19M | 262.01M | 292.36M | 273.77M | 265.09M | 274.57M | 306.45M | 310.14M | 308.01M | 352.33M | ||||||
| Interest Income - Net | 72.38M | 76.58M | 94.93M | 122.73M | 157.85M | 208.58M | 236.01M | 291.13M | 344.96M | 389.64M | 402.72M | 412.58M | 431.01M | 470.17M | 498.73M | 517.84M | 585.11M | 617.28M | 692.99M | 788.20M | ||||||
| Non-interest income | ||||||||||||||||||||||||||
| Financial Services Fees | 49.95M | 51.29M | 59.86M | 81.67M | 82.03M | 81.34M | 72.80M | 82.29M | 81.86M | 87.03M | 85.67M | 85.87M | 90.90M | 88.38M | 86.44M | 90.80M | 89.71M | 93.96M | 49.35M | 52.46M | ||||||
| Service Charges | 0.09M | 0.65M | 2.51M | |||||||||||||||||||||||
| Investment Gain (Loss) | 0.01M | -0.01M | 3.36M | 0.31M | -0.52M | 0.04M | -1.43M | -1.04M | 4.21M | -0.01M | -0.76M | 2.89M | 0.25M | 4.06M | 8.43M | |||||||||||
| Investment Banking Income | 142.15M | 120.55M | 157.70M | 144.41M | 163.70M | 99.56M | 123.33M | 90.16M | 75.39M | 120.26M | -58.04M | 66.68M | 80.01M | 72.60M | -81.41M | 101.15M | 146.13M | 166.59M | 142.21M | 150.41M | ||||||
| Mortgage Banking | -4.55M | -8.25M | -11.28M | -11.74M | -8.77M | -8.24M | -3.18M | -12.90M | -6.30M | |||||||||||||||||
| Other Non-Interest Income | 11.63M | 20.98M | 16.89M | 14.98M | 21.88M | -9.68M | 27.27M | 25.39M | 17.93M | 38.94M | 81.92M | 26.62M | 39.56M | 39.75M | 41.04M | 48.05M | 56.45M | 69.09M | 76.71M | 85.50M | ||||||
| Non-Interest Income | 199.63M | 209.03M | 235.41M | 239.80M | 266.13M | 248.09M | 236.15M | 206.89M | 192.25M | 225.76M | 242.28M | 186.03M | 266.11M | 263.96M | 273.03M | 337.11M | 376.49M | 407.77M | 407.38M | 430.48M | ||||||
| Operating Items | ||||||||||||||||||||||||||
| Research & DevelopmentR&D | 114.98M | 129.71M | 138.14M | 143.85M | 162.13M | 173.70M | 175.15M | 182.82M | 186.72M | 174.71M | 167.37M | 184.76M | 214.90M | 229.26M | 238.18M | 264.74M | 286.88M | 305.61M | 335.54M | 392.40M | ||||||
| Selling, General & AdministrativeSG&A | 40.46M | 125.16M | 136.50M | 125.83M | 126.20M | 113.08M | 123.69M | 131.18M | 124.46M | 131.69M | 145.24M | 145.01M | 148.92M | 160.92M | 156.40M | 165.39M | 188.41M | 194.24M | 197.58M | 216.80M | ||||||
| Other Operating ExpensesOther Opex | 146.43M | 140.20M | 165.31M | 188.56M | 210.11M | 154.51M | 209.37M | 233.34M | 492.96M | 202.91M | 230.98M | 241.87M | 263.43M | 277.14M | 291.73M | 302.58M | 328.57M | 334.45M | 358.80M | 391.42M | ||||||
| Operating ExpensesOpex | 301.87M | 395.06M | 439.95M | 458.24M | 498.44M | 441.30M | 508.22M | 547.35M | 804.14M | 509.30M | 543.59M | 571.64M | 627.25M | 667.32M | 686.30M | 732.72M | 803.85M | 834.31M | 891.92M | 1,000.61M | ||||||
| Operating IncomeOp. Inc | -99.46M | -178.65M | -180.04M | -174.81M | -157.53M | -65.23M | -119.97M | -143.21M | -365.19M | 2.16M | 1.35M | -82.72M | -53.85M | -61.35M | -50.06M | -28.21M | -3.67M | 29.12M | 37.32M | 17.93M | ||||||
| EBIT | -99.46M | -178.65M | -180.04M | -174.81M | -157.53M | -65.23M | -119.97M | -143.21M | -365.19M | 2.16M | 1.35M | -82.72M | -53.85M | -61.35M | -50.06M | -28.21M | -3.67M | 29.12M | 37.32M | 17.93M | ||||||
| Non-operating items | ||||||||||||||||||||||||||
| Non Operating Interest Expenses | 21.23M | 18.21M | 23.48M | 26.78M | 40.19M | 98.82M | 135.55M | 178.87M | 219.31M | 255.60M | 263.19M | |||||||||||||||
| Interest & Investment IncomeInt & Inv Inc | 0.76M | 1.03M | 1.27M | 1.61M | 3.88M | 7.11M | 11.17M | 25.15M | 24.34M | 46.28M | 45.68M | 53.53M | 51.40M | 55.21M | 50.94M | 53.54M | 61.41M | 63.02M | 68.81M | 72.63M | ||||||
| Other Non Operating IncomeOther Non Op Inc. | ||||||||||||||||||||||||||
| Net income details | ||||||||||||||||||||||||||
| EBT | -29.87M | -109.45M | -109.61M | -95.72M | -74.45M | -38.95M | -36.06M | -49.33M | -266.93M | 51.16M | 94.23M | 15.34M | 63.85M | 59.92M | 79.78M | 112.19M | 148.55M | 185.33M | 199.55M | 204.31M | ||||||
| Tax ProvisionsTaxes | 0.18M | 1.56M | 0.75M | 0.12M | -0.24M | 1.06M | -1.64M | -1.78M | -0.24M | 3.25M | 6.18M | -2.06M | 3.11M | -272.55M | 8.67M | 14.93M | 9.16M | 11.78M | 32.82M | 47.72M | ||||||
| Profit After TaxPAT | -30.05M | -112.03M | -114.85M | -97.88M | -75.80M | -38.70M | -34.42M | -47.55M | -266.68M | 47.91M | 88.04M | 18.01M | 70.34M | 323.15M | 82.31M | 98.03M | 145.35M | 174.98M | 166.73M | 156.59M | ||||||
| Income from Continuing OperationsIncome (Continuing) | -30.05M | -111.01M | -110.36M | -95.83M | -74.21M | -40.01M | -34.42M | -47.55M | -266.68M | 47.91M | 88.04M | 17.40M | 60.74M | 332.47M | 71.12M | 97.26M | 139.39M | 173.55M | 166.73M | 156.59M | ||||||
| Consolidated Net IncomeConsol Net Inc. | -30.05M | -111.01M | -110.36M | -95.83M | -74.21M | -40.01M | -34.42M | -47.55M | -266.68M | 47.91M | 88.04M | 17.40M | 60.74M | 332.47M | 71.12M | 97.26M | 139.39M | 173.55M | 166.73M | 156.59M | ||||||
| Income towards Parent CompanyParent Net Inc | -30.05M | -111.01M | -110.36M | -95.83M | -74.21M | -40.01M | -34.42M | -47.55M | -266.68M | 47.91M | 88.04M | 17.40M | 60.74M | 332.47M | 71.12M | 97.26M | 139.39M | 173.55M | 166.73M | 156.59M | ||||||
| Net Income towards Common StockholdersNet Income | -30.05M | -111.01M | -110.36M | -95.83M | -74.21M | -40.01M | -34.42M | -47.55M | -266.68M | 47.91M | 88.04M | 17.40M | 60.74M | 332.47M | 71.12M | 97.26M | 139.39M | 173.55M | 166.73M | 156.59M | ||||||
| Additional items | ||||||||||||||||||||||||||
| EPS (Basic) | -0.04 | -0.21 | -0.13 | -0.11 | -0.08 | -0.04 | -0.04 | -0.05 | -0.28 | 0.05 | 0.09 | 0.02 | 0.06 | 0.32 | 0.06 | 0.09 | 0.12 | 0.15 | 0.13 | 0.12 | ||||||
| EPS (Diluted) | -0.04 | -0.21 | -0.13 | -0.11 | -0.08 | -0.04 | -0.04 | -0.05 | -0.28 | 0.05 | 0.08 | 0.02 | 0.06 | 0.30 | 0.06 | 0.08 | 0.11 | 0.14 | 0.12 | 0.12 | ||||||
| Shares Outstanding | 800.57M | 526.73M | 852.85M | 910.05M | 916.76M | 900.89M | 929.27M | 936.57M | 951.18M | 945.02M | 982.62M | 1,058.59M | 1,071.16M | 1,050.22M | 1,097.99M | 1,107.01M | 1,171.20M | 1,150.14M | 1,276.33M | 1,284.30M | ||||||
| Shares Outstanding (Diluted)Shares Outstanding (Dil.) | 800.57M | 526.73M | 852.85M | 910.05M | 916.76M | 900.89M | 929.27M | 936.57M | 951.18M | 945.02M | 1,042.48M | 1,065.17M | 1,104.45M | 1,101.39M | 1,185.47M | 1,182.88M | 1,291.01M | 1,251.77M | 1,378.01M | 1,351.99M | ||||||
| Shares Outstanding (Entity)Shares Outstanding (Entity.) | 805.67M | 526.73M | 915.67M | 922.10M | 927.35M | 933.90M | 940.34M | 948.91M | 957.86M | 975.86M | 1,056.49M | 1,065.11M | 1,084.14M | 1,095.36M | 1,104.10M | 1,113.44M | 1,204.57M | 1,270.57M | 1,281.41M | 1,290.31M | ||||||
| EBITDA | -99.46M | -178.65M | -180.04M | -174.81M | -157.53M | -65.23M | -119.97M | -143.21M | -365.19M | 2.16M | 1.35M | -82.72M | -53.85M | -61.35M | -50.06M | -28.21M | -3.67M | 29.12M | 37.32M | 17.93M |