SoFi Technologies Income Statement (2019-2026) | SOFI

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Income Statement	Jun2021	Sep2021	Dec2021	Mar2022	Jun2022	Sep2022	Dec2022	Mar2023	Jun2023	Sep2023	Dec2023	Mar2024	Jun2024	Sep2024	Dec2024	Mar2025	Jun2025	Sep2025	Dec2025	Mar2026
Revenue & Cost
Provisions (Quarter)	0.49M	2.40M	4.69M	12.96M	10.10M	16.32M	14.95M	8.41M	12.62M	21.83M	12.09M	7.18M	11.64M	6.01M	6.88M	5.68M	10.04M	9.20M	-24.91M	8.89M
Revenue (Quarter)	61.45M	61.19M	70.85M	77.02M	98.42M	102.00M	99.65M	95.48M	498.02M	104.94M	116.33M	115.61M	598.62M	131.22M	135.51M	140.38M	854.94M	156.79M	3,164.29M	129.50M
Interest income
Interest income - Loans (Quarter)	79.68M	89.84M	105.23M	114.39M	145.34M	191.53M	308.26M	360.40M	444.85M	539.93M	598.96M	620.23M	621.06M	671.98M	688.72M	712.88M	738.86M	830.16M	864.40M	932.18M
Interest income - Investments (Quarter)	3.79M	3.00M	2.85M	2.76M	2.57M	2.63M	2.48M	3.05M	2.66M	1.98M
Interest Income - Total (Quarter)	84.11M	93.60M	94.78M	118.41M	149.51M	198.04M	307.41M	371.56M	470.00M	564.27M	645.24M	665.91M	674.60M	723.37M	743.94M	763.81M	792.40M	891.56M	927.42M	1,001.00M
Interest expenses
Interest Expense - Deposits (Quarter)				0.43M	4.54M	14.15M	40.67M	73.12M	106.53M	145.56M	182.61M	211.45M	231.81M	248.29M	238.60M	225.40M	233.23M	264.90M	290.51M	287.23M
Interest Expense - Debt (Quarter)	1.38M	1.37M	2.59M	2.65M	3.45M	5.27M	7.07M	8.00M	9.17M	9.78M	9.88M	10.71M	12.72M	12.87M	12.04M	11.43M	11.50M	11.60M	11.20M	10.65M
Interest Expense - Others (Quarter)	0.47M	0.50M	0.55M	0.49M	0.19M	0.12M	0.12M	0.11M	0.11M	0.11M	0.11M	0.11M	0.11M	0.11M	0.11M	0.12M	0.18M	0.10M	0.25M	0.08M
Interest Expenses (Quarter)	28.10M	21.23M	10.22M	23.48M	26.78M	40.19M	-43.87M	135.55M	178.87M	219.31M	716.36M	263.19M	262.01M	292.36M	1,051.08M	265.09M	274.57M	306.45M	310.14M	308.01M
Interest Income - Net (Quarter)	56.01M	72.38M	76.58M	94.93M	122.73M	157.85M	208.58M	236.01M	291.13M	344.96M	389.64M	402.72M	412.58M	431.01M	470.17M	498.73M	517.84M	585.11M	617.28M	692.99M
Non-interest income
Financial Services Fees (Quarter)	44.95M	49.95M	51.29M	59.86M	81.67M	82.03M	81.34M	72.80M	82.29M	81.86M	87.03M	85.67M	85.87M	90.90M	88.38M	86.44M	90.80M	89.71M	93.96M	49.35M
Service Charges (Quarter)	0.01M	0.09M	0.65M
Investment Gain (Loss) (Quarter)		0.01M	-0.01M					3.36M			0.04M			4.21M	-0.01M		2.89M	0.25M	4.06M	8.43M
Investment Banking Income (Quarter)	109.72M	142.15M	120.55M	157.70M	144.41M	163.70M	99.56M	123.33M	90.16M	75.39M	-259.88M	-58.04M	66.68M	-73.23M	241.54M	68.10M	-81.28M	146.13M	-640.54M	113.56M
Income - Equity (Quarter)		-0.02M	-0.24M
Mortgage Banking (Quarter)	-0.03M	-4.55M	-8.25M	-11.28M	-11.74M	-8.77M	-8.24M	-3.18M	-12.90M	-6.30M
Other Non-Interest Income (Quarter)	20.84M	11.63M	20.98M	16.89M	14.98M	21.88M	44.21M	27.27M	25.39M	17.93M	38.94M	81.92M	26.62M	39.56M	39.75M	41.04M	48.05M	56.45M	69.09M	76.71M
Non-Interest Income (Quarter)	175.26M	199.63M	209.03M	235.41M	239.80M	266.13M	248.09M	236.15M	206.89M	192.25M	225.76M	242.28M	186.03M	266.11M	263.96M	273.03M	337.11M	376.49M	407.77M	407.38M
Operating Items
Research & Development (Quarter)	69.39M	74.43M	217.10M	138.14M	143.85M	110.70M	-38.86M	117.06M	182.82M	186.72M	174.71M	167.37M	132.17M	139.71M	-15.24M	238.18M	264.74M	286.88M	305.61M	335.54M
Selling, General & Administrative (Quarter)	171.22M	40.46M	125.16M	136.50M	125.83M	126.20M	113.08M	123.69M	131.18M	124.46M	131.69M	145.24M	145.01M	148.92M	160.92M	156.40M	165.39M	188.41M	194.24M	197.58M
Other Operating Expenses (Quarter)	156.06M	186.98M	52.80M	165.31M	188.56M	261.54M	367.07M	267.47M	233.34M	492.96M	202.91M	230.98M	294.46M	338.62M	521.65M	291.73M	302.58M	328.57M	334.45M	358.80M
Operating Expenses (Quarter)	396.67M	301.87M	395.06M	439.95M	458.24M	498.44M	441.30M	508.22M	547.35M	804.14M	509.30M	543.59M	571.64M	627.25M	667.32M	686.30M	732.72M	803.85M	834.31M	891.92M
Operating Income (Quarter)	-395.84M	-310.27M	-393.41M	-433.36M	-438.91M	-479.51M	-422.26M	-496.64M	-143.21M	-797.45M	-496.91M	-528.04M	-82.72M	-619.74M	-659.97M	-681.44M	-28.21M	-808.48M	2,168.36M	-933.54M
EBIT (Quarter)	-395.84M	-310.27M	-393.41M	-433.36M	-438.91M	-479.51M	-422.26M	-496.64M	-143.21M	-797.45M	-496.91M	-528.04M	-82.72M	-619.74M	-659.97M	-681.44M	-28.21M	-808.48M	2,168.36M	-933.54M
Non-operating items
Interest & Investment Income (Quarter)		0.76M	1.03M	1.27M	1.61M	3.88M	7.11M	11.17M	25.15M	24.34M	46.28M	45.68M	53.53M	51.40M	55.21M	50.94M	53.54M	61.41M	63.02M	68.81M
Other Non Operating Income (Quarter)
Net income details
EBT (Quarter)	-165.39M	-29.87M	-109.45M	-109.61M	-95.72M	-74.45M	-38.95M	-36.06M	-49.33M	-266.93M	51.16M	94.23M	15.34M	63.85M	59.92M	79.78M	112.19M	148.55M	185.33M	199.55M
Tax Provisions (Quarter)	-0.08M	0.18M	1.56M	0.75M	0.12M	-0.24M	1.06M	-1.64M	-1.78M	-0.24M	3.25M	6.18M	-2.06M	3.11M	-272.55M	8.67M	14.93M	9.16M	11.78M	32.82M
Profit After Tax (Quarter)	-165.31M	-30.05M	371.62M	-4.49M	-2.05M	-1.59M	-38.70M	-34.42M	1.22M	-260.96M	346.85M	87.16M	18.01M	9.59M	325.32M	71.12M	0.77M	145.35M	192.89M	153.01M
Income from Continuing Operations (Quarter)	-165.31M	-30.05M	-111.01M	-110.36M	-95.83M	-74.21M	-40.01M	-34.42M	-47.55M	-266.68M	47.91M	88.04M	17.40M	60.74M	332.47M	71.12M	97.26M	139.39M	173.55M	166.73M
Consolidated Net Income (Quarter)	-165.31M	-30.05M	-111.01M	-110.36M	-95.83M	-74.21M	-40.01M	-34.42M	-47.55M	-266.68M	47.91M	88.04M	17.40M	60.74M	332.47M	71.12M	97.26M	139.39M	173.55M	166.73M
Income towards Parent Company (Quarter)	-165.31M	-30.05M	-111.01M	-110.36M	-95.83M	-74.21M	-40.01M	-34.42M	-47.55M	-266.68M	47.91M	88.04M	17.40M	60.74M	332.47M	71.12M	97.26M	139.39M	173.55M	166.73M
Net Income towards Common Stockholders (Quarter)	-165.31M	-30.05M	-111.01M	-110.36M	-95.83M	-74.21M	-40.01M	-34.42M	-47.55M	-266.68M	47.91M	88.04M	17.40M	60.74M	332.47M	71.12M	97.26M	139.39M	173.55M	166.73M
Additional items
EPS (Basic) (Quarter)	-0.45	-0.04	-0.21	-0.13	-0.11	-0.08	-0.04	-0.04	-0.05	-0.28	0.05	0.09	0.02	0.06	0.32	0.06	0.09	0.12	0.15	0.13
EPS (Diluted) (Quarter)	-0.45	-0.04	-0.21	-0.13	-0.11	-0.08	-0.04	-0.04	-0.05	-0.28	0.05	0.08	0.02	0.06	0.30	0.06	0.08	0.11	0.14	0.12
Shares Outstanding (Quarter)	365.04M	800.57M	526.73M	852.85M	910.05M	916.76M	900.89M	929.27M	936.57M	951.18M	945.02M	982.62M	1,058.59M	1,071.16M	1,050.22M	1,097.99M	1,107.01M	1,171.20M	1,150.14M	1,276.33M
Shares Outstanding (Diluted) (Quarter)	365.04M	800.57M	526.73M	852.85M	910.05M	916.76M	900.89M	929.27M	936.57M	951.18M	945.02M	1,042.48M	1,065.17M	1,104.45M	1,101.39M	1,185.47M	1,182.88M	1,291.01M	1,251.77M	1,378.01M
Shares Outstanding (Entity) (Quarter)	365.04M	805.67M	526.73M	915.67M	922.10M	927.35M	933.90M	940.34M	948.91M	957.86M	975.86M	1,056.49M	1,065.11M	1,084.14M	1,095.36M	1,104.10M	1,113.44M	1,204.57M	1,270.57M	1,281.41M
EBITDA (Quarter)	-395.84M	-310.27M	-393.41M	-433.36M	-438.91M	-479.51M	-422.26M	-496.64M	-143.21M	-797.45M	-496.91M	-528.04M	-82.72M	-619.74M	-659.97M	-681.44M	-28.21M	-808.48M	2,168.36M	-933.54M

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SoFi Technologies Income Statement (2019-2026) | SOFI

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