SOFI Income Statement (2019-2025) | SOFI

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Income Statement Dec2019 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Revenue & Cost
Provisions (Quarter) 0.49M2.40M4.69M12.96M10.10M16.32M14.95M8.41M12.62M21.83M12.09M7.18M11.64M6.01M6.88M5.68M10.04M9.20M5.41M
Revenue (Quarter) 19.05M200.79M-290.71M54.23M61.45M272.01M285.61M330.34M362.53M423.99M99.65M472.16M104.69M537.21M-1085.93M115.61M120.78M131.22M-1437.61M771.76M151.89M961.60M170.29M
Interest income
Interest income - Loans (Quarter) 77.48M81.13M85.62M77.22M79.68M89.84M105.23M114.39M145.34M191.53M308.26M360.40M444.85M539.93M598.96M620.23M621.06M671.98M688.72M712.88M738.86M830.16M864.40M
Interest income - Investments (Quarter) 6.50M5.34M5.13M4.47M3.79M3.00M2.85M2.76M2.57M2.63M2.48M3.05M2.66M1.98M
Interest Income - Total (Quarter) 86.06M88.12M92.07M82.53M84.11M93.60M94.78M118.41M149.51M198.04M307.41M371.56M470.00M564.27M645.24M665.91M674.60M723.37M743.94M763.81M792.40M891.56M927.42M
Interest expenses
Interest Expense - Deposits (Quarter) 0.43M4.54M14.15M40.67M73.12M106.53M145.56M182.61M211.45M231.81M248.29M238.60M225.40M233.23M264.90M290.51M
Interest Expense - Debt (Quarter) 3.42M4.34M19.12M5.01M1.38M1.37M2.59M2.65M3.45M5.27M7.07M8.00M9.17M9.78M9.88M10.71M12.72M12.87M12.04M11.43M11.50M11.60M11.20M
Interest Expense - Others (Quarter) 0.22M0.28M0.46M0.43M0.47M0.50M0.55M0.49M0.19M0.12M0.12M0.11M0.11M0.11M0.11M0.11M0.11M0.11M0.11M0.12M0.18M0.10M0.25M
Interest Expenses (Quarter) 43.32M38.91M53.25M35.25M28.10M21.23M18.21M23.48M26.78M40.19M98.82M135.55M178.87M219.31M255.60M263.19M262.01M292.36M273.77M265.09M274.57M306.45M310.14M
Interest Income - Net (Quarter) 42.75M49.21M38.82M-0.02M56.01M72.38M76.58M94.93M122.73M157.85M208.58M236.01M291.13M344.96M389.64M402.72M412.58M431.01M470.17M498.73M517.84M585.11M617.28M
Non-interest income
Financial Services Fees (Quarter) 45.66M44.95M49.95M51.29M59.86M81.67M82.03M81.34M72.80M82.29M81.86M87.03M85.67M85.87M90.90M88.38M86.44M90.80M89.71M93.96M
Service Charges (Quarter) 138.44M138.18M158.39M141.38M164.13M148.45M140.67M102.20M87.30M109.43M126.67M65.25M134.89M128.45M132.65M185.22M219.69M237.48M
Investment Gain (Loss) (Quarter) -0.11M-0.16M-0.12M2.89M
Investment Banking Income (Quarter) 30.77M62.96M45.47M100.24M24.23M16.81M142.15M-304.83M157.70M144.41M163.70M-359.07M103.06M0.72M15.51M35.29M66.68M-73.23M363.02M67.19M15.57M146.13M166.59M
Mortgage Banking (Quarter) 7.35M12.75M-7.25M-2.04M-0.03M-4.55M-8.25M-11.28M-11.74M-8.77M-8.24M-3.18M-12.90M-6.30M
Other Non-Interest Income (Quarter) 4.42M6.19M2.28M6.84M20.84M11.63M143.79M16.89M14.98M21.88M-9.68M4.59M25.39M3.91M228.78M81.92M26.62M51.59M39.75M67.77M48.05M9.29M69.09M
Non-Interest Income (Quarter) 30.77M72.20M151.57M132.67M148.70M175.26M199.63M209.03M235.41M239.80M266.13M248.09M236.15M206.89M192.25M225.76M242.28M186.03M266.11M263.96M273.03M337.11M376.49M407.77M
Operating Items
Research & Development (Quarter) 47.83M55.43M57.77M65.95M69.39M74.43M66.32M81.91M99.37M110.70M113.28M117.06M126.84M125.70M141.82M130.92M132.17M139.71M148.99M156.21M152.15M167.14M172.84M
Selling, General & Administrative (Quarter) 53.40M58.77M76.10M161.70M171.22M40.46M125.16M136.50M125.83M126.20M113.08M123.69M131.18M124.46M131.69M145.24M145.01M148.92M160.92M156.40M165.39M188.41M194.24M
Other Operating Expenses (Quarter) 105.67M129.28M-133.20M144.80M156.06M186.98M203.59M221.54M233.05M261.54M214.93M267.47M289.32M553.98M235.80M267.43M294.46M338.62M357.42M373.70M415.18M448.30M467.23M
Operating Expenses (Quarter) 206.91M243.47M0.66M372.45M396.67M301.87M395.06M439.95M458.24M498.44M441.30M508.22M547.35M804.14M509.30M543.59M571.64M627.25M667.32M686.30M732.72M803.85M834.31M
Operating Income (Quarter) -252.13M-94.51M-0.66M-5.29M-395.84M-99.46M-239.16M-180.04M-174.81M-236.58M-515.35M-119.97M-536.54M-453.65M-1699.18M-595.34M-635.62M-619.74M-1999.54M-50.06M-845.57M-3.67M-825.64M
EBIT (Quarter) -252.13M-94.51M-0.66M-5.29M-395.84M-99.46M-239.16M-180.04M-174.81M-236.58M-515.35M-119.97M-536.54M-453.65M-1699.18M-595.34M-635.62M-619.74M-1999.54M-50.06M-845.57M-3.67M-825.64M
Non-operating items
Interest & Investment Income (Quarter) 1.20M0.87M0.02M0.63M0.64M1.03M1.27M1.61M3.88M7.11M11.17M25.15M24.34M46.28M45.68M53.53M51.40M55.21M50.94M53.54M61.41M63.02M
Other Non Operating Income (Quarter) -55.11M-55.11M
Non Operating Income (Quarter) -55.11M-55.11M
Net income details
EBT (Quarter) -91.96M-42.69M-87.56M-176.47M-165.39M-29.87M-109.45M-109.61M-95.72M-74.45M-38.95M-36.06M-49.33M-266.93M51.16M94.23M15.34M63.85M59.92M79.78M112.19M148.55M185.33M
Tax Provisions (Quarter) -99.77M0.19M-4.95M1.10M-0.08M0.18M1.56M0.75M0.12M-0.24M1.06M-1.64M-1.78M-0.24M3.25M6.18M-2.06M3.11M-272.53M8.67M14.93M9.16M11.78M
Profit After Tax (Quarter) 7.81M-42.88M-82.62M-177.56M-165.31M-30.05M-111.01M-110.36M-95.83M-74.21M-40.01M-34.42M-47.55M-266.68M47.91M88.04M17.40M60.74M332.47M71.12M97.26M139.39M173.55M
Income from Continuing Operations (Quarter) 7.81M-42.88M-82.62M-177.56M-165.31M-30.05M-111.01M-110.36M-95.83M-74.21M-40.01M-34.42M-47.55M-266.68M47.91M88.04M17.40M60.74M332.45M71.12M97.26M139.39M173.55M
Consolidated Net Income (Quarter) 7.81M-42.88M-82.62M-177.56M-165.31M-30.05M-111.01M-110.36M-95.83M-74.21M-40.01M-34.42M-47.55M-266.68M47.91M88.04M17.40M60.74M332.45M71.12M97.26M139.39M173.55M
Income towards Parent Company (Quarter) 7.81M-42.88M-82.62M-177.56M-165.31M-30.05M-111.01M-110.36M-95.83M-74.21M-40.01M-34.42M-47.55M-266.68M47.91M88.04M17.40M60.74M332.45M71.12M97.26M139.39M173.55M
Net Income towards Common Stockholders (Quarter) 7.81M-42.88M-82.62M-177.56M-165.31M-30.05M-111.01M-110.36M-95.83M-74.21M-40.01M-34.42M-47.55M-266.68M47.91M88.04M17.40M60.74M332.45M71.12M97.26M139.39M173.55M
Additional items
EPS (Basic) (Quarter) -0.03-0.70-2.50-1.61-0.48-0.05-0.06-0.14-0.12-0.09-0.05-0.05-0.06-0.290.040.080.010.060.320.060.090.120.15
EPS (Weighted Average and Diluted) (Quarter) -0.03-0.70-1.92-1.61-0.48-0.05-0.06-0.14-0.12-0.09-0.05-0.05-0.06-0.290.040.020.010.050.310.060.080.110.14
Shares Outstanding (Weighted Average) (Quarter) 65.62M72.15M75.32M73.85M116.15M241.28M429.75M526.73M852.85M910.05M893.46M900.89M929.27M932.93M939.07M945.02M982.62M1,020.61M1,071.16M1,050.22M1,097.99M1,107.01M1,125.67M1,150.14M
Shares Outstanding (Diluted Average) (Quarter) 65.62M70.77M75.32M73.85M116.15M241.28M429.75M526.73M852.85M881.61M893.46M900.89M929.27M936.57M939.07M945.02M1,042.48M1,042.40M1,104.45M1,101.39M1,185.47M1,184.20M1,291.01M1,251.77M
EBITDA (Quarter) 7.77M-42.85M-82.74M-177.64M-165.58M-29.99M-112.03M-114.85M-97.88M-75.80M-38.70M-32.47M-46.33M-260.96M46.10M87.16M18.01M70.34M316.00M82.31M98.03M145.35M174.98M
Tax Rate (Quarter) 108.49%-0.45%5.65%-0.62%0.05%-0.61%-1.42%-0.69%-0.12%0.33%-2.71%4.54%3.61%0.09%6.34%6.56%-13.46%4.87%-454.79%10.86%13.31%6.17%6.36%