SoFi Technologies (SOFI) EBT (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly EBT of $199.6 million for Q1 2026, up 150.12% year-over-year from $79.8 million in Q1 2025, and up 7.67% on a QoQ basis from $185.3 million in Q4 2025.

SoFi Technologies (SOFI) EBT (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported EBT for 7 consecutive years, with $199.6 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBT rose 150.12% year-over-year to $199.6 million; the TTM figure through Mar 2026 stood at $645.6 million (up 194.94% YoY), while the FY2025 annual figure was $525.9 million, up 125.36% from the prior year.
  • EBT came in at $199.6 million for Q1 2026 at SoFi Technologies, up from $185.3 million in the prior quarter.
  • The five-year high for EBT was $199.6 million in Q1 2026, with the low at -$266.9 million in Q3 2023.
  • Average EBT over 5 years is $19.9 million, with a median of $51.2 million recorded in 2023.
  • Across the five-year window, EBT plunged 258.53% in 2023 and jumped 631.37% in 2025, its largest moves.
  • Year by year, EBT stood at -$38.9 million in 2022, then soared by 231.35% to $51.2 million in 2023, then gained by 17.14% to $59.9 million in 2024, then surged by 209.28% to $185.3 million in 2025, then climbed by 7.67% to $199.6 million in 2026.
  • According to Business Quant data, EBT over the past three periods registered $199.6 million, $185.3 million, and $148.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.17 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.81 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.78 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.39 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 107.38 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 199.55 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 400.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 157.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 71.99 Mn
10 Sezzle 5.91 Bn 5.79 Bn - 65.99 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 199.55 Mn
Dec 31, 2025 185.33 Mn
Sep 30, 2025 148.55 Mn
Jun 30, 2025 112.19 Mn
Mar 31, 2025 79.78 Mn
Dec 31, 2024 59.92 Mn
Sep 30, 2024 63.86 Mn
Jun 30, 2024 15.34 Mn
Mar 31, 2024 94.23 Mn
Dec 31, 2023 51.16 Mn
Sep 30, 2023 -266.93 Mn
Jun 30, 2023 -49.33 Mn
Mar 31, 2023 -36.06 Mn
Dec 31, 2022 -38.95 Mn
Sep 30, 2022 -74.45 Mn
Jun 30, 2022 -95.72 Mn
Mar 31, 2022 -109.61 Mn
Dec 31, 2021 -109.45 Mn
Sep 30, 2021 -29.87 Mn
Jun 30, 2021 -165.39 Mn