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SoFi Technologies (SOFI) EBT (2020 - 2026)

SoFi Technologies has reported EBT over the past 6 years, most recently at $185.3 million for Q4 2025.

  • For Q4 2025, EBT rose 209.28% year-over-year to $185.3 million; the TTM value through Dec 2025 reached $525.9 million, up 125.36%, while the annual FY2025 figure was $525.9 million, 125.36% up from the prior year.
  • EBT for Q4 2025 was $185.3 million at SoFi Technologies, up from $148.6 million in the prior quarter.
  • Over five years, EBT peaked at $185.3 million in Q4 2025 and troughed at -$266.9 million in Q3 2023.
  • A 5-year average of -$17.1 million and a median of -$33.0 million in 2021 define the central range for EBT.
  • Biggest five-year swings in EBT: plummeted 258.53% in 2023 and later skyrocketed 631.37% in 2025.
  • Year by year, EBT stood at -$109.5 million in 2021, then soared by 64.42% to -$38.9 million in 2022, then surged by 231.35% to $51.2 million in 2023, then rose by 17.14% to $59.9 million in 2024, then skyrocketed by 209.28% to $185.3 million in 2025.
  • Business Quant data shows EBT for SOFI at $185.3 million in Q4 2025, $148.6 million in Q3 2025, and $112.2 million in Q2 2025.