SoFi Technologies (SOFI) EBT (2020 - 2026)

SoFi Technologies' quarterly EBT came in at $199.6 million in Q1 2026, up 150.12% year-on-year from $79.8 million in Q1 2025, and up 7.67% quarter-over-quarter from $185.3 million in Q4 2025.

SoFi Technologies (SOFI) EBT (2020 - 2026) Analysis & Trends

SoFi Technologies has reported EBT for 7 years, with the latest figure at $199.6 million in Q1 2026.

  • For the quarter ending Q1 2026, EBT rose 150.12% year-over-year to $199.6 million; the trailing twelve-month figure through Mar 2026 stood at $645.6 million (up 194.94% YoY), and the FY2025 full-year result was $525.9 million, up 125.36% from the prior year.
  • EBT for Q1 2026 stood at $199.6 million, up from $185.3 million in the prior quarter.
  • The five-year high for EBT was $199.6 million in Q1 2026, with the low at -$266.9 million in Q3 2023.
  • Average EBT over 5 years is $19.9 million, with a median of $51.2 million recorded in 2023.
  • Year-over-year, EBT tumbled 258.53% in 2023 and soared 631.37% in 2025.
  • Tracing SOFI's EBT over 5 years: stood at -$38.9 million in 2022, then jumped by 231.35% to $51.2 million in 2023, then increased by 17.14% to $59.9 million in 2024, then soared by 209.28% to $185.3 million in 2025, then gained by 7.67% to $199.6 million in 2026.
  • The last three EBT figures came in at $199.6 million (Q1 2026), $185.3 million (Q4 2025), and $148.6 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 7.17 Bn
2 Mastercard 441.81 Bn 431.60 Bn - 4.81 Bn
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 3.78 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 2.70 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 1.39 Bn
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 107.38 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 1.05 Bn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 199.55 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 400.00 Mn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 157.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 199.55 Mn
Dec 31, 2025 185.33 Mn
Sep 30, 2025 148.55 Mn
Jun 30, 2025 112.19 Mn
Mar 31, 2025 79.78 Mn
Dec 31, 2024 59.92 Mn
Sep 30, 2024 63.86 Mn
Jun 30, 2024 15.34 Mn
Mar 31, 2024 94.23 Mn
Dec 31, 2023 51.16 Mn
Sep 30, 2023 -266.93 Mn
Jun 30, 2023 -49.33 Mn
Mar 31, 2023 -36.06 Mn
Dec 31, 2022 -38.95 Mn
Sep 30, 2022 -74.45 Mn
Jun 30, 2022 -95.72 Mn
Mar 31, 2022 -109.61 Mn
Dec 31, 2021 -109.45 Mn
Sep 30, 2021 -29.87 Mn
Jun 30, 2021 -165.39 Mn