SoFi Technologies (SOFI) EBT (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly EBT of $199.6 million for Q1 2026, up 150.12% year-over-year from $79.8 million in Q1 2025, and up 7.67% on a QoQ basis from $185.3 million in Q4 2025.
SoFi Technologies (SOFI) EBT (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported EBT for 7 consecutive years, with $199.6 million the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT rose 150.12% year-over-year to $199.6 million; the TTM figure through Mar 2026 stood at $645.6 million (up 194.94% YoY), while the FY2025 annual figure was $525.9 million, up 125.36% from the prior year.
- EBT came in at $199.6 million for Q1 2026 at SoFi Technologies, up from $185.3 million in the prior quarter.
- The five-year high for EBT was $199.6 million in Q1 2026, with the low at -$266.9 million in Q3 2023.
- Average EBT over 5 years is $19.9 million, with a median of $51.2 million recorded in 2023.
- Across the five-year window, EBT plunged 258.53% in 2023 and jumped 631.37% in 2025, its largest moves.
- Year by year, EBT stood at -$38.9 million in 2022, then soared by 231.35% to $51.2 million in 2023, then gained by 17.14% to $59.9 million in 2024, then surged by 209.28% to $185.3 million in 2025, then climbed by 7.67% to $199.6 million in 2026.
- According to Business Quant data, EBT over the past three periods registered $199.6 million, $185.3 million, and $148.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.17 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.81 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.78 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.39 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 107.38 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 199.55 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 400.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 157.00 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.99 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 65.99 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 199.55 Mn |
| Dec 31, 2025 | 185.33 Mn |
| Sep 30, 2025 | 148.55 Mn |
| Jun 30, 2025 | 112.19 Mn |
| Mar 31, 2025 | 79.78 Mn |
| Dec 31, 2024 | 59.92 Mn |
| Sep 30, 2024 | 63.86 Mn |
| Jun 30, 2024 | 15.34 Mn |
| Mar 31, 2024 | 94.23 Mn |
| Dec 31, 2023 | 51.16 Mn |
| Sep 30, 2023 | -266.93 Mn |
| Jun 30, 2023 | -49.33 Mn |
| Mar 31, 2023 | -36.06 Mn |
| Dec 31, 2022 | -38.95 Mn |
| Sep 30, 2022 | -74.45 Mn |
| Jun 30, 2022 | -95.72 Mn |
| Mar 31, 2022 | -109.61 Mn |
| Dec 31, 2021 | -109.45 Mn |
| Sep 30, 2021 | -29.87 Mn |
| Jun 30, 2021 | -165.39 Mn |