SoFi Technologies (SOFI) EBT (2020 - 2026)

SoFi Technologies (SOFI) recorded quarterly EBT of $199.6 million in Q1 2026, up 7.67% quarter-over-quarter from $185.3 million in Q4 2025, and up 150.12% on a YoY basis from $79.8 million in Q1 2025.

SoFi Technologies (SOFI) EBT (2020 - 2026) Analysis & Trends

SoFi Technologies' EBT history runs 7 years deep, the most recent figure standing at $199.6 million for Q1 2026.

  • In Q1 2026, EBT rose 150.12% year-over-year to $199.6 million; the TTM figure through Mar 2026 stood at $645.6 million (up 194.94% YoY), while the FY2025 annual figure was $525.9 million, up 125.36% from the prior year.
  • EBT was $199.6 million for Q1 2026 at SoFi Technologies, up from $185.3 million in the prior quarter.
  • In the past five years, EBT ranged from a high of $199.6 million in Q1 2026 to a low of -$266.9 million in Q3 2023.
  • Historically, EBT has averaged $19.9 million across 5 years, with a median of $51.2 million in 2023.
  • The sharpest annual moves came in 2023 and 2025: EBT tumbled 258.53% in 2023, then jumped 631.37% in 2025.
  • A 5-year view of EBT shows it stood at -$38.9 million in 2022, then soared by 231.35% to $51.2 million in 2023, then grew by 17.14% to $59.9 million in 2024, then surged by 209.28% to $185.3 million in 2025, then rose by 7.67% to $199.6 million in 2026.
  • The last three EBT figures came in at $199.6 million (Q1 2026), $185.3 million (Q4 2025), and $148.6 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.17 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.81 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.78 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 2.70 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.39 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.05 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 107.38 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 199.55 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 400.00 Mn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn 157.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 199.55 Mn
Dec 31, 2025 185.33 Mn
Sep 30, 2025 148.55 Mn
Jun 30, 2025 112.19 Mn
Mar 31, 2025 79.78 Mn
Dec 31, 2024 59.92 Mn
Sep 30, 2024 63.86 Mn
Jun 30, 2024 15.34 Mn
Mar 31, 2024 94.23 Mn
Dec 31, 2023 51.16 Mn
Sep 30, 2023 -266.93 Mn
Jun 30, 2023 -49.33 Mn
Mar 31, 2023 -36.06 Mn
Dec 31, 2022 -38.95 Mn
Sep 30, 2022 -74.45 Mn
Jun 30, 2022 -95.72 Mn
Mar 31, 2022 -109.61 Mn
Dec 31, 2021 -109.45 Mn
Sep 30, 2021 -29.87 Mn
Jun 30, 2021 -165.39 Mn