KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) EBT (2020 - 2025)

SoFi Technologies has reported EBT over the past 6 years, most recently at $185.3 million for Q4 2025.

  • Quarterly results put EBT at $185.3 million for Q4 2025, up 209.28% from a year ago — trailing twelve months through Dec 2025 was $525.9 million (up 125.36% YoY), and the annual figure for FY2025 was $525.9 million, up 125.36%.
  • EBT for Q4 2025 was $185.3 million at SoFi Technologies, up from $148.6 million in the prior quarter.
  • Over the last five years, EBT for SOFI hit a ceiling of $185.3 million in Q4 2025 and a floor of -$266.9 million in Q3 2023.
  • Median EBT over the past 5 years was -$33.0 million (2021), compared with a mean of -$17.1 million.
  • Biggest five-year swings in EBT: crashed 258.53% in 2023 and later soared 631.37% in 2025.
  • SoFi Technologies' EBT stood at -$109.5 million in 2021, then surged by 64.42% to -$38.9 million in 2022, then skyrocketed by 231.35% to $51.2 million in 2023, then increased by 17.14% to $59.9 million in 2024, then soared by 209.28% to $185.3 million in 2025.
  • The last three reported values for EBT were $185.3 million (Q4 2025), $148.6 million (Q3 2025), and $112.2 million (Q2 2025) per Business Quant data.