KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) EBT (2020 - 2025)

SoFi Technologies (SOFI) has 6 years of EBT data on record, last reported at -$3.7 billion in Q4 2025.

  • For Q4 2025, EBT fell 6271.85% year-over-year to -$3.7 billion; the TTM value through Dec 2025 reached -$3.4 billion, down 1539.02%, while the annual FY2025 figure was -$4.5 billion, 2011.58% down from the prior year.
  • EBT reached -$3.7 billion in Q4 2025 per SOFI's latest filing, down from $148.6 million in the prior quarter.
  • Across five years, EBT topped out at $148.6 million in Q3 2025 and bottomed at -$3.7 billion in Q4 2025.
  • Average EBT over 5 years is -$211.3 million, with a median of -$37.5 million recorded in 2022.
  • The widest YoY moves for EBT: up 631.37% in 2025, down 6271.85% in 2025.
  • A 5-year view of EBT shows it stood at -$109.5 million in 2021, then skyrocketed by 64.42% to -$38.9 million in 2022, then soared by 231.35% to $51.2 million in 2023, then grew by 17.14% to $59.9 million in 2024, then tumbled by 6271.85% to -$3.7 billion in 2025.
  • Per Business Quant database, its latest 3 readings for EBT were -$3.7 billion in Q4 2025, $148.6 million in Q3 2025, and $112.2 million in Q2 2025.