SoFi Technologies (SOFI) EBT (2020 - 2026)
SoFi Technologies (SOFI) recorded quarterly EBT of $199.6 million in Q1 2026, up 7.67% quarter-over-quarter from $185.3 million in Q4 2025, and up 150.12% on a YoY basis from $79.8 million in Q1 2025.
SoFi Technologies (SOFI) EBT (2020 - 2026) Analysis & Trends
SoFi Technologies' EBT history runs 7 years deep, the most recent figure standing at $199.6 million for Q1 2026.
- In Q1 2026, EBT rose 150.12% year-over-year to $199.6 million; the TTM figure through Mar 2026 stood at $645.6 million (up 194.94% YoY), while the FY2025 annual figure was $525.9 million, up 125.36% from the prior year.
- EBT was $199.6 million for Q1 2026 at SoFi Technologies, up from $185.3 million in the prior quarter.
- In the past five years, EBT ranged from a high of $199.6 million in Q1 2026 to a low of -$266.9 million in Q3 2023.
- Historically, EBT has averaged $19.9 million across 5 years, with a median of $51.2 million in 2023.
- The sharpest annual moves came in 2023 and 2025: EBT tumbled 258.53% in 2023, then jumped 631.37% in 2025.
- A 5-year view of EBT shows it stood at -$38.9 million in 2022, then soared by 231.35% to $51.2 million in 2023, then grew by 17.14% to $59.9 million in 2024, then surged by 209.28% to $185.3 million in 2025, then rose by 7.67% to $199.6 million in 2026.
- The last three EBT figures came in at $199.6 million (Q1 2026), $185.3 million (Q4 2025), and $148.6 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.17 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.81 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.78 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 2.70 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.39 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.05 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 107.38 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 199.55 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 400.00 Mn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | 157.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 199.55 Mn |
| Dec 31, 2025 | 185.33 Mn |
| Sep 30, 2025 | 148.55 Mn |
| Jun 30, 2025 | 112.19 Mn |
| Mar 31, 2025 | 79.78 Mn |
| Dec 31, 2024 | 59.92 Mn |
| Sep 30, 2024 | 63.86 Mn |
| Jun 30, 2024 | 15.34 Mn |
| Mar 31, 2024 | 94.23 Mn |
| Dec 31, 2023 | 51.16 Mn |
| Sep 30, 2023 | -266.93 Mn |
| Jun 30, 2023 | -49.33 Mn |
| Mar 31, 2023 | -36.06 Mn |
| Dec 31, 2022 | -38.95 Mn |
| Sep 30, 2022 | -74.45 Mn |
| Jun 30, 2022 | -95.72 Mn |
| Mar 31, 2022 | -109.61 Mn |
| Dec 31, 2021 | -109.45 Mn |
| Sep 30, 2021 | -29.87 Mn |
| Jun 30, 2021 | -165.39 Mn |