SoFi Technologies (SOFI) EBT (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly EBT of $199.6 million for Q1 2026, up 150.12% year-over-year from $79.8 million in Q1 2025, and up 7.67% quarter-over-quarter from $185.3 million in Q4 2025.

SoFi Technologies (SOFI) EBT (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported EBT for 7 consecutive years, with $199.6 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBT rose 150.12% year-over-year to $199.6 million; the TTM figure through Mar 2026 stood at $645.6 million (up 194.94% YoY), while the FY2025 annual figure was $525.9 million, up 125.36% from the prior year.
  • EBT improved to $199.6 million in Q1 2026 per SOFI's latest filing, from $185.3 million in the prior quarter.
  • Across five years, EBT topped out at $199.6 million in Q1 2026 and bottomed at -$266.9 million in Q3 2023.
  • Historically, EBT has averaged $19.9 million across 5 years, with a median of $51.2 million in 2023.
  • Annual changes were most pronounced in 2023 — EBT slumped 258.53% — and 2025, when it soared 631.37%.
  • SoFi Technologies' EBT stood at -$38.9 million in 2022, then surged by 231.35% to $51.2 million in 2023, then climbed by 17.14% to $59.9 million in 2024, then jumped by 209.28% to $185.3 million in 2025, then increased by 7.67% to $199.6 million in 2026.
  • Business Quant data shows SOFI's EBT at $199.6 million in Q1 2026, $185.3 million in Q4 2025, and $148.6 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.83 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 5.49 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.07 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 3.82 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.31 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.19 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 107.38 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 199.55 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 537.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 199.55 Mn
Dec 31, 2025 185.33 Mn
Sep 30, 2025 148.55 Mn
Jun 30, 2025 112.19 Mn
Mar 31, 2025 79.78 Mn
Dec 31, 2024 59.92 Mn
Sep 30, 2024 63.86 Mn
Jun 30, 2024 15.34 Mn
Mar 31, 2024 94.23 Mn
Dec 31, 2023 51.16 Mn
Sep 30, 2023 -266.93 Mn
Jun 30, 2023 -49.33 Mn
Mar 31, 2023 -36.06 Mn
Dec 31, 2022 -38.95 Mn
Sep 30, 2022 -74.45 Mn
Jun 30, 2022 -95.72 Mn
Mar 31, 2022 -109.61 Mn
Dec 31, 2021 -109.45 Mn
Sep 30, 2021 -29.87 Mn
Jun 30, 2021 -165.39 Mn