KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) EBT Margin: 2020-2025

Historic EBT Margin for SoFi Technologies (SOFI) over the last 6 years, with Sep 2025 value amounting to 15.45%.

  • SoFi Technologies' EBT Margin rose 629.00% to 15.45% in Q3 2025 from the same period last year, while for Sep 2025 it was 12.05%, marking a year-over-year increase of 327.00%. This contributed to the annual value of 8.72% for FY2024, which is 2291.00% up from last year.
  • Per SoFi Technologies' latest filing, its EBT Margin stood at 15.45% for Q3 2025, which was up 17.72% from 13.12% recorded in Q2 2025.
  • SoFi Technologies' EBT Margin's 5-year high stood at 15.45% during Q3 2025, with a 5-year trough of -90.04% in Q1 2021.
  • Over the past 3 years, SoFi Technologies' median EBT Margin value was 8.31% (recorded in 2023), while the average stood at 1.32%.
  • Per our database at Business Quant, SoFi Technologies' EBT Margin skyrocketed by 6,426bps in 2021 and then slumped by 3,213bps in 2023.
  • SoFi Technologies' EBT Margin (Quarterly) stood at -38.32% in 2021, then soared by 2,979bps to -8.53% in 2022, then surged by 1,684bps to 8.31% in 2023, then fell by 15bps to 8.16% in 2024, then surged by 629bps to 15.45% in 2025.
  • Its EBT Margin was 15.45% in Q3 2025, compared to 13.12% in Q2 2025 and 10.34% in Q1 2025.