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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

SoFi Technologies (SOFI) EBT Margin (2020 - 2025)

SoFi Technologies has reported EBT Margin over the past 6 years, most recently at 108.83% for Q4 2025.

  • Quarterly results put EBT Margin at 108.83% for Q4 2025, up 11300.0% from a year ago — trailing twelve months through Dec 2025 was 25.58% (up 4739.0% YoY), and the annual figure for FY2025 was 84.9%, up 3852.0%.
  • EBT Margin for Q4 2025 was 108.83% at SoFi Technologies, up from 15.45% in the prior quarter.
  • Over the last five years, EBT Margin for SOFI hit a ceiling of 108.83% in Q4 2025 and a floor of 325.42% in Q1 2021.
  • Median EBT Margin over the past 5 years was 9.31% (2023), compared with a mean of 26.1%.
  • Biggest five-year swings in EBT Margin: skyrocketed 29224bps in 2022 and later crashed -7117bps in 2025.
  • SoFi Technologies' EBT Margin stood at 38.32% in 2021, then decreased by -2bps to 39.09% in 2022, then skyrocketed by 88bps to 4.71% in 2023, then increased by 12bps to 4.17% in 2024, then surged by 2711bps to 108.83% in 2025.
  • The last three reported values for EBT Margin were 108.83% (Q4 2025), 15.45% (Q3 2025), and 73.86% (Q2 2025) per Business Quant data.