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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

SoFi Technologies (SOFI) EBT Margin (2020 - 2025)

SoFi Technologies (SOFI) has 6 years of EBT Margin data on record, last reported at 187.84% in Q4 2025.

  • For Q4 2025, EBT Margin rose 17967.0% year-over-year to 187.84%; the TTM value through Dec 2025 reached 542.16%, down 56334.0%, while the annual FY2025 figure was 720.2%, 72892.0% down from the prior year.
  • EBT Margin reached 187.84% in Q4 2025 per SOFI's latest filing, up from 6.47% in the prior quarter.
  • Across five years, EBT Margin topped out at 187.84% in Q4 2025 and bottomed at 90.04% in Q1 2021.
  • Average EBT Margin over 5 years is 9.09%, with a median of 10.66% recorded in 2021.
  • Peak YoY movement for EBT Margin: crashed -6787bps in 2022, then surged 17967bps in 2025.
  • A 5-year view of EBT Margin shows it stood at 24.24% in 2021, then crashed by -121bps to 5.0% in 2022, then plummeted by -224bps to 16.19% in 2023, then surged by 150bps to 8.16% in 2024, then surged by 2201bps to 187.84% in 2025.
  • Per Business Quant database, its latest 3 readings for EBT Margin were 187.84% in Q4 2025, 6.47% in Q3 2025, and 23.4% in Q2 2025.