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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

SoFi Technologies (SOFI) EBT Margin (2020 - 2025)

Historic EBT Margin for SoFi Technologies (SOFI) over the last 6 years, with Q4 2025 value amounting to 18.08%.

  • SoFi Technologies' EBT Margin rose 99200.0% to 18.08% in Q4 2025 from the same period last year, while for Dec 2025 it was 14.55%, marking a year-over-year increase of 58300.0%. This contributed to the annual value of 14.55% for FY2025, which is 58300.0% up from last year.
  • Latest data reveals that SoFi Technologies reported EBT Margin of 18.08% as of Q4 2025, which was up 99200.0% from 15.45% recorded in Q3 2025.
  • Over the past 5 years, SoFi Technologies' EBT Margin peaked at 18.08% during Q4 2025, and registered a low of 90.04% during Q1 2021.
  • Its 5-year average for EBT Margin is 13.2%, with a median of 8.08% in 2023.
  • As far as peak fluctuations go, SoFi Technologies' EBT Margin plummeted by -321300bps in 2023, and later surged by 588500bps in 2024.
  • Quarter analysis of 5 years shows SoFi Technologies' EBT Margin stood at 38.32% in 2021, then skyrocketed by 78bps to 8.53% in 2022, then surged by 197bps to 8.31% in 2023, then fell by -2bps to 8.16% in 2024, then soared by 122bps to 18.08% in 2025.
  • Its EBT Margin stands at 18.08% for Q4 2025, versus 15.45% for Q3 2025 and 13.12% for Q2 2025.