SoFi Technologies (SOFI) EBT Margin (2020 - 2026)

SoFi Technologies' EBT Margin history runs 7 years deep, the most recent figure standing at 18.14% for Q1 2026.

• In Q1 2026, EBT Margin rose 780.0% year-over-year to 18.14%; the TTM figure through Mar 2026 stood at 16.38% (up 301.0% YoY), while the FY2025 annual figure was 14.55%, down 3183.0% from the prior year.
• EBT Margin was 18.14% for Q1 2026 at SoFi Technologies, roughly flat from 18.08% in the prior quarter.
• In the past five years, EBT Margin ranged from a high of 81.5% in Q1 2024 to a low of 254.35% in Q3 2023.
• Historically, EBT Margin has averaged 15.77% across 5 years, with a median of 2.56% in 2024.
• The sharpest annual moves came in 2023 and 2024: EBT Margin sank 18136 bps in 2023, then surged 30301 bps in 2024.
• A 5-year view of EBT Margin shows it stood at 3.01% in 2022, then sank by 57 bps to 4.71% in 2023, then surged by 1039 bps to 44.22% in 2024, then plunged by 59 bps to 18.08% in 2025, then grew by 0 bps to 18.14% in 2026.
• The last three EBT Margin figures came in at 18.14% (Q1 2026), 18.08% (Q4 2025), and 15.45% (Q3 2025), per Business Quant data.