SoFi Technologies (SOFI) EBT Margin (2020 - 2026)
SoFi Technologies (SOFI) posted EBT Margin of 16.76% for Q2 2026, down 7.56% on a QoQ basis from 18.14% in Q1 2026, and up 364.0% year-over-year from 3.61% in Q2 2025.
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Analysis
SoFi Technologies (SOFI) EBT Margin (2020 - 2026) Analysis & Trends
SoFi Technologies has reported EBT Margin for 7 years, with the latest figure at 16.76% in Q2 2026.
- On a quarterly basis, EBT Margin rose 364.0% year-over-year to 16.76% in Q2 2026; TTM through Jun 2026 was 17.13%, a 681.0% increase from a year earlier, with the FY2025 full-year figure at 14.55%, up 583.0% from the prior year.
- EBT Margin was 16.76% for Q2 2026 at SoFi Technologies, down from 18.14% in the prior quarter.
- The five-year high for EBT Margin was 18.14% in Q1 2026, with the low at 49.69% in Q3 2023.
- Average EBT Margin over 5 years is 1.01%, with a median of 8.24% recorded in 2023.
- The sharpest annual moves came in 2023 and 2024: EBT Margin sank 3213 bps in 2023, then jumped 5885 bps in 2024.
- Over 5 years, EBT Margin stood at 8.53% in 2022, then soared by 197 bps to 8.31% in 2023, then dropped by 2 bps to 8.16% in 2024, then surged by 122 bps to 18.08% in 2025, then fell by 7 bps to 16.76% in 2026.
- The last three EBT Margin figures came in at 16.76% (Q2 2026), 18.14% (Q1 2026), and 18.08% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 36.65% |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | 34.42% |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 41.80% |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 42.10% |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | - |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 35.57% |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 20.73% |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | 16.00% |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | -18.89% |
| 10 | SoFi Technologies | 21.88 Bn | 18.76 Bn | 1.02 Bn | 16.76% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.76% |
| Mar 31, 2026 | 18.14% |
| Dec 31, 2025 | 18.08% |
| Sep 30, 2025 | 15.45% |
| Jun 30, 2025 | 13.12% |
| Mar 31, 2025 | 10.34% |
| Dec 31, 2024 | 8.16% |
| Sep 30, 2024 | 9.16% |
| Jun 30, 2024 | 2.56% |
| Mar 31, 2024 | 14.61% |
| Dec 31, 2023 | 8.31% |
| Sep 30, 2023 | -49.69% |
| Jun 30, 2023 | -9.91% |
| Mar 31, 2023 | -7.64% |
| Dec 31, 2022 | -8.53% |
| Sep 30, 2022 | -17.56% |
| Jun 30, 2022 | -26.40% |
| Mar 31, 2022 | -33.18% |
| Dec 31, 2021 | -38.32% |
| Sep 30, 2021 | -10.98% |