SoFi Technologies (SOFI) Loans - Net (2020 - 2026)
SoFi Technologies (SOFI) recorded Loans - Net of $1.28 billion in Q2 2026, down 9.8% from $1.41 billion a year earlier and down 7.6% from the prior quarter.
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Analysis
SoFi Technologies (SOFI) Loans - Net (2020 - 2026) Analysis & Trends
At the end of FY2025, SoFi Technologies reported Loans - Net of $1.52 billion, up 21.7% from FY2024.
- Annual Loans - Net has increased for four straight years, though with a five-year compound annual growth rate of -20.8% (FY2020 to FY2025).
- Across earlier years, Loans - Net came in at $1.25 billion in FY2024 (+49.1%), $836.16 million in FY2023 (+171.5%), $307.96 million in FY2022 (+165.7%) and $115.91 million in FY2021 (-97.6%).
- The Q2 2026 figure is the lowest quarterly Loans - Net since Q4 2024.
- On a year-over-year basis, Loans - Net rose in six of the last eight quarters, with growth averaging 41.7%.
- Peak year-over-year performance for Loans - Net in the last five years was growth of 525.1% in Q2 2024, against a decline of 97.6% in Q4 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at $1.38 billion (Q1 2026), $1.52 billion (Q4 2025) and $1.48 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | 1,516.31 Bn |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | - |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | 1,204.51 Bn |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | 289.32 Bn |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | 795.18 Bn |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | 260.89 Bn |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | 1,017.21 Bn |
| 10 | SoFi Technologies | 20.39 Bn | 5.68 Bn | 1.02 Bn | 1.28 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.28 Bn |
| Mar 31, 2026 | 1.38 Bn |
| Dec 31, 2025 | 1.52 Bn |
| Sep 30, 2025 | 1.48 Bn |
| Jun 30, 2025 | 1.41 Bn |
| Mar 31, 2025 | 1.30 Bn |
| Dec 31, 2024 | 1.25 Bn |
| Sep 30, 2024 | 1.42 Bn |
| Jun 30, 2024 | 2.17 Bn |
| Mar 31, 2024 | 1.25 Bn |
| Dec 31, 2023 | 836.16 Mn |
| Sep 30, 2023 | 361.25 Mn |
| Jun 30, 2023 | 347.55 Mn |
| Mar 31, 2023 | 328.03 Mn |
| Dec 31, 2022 | 307.96 Mn |
| Sep 30, 2022 | 11.20 Bn |
| Jun 30, 2022 | 8.21 Bn |
| Mar 31, 2022 | 7.22 Bn |
| Dec 31, 2021 | 115.91 Mn |
| Sep 30, 2021 | 4.87 Bn |
API Access
SoFi Technologies Loans - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-net&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-net", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-net&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();