SoFi Technologies (SOFI) Loans - Net (2020 - 2026)
SoFi Technologies (SOFI) posted Loans - Net of $1.3 billion for Q2 2026, down 7.65% on a QoQ basis from $1.4 billion in Q1 2026, and down 9.75% year-over-year from $1.4 billion in Q2 2025.
Analysis
SoFi Technologies (SOFI) Loans - Net (2020 - 2026) Analysis & Trends
SoFi Technologies has reported Loans - Net for 7 years, with the latest figure at $1.3 billion in Q2 2026.
- On a quarterly basis, Loans - Net fell 9.75% year-over-year to $1.3 billion in Q2 2026; TTM through Jun 2026 was $1.3 billion, a 9.75% decrease from a year earlier, with the FY2025 full-year figure at $1.5 billion, up 21.68% from the prior year.
- Loans - Net was $1.3 billion for Q2 2026 at SoFi Technologies, down from $1.4 billion in the prior quarter.
- The five-year high for Loans - Net was $11.2 billion in Q3 2022, with the low at $308.0 million in Q4 2022.
- Average Loans - Net over 5 years is $2.4 billion, with a median of $1.3 billion recorded in 2025.
- The sharpest annual moves came in 2023 and 2024: Loans - Net plunged 96.78% in 2023, then surged 525.1% in 2024.
- Over 5 years, Loans - Net stood at $308.0 million in 2022, then jumped by 171.52% to $836.2 million in 2023, then soared by 49.07% to $1.2 billion in 2024, then gained by 21.68% to $1.5 billion in 2025, then decreased by 15.9% to $1.3 billion in 2026.
- The last three Loans - Net figures came in at $1.3 billion (Q2 2026), $1.4 billion (Q1 2026), and $1.5 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 1,204.51 Bn |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | 289.32 Bn |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 795.18 Bn |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 260.89 Bn |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | - |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 1,017.21 Bn |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 212.19 Bn |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | 97.91 Bn |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 710.77 Bn |
| 10 | SoFi Technologies | 21.88 Bn | 18.76 Bn | 1.02 Bn | 1.28 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.28 Bn |
| Mar 31, 2026 | 1.38 Bn |
| Dec 31, 2025 | 1.52 Bn |
| Sep 30, 2025 | 1.48 Bn |
| Jun 30, 2025 | 1.41 Bn |
| Mar 31, 2025 | 1.30 Bn |
| Dec 31, 2024 | 1.25 Bn |
| Sep 30, 2024 | 1.42 Bn |
| Jun 30, 2024 | 2.17 Bn |
| Mar 31, 2024 | 1.25 Bn |
| Dec 31, 2023 | 836.16 Mn |
| Sep 30, 2023 | 361.25 Mn |
| Jun 30, 2023 | 347.55 Mn |
| Mar 31, 2023 | 328.03 Mn |
| Dec 31, 2022 | 307.96 Mn |
| Sep 30, 2022 | 11.20 Bn |
| Jun 30, 2022 | 8.21 Bn |
| Mar 31, 2022 | 7.22 Bn |
| Dec 31, 2021 | 115.91 Mn |
| Sep 30, 2021 | 4.87 Bn |