SoFi Technologies (SOFI) Loans - Net (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Loans - Net of $1.4 billion for Q1 2026, up 6.54% year-over-year from $1.3 billion in Q1 2025, and down 8.94% on a QoQ basis from $1.5 billion in Q4 2025.

SoFi Technologies (SOFI) Loans - Net (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Loans - Net for 7 consecutive years, with $1.4 billion the latest figure, recorded in Q1 2026.

  • In Q1 2026, Loans - Net rose 6.54% year-over-year to $1.4 billion; the TTM figure through Mar 2026 stood at $1.4 billion (up 6.54% YoY), while the FY2025 annual figure was $1.5 billion, up 21.68% from the prior year.
  • Loans - Net came in at $1.4 billion for Q1 2026 at SoFi Technologies, down from $1.5 billion in the prior quarter.
  • The five-year high for Loans - Net was $11.2 billion in Q3 2022, with the low at $308.0 million in Q4 2022.
  • Average Loans - Net over 5 years is $2.5 billion, with a median of $1.4 billion recorded in 2026.
  • Across the five-year window, Loans - Net soared 111944.03% in 2022 and slumped 96.78% in 2023, its largest moves.
  • Year by year, Loans - Net stood at $308.0 million in 2022, then soared by 171.52% to $836.2 million in 2023, then surged by 49.07% to $1.2 billion in 2024, then climbed by 21.68% to $1.5 billion in 2025, then fell by 8.94% to $1.4 billion in 2026.
  • According to Business Quant data, Loans - Net over the past three periods registered $1.4 billion, $1.5 billion, and $1.5 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Net (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 10.54 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 8.06 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 1.38 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 136.35 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 1.38 Bn
Mar 31, 2026 1.38 Bn
Dec 31, 2025 1.52 Bn
Dec 31, 2025 1.52 Bn
Sep 30, 2025 1.48 Bn
Sep 30, 2025 1.48 Bn
Jun 30, 2025 1.41 Bn
Jun 30, 2025 1.41 Bn
Mar 31, 2025 1.30 Bn
Mar 31, 2025 1.30 Bn
Dec 31, 2024 1.25 Bn
Dec 31, 2024 1.25 Bn
Sep 30, 2024 1.42 Bn
Sep 30, 2024 1.42 Bn
Jun 30, 2024 2.17 Bn
Jun 30, 2024 2.17 Bn
Mar 31, 2024 1.25 Bn
Mar 31, 2024 1.25 Bn
Dec 31, 2023 836.16 Mn
Dec 31, 2023 836.16 Mn