SoFi Technologies (SOFI) Loans - Net (2020 - 2026)

SoFi Technologies (SOFI) recorded quarterly Loans - Net of $1.4 billion in Q1 2026, down 8.94% quarter-over-quarter from $1.5 billion in Q4 2025, and up 6.54% on a YoY basis from $1.3 billion in Q1 2025.

SoFi Technologies (SOFI) Loans - Net (2020 - 2026) Analysis & Trends

SoFi Technologies' Loans - Net history runs 7 years deep, the most recent figure standing at $1.4 billion for Q1 2026.

  • In Q1 2026, Loans - Net rose 6.54% year-over-year to $1.4 billion; the TTM figure through Mar 2026 stood at $1.4 billion (up 6.54% YoY), while the FY2025 annual figure was $1.5 billion, up 21.68% from the prior year.
  • Loans - Net was $1.4 billion for Q1 2026 at SoFi Technologies, down from $1.5 billion in the prior quarter.
  • In the past five years, Loans - Net ranged from a high of $11.2 billion in Q3 2022 to a low of $308.0 million in Q4 2022.
  • Historically, Loans - Net has averaged $2.5 billion across 5 years, with a median of $1.4 billion in 2026.
  • The sharpest annual moves came in 2022 and 2023: Loans - Net soared 111944.03% in 2022, then sank 96.78% in 2023.
  • A 5-year view of Loans - Net shows it stood at $308.0 million in 2022, then soared by 171.52% to $836.2 million in 2023, then surged by 49.07% to $1.2 billion in 2024, then rose by 21.68% to $1.5 billion in 2025, then slipped by 8.94% to $1.4 billion in 2026.
  • The last three Loans - Net figures came in at $1.4 billion (Q1 2026), $1.5 billion (Q4 2025), and $1.5 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Net (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 10.54 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 424.12 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 89.66 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 8.06 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 1.38 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 136.35 Bn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 1.38 Bn
Mar 31, 2026 1.38 Bn
Dec 31, 2025 1.52 Bn
Dec 31, 2025 1.52 Bn
Sep 30, 2025 1.48 Bn
Sep 30, 2025 1.48 Bn
Jun 30, 2025 1.41 Bn
Jun 30, 2025 1.41 Bn
Mar 31, 2025 1.30 Bn
Mar 31, 2025 1.30 Bn
Dec 31, 2024 1.25 Bn
Dec 31, 2024 1.25 Bn
Sep 30, 2024 1.42 Bn
Sep 30, 2024 1.42 Bn
Jun 30, 2024 2.17 Bn
Jun 30, 2024 2.17 Bn
Mar 31, 2024 1.25 Bn
Mar 31, 2024 1.25 Bn
Dec 31, 2023 836.16 Mn
Dec 31, 2023 836.16 Mn