SoFi Technologies (SOFI) Loans - Net (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Loans - Net of $1.4 billion for Q1 2026, up 6.54% year-over-year from $1.3 billion in Q1 2025, and down 8.94% quarter-over-quarter from $1.5 billion in Q4 2025.
SoFi Technologies (SOFI) Loans - Net (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Loans - Net for 7 consecutive years, with $1.4 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Loans - Net rose 6.54% year-over-year to $1.4 billion; the TTM figure through Mar 2026 stood at $1.4 billion (up 6.54% YoY), while the FY2025 annual figure was $1.5 billion, up 21.68% from the prior year.
- Loans - Net retreated to $1.4 billion in Q1 2026 per SOFI's latest filing, from $1.5 billion in the prior quarter.
- Across five years, Loans - Net topped out at $11.2 billion in Q3 2022 and bottomed at $308.0 million in Q4 2022.
- Historically, Loans - Net has averaged $2.5 billion across 5 years, with a median of $1.4 billion in 2026.
- Annual changes were most pronounced in 2022 — Loans - Net surged 111944.03% — and 2023, when it plunged 96.78%.
- SoFi Technologies' Loans - Net stood at $308.0 million in 2022, then surged by 171.52% to $836.2 million in 2023, then jumped by 49.07% to $1.2 billion in 2024, then increased by 21.68% to $1.5 billion in 2025, then decreased by 8.94% to $1.4 billion in 2026.
- Business Quant data shows SOFI's Loans - Net at $1.4 billion in Q1 2026, $1.5 billion in Q4 2025, and $1.5 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 212.19 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 434.20 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 91.90 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 8.06 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 1.38 Bn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 140.10 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.38 Bn |
| Mar 31, 2026 | 1.38 Bn |
| Dec 31, 2025 | 1.52 Bn |
| Dec 31, 2025 | 1.52 Bn |
| Sep 30, 2025 | 1.48 Bn |
| Sep 30, 2025 | 1.48 Bn |
| Jun 30, 2025 | 1.41 Bn |
| Jun 30, 2025 | 1.41 Bn |
| Mar 31, 2025 | 1.30 Bn |
| Mar 31, 2025 | 1.30 Bn |
| Dec 31, 2024 | 1.25 Bn |
| Dec 31, 2024 | 1.25 Bn |
| Sep 30, 2024 | 1.42 Bn |
| Sep 30, 2024 | 1.42 Bn |
| Jun 30, 2024 | 2.17 Bn |
| Jun 30, 2024 | 2.17 Bn |
| Mar 31, 2024 | 1.25 Bn |
| Mar 31, 2024 | 1.25 Bn |
| Dec 31, 2023 | 836.16 Mn |
| Dec 31, 2023 | 836.16 Mn |