SoFi Technologies (SOFI) Loans - Net (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Loans - Net of $1.4 billion for Q1 2026, up 6.54% year-over-year from $1.3 billion in Q1 2025, and down 8.94% quarter-over-quarter from $1.5 billion in Q4 2025.

SoFi Technologies (SOFI) Loans - Net (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Loans - Net for 7 consecutive years, with $1.4 billion the latest figure, recorded in Q1 2026.

  • In Q1 2026, Loans - Net rose 6.54% year-over-year to $1.4 billion; the TTM figure through Mar 2026 stood at $1.4 billion (up 6.54% YoY), while the FY2025 annual figure was $1.5 billion, up 21.68% from the prior year.
  • Loans - Net retreated to $1.4 billion in Q1 2026 per SOFI's latest filing, from $1.5 billion in the prior quarter.
  • Across five years, Loans - Net topped out at $11.2 billion in Q3 2022 and bottomed at $308.0 million in Q4 2022.
  • Historically, Loans - Net has averaged $2.5 billion across 5 years, with a median of $1.4 billion in 2026.
  • Annual changes were most pronounced in 2022 — Loans - Net surged 111944.03% — and 2023, when it plunged 96.78%.
  • SoFi Technologies' Loans - Net stood at $308.0 million in 2022, then surged by 171.52% to $836.2 million in 2023, then jumped by 49.07% to $1.2 billion in 2024, then increased by 21.68% to $1.5 billion in 2025, then decreased by 8.94% to $1.4 billion in 2026.
  • Business Quant data shows SOFI's Loans - Net at $1.4 billion in Q1 2026, $1.5 billion in Q4 2025, and $1.5 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Net (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 212.19 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 434.20 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 91.90 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 8.06 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 1.38 Bn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 140.10 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 1.38 Bn
Mar 31, 2026 1.38 Bn
Dec 31, 2025 1.52 Bn
Dec 31, 2025 1.52 Bn
Sep 30, 2025 1.48 Bn
Sep 30, 2025 1.48 Bn
Jun 30, 2025 1.41 Bn
Jun 30, 2025 1.41 Bn
Mar 31, 2025 1.30 Bn
Mar 31, 2025 1.30 Bn
Dec 31, 2024 1.25 Bn
Dec 31, 2024 1.25 Bn
Sep 30, 2024 1.42 Bn
Sep 30, 2024 1.42 Bn
Jun 30, 2024 2.17 Bn
Jun 30, 2024 2.17 Bn
Mar 31, 2024 1.25 Bn
Mar 31, 2024 1.25 Bn
Dec 31, 2023 836.16 Mn
Dec 31, 2023 836.16 Mn