SoFi Technologies (SOFI) Loans - Net (2020 - 2026)
SoFi Technologies (SOFI) recorded quarterly Loans - Net of $1.4 billion in Q1 2026, down 8.94% quarter-over-quarter from $1.5 billion in Q4 2025, and up 6.54% on a YoY basis from $1.3 billion in Q1 2025.
SoFi Technologies (SOFI) Loans - Net (2020 - 2026) Analysis & Trends
SoFi Technologies' Loans - Net history runs 7 years deep, the most recent figure standing at $1.4 billion for Q1 2026.
- In Q1 2026, Loans - Net rose 6.54% year-over-year to $1.4 billion; the TTM figure through Mar 2026 stood at $1.4 billion (up 6.54% YoY), while the FY2025 annual figure was $1.5 billion, up 21.68% from the prior year.
- Loans - Net was $1.4 billion for Q1 2026 at SoFi Technologies, down from $1.5 billion in the prior quarter.
- In the past five years, Loans - Net ranged from a high of $11.2 billion in Q3 2022 to a low of $308.0 million in Q4 2022.
- Historically, Loans - Net has averaged $2.5 billion across 5 years, with a median of $1.4 billion in 2026.
- The sharpest annual moves came in 2022 and 2023: Loans - Net soared 111944.03% in 2022, then sank 96.78% in 2023.
- A 5-year view of Loans - Net shows it stood at $308.0 million in 2022, then soared by 171.52% to $836.2 million in 2023, then surged by 49.07% to $1.2 billion in 2024, then rose by 21.68% to $1.5 billion in 2025, then slipped by 8.94% to $1.4 billion in 2026.
- The last three Loans - Net figures came in at $1.4 billion (Q1 2026), $1.5 billion (Q4 2025), and $1.5 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 10.54 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 424.12 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 89.66 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 8.06 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 1.38 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 136.35 Bn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.38 Bn |
| Mar 31, 2026 | 1.38 Bn |
| Dec 31, 2025 | 1.52 Bn |
| Dec 31, 2025 | 1.52 Bn |
| Sep 30, 2025 | 1.48 Bn |
| Sep 30, 2025 | 1.48 Bn |
| Jun 30, 2025 | 1.41 Bn |
| Jun 30, 2025 | 1.41 Bn |
| Mar 31, 2025 | 1.30 Bn |
| Mar 31, 2025 | 1.30 Bn |
| Dec 31, 2024 | 1.25 Bn |
| Dec 31, 2024 | 1.25 Bn |
| Sep 30, 2024 | 1.42 Bn |
| Sep 30, 2024 | 1.42 Bn |
| Jun 30, 2024 | 2.17 Bn |
| Jun 30, 2024 | 2.17 Bn |
| Mar 31, 2024 | 1.25 Bn |
| Mar 31, 2024 | 1.25 Bn |
| Dec 31, 2023 | 836.16 Mn |
| Dec 31, 2023 | 836.16 Mn |