SoFi Technologies (SOFI) Profit After Tax (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Profit After Tax of $153.0 million for Q1 2026, up 115.15% year-over-year from $71.1 million in Q1 2025, and down 20.68% quarter-over-quarter from $192.9 million in Q4 2025.
SoFi Technologies (SOFI) Profit After Tax (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Profit After Tax for 7 consecutive years, with $153.0 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Profit After Tax rose 115.15% year-over-year to $153.0 million; the TTM figure through Mar 2026 stood at $492.0 million (up 16.03% YoY), while the FY2025 annual figure was $500.7 million, up 1.86% from the prior year.
- Profit After Tax retreated to $153.0 million in Q1 2026 per SOFI's latest filing, from $192.9 million in the prior quarter.
- Across five years, Profit After Tax topped out at $346.8 million in Q4 2023 and bottomed at -$261.0 million in Q3 2023.
- Historically, Profit After Tax has averaged $59.4 million across 5 years, with a median of $9.6 million in 2024.
- Annual changes were most pronounced in 2023 — Profit After Tax tumbled 16323.22% — and 2025, when it soared 1415.29%.
- SoFi Technologies' Profit After Tax stood at -$38.7 million in 2022, then jumped by 996.2% to $346.8 million in 2023, then decreased by 6.21% to $325.3 million in 2024, then slumped by 40.71% to $192.9 million in 2025, then fell by 20.68% to $153.0 million in 2026.
- Business Quant data shows SOFI's Profit After Tax at $153.0 million in Q1 2026, $192.9 million in Q4 2025, and $145.3 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | PAT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 5.63 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 4.39 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 3.11 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 3.02 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.10 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 885.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 96.25 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 153.01 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 472.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 153.01 Mn |
| Dec 31, 2025 | 192.89 Mn |
| Sep 30, 2025 | 145.35 Mn |
| Jun 30, 2025 | 765,000.00 |
| Mar 31, 2025 | 71.12 Mn |
| Dec 31, 2024 | 325.32 Mn |
| Sep 30, 2024 | 9.59 Mn |
| Jun 30, 2024 | 18.01 Mn |
| Mar 31, 2024 | 87.16 Mn |
| Dec 31, 2023 | 346.85 Mn |
| Sep 30, 2023 | -260.97 Mn |
| Jun 30, 2023 | 1.22 Mn |
| Mar 31, 2023 | -34.42 Mn |
| Dec 31, 2022 | -38.70 Mn |
| Sep 30, 2022 | -1.59 Mn |
| Jun 30, 2022 | -2.05 Mn |
| Mar 31, 2022 | -4.49 Mn |
| Dec 31, 2021 | 371.62 Mn |
| Sep 30, 2021 | -30.05 Mn |
| Jun 30, 2021 | -165.31 Mn |