SoFi Technologies (SOFI) Profit After Tax (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Profit After Tax of $153.0 million for Q1 2026, up 115.15% year-over-year from $71.1 million in Q1 2025, and down 20.68% quarter-over-quarter from $192.9 million in Q4 2025.
Analysis
SoFi Technologies (SOFI) Profit After Tax (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Profit After Tax for 7 consecutive years, with $153.0 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Profit After Tax rose 115.15% year-over-year to $153.0 million; the TTM figure through Mar 2026 stood at $492.0 million (up 16.03% YoY), while the FY2025 annual figure was $500.7 million, up 1.86% from the prior year.
- Profit After Tax retreated to $153.0 million in Q1 2026 per SOFI's latest filing, from $192.9 million in the prior quarter.
- Across five years, Profit After Tax topped out at $346.8 million in Q4 2023 and bottomed at -$261.0 million in Q3 2023.
- Historically, Profit After Tax has averaged $59.4 million across 5 years, with a median of $9.6 million in 2024.
- Annual changes were most pronounced in 2023 — Profit After Tax tumbled 16323.22% — and 2025, when it soared 1415.29%.
- SoFi Technologies' Profit After Tax stood at -$38.7 million in 2022, then jumped by 996.2% to $346.8 million in 2023, then decreased by 6.21% to $325.3 million in 2024, then slumped by 40.71% to $192.9 million in 2025, then fell by 20.68% to $153.0 million in 2026.
- Business Quant data shows SOFI's Profit After Tax at $153.0 million in Q1 2026, $192.9 million in Q4 2025, and $145.3 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | PAT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 5.63 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 4.39 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 3.11 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 3.02 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.10 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.62 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 885.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 156.59 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 472.00 Mn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 93.47 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 156.59 Mn |
| Mar 31, 2026 | 166.73 Mn |
| Dec 31, 2025 | 174.98 Mn |
| Sep 30, 2025 | 145.35 Mn |
| Jun 30, 2025 | 98.03 Mn |
| Mar 31, 2025 | 82.31 Mn |
| Dec 31, 2024 | 323.16 Mn |
| Sep 30, 2024 | 70.34 Mn |
| Jun 30, 2024 | 18.01 Mn |
| Mar 31, 2024 | 88.04 Mn |
| Dec 31, 2023 | 47.91 Mn |
| Sep 30, 2023 | -266.68 Mn |
| Jun 30, 2023 | -47.55 Mn |
| Mar 31, 2023 | -34.42 Mn |
| Dec 31, 2022 | -38.70 Mn |
| Sep 30, 2022 | -75.80 Mn |
| Jun 30, 2022 | -97.88 Mn |
| Mar 31, 2022 | -114.85 Mn |
| Dec 31, 2021 | -112.03 Mn |
| Sep 30, 2021 | -30.05 Mn |