SoFi Technologies (SOFI) Change in Cash (2020 - 2026)
SoFi Technologies (SOFI) recorded quarterly Change in Cash of -$1.6 billion in Q1 2026, down 199.08% quarter-over-quarter from $1.6 billion in Q4 2025, and down 23646.66% on a YoY basis from N/an in Q1 2025.
SoFi Technologies (SOFI) Change in Cash (2020 - 2026) Analysis & Trends
SoFi Technologies' Change in Cash history runs 7 years deep, the most recent figure standing at -$1.6 billion for Q1 2026.
- In Q1 2026, Change in Cash fell 23646.66% year-over-year to -$1.6 billion; the TTM figure through Mar 2026 stood at $1.0 billion (up 172.99% YoY), while the FY2025 annual figure was $2.6 billion, up 392.14% from the prior year.
- Change in Cash was -$1.6 billion for Q1 2026 at SoFi Technologies, down from $1.6 billion in the prior quarter.
- In the past five years, Change in Cash ranged from a high of $1.6 billion in Q4 2025 to a low of -$1.6 billion in Q1 2026.
- Historically, Change in Cash has averaged $176.0 million across 5 years, with a median of $262.5 million in 2022.
- The sharpest annual moves came in 2022 and 2026: Change in Cash jumped 781.74% in 2022, then plunged 23646.66% in 2026.
- A 5-year view of Change in Cash shows it stood at $584.9 million in 2022, then sank by 45.53% to $318.6 million in 2023, then tumbled by 181.74% to -$260.4 million in 2024, then surged by 718.41% to $1.6 billion in 2025, then slumped by 199.08% to -$1.6 billion in 2026.
- The last three Change in Cash figures came in at -$1.6 billion (Q1 2026), $1.6 billion (Q4 2025), and $1.0 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Cash (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | -4.47 Bn |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | -2.48 Bn |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 5.97 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 17.16 Bn |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | -1.58 Bn |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 5.59 Bn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 379.73 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | -1.60 Bn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | -580.00 Mn |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | 1.90 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.60 Bn |
| Dec 31, 2025 | 1.61 Bn |
| Sep 30, 2025 | 1.03 Bn |
| Jun 30, 2025 | -1.53 Mn |
| Mar 31, 2025 | 6.78 Mn |
| Dec 31, 2024 | -260.40 Mn |
| Sep 30, 2024 | 238.13 Mn |
| Jun 30, 2024 | -1.42 Bn |
| Mar 31, 2024 | 532.33 Mn |
| Dec 31, 2023 | 318.56 Mn |
| Sep 30, 2023 | -204.11 Mn |
| Jun 30, 2023 | 523.61 Mn |
| Mar 31, 2023 | 1.13 Bn |
| Dec 31, 2022 | 584.87 Mn |
| Sep 30, 2022 | 262.50 Mn |
| Jun 30, 2022 | -703.28 Mn |
| Mar 31, 2022 | 933.78 Mn |
| Dec 31, 2021 | -85.79 Mn |
| Sep 30, 2021 | 85.78 Mn |
| Jun 30, 2021 | 69.89 Mn |