SoFi Technologies (SOFI) Change in Cash (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Change in Cash of -$1.6 billion for Q1 2026, down 23646.66% year-over-year from N/an in Q1 2025, and down 199.08% quarter-over-quarter from $1.6 billion in Q4 2025.
Analysis
SoFi Technologies (SOFI) Change in Cash (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Change in Cash for 7 consecutive years, with -$1.6 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Change in Cash fell 23646.66% year-over-year to -$1.6 billion; the TTM figure through Mar 2026 stood at $1.0 billion (up 172.99% YoY), while the FY2025 annual figure was $2.6 billion, up 392.14% from the prior year.
- Change in Cash retreated to -$1.6 billion in Q1 2026 per SOFI's latest filing, from $1.6 billion in the prior quarter.
- Across five years, Change in Cash topped out at $1.6 billion in Q4 2025 and bottomed at -$1.6 billion in Q1 2026.
- Historically, Change in Cash has averaged $176.0 million across 5 years, with a median of $262.5 million in 2022.
- Annual changes were most pronounced in 2022 — Change in Cash soared 781.74% — and 2026, when it tumbled 23646.66%.
- SoFi Technologies' Change in Cash stood at $584.9 million in 2022, then plunged by 45.53% to $318.6 million in 2023, then slumped by 181.74% to -$260.4 million in 2024, then jumped by 718.41% to $1.6 billion in 2025, then sank by 199.08% to -$1.6 billion in 2026.
- Business Quant data shows SOFI's Change in Cash at -$1.6 billion in Q1 2026, $1.6 billion in Q4 2025, and $1.0 billion in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Cash (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 62.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 3.21 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | -8.51 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | -23.38 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | -470.00 Mn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -41.26 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | -3.36 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -195.69 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | -1.61 Bn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 41.56 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -195.69 Mn |
| Mar 31, 2026 | -1.60 Bn |
| Dec 31, 2025 | 1.61 Bn |
| Sep 30, 2025 | 1.03 Bn |
| Jun 30, 2025 | -1.53 Mn |
| Mar 31, 2025 | 6.78 Mn |
| Dec 31, 2024 | -260.40 Mn |
| Sep 30, 2024 | 238.13 Mn |
| Jun 30, 2024 | -1.42 Bn |
| Mar 31, 2024 | 532.33 Mn |
| Dec 31, 2023 | 318.56 Mn |
| Sep 30, 2023 | -204.11 Mn |
| Jun 30, 2023 | 523.61 Mn |
| Mar 31, 2023 | 1.13 Bn |
| Dec 31, 2022 | 584.87 Mn |
| Sep 30, 2022 | 262.50 Mn |
| Jun 30, 2022 | -703.28 Mn |
| Mar 31, 2022 | 933.78 Mn |
| Dec 31, 2021 | -85.79 Mn |
| Sep 30, 2021 | 85.78 Mn |