SoFi Technologies (SOFI) Change in Cash (2020 - 2026)
SoFi Technologies' quarterly Change in Cash came in at -$1.6 billion in Q1 2026, down 23646.66% year-on-year from N/an in Q1 2025, and down 199.08% quarter-over-quarter from $1.6 billion in Q4 2025.
SoFi Technologies (SOFI) Change in Cash (2020 - 2026) Analysis & Trends
SoFi Technologies has reported Change in Cash for 7 years, with the latest figure at -$1.6 billion in Q1 2026.
- For the quarter ending Q1 2026, Change in Cash fell 23646.66% year-over-year to -$1.6 billion; the trailing twelve-month figure through Mar 2026 stood at $1.0 billion (up 172.99% YoY), and the FY2025 full-year result was $2.6 billion, up 392.14% from the prior year.
- Change in Cash for Q1 2026 stood at -$1.6 billion, down from $1.6 billion in the prior quarter.
- The five-year high for Change in Cash was $1.6 billion in Q4 2025, with the low at -$1.6 billion in Q1 2026.
- Average Change in Cash over 5 years is $176.0 million, with a median of $262.5 million recorded in 2022.
- Year-over-year, Change in Cash soared 781.74% in 2022 and plunged 23646.66% in 2026.
- Tracing SOFI's Change in Cash over 5 years: stood at $584.9 million in 2022, then plunged by 45.53% to $318.6 million in 2023, then slumped by 181.74% to -$260.4 million in 2024, then soared by 718.41% to $1.6 billion in 2025, then sank by 199.08% to -$1.6 billion in 2026.
- The last three Change in Cash figures came in at -$1.6 billion (Q1 2026), $1.6 billion (Q4 2025), and $1.0 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Cash (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | -4.47 Bn |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | -2.48 Bn |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 5.97 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 17.16 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | -1.58 Bn |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 379.73 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 5.59 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | -1.60 Bn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | -580.00 Mn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 1.90 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.60 Bn |
| Dec 31, 2025 | 1.61 Bn |
| Sep 30, 2025 | 1.03 Bn |
| Jun 30, 2025 | -1.53 Mn |
| Mar 31, 2025 | 6.78 Mn |
| Dec 31, 2024 | -260.40 Mn |
| Sep 30, 2024 | 238.13 Mn |
| Jun 30, 2024 | -1.42 Bn |
| Mar 31, 2024 | 532.33 Mn |
| Dec 31, 2023 | 318.56 Mn |
| Sep 30, 2023 | -204.11 Mn |
| Jun 30, 2023 | 523.61 Mn |
| Mar 31, 2023 | 1.13 Bn |
| Dec 31, 2022 | 584.87 Mn |
| Sep 30, 2022 | 262.50 Mn |
| Jun 30, 2022 | -703.28 Mn |
| Mar 31, 2022 | 933.78 Mn |
| Dec 31, 2021 | -85.79 Mn |
| Sep 30, 2021 | 85.78 Mn |
| Jun 30, 2021 | 69.89 Mn |