SoFi Technologies (SOFI) Change in Cash (2020 - 2026)

SoFi Technologies (SOFI) recorded quarterly Change in Cash of -$1.6 billion in Q1 2026, down 199.08% quarter-over-quarter from $1.6 billion in Q4 2025, and down 23646.66% on a YoY basis from N/an in Q1 2025.

SoFi Technologies (SOFI) Change in Cash (2020 - 2026) Analysis & Trends

SoFi Technologies' Change in Cash history runs 7 years deep, the most recent figure standing at -$1.6 billion for Q1 2026.

  • In Q1 2026, Change in Cash fell 23646.66% year-over-year to -$1.6 billion; the TTM figure through Mar 2026 stood at $1.0 billion (up 172.99% YoY), while the FY2025 annual figure was $2.6 billion, up 392.14% from the prior year.
  • Change in Cash was -$1.6 billion for Q1 2026 at SoFi Technologies, down from $1.6 billion in the prior quarter.
  • In the past five years, Change in Cash ranged from a high of $1.6 billion in Q4 2025 to a low of -$1.6 billion in Q1 2026.
  • Historically, Change in Cash has averaged $176.0 million across 5 years, with a median of $262.5 million in 2022.
  • The sharpest annual moves came in 2022 and 2026: Change in Cash jumped 781.74% in 2022, then plunged 23646.66% in 2026.
  • A 5-year view of Change in Cash shows it stood at $584.9 million in 2022, then sank by 45.53% to $318.6 million in 2023, then tumbled by 181.74% to -$260.4 million in 2024, then surged by 718.41% to $1.6 billion in 2025, then slumped by 199.08% to -$1.6 billion in 2026.
  • The last three Change in Cash figures came in at -$1.6 billion (Q1 2026), $1.6 billion (Q4 2025), and $1.0 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Cash (Qtr)
1 Visa 548.22 Bn 535.81 Bn - -4.47 Bn
2 Mastercard 437.48 Bn 427.27 Bn - -2.48 Bn
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 5.97 Bn
4 Capital One Financial 125.74 Bn 49.24 Bn - 17.16 Bn
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn -1.58 Bn
6 Synchrony Financial 25.78 Bn 5.22 Bn - 5.59 Bn
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 379.73 Mn
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -1.60 Bn
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn -580.00 Mn
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn 1.90 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.60 Bn
Dec 31, 2025 1.61 Bn
Sep 30, 2025 1.03 Bn
Jun 30, 2025 -1.53 Mn
Mar 31, 2025 6.78 Mn
Dec 31, 2024 -260.40 Mn
Sep 30, 2024 238.13 Mn
Jun 30, 2024 -1.42 Bn
Mar 31, 2024 532.33 Mn
Dec 31, 2023 318.56 Mn
Sep 30, 2023 -204.11 Mn
Jun 30, 2023 523.61 Mn
Mar 31, 2023 1.13 Bn
Dec 31, 2022 584.87 Mn
Sep 30, 2022 262.50 Mn
Jun 30, 2022 -703.28 Mn
Mar 31, 2022 933.78 Mn
Dec 31, 2021 -85.79 Mn
Sep 30, 2021 85.78 Mn
Jun 30, 2021 69.89 Mn