KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) Operating Expenses (2020 - 2025)

SoFi Technologies (SOFI) has 6 years of Operating Expenses data on record, last reported at $834.3 million in Q4 2025.

  • For Q4 2025, Operating Expenses rose 169.21% year-over-year to $834.3 million; the TTM value through Dec 2025 reached $3.1 billion, up 48.12%, while the annual FY2025 figure was $3.1 billion, 165.41% up from the prior year.
  • Operating Expenses reached $834.3 million in Q4 2025 per SOFI's latest filing, up from $803.8 million in the prior quarter.
  • Across five years, Operating Expenses topped out at $834.3 million in Q4 2025 and bottomed at $301.9 million in Q3 2021.
  • Average Operating Expenses over 5 years is $542.4 million, with a median of $508.8 million recorded in 2023.
  • Peak YoY movement for Operating Expenses: surged 59432.17% in 2021, then crashed 39.15% in 2024.
  • A 5-year view of Operating Expenses shows it stood at $395.1 million in 2021, then rose by 25.46% to $495.6 million in 2022, then rose by 2.76% to $509.3 million in 2023, then plummeted by 39.15% to $309.9 million in 2024, then skyrocketed by 169.21% to $834.3 million in 2025.
  • Per Business Quant database, its latest 3 readings for Operating Expenses were $834.3 million in Q4 2025, $803.8 million in Q3 2025, and $732.7 million in Q2 2025.