KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Consolidated Net IncomeCost of RevenueEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Financial Services FeesGross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest & Investment IncomeInterest Expense - DebtInterest Expense - DepositsInterest Expense - OthersInterest ExpensesInterest ExpensesInterest Income - NetInterest Income - TotalInterest income - LoansInvestment Banking IncomeInvestment Gain (Loss)Net Income towards Common StockholdersNon-Interest IncomeOperating ExpensesOperating IncomeOther Non-Interest IncomeOther Operating ExpensesProfit After TaxProvisionsResearch & DevelopmentRevenueSelling, General & AdministrativeService ChargesShares OutstandingShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateTax Rate
Others
Ratios

SoFi Technologies (SOFI) Operating Expenses (2020 - 2026)

SoFi Technologies has reported Operating Expenses over the past 6 years, most recently at $834.3 million for Q4 2025.

  • For Q4 2025, Operating Expenses rose 25.02% year-over-year to $834.3 million; the TTM value through Dec 2025 reached $3.1 billion, up 26.86%, while the annual FY2025 figure was $3.1 billion, 26.86% up from the prior year.
  • Operating Expenses for Q4 2025 was $834.3 million at SoFi Technologies, up from $803.8 million in the prior quarter.
  • Over five years, Operating Expenses peaked at $834.3 million in Q4 2025 and troughed at $301.9 million in Q3 2021.
  • A 5-year average of $557.0 million and a median of $526.4 million in 2023 define the central range for Operating Expenses.
  • Biggest five-year swings in Operating Expenses: surged 59432.17% in 2021 and later dropped 22.0% in 2024.
  • Year by year, Operating Expenses stood at $395.1 million in 2021, then grew by 11.7% to $441.3 million in 2022, then grew by 15.41% to $509.3 million in 2023, then surged by 31.03% to $667.3 million in 2024, then rose by 25.02% to $834.3 million in 2025.
  • Business Quant data shows Operating Expenses for SOFI at $834.3 million in Q4 2025, $803.8 million in Q3 2025, and $732.7 million in Q2 2025.