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SoFi Technologies (SOFI) Operating Expenses (2020 - 2025)

SoFi Technologies has reported Operating Expenses over the past 6 years, most recently at $834.3 million for Q4 2025.

  • Quarterly results put Operating Expenses at $834.3 million for Q4 2025, up 25.02% from a year ago — trailing twelve months through Dec 2025 was $3.1 billion (up 26.86% YoY), and the annual figure for FY2025 was $3.1 billion, up 26.86%.
  • Operating Expenses for Q4 2025 was $834.3 million at SoFi Technologies, up from $803.8 million in the prior quarter.
  • Over the last five years, Operating Expenses for SOFI hit a ceiling of $834.3 million in Q4 2025 and a floor of $301.9 million in Q3 2021.
  • Median Operating Expenses over the past 5 years was $526.4 million (2023), compared with a mean of $557.0 million.
  • Biggest five-year swings in Operating Expenses: skyrocketed 59432.17% in 2021 and later fell 22.0% in 2024.
  • SoFi Technologies' Operating Expenses stood at $395.1 million in 2021, then rose by 11.7% to $441.3 million in 2022, then rose by 15.41% to $509.3 million in 2023, then skyrocketed by 31.03% to $667.3 million in 2024, then increased by 25.02% to $834.3 million in 2025.
  • The last three reported values for Operating Expenses were $834.3 million (Q4 2025), $803.8 million (Q3 2025), and $732.7 million (Q2 2025) per Business Quant data.