SoFi Technologies (SOFI) Invested Capital (2019 - 2026)
SoFi Technologies (SOFI) recorded quarterly Invested Capital of $12.6 billion in Q1 2026, up 2.6% quarter-over-quarter from $12.3 billion in Q4 2025, and up 29.83% on a YoY basis from $9.7 billion in Q1 2025.
SoFi Technologies (SOFI) Invested Capital (2019 - 2026) Analysis & Trends
SoFi Technologies' Invested Capital history runs 8 years deep, the most recent figure standing at $12.6 billion for Q1 2026.
- In Q1 2026, Invested Capital rose 29.83% year-over-year to $12.6 billion; the TTM figure through Mar 2026 stood at $12.6 billion (up 29.83% YoY), while the FY2025 annual figure was $12.3 billion, up 27.94% from the prior year.
- Invested Capital was $12.6 billion for Q1 2026 at SoFi Technologies, up from $12.3 billion in the prior quarter.
- In the past five years, Invested Capital ranged from a high of $12.6 billion in Q1 2026 to a low of $8.7 billion in Q1 2024.
- Historically, Invested Capital has averaged $10.5 billion across 5 years, with a median of $10.5 billion in 2023.
- The sharpest annual moves came in 2022 and 2024: Invested Capital soared 3548.63% in 2022, then dropped 23.28% in 2024.
- A 5-year view of Invested Capital shows it stood at $10.7 billion in 2022, then decreased by 2.11% to $10.5 billion in 2023, then decreased by 8.12% to $9.6 billion in 2024, then climbed by 27.94% to $12.3 billion in 2025, then grew by 2.6% to $12.6 billion in 2026.
- The last three Invested Capital figures came in at $12.6 billion (Q1 2026), $12.3 billion (Q4 2025), and $11.5 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 59.66 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 8.47 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 92.75 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 112.26 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 30.90 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 32.91 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 3.78 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 12.63 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 32.96 Bn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | 1.52 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 12.63 Bn |
| Dec 31, 2025 | 12.30 Bn |
| Sep 30, 2025 | 11.49 Bn |
| Jun 30, 2025 | 10.80 Bn |
| Mar 31, 2025 | 9.72 Bn |
| Dec 31, 2024 | 9.62 Bn |
| Sep 30, 2024 | 9.30 Bn |
| Jun 30, 2024 | 9.01 Bn |
| Mar 31, 2024 | 8.72 Bn |
| Dec 31, 2023 | 10.47 Bn |
| Sep 30, 2023 | 11.29 Bn |
| Jun 30, 2023 | 11.74 Bn |
| Mar 31, 2023 | 11.36 Bn |
| Dec 31, 2022 | 10.69 Bn |
| Sep 30, 2022 | 9.75 Bn |
| Jun 30, 2022 | 8.91 Bn |
| Mar 31, 2022 | 10.13 Bn |
| Dec 31, 2021 | 8.33 Bn |
| Sep 30, 2021 | 7.02 Bn |
| Jun 30, 2021 | 6.53 Bn |