SoFi Technologies (SOFI) Invested Capital (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Invested Capital of $1.8 billion for Q1 2026, down 40.47% year-over-year from $3.0 billion in Q1 2025, and little changed quarter-over-quarter from $1.8 billion in Q4 2025.

SoFi Technologies (SOFI) Invested Capital (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Invested Capital for 7 consecutive years, with $1.8 billion the latest figure, recorded in Q1 2026.

  • In Q1 2026, Invested Capital fell 40.47% year-over-year to $1.8 billion; the TTM figure through Mar 2026 stood at $10.3 billion (down 17.23% YoY), while the FY2025 annual figure was $1.8 billion, down 41.31% from the prior year.
  • Invested Capital steadied at $1.8 billion in Q1 2026 per SOFI's latest filing, from $1.8 billion in the prior quarter.
  • Across five years, Invested Capital topped out at $6.5 billion in Q2 2023 and bottomed at $1.8 billion in Q1 2026.
  • Historically, Invested Capital has averaged $4.0 billion across 5 years, with a median of $3.7 billion in 2022.
  • Annual changes were most pronounced in 2023 — Invested Capital jumped 74.14% — and 2024, when it sank 52.8%.
  • SoFi Technologies' Invested Capital stood at $5.5 billion in 2022, then decreased by 4.6% to $5.2 billion in 2023, then sank by 40.9% to $3.1 billion in 2024, then plunged by 41.31% to $1.8 billion in 2025, then fell by 0.09% to $1.8 billion in 2026.
  • Business Quant data shows SOFI's Invested Capital at $1.8 billion in Q1 2026, $1.8 billion in Q4 2025, and $2.7 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Invested Cap. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 3.00 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 2.46 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 2.03 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - 2.51 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - 4.86 Mn
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 1.81 Bn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 5.92 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 1.81 Bn
Dec 31, 2025 1.82 Bn
Sep 30, 2025 2.71 Bn
Jun 30, 2025 3.94 Bn
Mar 31, 2025 3.05 Bn
Dec 31, 2024 3.09 Bn
Sep 30, 2024 3.18 Bn
Jun 30, 2024 3.11 Bn
Mar 31, 2024 2.89 Bn
Dec 31, 2023 5.23 Bn
Sep 30, 2023 6.24 Bn
Jun 30, 2023 6.48 Bn
Mar 31, 2023 6.13 Bn
Dec 31, 2022 5.49 Bn
Sep 30, 2022 4.57 Bn
Jun 30, 2022 3.72 Bn
Mar 31, 2022 4.92 Bn
Dec 31, 2021 3.95 Bn
Sep 30, 2021 2.77 Bn
Jun 30, 2021 2.32 Bn