SoFi Technologies (SOFI) Invested Capital (2019 - 2026)

SoFi Technologies (SOFI) recorded quarterly Invested Capital of $12.6 billion in Q1 2026, up 2.6% quarter-over-quarter from $12.3 billion in Q4 2025, and up 29.83% on a YoY basis from $9.7 billion in Q1 2025.

SoFi Technologies (SOFI) Invested Capital (2019 - 2026) Analysis & Trends

SoFi Technologies' Invested Capital history runs 8 years deep, the most recent figure standing at $12.6 billion for Q1 2026.

  • In Q1 2026, Invested Capital rose 29.83% year-over-year to $12.6 billion; the TTM figure through Mar 2026 stood at $12.6 billion (up 29.83% YoY), while the FY2025 annual figure was $12.3 billion, up 27.94% from the prior year.
  • Invested Capital was $12.6 billion for Q1 2026 at SoFi Technologies, up from $12.3 billion in the prior quarter.
  • In the past five years, Invested Capital ranged from a high of $12.6 billion in Q1 2026 to a low of $8.7 billion in Q1 2024.
  • Historically, Invested Capital has averaged $10.5 billion across 5 years, with a median of $10.5 billion in 2023.
  • The sharpest annual moves came in 2022 and 2024: Invested Capital soared 3548.63% in 2022, then dropped 23.28% in 2024.
  • A 5-year view of Invested Capital shows it stood at $10.7 billion in 2022, then decreased by 2.11% to $10.5 billion in 2023, then decreased by 8.12% to $9.6 billion in 2024, then climbed by 27.94% to $12.3 billion in 2025, then grew by 2.6% to $12.6 billion in 2026.
  • The last three Invested Capital figures came in at $12.6 billion (Q1 2026), $12.3 billion (Q4 2025), and $11.5 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Invested Cap. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 59.66 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 8.47 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 92.75 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 112.26 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 30.90 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 32.91 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 3.78 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 12.63 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 32.96 Bn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn 1.52 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 12.63 Bn
Dec 31, 2025 12.30 Bn
Sep 30, 2025 11.49 Bn
Jun 30, 2025 10.80 Bn
Mar 31, 2025 9.72 Bn
Dec 31, 2024 9.62 Bn
Sep 30, 2024 9.30 Bn
Jun 30, 2024 9.01 Bn
Mar 31, 2024 8.72 Bn
Dec 31, 2023 10.47 Bn
Sep 30, 2023 11.29 Bn
Jun 30, 2023 11.74 Bn
Mar 31, 2023 11.36 Bn
Dec 31, 2022 10.69 Bn
Sep 30, 2022 9.75 Bn
Jun 30, 2022 8.91 Bn
Mar 31, 2022 10.13 Bn
Dec 31, 2021 8.33 Bn
Sep 30, 2021 7.02 Bn
Jun 30, 2021 6.53 Bn