SoFi Technologies (SOFI) Invested Capital (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Invested Capital of $1.8 billion for Q1 2026, down 40.47% year-over-year from $3.0 billion in Q1 2025, and little changed quarter-over-quarter from $1.8 billion in Q4 2025.
SoFi Technologies (SOFI) Invested Capital (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Invested Capital for 7 consecutive years, with $1.8 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Invested Capital fell 40.47% year-over-year to $1.8 billion; the TTM figure through Mar 2026 stood at $10.3 billion (down 17.23% YoY), while the FY2025 annual figure was $1.8 billion, down 41.31% from the prior year.
- Invested Capital steadied at $1.8 billion in Q1 2026 per SOFI's latest filing, from $1.8 billion in the prior quarter.
- Across five years, Invested Capital topped out at $6.5 billion in Q2 2023 and bottomed at $1.8 billion in Q1 2026.
- Historically, Invested Capital has averaged $4.0 billion across 5 years, with a median of $3.7 billion in 2022.
- Annual changes were most pronounced in 2023 — Invested Capital jumped 74.14% — and 2024, when it sank 52.8%.
- SoFi Technologies' Invested Capital stood at $5.5 billion in 2022, then decreased by 4.6% to $5.2 billion in 2023, then sank by 40.9% to $3.1 billion in 2024, then plunged by 41.31% to $1.8 billion in 2025, then fell by 0.09% to $1.8 billion in 2026.
- Business Quant data shows SOFI's Invested Capital at $1.8 billion in Q1 2026, $1.8 billion in Q4 2025, and $2.7 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 3.00 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 2.46 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 2.03 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 2.51 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | 4.86 Mn |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 1.81 Bn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 5.92 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.81 Bn |
| Dec 31, 2025 | 1.82 Bn |
| Sep 30, 2025 | 2.71 Bn |
| Jun 30, 2025 | 3.94 Bn |
| Mar 31, 2025 | 3.05 Bn |
| Dec 31, 2024 | 3.09 Bn |
| Sep 30, 2024 | 3.18 Bn |
| Jun 30, 2024 | 3.11 Bn |
| Mar 31, 2024 | 2.89 Bn |
| Dec 31, 2023 | 5.23 Bn |
| Sep 30, 2023 | 6.24 Bn |
| Jun 30, 2023 | 6.48 Bn |
| Mar 31, 2023 | 6.13 Bn |
| Dec 31, 2022 | 5.49 Bn |
| Sep 30, 2022 | 4.57 Bn |
| Jun 30, 2022 | 3.72 Bn |
| Mar 31, 2022 | 4.92 Bn |
| Dec 31, 2021 | 3.95 Bn |
| Sep 30, 2021 | 2.77 Bn |
| Jun 30, 2021 | 2.32 Bn |