SoFi Technologies (SOFI) Accumulated Expenses (2020 - 2025)

SoFi Technologies (SOFI) posted quarterly Accumulated Expenses of $25.1 million for Q4 2025, down 5.06% year-over-year from $26.4 million in Q4 2024, and down 5.06% quarter-over-quarter from $26.4 million in Q4 2024.

SoFi Technologies (SOFI) Accumulated Expenses (2020 - 2025) Analysis & Trends

SoFi Technologies (SOFI) has reported Accumulated Expenses for 6 consecutive years, with $25.1 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Accumulated Expenses fell 5.06% year-over-year to $25.1 million; the TTM figure through Dec 2025 stood at $25.1 million (down 5.06% YoY), while the FY2025 annual figure was $25.1 million, down 5.06% from the prior year.
  • Accumulated Expenses declined to $25.1 million in Q4 2025 per SOFI's latest filing, from $26.4 million in the prior quarter.
  • Across five years, Accumulated Expenses topped out at $146.0 million in Q4 2022 and bottomed at $3.7 million in Q1 2021.
  • Historically, Accumulated Expenses has averaged $60.3 million across 5 years, with a median of $46.5 million in 2023.
  • Annual changes were most pronounced in 2021 — Accumulated Expenses jumped 52687.34% — and 2024, when it tumbled 60.31%.
  • SoFi Technologies' Accumulated Expenses stood at $94.2 million in 2021, then jumped by 54.96% to $146.0 million in 2022, then sank by 54.36% to $66.6 million in 2023, then sank by 60.31% to $26.4 million in 2024, then dropped by 5.06% to $25.1 million in 2025.
  • Business Quant data shows SOFI's Accumulated Expenses at $25.1 million in Q4 2025, $26.4 million in Q4 2024, and $66.6 million in Q4 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 25.10 Mn
Dec 31, 2024 26.44 Mn
Dec 31, 2023 66.61 Mn
Dec 31, 2022 145.97 Mn
Dec 31, 2021 94.20 Mn
Mar 31, 2021 3.74 Mn
Dec 31, 2020 178,450.00