SoFi Technologies (SOFI) Accumulated Expenses (2020 - 2025)

SoFi Technologies (SOFI) recorded quarterly Accumulated Expenses of $364.2 million in Q4 2025, up 37.26% quarter-over-quarter from $265.3 million in Q4 2024, and up 37.26% on a YoY basis from $265.3 million in Q4 2024.

SoFi Technologies (SOFI) Accumulated Expenses (2020 - 2025) Analysis & Trends

SoFi Technologies' Accumulated Expenses history runs 6 years deep, the most recent figure standing at $364.2 million for Q4 2025.

  • In Q4 2025, Accumulated Expenses rose 37.26% year-over-year to $364.2 million; the TTM figure through Dec 2025 stood at $364.2 million (up 37.26% YoY), while the FY2025 annual figure was $364.2 million, up 37.26% from the prior year.
  • Accumulated Expenses was $364.2 million for Q4 2025 at SoFi Technologies, up from $265.3 million in the prior quarter.
  • In the past five years, Accumulated Expenses ranged from a high of $364.2 million in Q4 2025 to a low of $3.7 million in Q1 2021.
  • Historically, Accumulated Expenses has averaged $179.3 million across 5 years, with a median of $174.1 million in 2022.
  • The sharpest annual moves came in 2021 and 2024: Accumulated Expenses surged 52687.34% in 2021, then surged 31.18% in 2024.
  • A 5-year view of Accumulated Expenses shows it stood at $94.2 million in 2021, then surged by 54.96% to $146.0 million in 2022, then jumped by 38.56% to $202.3 million in 2023, then soared by 31.18% to $265.3 million in 2024, then soared by 37.26% to $364.2 million in 2025.
  • The last three Accumulated Expenses figures came in at $364.2 million (Q4 2025), $265.3 million (Q4 2024), and $202.3 million (Q4 2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 548.22 Bn 535.81 Bn -
2 Mastercard 437.48 Bn 427.27 Bn -
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn
4 Capital One Financial 125.74 Bn 49.24 Bn -
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn
6 Synchrony Financial 25.78 Bn 5.22 Bn -
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 364.16 Mn
Dec 31, 2024 265.32 Mn
Dec 31, 2023 202.26 Mn
Dec 31, 2022 145.97 Mn
Dec 31, 2021 94.20 Mn
Mar 31, 2021 3.74 Mn
Dec 31, 2020 178,450.00
Sep 30, 2020 41,179.00