SoFi Technologies (SOFI) Accumulated Expenses (2020 - 2025)

SoFi Technologies (SOFI) posted quarterly Accumulated Expenses of $364.2 million for Q4 2025, up 37.26% year-over-year from $265.3 million in Q4 2024, and up 37.26% on a QoQ basis from $265.3 million in Q4 2024.

SoFi Technologies (SOFI) Accumulated Expenses (2020 - 2025) Analysis & Trends

SoFi Technologies (SOFI) has reported Accumulated Expenses for 6 consecutive years, with $364.2 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Accumulated Expenses rose 37.26% year-over-year to $364.2 million; the TTM figure through Dec 2025 stood at $364.2 million (up 37.26% YoY), while the FY2025 annual figure was $364.2 million, up 37.26% from the prior year.
  • Accumulated Expenses came in at $364.2 million for Q4 2025 at SoFi Technologies, up from $265.3 million in the prior quarter.
  • The five-year high for Accumulated Expenses was $364.2 million in Q4 2025, with the low at $3.7 million in Q1 2021.
  • Average Accumulated Expenses over 5 years is $179.3 million, with a median of $174.1 million recorded in 2022.
  • Across the five-year window, Accumulated Expenses surged 52687.34% in 2021 and surged 31.18% in 2024, its largest moves.
  • Year by year, Accumulated Expenses stood at $94.2 million in 2021, then surged by 54.96% to $146.0 million in 2022, then jumped by 38.56% to $202.3 million in 2023, then soared by 31.18% to $265.3 million in 2024, then soared by 37.26% to $364.2 million in 2025.
  • According to Business Quant data, Accumulated Expenses over the past three periods registered $364.2 million, $265.3 million, and $202.3 million for Q4 2025, Q4 2024, and Q4 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 Sezzle 5.91 Bn 5.79 Bn -

Historic Data

Download Data
DateValue
Dec 31, 2025 364.16 Mn
Dec 31, 2024 265.32 Mn
Dec 31, 2023 202.26 Mn
Dec 31, 2022 145.97 Mn
Dec 31, 2021 94.20 Mn
Mar 31, 2021 3.74 Mn
Dec 31, 2020 178,450.00
Sep 30, 2020 41,179.00