SoFi Technologies (SOFI) Interest Expense - Debt (2020 - 2026)

SoFi Technologies (SOFI) recorded quarterly Interest Expense - Debt of $10.7 million in Q1 2026, down 4.87% quarter-over-quarter from $11.2 million in Q4 2025, and down 6.8% on a YoY basis from $11.4 million in Q1 2025.

SoFi Technologies (SOFI) Interest Expense - Debt (2020 - 2026) Analysis & Trends

SoFi Technologies' Interest Expense - Debt history runs 7 years deep, the most recent figure standing at $10.7 million for Q1 2026.

  • In Q1 2026, Interest Expense - Debt fell 6.8% year-over-year to $10.7 million; the TTM figure through Mar 2026 stood at $44.9 million (down 8.39% YoY), while the FY2025 annual figure was $45.7 million, down 5.43% from the prior year.
  • Interest Expense - Debt was $10.7 million for Q1 2026 at SoFi Technologies, down from $11.2 million in the prior quarter.
  • In the past five years, Interest Expense - Debt ranged from a high of $12.9 million in Q3 2024 to a low of $2.6 million in Q1 2022.
  • Historically, Interest Expense - Debt has averaged $9.4 million across 5 years, with a median of $10.7 million in 2026.
  • Biggest YoY gain for Interest Expense - Debt was 285.8% in 2022; the steepest drop was 47.1% in 2022.
  • A 5-year view of Interest Expense - Debt shows it stood at $7.1 million in 2022, then jumped by 39.79% to $9.9 million in 2023, then advanced by 21.83% to $12.0 million in 2024, then declined by 7.0% to $11.2 million in 2025, then slipped by 4.87% to $10.7 million in 2026.
  • The last three Interest Expense - Debt figures came in at $10.7 million (Q1 2026), $11.2 million (Q4 2025), and $11.6 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Debt (Qtr)
1 Visa 548.22 Bn 535.81 Bn - -
2 Mastercard 437.48 Bn 427.27 Bn - -
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 686.00 Mn
4 Capital One Financial 125.74 Bn 49.24 Bn - -
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn -
6 Synchrony Financial 25.78 Bn 5.22 Bn - 106.00 Mn
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn -
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 10.65 Mn
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 265.00 Mn
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 10.65 Mn
Dec 31, 2025 11.20 Mn
Sep 30, 2025 11.60 Mn
Jun 30, 2025 11.50 Mn
Mar 31, 2025 11.43 Mn
Dec 31, 2024 12.04 Mn
Sep 30, 2024 12.87 Mn
Jun 30, 2024 12.73 Mn
Mar 31, 2024 10.71 Mn
Dec 31, 2023 9.88 Mn
Sep 30, 2023 9.78 Mn
Jun 30, 2023 9.17 Mn
Mar 31, 2023 8.00 Mn
Dec 31, 2022 7.07 Mn
Sep 30, 2022 5.27 Mn
Jun 30, 2022 3.45 Mn
Mar 31, 2022 2.65 Mn
Dec 31, 2021 2.59 Mn
Sep 30, 2021 1.37 Mn
Jun 30, 2021 1.38 Mn