SoFi Technologies (SOFI) Interest Expense - Debt (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Interest Expense - Debt of $10.7 million for Q1 2026, down 6.8% year-over-year from $11.4 million in Q1 2025, and down 4.87% on a QoQ basis from $11.2 million in Q4 2025.

SoFi Technologies (SOFI) Interest Expense - Debt (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Interest Expense - Debt for 7 consecutive years, with $10.7 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Expense - Debt fell 6.8% year-over-year to $10.7 million; the TTM figure through Mar 2026 stood at $44.9 million (down 8.39% YoY), while the FY2025 annual figure was $45.7 million, down 5.43% from the prior year.
  • Interest Expense - Debt came in at $10.7 million for Q1 2026 at SoFi Technologies, down from $11.2 million in the prior quarter.
  • The five-year high for Interest Expense - Debt was $12.9 million in Q3 2024, with the low at $2.6 million in Q1 2022.
  • Average Interest Expense - Debt over 5 years is $9.4 million, with a median of $10.7 million recorded in 2026.
  • The largest YoY upside for Interest Expense - Debt was 285.8% in 2022 against a maximum downside of 47.1% in 2022.
  • Year by year, Interest Expense - Debt stood at $7.1 million in 2022, then jumped by 39.79% to $9.9 million in 2023, then increased by 21.83% to $12.0 million in 2024, then decreased by 7.0% to $11.2 million in 2025, then fell by 4.87% to $10.7 million in 2026.
  • According to Business Quant data, Interest Expense - Debt over the past three periods registered $10.7 million, $11.2 million, and $11.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Debt (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 686.00 Mn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 10.65 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 19.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 10.65 Mn
Dec 31, 2025 11.20 Mn
Sep 30, 2025 11.60 Mn
Jun 30, 2025 11.50 Mn
Mar 31, 2025 11.43 Mn
Dec 31, 2024 12.04 Mn
Sep 30, 2024 12.87 Mn
Jun 30, 2024 12.73 Mn
Mar 31, 2024 10.71 Mn
Dec 31, 2023 9.88 Mn
Sep 30, 2023 9.78 Mn
Jun 30, 2023 9.17 Mn
Mar 31, 2023 8.00 Mn
Dec 31, 2022 7.07 Mn
Sep 30, 2022 5.27 Mn
Jun 30, 2022 3.45 Mn
Mar 31, 2022 2.65 Mn
Dec 31, 2021 2.59 Mn
Sep 30, 2021 1.37 Mn
Jun 30, 2021 1.38 Mn