SoFi Technologies (SOFI) Interest Expense - Debt (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Interest Expense - Debt of $10.7 million for Q1 2026, down 6.8% year-over-year from $11.4 million in Q1 2025, and down 4.87% quarter-over-quarter from $11.2 million in Q4 2025.

SoFi Technologies (SOFI) Interest Expense - Debt (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Interest Expense - Debt for 7 consecutive years, with $10.7 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Expense - Debt fell 6.8% year-over-year to $10.7 million; the TTM figure through Mar 2026 stood at $44.9 million (down 8.39% YoY), while the FY2025 annual figure was $45.7 million, down 5.43% from the prior year.
  • Interest Expense - Debt eased to $10.7 million in Q1 2026 per SOFI's latest filing, from $11.2 million in the prior quarter.
  • Across five years, Interest Expense - Debt topped out at $12.9 million in Q3 2024 and bottomed at $2.6 million in Q1 2022.
  • Historically, Interest Expense - Debt has averaged $9.4 million across 5 years, with a median of $10.7 million in 2026.
  • On a YoY basis, Interest Expense - Debt climbed as much as 285.8% in 2022 and fell as far as 47.1% in 2022.
  • SoFi Technologies' Interest Expense - Debt stood at $7.1 million in 2022, then soared by 39.79% to $9.9 million in 2023, then gained by 21.83% to $12.0 million in 2024, then dropped by 7.0% to $11.2 million in 2025, then decreased by 4.87% to $10.7 million in 2026.
  • Business Quant data shows SOFI's Interest Expense - Debt at $10.7 million in Q1 2026, $11.2 million in Q4 2025, and $11.6 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Debt (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 682.00 Mn
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 111.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 10.65 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 266.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 10.65 Mn
Dec 31, 2025 11.20 Mn
Sep 30, 2025 11.60 Mn
Jun 30, 2025 11.50 Mn
Mar 31, 2025 11.43 Mn
Dec 31, 2024 12.04 Mn
Sep 30, 2024 12.87 Mn
Jun 30, 2024 12.73 Mn
Mar 31, 2024 10.71 Mn
Dec 31, 2023 9.88 Mn
Sep 30, 2023 9.78 Mn
Jun 30, 2023 9.17 Mn
Mar 31, 2023 8.00 Mn
Dec 31, 2022 7.07 Mn
Sep 30, 2022 5.27 Mn
Jun 30, 2022 3.45 Mn
Mar 31, 2022 2.65 Mn
Dec 31, 2021 2.59 Mn
Sep 30, 2021 1.37 Mn
Jun 30, 2021 1.38 Mn