SoFi Technologies (SOFI) Interest Expense - Debt (2020 - 2026)
SoFi Technologies (SOFI) recorded quarterly Interest Expense - Debt of $10.7 million in Q1 2026, down 4.87% quarter-over-quarter from $11.2 million in Q4 2025, and down 6.8% on a YoY basis from $11.4 million in Q1 2025.
SoFi Technologies (SOFI) Interest Expense - Debt (2020 - 2026) Analysis & Trends
SoFi Technologies' Interest Expense - Debt history runs 7 years deep, the most recent figure standing at $10.7 million for Q1 2026.
- In Q1 2026, Interest Expense - Debt fell 6.8% year-over-year to $10.7 million; the TTM figure through Mar 2026 stood at $44.9 million (down 8.39% YoY), while the FY2025 annual figure was $45.7 million, down 5.43% from the prior year.
- Interest Expense - Debt was $10.7 million for Q1 2026 at SoFi Technologies, down from $11.2 million in the prior quarter.
- In the past five years, Interest Expense - Debt ranged from a high of $12.9 million in Q3 2024 to a low of $2.6 million in Q1 2022.
- Historically, Interest Expense - Debt has averaged $9.4 million across 5 years, with a median of $10.7 million in 2026.
- Biggest YoY gain for Interest Expense - Debt was 285.8% in 2022; the steepest drop was 47.1% in 2022.
- A 5-year view of Interest Expense - Debt shows it stood at $7.1 million in 2022, then jumped by 39.79% to $9.9 million in 2023, then advanced by 21.83% to $12.0 million in 2024, then declined by 7.0% to $11.2 million in 2025, then slipped by 4.87% to $10.7 million in 2026.
- The last three Interest Expense - Debt figures came in at $10.7 million (Q1 2026), $11.2 million (Q4 2025), and $11.6 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | - |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | - |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 686.00 Mn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | - |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 106.00 Mn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 10.65 Mn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 265.00 Mn |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.65 Mn |
| Dec 31, 2025 | 11.20 Mn |
| Sep 30, 2025 | 11.60 Mn |
| Jun 30, 2025 | 11.50 Mn |
| Mar 31, 2025 | 11.43 Mn |
| Dec 31, 2024 | 12.04 Mn |
| Sep 30, 2024 | 12.87 Mn |
| Jun 30, 2024 | 12.73 Mn |
| Mar 31, 2024 | 10.71 Mn |
| Dec 31, 2023 | 9.88 Mn |
| Sep 30, 2023 | 9.78 Mn |
| Jun 30, 2023 | 9.17 Mn |
| Mar 31, 2023 | 8.00 Mn |
| Dec 31, 2022 | 7.07 Mn |
| Sep 30, 2022 | 5.27 Mn |
| Jun 30, 2022 | 3.45 Mn |
| Mar 31, 2022 | 2.65 Mn |
| Dec 31, 2021 | 2.59 Mn |
| Sep 30, 2021 | 1.37 Mn |
| Jun 30, 2021 | 1.38 Mn |