SoFi Technologies (SOFI) Interest Expense - Debt (2020 - 2026)

SoFi Technologies' quarterly Interest Expense - Debt came in at $10.7 million in Q1 2026, down 6.8% year-on-year from $11.4 million in Q1 2025, and down 4.87% quarter-over-quarter from $11.2 million in Q4 2025.

SoFi Technologies (SOFI) Interest Expense - Debt (2020 - 2026) Analysis & Trends

SoFi Technologies has reported Interest Expense - Debt for 7 years, with the latest figure at $10.7 million in Q1 2026.

  • For the quarter ending Q1 2026, Interest Expense - Debt fell 6.8% year-over-year to $10.7 million; the trailing twelve-month figure through Mar 2026 stood at $44.9 million (down 8.39% YoY), and the FY2025 full-year result was $45.7 million, down 5.43% from the prior year.
  • Interest Expense - Debt for Q1 2026 stood at $10.7 million, down from $11.2 million in the prior quarter.
  • The five-year high for Interest Expense - Debt was $12.9 million in Q3 2024, with the low at $2.6 million in Q1 2022.
  • Average Interest Expense - Debt over 5 years is $9.4 million, with a median of $10.7 million recorded in 2026.
  • Peak annual rise in Interest Expense - Debt reached 285.8% in 2022, while the deepest fall reached 47.1% in 2022.
  • Tracing SOFI's Interest Expense - Debt over 5 years: stood at $7.1 million in 2022, then surged by 39.79% to $9.9 million in 2023, then climbed by 21.83% to $12.0 million in 2024, then fell by 7.0% to $11.2 million in 2025, then dropped by 4.87% to $10.7 million in 2026.
  • The last three Interest Expense - Debt figures came in at $10.7 million (Q1 2026), $11.2 million (Q4 2025), and $11.6 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Debt (Qtr)
1 Visa 539.53 Bn 527.13 Bn - -
2 Mastercard 441.81 Bn 431.60 Bn - -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 686.00 Mn
4 Capital One Financial 114.99 Bn 38.50 Bn - -
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn -
7 Synchrony Financial 24.22 Bn 3.66 Bn - 106.00 Mn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 10.65 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 265.00 Mn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 10.65 Mn
Dec 31, 2025 11.20 Mn
Sep 30, 2025 11.60 Mn
Jun 30, 2025 11.50 Mn
Mar 31, 2025 11.43 Mn
Dec 31, 2024 12.04 Mn
Sep 30, 2024 12.87 Mn
Jun 30, 2024 12.73 Mn
Mar 31, 2024 10.71 Mn
Dec 31, 2023 9.88 Mn
Sep 30, 2023 9.78 Mn
Jun 30, 2023 9.17 Mn
Mar 31, 2023 8.00 Mn
Dec 31, 2022 7.07 Mn
Sep 30, 2022 5.27 Mn
Jun 30, 2022 3.45 Mn
Mar 31, 2022 2.65 Mn
Dec 31, 2021 2.59 Mn
Sep 30, 2021 1.37 Mn
Jun 30, 2021 1.38 Mn