SoFi Technologies (SOFI) Interest Expense - Debt (2020 - 2026)
SoFi Technologies (SOFI) posted Interest Expense - Debt of $10.8 million for Q3 2026, down 6.9% from $11.6 million a year earlier but up 1.2% from the prior quarter.
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Analysis
SoFi Technologies (SOFI) Interest Expense - Debt (2020 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, Interest Expense - Debt at SoFi Technologies was $43.32 million, down 7.0% year-over-year; for FY2025, it was $45.72 million, down 5.4% from FY2024.
- Annual Interest Expense - Debt shows a five-year compound annual growth rate of 10.3% (FY2020 to FY2025).
- In prior years, SoFi Technologies' Interest Expense - Debt was $48.35 million in FY2024 (+31.3%), $36.83 million in FY2023 (+99.8%), $18.44 million in FY2022 (-7.2%) and $19.86 million in FY2021 (-29.0%).
- Quarterly Interest Expense - Debt has run from a low of $2.65 million in Q1 2022 to a high of $12.87 million in Q3 2024 over five years.
- On a year-over-year basis, Interest Expense - Debt has declined in each of the last six quarters, with an average decline of 2.4% over the last eight quarters.
- The strongest year-over-year quarter for Interest Expense - Debt in the past five years was Q3 2022, with growth of 285.8%; the weakest was Q1 2022, with a decline of 47.1%.
- According to Business Quant data, Interest Expense - Debt for the three prior quarters was $10.68 million (Q2 2026), $10.65 million (Q1 2026) and $11.2 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 903.97 Bn | 903.97 Bn | - | - |
| 2 | Bank Of America | 356.92 Bn | -2,019.15 Bn | - | 3.10 Bn |
| 3 | Hsbc Holdings | 296.96 Bn | -1,806.64 Bn | - | - |
| 4 | Morgan Stanley | 285.10 Bn | 285.10 Bn | - | - |
| 5 | Royal Bank Of Canada | 284.66 Bn | -545.38 Bn | - | 1.07 Bn |
| 6 | Goldman Sachs | 266.61 Bn | 266.61 Bn | - | - |
| 7 | Wells Fargo & Company | 250.94 Bn | 250.94 Bn | - | 2.43 Bn |
| 8 | Mitsubishi Ufj Financial | 245.01 Bn | -96.38 Bn | 10.89 Bn | 39.83 Bn |
| 9 | Toronto Dominion Bank | 214.22 Bn | -461.66 Bn | - | 7.55 Bn |
| 10 | SoFi Technologies | 21.51 Bn | 21.51 Bn | - | 10.80 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 10.80 Mn |
| Jun 30, 2026 | 10.68 Mn |
| Mar 31, 2026 | 10.65 Mn |
| Dec 31, 2025 | 11.20 Mn |
| Sep 30, 2025 | 11.60 Mn |
| Jun 30, 2025 | 11.50 Mn |
| Mar 31, 2025 | 11.43 Mn |
| Dec 31, 2024 | 12.04 Mn |
| Sep 30, 2024 | 12.87 Mn |
| Jun 30, 2024 | 12.73 Mn |
| Mar 31, 2024 | 10.71 Mn |
| Dec 31, 2023 | 9.88 Mn |
| Sep 30, 2023 | 9.78 Mn |
| Jun 30, 2023 | 9.17 Mn |
| Mar 31, 2023 | 8.00 Mn |
| Dec 31, 2022 | 7.07 Mn |
| Sep 30, 2022 | 5.27 Mn |
| Jun 30, 2022 | 3.45 Mn |
| Mar 31, 2022 | 2.65 Mn |
| Dec 31, 2021 | 12.11 Mn |
API Access
SoFi Technologies Interest Expense - Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-debt", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();