SoFi Technologies SOFI
NASDAQ SOFI
$16.96 +0.23 (+1.37%)
At close: Sep 18, 2026 · 4:00 PM EDT

SoFi Technologies (SOFI) Cash & Equivalents (2019 - 2026)

SoFi Technologies (SOFI) posted Cash & Equivalents of $3.1 billion for Q2 2026, down 8.08% on a QoQ basis from $3.4 billion in Q1 2026, and up 47.29% year-over-year from $2.1 billion in Q2 2025.

Analysis

SoFi Technologies (SOFI) Cash & Equivalents (2019 - 2026) Analysis & Trends

SoFi Technologies has reported Cash & Equivalents for 8 years, with the latest figure at $3.1 billion in Q2 2026.

  • On a quarterly basis, Cash & Equivalents rose 47.29% year-over-year to $3.1 billion in Q2 2026; TTM through Jun 2026 was $3.1 billion, a 47.29% increase from a year earlier, with the FY2025 full-year figure at $4.9 billion, up 94.2% from the prior year.
  • Cash & Equivalents was $3.1 billion for Q2 2026 at SoFi Technologies, down from $3.4 billion in the prior quarter.
  • The five-year high for Cash & Equivalents was $4.9 billion in Q4 2025, with the low at $707.3 million in Q2 2022.
  • Average Cash & Equivalents over 5 years is $2.5 billion, with a median of $2.5 billion recorded in 2023.
  • The sharpest annual moves came in 2023 and 2025: Cash & Equivalents soared 326.36% in 2023, then slumped 43.53% in 2025.
  • Over 5 years, Cash & Equivalents stood at $1.4 billion in 2022, then surged by 116.96% to $3.1 billion in 2023, then declined by 17.72% to $2.5 billion in 2024, then surged by 94.2% to $4.9 billion in 2025, then tumbled by 36.58% to $3.1 billion in 2026.
  • The last three Cash & Equivalents figures came in at $3.1 billion (Q2 2026), $3.4 billion (Q1 2026), and $4.9 billion (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash & Equiv. (Qtr)
1 Bank Of America 405.01 Bn -183.49 Bn 30.39 Bn 229.75 Bn
2 Morgan Stanley 318.33 Bn 158.20 Bn - 160.14 Bn
3 Royal Bank Of Canada 284.62 Bn 57.78 Bn - 46.00 Bn
4 Goldman Sachs 274.43 Bn -701.92 Bn - 187.27 Bn
5 Mitsubishi Ufj Financial 274.26 Bn -110.06 Bn 10.89 Bn -
6 Wells Fargo & Company 260.84 Bn 59.01 Bn - -
7 American Express 210.32 Bn 161.00 Bn 17.99 Bn 45.24 Bn
8 Banco Santander 210.20 Bn 217.82 Bn 28.01 Bn 160.42 Bn
9 Toronto Dominion Bank 206.68 Bn 45.35 Bn - 4.89 Bn
10 SoFi Technologies 21.88 Bn 18.76 Bn 1.02 Bn 3.13 Bn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 3.13 Bn
Mar 31, 2026 3.40 Bn
Dec 31, 2025 4.93 Bn
Sep 30, 2025 3.25 Bn
Jun 30, 2025 2.12 Bn
Mar 31, 2025 2.09 Bn
Dec 31, 2024 2.54 Bn
Sep 30, 2024 2.35 Bn
Jun 30, 2024 2.33 Bn
Mar 31, 2024 3.69 Bn
Dec 31, 2023 3.09 Bn
Sep 30, 2023 2.81 Bn
Jun 30, 2023 3.02 Bn
Mar 31, 2023 2.49 Bn
Dec 31, 2022 1.42 Bn
Sep 30, 2022 935.16 Mn
Jun 30, 2022 707.30 Mn
Mar 31, 2022 1.33 Bn
Dec 31, 2021 494.71 Mn
Sep 30, 2021 533.52 Mn