SoFi Technologies (SOFI) Cash & Equivalents (2020 - 2026)
SoFi Technologies (SOFI) posted Cash & Equivalents of $2.81 billion for Q3 2026, down 13.5% from $3.25 billion a year earlier and down 10.1% from the prior quarter.
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Analysis
SoFi Technologies (SOFI) Cash & Equivalents (2020 - 2026) Analysis & Trends
At the end of FY2025, SoFi Technologies' Cash & Equivalents came in at $4.93 billion, up 94.2% from FY2024.
- Annual Cash & Equivalents shows a five-year compound annual growth rate of 41.4% (FY2020 to FY2025).
- In prior years, SoFi Technologies' Cash & Equivalents was $2.54 billion in FY2024 (-17.7%), $3.09 billion in FY2023 (+117.0%), $1.42 billion in FY2022 (+187.4%) and $494.71 million in FY2021 (-43.3%).
- The Q3 2026 figure stands as the lowest quarterly Cash & Equivalents since Q2 2025.
- On a year-over-year basis, Cash & Equivalents increased in four of the last eight quarters, with growth averaging 19.8%.
- The strongest year-over-year quarter for Cash & Equivalents in the past five years was Q2 2023, with growth of 326.4%; the weakest was Q1 2025, with a decline of 43.5%.
- According to Business Quant data, Cash & Equivalents for the three prior quarters was $3.13 billion (Q2 2026), $3.4 billion (Q1 2026) and $4.93 billion (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | - |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 249.64 Bn |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | 222.46 Bn |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | 45.78 Bn |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 138.67 Bn |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | 176.77 Bn |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | - |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 43.20 Bn |
| 10 | SoFi Technologies | 20.95 Bn | 6.68 Bn | 1.18 Bn | 2.81 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 2.81 Bn |
| Jun 30, 2026 | 3.13 Bn |
| Mar 31, 2026 | 3.40 Bn |
| Dec 31, 2025 | 4.93 Bn |
| Sep 30, 2025 | 3.25 Bn |
| Jun 30, 2025 | 2.12 Bn |
| Mar 31, 2025 | 2.09 Bn |
| Dec 31, 2024 | 2.54 Bn |
| Sep 30, 2024 | 2.35 Bn |
| Jun 30, 2024 | 2.33 Bn |
| Mar 31, 2024 | 3.69 Bn |
| Dec 31, 2023 | 3.09 Bn |
| Sep 30, 2023 | 2.81 Bn |
| Jun 30, 2023 | 3.02 Bn |
| Mar 31, 2023 | 2.49 Bn |
| Dec 31, 2022 | 1.42 Bn |
| Sep 30, 2022 | 935.16 Mn |
| Jun 30, 2022 | 707.30 Mn |
| Mar 31, 2022 | 1.33 Bn |
| Dec 31, 2021 | 494.71 Mn |
API Access
SoFi Technologies Cash & Equivalents API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cash-and-equivalents", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();