SoFi Technologies (SOFI) Cash & Equivalents (2019 - 2026)
SoFi Technologies (SOFI) posted quarterly Cash & Equivalents of $3.4 billion for Q1 2026, up 63.06% year-over-year from $2.1 billion in Q1 2025, and down 31.01% on a QoQ basis from $4.9 billion in Q4 2025.
SoFi Technologies (SOFI) Cash & Equivalents (2019 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Cash & Equivalents for 8 consecutive years, with $3.4 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Cash & Equivalents rose 63.06% year-over-year to $3.4 billion; the TTM figure through Mar 2026 stood at $3.4 billion (up 63.06% YoY), while the FY2025 annual figure was $4.9 billion, up 94.2% from the prior year.
- Cash & Equivalents came in at $3.4 billion for Q1 2026 at SoFi Technologies, down from $4.9 billion in the prior quarter.
- The five-year high for Cash & Equivalents was $4.9 billion in Q4 2025, with the low at $707.3 million in Q2 2022.
- Average Cash & Equivalents over 5 years is $2.5 billion, with a median of $2.5 billion recorded in 2023.
- Across the five-year window, Cash & Equivalents surged 326.36% in 2023 and plunged 43.53% in 2025, its largest moves.
- Year by year, Cash & Equivalents stood at $1.4 billion in 2022, then jumped by 116.96% to $3.1 billion in 2023, then retreated by 17.72% to $2.5 billion in 2024, then jumped by 94.2% to $4.9 billion in 2025, then sank by 31.01% to $3.4 billion in 2026.
- According to Business Quant data, Cash & Equivalents over the past three periods registered $3.4 billion, $4.9 billion, and $3.2 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 12.40 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 7.91 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 53.76 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 6.98 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 1.72 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 3.40 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 444.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 22.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 873.87 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 120.45 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.40 Bn |
| Dec 31, 2025 | 4.93 Bn |
| Sep 30, 2025 | 3.25 Bn |
| Jun 30, 2025 | 2.12 Bn |
| Mar 31, 2025 | 2.09 Bn |
| Dec 31, 2024 | 2.54 Bn |
| Sep 30, 2024 | 2.35 Bn |
| Jun 30, 2024 | 2.33 Bn |
| Mar 31, 2024 | 3.69 Bn |
| Dec 31, 2023 | 3.09 Bn |
| Sep 30, 2023 | 2.81 Bn |
| Jun 30, 2023 | 3.02 Bn |
| Mar 31, 2023 | 2.49 Bn |
| Dec 31, 2022 | 1.42 Bn |
| Sep 30, 2022 | 935.16 Mn |
| Jun 30, 2022 | 707.30 Mn |
| Mar 31, 2022 | 1.33 Bn |
| Dec 31, 2021 | 494.71 Mn |
| Sep 30, 2021 | 533.52 Mn |
| Jun 30, 2021 | 461.92 Mn |