SoFi Technologies (SOFI) Cash & Equivalents (2019 - 2026)
SoFi Technologies (SOFI) posted quarterly Cash & Equivalents of $360.2 million for Q1 2026, down 42.86% year-over-year from $630.4 million in Q1 2025, and down 92.69% quarter-over-quarter from $4.9 billion in Q4 2025.
Analysis
SoFi Technologies (SOFI) Cash & Equivalents (2019 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Cash & Equivalents for 8 consecutive years, with $360.2 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Cash & Equivalents fell 42.86% year-over-year to $360.2 million; the TTM figure through Mar 2026 stood at $360.2 million (down 42.86% YoY), while the FY2025 annual figure was $4.9 billion, up 2781.59% from the prior year.
- Cash & Equivalents fell to $360.2 million in Q1 2026 per SOFI's latest filing, from $4.9 billion in the prior quarter.
- Across five years, Cash & Equivalents topped out at $4.9 billion in Q4 2025 and bottomed at $171.1 million in Q4 2024.
- Historically, Cash & Equivalents has averaged $1.3 billion across 5 years, with a median of $489.7 million in 2023.
- Annual changes were most pronounced in 2024 — Cash & Equivalents plunged 67.76% — and 2025, when it jumped 2781.59%.
- SoFi Technologies' Cash & Equivalents stood at $1.4 billion in 2022, then slumped by 62.69% to $530.6 million in 2023, then slumped by 67.76% to $171.1 million in 2024, then surged by 2781.59% to $4.9 billion in 2025, then plunged by 92.69% to $360.2 million in 2026.
- Business Quant data shows SOFI's Cash & Equivalents at $360.2 million in Q1 2026, $4.9 billion in Q4 2025, and $3.2 billion in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 12.36 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 11.29 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 45.24 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 54.71 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 8.31 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.63 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 16.19 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 3.13 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 7.84 Bn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 172.30 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.13 Bn |
| Mar 31, 2026 | 3.40 Bn |
| Dec 31, 2025 | 4.93 Bn |
| Sep 30, 2025 | 3.25 Bn |
| Jun 30, 2025 | 2.12 Bn |
| Mar 31, 2025 | 2.09 Bn |
| Dec 31, 2024 | 2.54 Bn |
| Sep 30, 2024 | 2.35 Bn |
| Jun 30, 2024 | 2.33 Bn |
| Mar 31, 2024 | 3.69 Bn |
| Dec 31, 2023 | 3.09 Bn |
| Sep 30, 2023 | 2.81 Bn |
| Jun 30, 2023 | 3.02 Bn |
| Mar 31, 2023 | 2.49 Bn |
| Dec 31, 2022 | 1.42 Bn |
| Sep 30, 2022 | 935.16 Mn |
| Jun 30, 2022 | 707.30 Mn |
| Mar 31, 2022 | 1.33 Bn |
| Dec 31, 2021 | 494.71 Mn |
| Sep 30, 2021 | 533.52 Mn |