SoFi Technologies (SOFI) Cash & Equivalents (2019 - 2026)

SoFi Technologies (SOFI) recorded quarterly Cash & Equivalents of $3.4 billion in Q1 2026, down 31.01% quarter-over-quarter from $4.9 billion in Q4 2025, and up 63.06% on a YoY basis from $2.1 billion in Q1 2025.

SoFi Technologies (SOFI) Cash & Equivalents (2019 - 2026) Analysis & Trends

SoFi Technologies' Cash & Equivalents history runs 8 years deep, the most recent figure standing at $3.4 billion for Q1 2026.

  • In Q1 2026, Cash & Equivalents rose 63.06% year-over-year to $3.4 billion; the TTM figure through Mar 2026 stood at $3.4 billion (up 63.06% YoY), while the FY2025 annual figure was $4.9 billion, up 94.2% from the prior year.
  • Cash & Equivalents was $3.4 billion for Q1 2026 at SoFi Technologies, down from $4.9 billion in the prior quarter.
  • In the past five years, Cash & Equivalents ranged from a high of $4.9 billion in Q4 2025 to a low of $707.3 million in Q2 2022.
  • Historically, Cash & Equivalents has averaged $2.5 billion across 5 years, with a median of $2.5 billion in 2023.
  • The sharpest annual moves came in 2023 and 2025: Cash & Equivalents surged 326.36% in 2023, then tumbled 43.53% in 2025.
  • A 5-year view of Cash & Equivalents shows it stood at $1.4 billion in 2022, then jumped by 116.96% to $3.1 billion in 2023, then dropped by 17.72% to $2.5 billion in 2024, then jumped by 94.2% to $4.9 billion in 2025, then plunged by 31.01% to $3.4 billion in 2026.
  • The last three Cash & Equivalents figures came in at $3.4 billion (Q1 2026), $4.9 billion (Q4 2025), and $3.2 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash & Equiv. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 12.40 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 7.91 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 53.76 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 76.49 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 6.98 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 20.56 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 1.72 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 3.40 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 444.00 Mn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn 22.80 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 3.40 Bn
Dec 31, 2025 4.93 Bn
Sep 30, 2025 3.25 Bn
Jun 30, 2025 2.12 Bn
Mar 31, 2025 2.09 Bn
Dec 31, 2024 2.54 Bn
Sep 30, 2024 2.35 Bn
Jun 30, 2024 2.33 Bn
Mar 31, 2024 3.69 Bn
Dec 31, 2023 3.09 Bn
Sep 30, 2023 2.81 Bn
Jun 30, 2023 3.02 Bn
Mar 31, 2023 2.49 Bn
Dec 31, 2022 1.42 Bn
Sep 30, 2022 935.16 Mn
Jun 30, 2022 707.30 Mn
Mar 31, 2022 1.33 Bn
Dec 31, 2021 494.71 Mn
Sep 30, 2021 533.52 Mn
Jun 30, 2021 461.92 Mn