SoFi Technologies (SOFI) Cash & Equivalents (2019 - 2026)
SoFi Technologies (SOFI) posted Cash & Equivalents of $3.1 billion for Q2 2026, down 8.08% on a QoQ basis from $3.4 billion in Q1 2026, and up 47.29% year-over-year from $2.1 billion in Q2 2025.
Analysis
SoFi Technologies (SOFI) Cash & Equivalents (2019 - 2026) Analysis & Trends
SoFi Technologies has reported Cash & Equivalents for 8 years, with the latest figure at $3.1 billion in Q2 2026.
- On a quarterly basis, Cash & Equivalents rose 47.29% year-over-year to $3.1 billion in Q2 2026; TTM through Jun 2026 was $3.1 billion, a 47.29% increase from a year earlier, with the FY2025 full-year figure at $4.9 billion, up 94.2% from the prior year.
- Cash & Equivalents was $3.1 billion for Q2 2026 at SoFi Technologies, down from $3.4 billion in the prior quarter.
- The five-year high for Cash & Equivalents was $4.9 billion in Q4 2025, with the low at $707.3 million in Q2 2022.
- Average Cash & Equivalents over 5 years is $2.5 billion, with a median of $2.5 billion recorded in 2023.
- The sharpest annual moves came in 2023 and 2025: Cash & Equivalents soared 326.36% in 2023, then slumped 43.53% in 2025.
- Over 5 years, Cash & Equivalents stood at $1.4 billion in 2022, then surged by 116.96% to $3.1 billion in 2023, then declined by 17.72% to $2.5 billion in 2024, then surged by 94.2% to $4.9 billion in 2025, then tumbled by 36.58% to $3.1 billion in 2026.
- The last three Cash & Equivalents figures came in at $3.1 billion (Q2 2026), $3.4 billion (Q1 2026), and $4.9 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 229.75 Bn |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | 160.14 Bn |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 46.00 Bn |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 187.27 Bn |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | - |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | - |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 45.24 Bn |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | 160.42 Bn |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 4.89 Bn |
| 10 | SoFi Technologies | 21.88 Bn | 18.76 Bn | 1.02 Bn | 3.13 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.13 Bn |
| Mar 31, 2026 | 3.40 Bn |
| Dec 31, 2025 | 4.93 Bn |
| Sep 30, 2025 | 3.25 Bn |
| Jun 30, 2025 | 2.12 Bn |
| Mar 31, 2025 | 2.09 Bn |
| Dec 31, 2024 | 2.54 Bn |
| Sep 30, 2024 | 2.35 Bn |
| Jun 30, 2024 | 2.33 Bn |
| Mar 31, 2024 | 3.69 Bn |
| Dec 31, 2023 | 3.09 Bn |
| Sep 30, 2023 | 2.81 Bn |
| Jun 30, 2023 | 3.02 Bn |
| Mar 31, 2023 | 2.49 Bn |
| Dec 31, 2022 | 1.42 Bn |
| Sep 30, 2022 | 935.16 Mn |
| Jun 30, 2022 | 707.30 Mn |
| Mar 31, 2022 | 1.33 Bn |
| Dec 31, 2021 | 494.71 Mn |
| Sep 30, 2021 | 533.52 Mn |