SoFi Technologies SOFI
NASDAQ SOFI
$18.06 -1.12 (-5.84%)
At close: Aug 28, 2026 · 4:00 PM EDT

SoFi Technologies (SOFI) Cash & Equivalents (2019 - 2026)

SoFi Technologies (SOFI) posted quarterly Cash & Equivalents of $360.2 million for Q1 2026, down 42.86% year-over-year from $630.4 million in Q1 2025, and down 92.69% quarter-over-quarter from $4.9 billion in Q4 2025.

Analysis

SoFi Technologies (SOFI) Cash & Equivalents (2019 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Cash & Equivalents for 8 consecutive years, with $360.2 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Cash & Equivalents fell 42.86% year-over-year to $360.2 million; the TTM figure through Mar 2026 stood at $360.2 million (down 42.86% YoY), while the FY2025 annual figure was $4.9 billion, up 2781.59% from the prior year.
  • Cash & Equivalents fell to $360.2 million in Q1 2026 per SOFI's latest filing, from $4.9 billion in the prior quarter.
  • Across five years, Cash & Equivalents topped out at $4.9 billion in Q4 2025 and bottomed at $171.1 million in Q4 2024.
  • Historically, Cash & Equivalents has averaged $1.3 billion across 5 years, with a median of $489.7 million in 2023.
  • Annual changes were most pronounced in 2024 — Cash & Equivalents plunged 67.76% — and 2025, when it jumped 2781.59%.
  • SoFi Technologies' Cash & Equivalents stood at $1.4 billion in 2022, then slumped by 62.69% to $530.6 million in 2023, then slumped by 67.76% to $171.1 million in 2024, then surged by 2781.59% to $4.9 billion in 2025, then plunged by 92.69% to $360.2 million in 2026.
  • Business Quant data shows SOFI's Cash & Equivalents at $360.2 million in Q1 2026, $4.9 billion in Q4 2025, and $3.2 billion in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash & Equiv. (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 12.36 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 11.29 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 45.24 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 54.71 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 8.31 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 1.63 Bn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 16.19 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 3.13 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 7.84 Bn
10 FirstCash Holdings 9.51 Bn 9.34 Bn 533.67 Mn 172.30 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 3.13 Bn
Mar 31, 2026 3.40 Bn
Dec 31, 2025 4.93 Bn
Sep 30, 2025 3.25 Bn
Jun 30, 2025 2.12 Bn
Mar 31, 2025 2.09 Bn
Dec 31, 2024 2.54 Bn
Sep 30, 2024 2.35 Bn
Jun 30, 2024 2.33 Bn
Mar 31, 2024 3.69 Bn
Dec 31, 2023 3.09 Bn
Sep 30, 2023 2.81 Bn
Jun 30, 2023 3.02 Bn
Mar 31, 2023 2.49 Bn
Dec 31, 2022 1.42 Bn
Sep 30, 2022 935.16 Mn
Jun 30, 2022 707.30 Mn
Mar 31, 2022 1.33 Bn
Dec 31, 2021 494.71 Mn
Sep 30, 2021 533.52 Mn