SoFi Technologies (SOFI) Cash & Equivalents (2019 - 2026)
SoFi Technologies (SOFI) recorded quarterly Cash & Equivalents of $3.4 billion in Q1 2026, down 31.01% quarter-over-quarter from $4.9 billion in Q4 2025, and up 63.06% on a YoY basis from $2.1 billion in Q1 2025.
SoFi Technologies (SOFI) Cash & Equivalents (2019 - 2026) Analysis & Trends
SoFi Technologies' Cash & Equivalents history runs 8 years deep, the most recent figure standing at $3.4 billion for Q1 2026.
- In Q1 2026, Cash & Equivalents rose 63.06% year-over-year to $3.4 billion; the TTM figure through Mar 2026 stood at $3.4 billion (up 63.06% YoY), while the FY2025 annual figure was $4.9 billion, up 94.2% from the prior year.
- Cash & Equivalents was $3.4 billion for Q1 2026 at SoFi Technologies, down from $4.9 billion in the prior quarter.
- In the past five years, Cash & Equivalents ranged from a high of $4.9 billion in Q4 2025 to a low of $707.3 million in Q2 2022.
- Historically, Cash & Equivalents has averaged $2.5 billion across 5 years, with a median of $2.5 billion in 2023.
- The sharpest annual moves came in 2023 and 2025: Cash & Equivalents surged 326.36% in 2023, then tumbled 43.53% in 2025.
- A 5-year view of Cash & Equivalents shows it stood at $1.4 billion in 2022, then jumped by 116.96% to $3.1 billion in 2023, then dropped by 17.72% to $2.5 billion in 2024, then jumped by 94.2% to $4.9 billion in 2025, then plunged by 31.01% to $3.4 billion in 2026.
- The last three Cash & Equivalents figures came in at $3.4 billion (Q1 2026), $4.9 billion (Q4 2025), and $3.2 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 12.40 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 7.91 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 53.76 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 76.49 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 6.98 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 20.56 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 1.72 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 3.40 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 444.00 Mn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | 22.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.40 Bn |
| Dec 31, 2025 | 4.93 Bn |
| Sep 30, 2025 | 3.25 Bn |
| Jun 30, 2025 | 2.12 Bn |
| Mar 31, 2025 | 2.09 Bn |
| Dec 31, 2024 | 2.54 Bn |
| Sep 30, 2024 | 2.35 Bn |
| Jun 30, 2024 | 2.33 Bn |
| Mar 31, 2024 | 3.69 Bn |
| Dec 31, 2023 | 3.09 Bn |
| Sep 30, 2023 | 2.81 Bn |
| Jun 30, 2023 | 3.02 Bn |
| Mar 31, 2023 | 2.49 Bn |
| Dec 31, 2022 | 1.42 Bn |
| Sep 30, 2022 | 935.16 Mn |
| Jun 30, 2022 | 707.30 Mn |
| Mar 31, 2022 | 1.33 Bn |
| Dec 31, 2021 | 494.71 Mn |
| Sep 30, 2021 | 533.52 Mn |
| Jun 30, 2021 | 461.92 Mn |