SoFi Technologies (SOFI) Times Interest Earned (2020 - 2026)
SoFi Technologies (SOFI) recorded quarterly Times Interest Earned of $0.12 in Q1 2026, up 29.06% quarter-over-quarter from $0.09 in Q4 2025, and up 164.17% on a YoY basis from $0.05 in Q1 2025.
SoFi Technologies (SOFI) Times Interest Earned (2020 - 2026) Analysis & Trends
SoFi Technologies' Times Interest Earned history runs 7 years deep, the most recent figure standing at $0.12 for Q1 2026.
- In Q1 2026, Times Interest Earned rose 164.17% year-over-year to $0.12; the TTM figure through Mar 2026 stood at -$0.07 (up 95.47% YoY), while the FY2025 annual figure was -$0.05, up 98.16% from the prior year.
- Times Interest Earned was $0.12 for Q1 2026 at SoFi Technologies, up from $0.09 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $9.97 in Q4 2022 to a low of -$18.81 in Q2 2022.
- Historically, Times Interest Earned has averaged -$3.12 across 5 years, with a median of -$2.01 in 2024.
- The sharpest annual moves came in 2022 and 2026: Times Interest Earned sank 5009.91% in 2022, then jumped 164.17% in 2026.
- A 5-year view of Times Interest Earned shows it stood at $9.97 in 2022, then slumped by 169.43% to -$6.92 in 2023, then soared by 59.85% to -$2.78 in 2024, then soared by 103.38% to $0.09 in 2025, then advanced by 29.06% to $0.12 in 2026.
- The last three Times Interest Earned figures came in at $0.12 (Q1 2026), $0.09 (Q4 2025), and -$0.01 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 40.64 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 26.52 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.80 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 1.66 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.08 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.78 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.12 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.49 |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | 1.23 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.12 |
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | -0.01 |
| Jun 30, 2025 | -0.52 |
| Mar 31, 2025 | -0.19 |
| Dec 31, 2024 | -2.78 |
| Sep 30, 2024 | -2.43 |
| Jun 30, 2024 | -0.32 |
| Mar 31, 2024 | -2.01 |
| Dec 31, 2023 | -6.92 |
| Sep 30, 2023 | -3.64 |
| Jun 30, 2023 | -2.49 |
| Mar 31, 2023 | -1.56 |
| Dec 31, 2022 | 9.97 |
| Sep 30, 2022 | -13.90 |
| Jun 30, 2022 | -18.81 |
| Mar 31, 2022 | -7.67 |
| Dec 31, 2021 | 24.89 |
| Sep 30, 2021 | -14.62 |
| Jun 30, 2021 | -9.27 |