SoFi Technologies (SOFI) Times Interest Earned (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Times Interest Earned of $0.12 for Q1 2026, up 164.17% year-over-year from $0.05 in Q1 2025, and up 29.06% on a QoQ basis from $0.09 in Q4 2025.
SoFi Technologies (SOFI) Times Interest Earned (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Times Interest Earned for 7 consecutive years, with $0.12 the latest figure, recorded in Q1 2026.
- In Q1 2026, Times Interest Earned rose 164.17% year-over-year to $0.12; the TTM figure through Mar 2026 stood at -$0.07 (up 95.47% YoY), while the FY2025 annual figure was -$0.05, up 98.16% from the prior year.
- Times Interest Earned came in at $0.12 for Q1 2026 at SoFi Technologies, up from $0.09 in the prior quarter.
- The five-year high for Times Interest Earned was $9.97 in Q4 2022, with the low at -$18.81 in Q2 2022.
- Average Times Interest Earned over 5 years is -$3.12, with a median of -$2.01 recorded in 2024.
- Across the five-year window, Times Interest Earned slumped 5009.91% in 2022 and jumped 164.17% in 2026, its largest moves.
- Year by year, Times Interest Earned stood at $9.97 in 2022, then tumbled by 169.43% to -$6.92 in 2023, then soared by 59.85% to -$2.78 in 2024, then soared by 103.38% to $0.09 in 2025, then increased by 29.06% to $0.12 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered $0.12, $0.09, and -$0.01 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 40.64 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 26.52 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.80 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.78 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.12 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.49 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.23 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 22.90 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.12 |
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | -0.01 |
| Jun 30, 2025 | -0.52 |
| Mar 31, 2025 | -0.19 |
| Dec 31, 2024 | -2.78 |
| Sep 30, 2024 | -2.43 |
| Jun 30, 2024 | -0.32 |
| Mar 31, 2024 | -2.01 |
| Dec 31, 2023 | -6.92 |
| Sep 30, 2023 | -3.64 |
| Jun 30, 2023 | -2.49 |
| Mar 31, 2023 | -1.56 |
| Dec 31, 2022 | 9.97 |
| Sep 30, 2022 | -13.90 |
| Jun 30, 2022 | -18.81 |
| Mar 31, 2022 | -7.67 |
| Dec 31, 2021 | 24.89 |
| Sep 30, 2021 | -14.62 |
| Jun 30, 2021 | -9.27 |