SoFi Technologies SOFI
NASDAQ SOFI
$16.96 +0.23 (+1.37%)
At close: Sep 18, 2026 · 4:00 PM EDT

SoFi Technologies (SOFI) Times Interest Earned (2020 - 2026)

SoFi Technologies (SOFI) posted Times Interest Earned of 0.05 for Q2 2026, down 58.02% on a QoQ basis from 0.12 in Q1 2026, and up 149.52% year-over-year from 0.02 in Q2 2025.

Analysis

SoFi Technologies (SOFI) Times Interest Earned (2020 - 2026) Analysis & Trends

SoFi Technologies has reported Times Interest Earned for 7 years, with the latest figure at 0.05 in Q2 2026.

  • On a quarterly basis, Times Interest Earned rose 149.52% year-over-year to 0.05 in Q2 2026; TTM through Jun 2026 was 0.06, a 136.12% increase from a year earlier, with the FY2025 full-year figure at 0.05, up 74.64% from the prior year.
  • Times Interest Earned was 0.05 for Q2 2026 at SoFi Technologies, down from 0.12 in the prior quarter.
  • The five-year high for Times Interest Earned was 0.12 in Q1 2026, with the low at 7.67 in Q1 2022.
  • Average Times Interest Earned over 5 years is 1.27, with a median of 0.21 recorded in 2024.
  • The sharpest annual moves came in 2022 and 2026: Times Interest Earned plunged 5009.91% in 2022, then surged 164.17% in 2026.
  • Over 5 years, Times Interest Earned stood at 0.66 in 2022, then surged by 101.28% to 0.01 in 2023, then plunged by 2756.84% to 0.22 in 2024, then soared by 141.9% to 0.09 in 2025, then tumbled by 45.82% to 0.05 in 2026.
  • The last three Times Interest Earned figures came in at 0.05 (Q2 2026), 0.12 (Q1 2026), and 0.09 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Bank Of America 405.01 Bn -183.49 Bn 30.39 Bn 0.66
2 Morgan Stanley 318.33 Bn 158.20 Bn - 1.56
3 Royal Bank Of Canada 284.62 Bn 57.78 Bn - 1.43
4 Goldman Sachs 274.43 Bn -701.92 Bn - 1.47
5 Mitsubishi Ufj Financial 274.26 Bn -110.06 Bn 10.89 Bn 3.44
6 Wells Fargo & Company 260.84 Bn 59.01 Bn - 1.73
7 American Express 210.32 Bn 161.00 Bn 17.99 Bn 1.79
8 Banco Santander 210.20 Bn 217.82 Bn 28.01 Bn 0.30
9 Toronto Dominion Bank 206.68 Bn 45.35 Bn - 0.25
10 SoFi Technologies 21.88 Bn 18.76 Bn 1.02 Bn 0.05
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.05
Mar 31, 2026 0.12
Dec 31, 2025 0.09
Sep 30, 2025 -0.01
Jun 30, 2025 -0.10
Mar 31, 2025 -0.19
Dec 31, 2024 -0.22
Sep 30, 2024 -0.18
Jun 30, 2024 -0.32
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 -1.67
Jun 30, 2023 -0.80
Mar 31, 2023 -0.89
Dec 31, 2022 -0.66
Sep 30, 2022 -3.92
Jun 30, 2022 -6.53
Mar 31, 2022 -7.67
Dec 31, 2021 -9.81
Sep 30, 2021 -4.69