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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

SoFi Technologies (SOFI) Times Interest Earned (2020 - 2026)

SoFi Technologies has reported Times Interest Earned over the past 6 years, most recently at -$2.66 for Q4 2025.

  • For Q4 2025, Times Interest Earned rose 63.55% year-over-year to -$2.66; the TTM value through Dec 2025 reached -$1.49, up 57.71%, while the annual FY2025 figure was -$2.64, 21.43% down from the prior year.
  • Times Interest Earned for Q4 2025 was -$2.66 at SoFi Technologies, down from -$0.01 in the prior quarter.
  • Over five years, Times Interest Earned peaked at -$0.01 in Q3 2025 and troughed at -$14.09 in Q2 2021.
  • A 5-year average of -$4.5 and a median of -$3.04 in 2023 define the central range for Times Interest Earned.
  • Biggest five-year swings in Times Interest Earned: tumbled 105309.13% in 2021 and later soared 99.43% in 2025.
  • Year by year, Times Interest Earned stood at -$13.14 in 2021, then surged by 60.3% to -$5.21 in 2022, then fell by 27.48% to -$6.65 in 2023, then dropped by 9.87% to -$7.3 in 2024, then soared by 63.55% to -$2.66 in 2025.
  • Business Quant data shows Times Interest Earned for SOFI at -$2.66 in Q4 2025, -$0.01 in Q3 2025, and -$3.08 in Q2 2025.