SoFi Technologies (SOFI) Times Interest Earned (2020 - 2026)
SoFi Technologies' (SOFI) Times Interest Earned was 0.05 for Q2 2026, compared with -0.10 a year earlier and down 58.0% from the prior quarter.
Powered by 
Analysis
SoFi Technologies (SOFI) Times Interest Earned (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, SoFi Technologies' Times Interest Earned came in at 0.06; for FY2025, it was -0.05.
- By year, Times Interest Earned came in at -0.18 in FY2024, -0.79 in FY2023, -3.05 in FY2022 and -7.18 in FY2021.
- Five-year quarterly Times Interest Earned spans a low of -9.81 in Q4 2021 and a high of 0.12 in Q1 2026.
- Per Business Quant data, the three quarters before Q2 2026 came in at 0.12 (Q1 2026), 0.09 (Q4 2025) and -0.01 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | -2.12 |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | 1.73 |
| 10 | SoFi Technologies | 20.39 Bn | 5.68 Bn | 1.02 Bn | 0.05 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.05 |
| Mar 31, 2026 | 0.12 |
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | -0.01 |
| Jun 30, 2025 | -0.10 |
| Mar 31, 2025 | -0.19 |
| Dec 31, 2024 | -0.22 |
| Sep 30, 2024 | -0.18 |
| Jun 30, 2024 | -0.32 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.01 |
| Sep 30, 2023 | -1.67 |
| Jun 30, 2023 | -0.80 |
| Mar 31, 2023 | -0.89 |
| Dec 31, 2022 | -0.66 |
| Sep 30, 2022 | -3.92 |
| Jun 30, 2022 | -6.53 |
| Mar 31, 2022 | -7.67 |
| Dec 31, 2021 | -9.81 |
| Sep 30, 2021 | -4.69 |
API Access
SoFi Technologies Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();