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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

SoFi Technologies (SOFI) Times Interest Earned (2020 - 2025)

SoFi Technologies (SOFI) has 6 years of Times Interest Earned data on record, last reported at -$11.13 in Q4 2025.

  • For Q4 2025, Times Interest Earned fell 7792.95% year-over-year to -$11.13; the TTM value through Dec 2025 reached -$3.06, down 75.43%, while the annual FY2025 figure was -$3.06, 558.92% down from the prior year.
  • Times Interest Earned reached -$11.13 in Q4 2025 per SOFI's latest filing, down from $5.05 in the prior quarter.
  • Across five years, Times Interest Earned topped out at $7.85 in Q3 2021 and bottomed at -$53.63 in Q4 2021.
  • Average Times Interest Earned over 5 years is -$5.4, with a median of -$3.32 recorded in 2023.
  • Peak YoY movement for Times Interest Earned: skyrocketed 8182.38% in 2021, then tumbled 11356.53% in 2025.
  • A 5-year view of Times Interest Earned shows it stood at -$53.63 in 2021, then skyrocketed by 107.81% to $4.19 in 2022, then crashed by 186.79% to -$3.64 in 2023, then soared by 96.12% to -$0.14 in 2024, then plummeted by 7792.95% to -$11.13 in 2025.
  • Per Business Quant database, its latest 3 readings for Times Interest Earned were -$11.13 in Q4 2025, $5.05 in Q3 2025, and -$5.38 in Q2 2025.