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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

SoFi Technologies (SOFI) Times Interest Earned (2020 - 2025)

SoFi Technologies has reported Times Interest Earned over the past 6 years, most recently at -$2.66 for Q4 2025.

  • Quarterly results put Times Interest Earned at -$2.66 for Q4 2025, up 63.55% from a year ago — trailing twelve months through Dec 2025 was -$1.49 (up 57.71% YoY), and the annual figure for FY2025 was -$2.64, down 21.43%.
  • Times Interest Earned for Q4 2025 was -$2.66 at SoFi Technologies, down from -$0.01 in the prior quarter.
  • Over the last five years, Times Interest Earned for SOFI hit a ceiling of -$0.01 in Q3 2025 and a floor of -$14.09 in Q2 2021.
  • Median Times Interest Earned over the past 5 years was -$3.04 (2023), compared with a mean of -$4.5.
  • Biggest five-year swings in Times Interest Earned: plummeted 105309.13% in 2021 and later surged 99.43% in 2025.
  • SoFi Technologies' Times Interest Earned stood at -$13.14 in 2021, then skyrocketed by 60.3% to -$5.21 in 2022, then decreased by 27.48% to -$6.65 in 2023, then fell by 9.87% to -$7.3 in 2024, then surged by 63.55% to -$2.66 in 2025.
  • The last three reported values for Times Interest Earned were -$2.66 (Q4 2025), -$0.01 (Q3 2025), and -$3.08 (Q2 2025) per Business Quant data.