SoFi Technologies (SOFI) Times Interest Earned (2020 - 2026)
SoFi Technologies (SOFI) posted Times Interest Earned of 0.05 for Q2 2026, down 58.02% on a QoQ basis from 0.12 in Q1 2026, and up 149.52% year-over-year from 0.02 in Q2 2025.
Analysis
SoFi Technologies (SOFI) Times Interest Earned (2020 - 2026) Analysis & Trends
SoFi Technologies has reported Times Interest Earned for 7 years, with the latest figure at 0.05 in Q2 2026.
- On a quarterly basis, Times Interest Earned rose 149.52% year-over-year to 0.05 in Q2 2026; TTM through Jun 2026 was 0.06, a 136.12% increase from a year earlier, with the FY2025 full-year figure at 0.05, up 74.64% from the prior year.
- Times Interest Earned was 0.05 for Q2 2026 at SoFi Technologies, down from 0.12 in the prior quarter.
- The five-year high for Times Interest Earned was 0.12 in Q1 2026, with the low at 7.67 in Q1 2022.
- Average Times Interest Earned over 5 years is 1.27, with a median of 0.21 recorded in 2024.
- The sharpest annual moves came in 2022 and 2026: Times Interest Earned plunged 5009.91% in 2022, then surged 164.17% in 2026.
- Over 5 years, Times Interest Earned stood at 0.66 in 2022, then surged by 101.28% to 0.01 in 2023, then plunged by 2756.84% to 0.22 in 2024, then soared by 141.9% to 0.09 in 2025, then tumbled by 45.82% to 0.05 in 2026.
- The last three Times Interest Earned figures came in at 0.05 (Q2 2026), 0.12 (Q1 2026), and 0.09 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 0.66 |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | 1.56 |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 1.43 |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 1.47 |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | 3.44 |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 1.73 |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 1.79 |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | 0.30 |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 0.25 |
| 10 | SoFi Technologies | 21.88 Bn | 18.76 Bn | 1.02 Bn | 0.05 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.05 |
| Mar 31, 2026 | 0.12 |
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | -0.01 |
| Jun 30, 2025 | -0.10 |
| Mar 31, 2025 | -0.19 |
| Dec 31, 2024 | -0.22 |
| Sep 30, 2024 | -0.18 |
| Jun 30, 2024 | -0.32 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.01 |
| Sep 30, 2023 | -1.67 |
| Jun 30, 2023 | -0.80 |
| Mar 31, 2023 | -0.89 |
| Dec 31, 2022 | -0.66 |
| Sep 30, 2022 | -3.92 |
| Jun 30, 2022 | -6.53 |
| Mar 31, 2022 | -7.67 |
| Dec 31, 2021 | -9.81 |
| Sep 30, 2021 | -4.69 |