SoFi Technologies (SOFI) Equity Ratio (2020 - 2026)
SoFi Technologies' quarterly Equity Ratio came in at 0.2 in Q1 2026, up 13.8% year-on-year from 0.18 in Q1 2025, and down 2.76% quarter-over-quarter from 0.21 in Q4 2025.
SoFi Technologies (SOFI) Equity Ratio (2020 - 2026) Analysis & Trends
SoFi Technologies has reported Equity Ratio for 7 years, with the latest figure at 0.2 in Q1 2026.
- For the quarter ending Q1 2026, Equity Ratio rose 13.8% year-over-year to 0.2; the trailing twelve-month figure through Mar 2026 stood at 0.2 (up 13.8% YoY), and the FY2025 full-year result was 0.21, up 15.03% from the prior year.
- Equity Ratio for Q1 2026 stood at 0.2, down from 0.21 in the prior quarter.
- The five-year high for Equity Ratio was 0.43 in Q1 2022, with the low at 0.17 in Q2 2025.
- Average Equity Ratio over 5 years is 0.23, with a median of 0.19 recorded in 2025.
- Year-over-year, Equity Ratio surged 216.75% in 2022 and tumbled 49.75% in 2023.
- Tracing SOFI's Equity Ratio over 5 years: stood at 0.27 in 2022, then plunged by 36.48% to 0.17 in 2023, then increased by 3.42% to 0.18 in 2024, then increased by 15.03% to 0.21 in 2025, then retreated by 2.76% to 0.2 in 2026.
- The last three Equity Ratio figures came in at 0.2 (Q1 2026), 0.21 (Q4 2025), and 0.19 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 0.38 |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 0.13 |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 0.11 |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 0.16 |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 0.25 |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 0.29 |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 0.14 |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 0.20 |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 0.08 |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 0.18 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.20 |
| Dec 31, 2025 | 0.21 |
| Sep 30, 2025 | 0.19 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | 0.18 |
| Sep 30, 2024 | 0.18 |
| Jun 30, 2024 | 0.18 |
| Mar 31, 2024 | 0.19 |
| Dec 31, 2023 | 0.17 |
| Sep 30, 2023 | 0.18 |
| Jun 30, 2023 | 0.21 |
| Mar 31, 2023 | 0.23 |
| Dec 31, 2022 | 0.27 |
| Sep 30, 2022 | 0.33 |
| Jun 30, 2022 | 0.41 |
| Mar 31, 2022 | 0.43 |
| Dec 31, 2021 | 0.48 |
| Sep 30, 2021 | 0.53 |
| Jun 30, 2021 | 0.55 |