SoFi Technologies (SOFI) Equity Ratio (2020 - 2026)

SoFi Technologies' quarterly Equity Ratio came in at 0.2 in Q1 2026, up 13.8% year-on-year from 0.18 in Q1 2025, and down 2.76% quarter-over-quarter from 0.21 in Q4 2025.

SoFi Technologies (SOFI) Equity Ratio (2020 - 2026) Analysis & Trends

SoFi Technologies has reported Equity Ratio for 7 years, with the latest figure at 0.2 in Q1 2026.

  • For the quarter ending Q1 2026, Equity Ratio rose 13.8% year-over-year to 0.2; the trailing twelve-month figure through Mar 2026 stood at 0.2 (up 13.8% YoY), and the FY2025 full-year result was 0.21, up 15.03% from the prior year.
  • Equity Ratio for Q1 2026 stood at 0.2, down from 0.21 in the prior quarter.
  • The five-year high for Equity Ratio was 0.43 in Q1 2022, with the low at 0.17 in Q2 2025.
  • Average Equity Ratio over 5 years is 0.23, with a median of 0.19 recorded in 2025.
  • Year-over-year, Equity Ratio surged 216.75% in 2022 and tumbled 49.75% in 2023.
  • Tracing SOFI's Equity Ratio over 5 years: stood at 0.27 in 2022, then plunged by 36.48% to 0.17 in 2023, then increased by 3.42% to 0.18 in 2024, then increased by 15.03% to 0.21 in 2025, then retreated by 2.76% to 0.2 in 2026.
  • The last three Equity Ratio figures came in at 0.2 (Q1 2026), 0.21 (Q4 2025), and 0.19 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 0.38
2 Mastercard 441.81 Bn 431.60 Bn - 0.13
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 0.11
4 Capital One Financial 114.99 Bn 38.50 Bn - 0.16
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 0.25
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 0.29
7 Synchrony Financial 24.22 Bn 3.66 Bn - 0.14
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 0.20
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 0.08
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 0.18

Historic Data

Download Data
DateValue
Mar 31, 2026 0.20
Dec 31, 2025 0.21
Sep 30, 2025 0.19
Jun 30, 2025 0.17
Mar 31, 2025 0.18
Dec 31, 2024 0.18
Sep 30, 2024 0.18
Jun 30, 2024 0.18
Mar 31, 2024 0.19
Dec 31, 2023 0.17
Sep 30, 2023 0.18
Jun 30, 2023 0.21
Mar 31, 2023 0.23
Dec 31, 2022 0.27
Sep 30, 2022 0.33
Jun 30, 2022 0.41
Mar 31, 2022 0.43
Dec 31, 2021 0.48
Sep 30, 2021 0.53
Jun 30, 2021 0.55