SoFi Technologies (SOFI) Equity Ratio (2020 - 2026)

SoFi Technologies (SOFI) recorded quarterly Equity Ratio of 0.2 in Q1 2026, down 2.76% quarter-over-quarter from 0.21 in Q4 2025, and up 13.8% on a YoY basis from 0.18 in Q1 2025.

SoFi Technologies (SOFI) Equity Ratio (2020 - 2026) Analysis & Trends

SoFi Technologies' Equity Ratio history runs 7 years deep, the most recent figure standing at 0.2 for Q1 2026.

  • In Q1 2026, Equity Ratio rose 13.8% year-over-year to 0.2; the TTM figure through Mar 2026 stood at 0.2 (up 13.8% YoY), while the FY2025 annual figure was 0.21, up 15.03% from the prior year.
  • Equity Ratio was 0.2 for Q1 2026 at SoFi Technologies, down from 0.21 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.43 in Q1 2022 to a low of 0.17 in Q2 2025.
  • Historically, Equity Ratio has averaged 0.23 across 5 years, with a median of 0.19 in 2025.
  • The sharpest annual moves came in 2022 and 2023: Equity Ratio soared 216.75% in 2022, then tumbled 49.75% in 2023.
  • A 5-year view of Equity Ratio shows it stood at 0.27 in 2022, then sank by 36.48% to 0.17 in 2023, then grew by 3.42% to 0.18 in 2024, then grew by 15.03% to 0.21 in 2025, then fell by 2.76% to 0.2 in 2026.
  • The last three Equity Ratio figures came in at 0.2 (Q1 2026), 0.21 (Q4 2025), and 0.19 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.38
2 Mastercard 437.48 Bn 427.27 Bn - 0.13
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.11
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.16
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.25
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.14
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.29
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 0.20
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.08
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn 0.18

Historic Data

Download Data
DateValue
Mar 31, 2026 0.20
Dec 31, 2025 0.21
Sep 30, 2025 0.19
Jun 30, 2025 0.17
Mar 31, 2025 0.18
Dec 31, 2024 0.18
Sep 30, 2024 0.18
Jun 30, 2024 0.18
Mar 31, 2024 0.19
Dec 31, 2023 0.17
Sep 30, 2023 0.18
Jun 30, 2023 0.21
Mar 31, 2023 0.23
Dec 31, 2022 0.27
Sep 30, 2022 0.33
Jun 30, 2022 0.41
Mar 31, 2022 0.43
Dec 31, 2021 0.48
Sep 30, 2021 0.53
Jun 30, 2021 0.55