SoFi Technologies (SOFI) Equity Ratio (2020 - 2026)
SoFi Technologies (SOFI) recorded quarterly Equity Ratio of 0.2 in Q1 2026, down 2.76% quarter-over-quarter from 0.21 in Q4 2025, and up 13.8% on a YoY basis from 0.18 in Q1 2025.
SoFi Technologies (SOFI) Equity Ratio (2020 - 2026) Analysis & Trends
SoFi Technologies' Equity Ratio history runs 7 years deep, the most recent figure standing at 0.2 for Q1 2026.
- In Q1 2026, Equity Ratio rose 13.8% year-over-year to 0.2; the TTM figure through Mar 2026 stood at 0.2 (up 13.8% YoY), while the FY2025 annual figure was 0.21, up 15.03% from the prior year.
- Equity Ratio was 0.2 for Q1 2026 at SoFi Technologies, down from 0.21 in the prior quarter.
- In the past five years, Equity Ratio ranged from a high of 0.43 in Q1 2022 to a low of 0.17 in Q2 2025.
- Historically, Equity Ratio has averaged 0.23 across 5 years, with a median of 0.19 in 2025.
- The sharpest annual moves came in 2022 and 2023: Equity Ratio soared 216.75% in 2022, then tumbled 49.75% in 2023.
- A 5-year view of Equity Ratio shows it stood at 0.27 in 2022, then sank by 36.48% to 0.17 in 2023, then grew by 3.42% to 0.18 in 2024, then grew by 15.03% to 0.21 in 2025, then fell by 2.76% to 0.2 in 2026.
- The last three Equity Ratio figures came in at 0.2 (Q1 2026), 0.21 (Q4 2025), and 0.19 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 0.38 |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 0.13 |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 0.11 |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 0.16 |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 0.25 |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 0.14 |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 0.29 |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 0.20 |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 0.08 |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | 0.18 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.20 |
| Dec 31, 2025 | 0.21 |
| Sep 30, 2025 | 0.19 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | 0.18 |
| Sep 30, 2024 | 0.18 |
| Jun 30, 2024 | 0.18 |
| Mar 31, 2024 | 0.19 |
| Dec 31, 2023 | 0.17 |
| Sep 30, 2023 | 0.18 |
| Jun 30, 2023 | 0.21 |
| Mar 31, 2023 | 0.23 |
| Dec 31, 2022 | 0.27 |
| Sep 30, 2022 | 0.33 |
| Jun 30, 2022 | 0.41 |
| Mar 31, 2022 | 0.43 |
| Dec 31, 2021 | 0.48 |
| Sep 30, 2021 | 0.53 |
| Jun 30, 2021 | 0.55 |