SoFi Technologies (SOFI) Interest Income - Total (2020 - 2026)
SoFi Technologies (SOFI) recorded quarterly Interest Income - Total of $1.0 billion in Q1 2026, up 7.93% quarter-over-quarter from $927.4 million in Q4 2025, and up 31.05% on a YoY basis from $763.8 million in Q1 2025.
SoFi Technologies (SOFI) Interest Income - Total (2020 - 2026) Analysis & Trends
SoFi Technologies' Interest Income - Total history runs 7 years deep, the most recent figure standing at $1.0 billion for Q1 2026.
- In Q1 2026, Interest Income - Total rose 31.05% year-over-year to $1.0 billion; the TTM figure through Mar 2026 stood at $3.6 billion (up 24.32% YoY), while the FY2025 annual figure was $3.4 billion, up 20.21% from the prior year.
- Interest Income - Total was $1.0 billion for Q1 2026 at SoFi Technologies, up from $927.4 million in the prior quarter.
- In the past five years, Interest Income - Total ranged from a high of $1.0 billion in Q1 2026 to a low of $118.4 million in Q1 2022.
- Historically, Interest Income - Total has averaged $588.7 million across 5 years, with a median of $665.9 million in 2024.
- The sharpest annual moves came in 2022 and 2025: Interest Income - Total soared 224.33% in 2022, then increased 14.7% in 2025.
- A 5-year view of Interest Income - Total shows it stood at $307.4 million in 2022, then jumped by 109.9% to $645.2 million in 2023, then advanced by 15.3% to $743.9 million in 2024, then gained by 24.66% to $927.4 million in 2025, then climbed by 7.93% to $1.0 billion in 2026.
- The last three Interest Income - Total figures came in at $1.0 billion (Q1 2026), $927.4 million (Q4 2025), and $891.6 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 6.67 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 8.08 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.23 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 532.45 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 1.00 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 3.37 Bn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.00 Bn |
| Mar 31, 2026 | 1.00 Bn |
| Dec 31, 2025 | 927.42 Mn |
| Dec 31, 2025 | 927.42 Mn |
| Sep 30, 2025 | 891.56 Mn |
| Sep 30, 2025 | 891.56 Mn |
| Jun 30, 2025 | 792.41 Mn |
| Jun 30, 2025 | 792.41 Mn |
| Mar 31, 2025 | 763.81 Mn |
| Mar 31, 2025 | 763.81 Mn |
| Dec 31, 2024 | 743.94 Mn |
| Dec 31, 2024 | 743.94 Mn |
| Sep 30, 2024 | 723.37 Mn |
| Sep 30, 2024 | 723.37 Mn |
| Jun 30, 2024 | 674.60 Mn |
| Jun 30, 2024 | 674.60 Mn |
| Mar 31, 2024 | 665.91 Mn |
| Mar 31, 2024 | 665.91 Mn |
| Dec 31, 2023 | 645.24 Mn |
| Dec 31, 2023 | 645.24 Mn |