SoFi Technologies (SOFI) Interest Income - Total (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Interest Income - Total of $1.0 billion for Q1 2026, up 31.05% year-over-year from $763.8 million in Q1 2025, and up 7.93% on a QoQ basis from $927.4 million in Q4 2025.
SoFi Technologies (SOFI) Interest Income - Total (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Interest Income - Total for 7 consecutive years, with $1.0 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Income - Total rose 31.05% year-over-year to $1.0 billion; the TTM figure through Mar 2026 stood at $3.6 billion (up 24.32% YoY), while the FY2025 annual figure was $3.4 billion, up 20.21% from the prior year.
- Interest Income - Total came in at $1.0 billion for Q1 2026 at SoFi Technologies, up from $927.4 million in the prior quarter.
- The five-year high for Interest Income - Total was $1.0 billion in Q1 2026, with the low at $118.4 million in Q1 2022.
- Average Interest Income - Total over 5 years is $588.7 million, with a median of $665.9 million recorded in 2024.
- Across the five-year window, Interest Income - Total soared 224.33% in 2022 and advanced 14.7% in 2025, its largest moves.
- Year by year, Interest Income - Total stood at $307.4 million in 2022, then jumped by 109.9% to $645.2 million in 2023, then increased by 15.3% to $743.9 million in 2024, then grew by 24.66% to $927.4 million in 2025, then rose by 7.93% to $1.0 billion in 2026.
- According to Business Quant data, Interest Income - Total over the past three periods registered $1.0 billion, $927.4 million, and $891.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 6.67 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 532.45 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 1.00 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.10 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.00 Bn |
| Mar 31, 2026 | 1.00 Bn |
| Dec 31, 2025 | 927.42 Mn |
| Dec 31, 2025 | 927.42 Mn |
| Sep 30, 2025 | 891.56 Mn |
| Sep 30, 2025 | 891.56 Mn |
| Jun 30, 2025 | 792.41 Mn |
| Jun 30, 2025 | 792.41 Mn |
| Mar 31, 2025 | 763.81 Mn |
| Mar 31, 2025 | 763.81 Mn |
| Dec 31, 2024 | 743.94 Mn |
| Dec 31, 2024 | 743.94 Mn |
| Sep 30, 2024 | 723.37 Mn |
| Sep 30, 2024 | 723.37 Mn |
| Jun 30, 2024 | 674.60 Mn |
| Jun 30, 2024 | 674.60 Mn |
| Mar 31, 2024 | 665.91 Mn |
| Mar 31, 2024 | 665.91 Mn |
| Dec 31, 2023 | 645.24 Mn |
| Dec 31, 2023 | 645.24 Mn |