SoFi Technologies (SOFI) Interest Income - Total (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Interest Income - Total of $1.0 billion for Q1 2026, up 31.05% year-over-year from $763.8 million in Q1 2025, and up 7.93% quarter-over-quarter from $927.4 million in Q4 2025.

SoFi Technologies (SOFI) Interest Income - Total (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Interest Income - Total for 7 consecutive years, with $1.0 billion the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Income - Total rose 31.05% year-over-year to $1.0 billion; the TTM figure through Mar 2026 stood at $3.6 billion (up 24.32% YoY), while the FY2025 annual figure was $3.4 billion, up 20.21% from the prior year.
  • Interest Income - Total advanced to $1.0 billion in Q1 2026 per SOFI's latest filing, from $927.4 million in the prior quarter.
  • Across five years, Interest Income - Total topped out at $1.0 billion in Q1 2026 and bottomed at $118.4 million in Q1 2022.
  • Historically, Interest Income - Total has averaged $588.7 million across 5 years, with a median of $665.9 million in 2024.
  • Annual changes were most pronounced in 2022 — Interest Income - Total surged 224.33% — and 2025, when it grew 14.7%.
  • SoFi Technologies' Interest Income - Total stood at $307.4 million in 2022, then soared by 109.9% to $645.2 million in 2023, then gained by 15.3% to $743.9 million in 2024, then rose by 24.66% to $927.4 million in 2025, then advanced by 7.93% to $1.0 billion in 2026.
  • Business Quant data shows SOFI's Interest Income - Total at $1.0 billion in Q1 2026, $927.4 million in Q4 2025, and $891.6 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Total (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 6.61 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 16.39 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.38 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 532.45 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 1.00 Bn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 1.30 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 1.00 Bn
Mar 31, 2026 1.00 Bn
Dec 31, 2025 927.42 Mn
Dec 31, 2025 927.42 Mn
Sep 30, 2025 891.56 Mn
Sep 30, 2025 891.56 Mn
Jun 30, 2025 792.41 Mn
Jun 30, 2025 792.41 Mn
Mar 31, 2025 763.81 Mn
Mar 31, 2025 763.81 Mn
Dec 31, 2024 743.94 Mn
Dec 31, 2024 743.94 Mn
Sep 30, 2024 723.37 Mn
Sep 30, 2024 723.37 Mn
Jun 30, 2024 674.60 Mn
Jun 30, 2024 674.60 Mn
Mar 31, 2024 665.91 Mn
Mar 31, 2024 665.91 Mn
Dec 31, 2023 645.24 Mn
Dec 31, 2023 645.24 Mn