SoFi Technologies (SOFI) Interest Income - Total (2020 - 2026)

SoFi Technologies (SOFI) recorded quarterly Interest Income - Total of $1.0 billion in Q1 2026, up 7.93% quarter-over-quarter from $927.4 million in Q4 2025, and up 31.05% on a YoY basis from $763.8 million in Q1 2025.

SoFi Technologies (SOFI) Interest Income - Total (2020 - 2026) Analysis & Trends

SoFi Technologies' Interest Income - Total history runs 7 years deep, the most recent figure standing at $1.0 billion for Q1 2026.

  • In Q1 2026, Interest Income - Total rose 31.05% year-over-year to $1.0 billion; the TTM figure through Mar 2026 stood at $3.6 billion (up 24.32% YoY), while the FY2025 annual figure was $3.4 billion, up 20.21% from the prior year.
  • Interest Income - Total was $1.0 billion for Q1 2026 at SoFi Technologies, up from $927.4 million in the prior quarter.
  • In the past five years, Interest Income - Total ranged from a high of $1.0 billion in Q1 2026 to a low of $118.4 million in Q1 2022.
  • Historically, Interest Income - Total has averaged $588.7 million across 5 years, with a median of $665.9 million in 2024.
  • The sharpest annual moves came in 2022 and 2025: Interest Income - Total soared 224.33% in 2022, then increased 14.7% in 2025.
  • A 5-year view of Interest Income - Total shows it stood at $307.4 million in 2022, then jumped by 109.9% to $645.2 million in 2023, then advanced by 15.3% to $743.9 million in 2024, then gained by 24.66% to $927.4 million in 2025, then climbed by 7.93% to $1.0 billion in 2026.
  • The last three Interest Income - Total figures came in at $1.0 billion (Q1 2026), $927.4 million (Q4 2025), and $891.6 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Total (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 6.67 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 8.08 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.23 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 532.45 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 1.00 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 3.37 Bn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 1.00 Bn
Mar 31, 2026 1.00 Bn
Dec 31, 2025 927.42 Mn
Dec 31, 2025 927.42 Mn
Sep 30, 2025 891.56 Mn
Sep 30, 2025 891.56 Mn
Jun 30, 2025 792.41 Mn
Jun 30, 2025 792.41 Mn
Mar 31, 2025 763.81 Mn
Mar 31, 2025 763.81 Mn
Dec 31, 2024 743.94 Mn
Dec 31, 2024 743.94 Mn
Sep 30, 2024 723.37 Mn
Sep 30, 2024 723.37 Mn
Jun 30, 2024 674.60 Mn
Jun 30, 2024 674.60 Mn
Mar 31, 2024 665.91 Mn
Mar 31, 2024 665.91 Mn
Dec 31, 2023 645.24 Mn
Dec 31, 2023 645.24 Mn