SoFi Technologies (SOFI) Interest Income - Total (2020 - 2026)
SoFi Technologies' Interest Income - Total came in at $1.34 billion for Q3 2026, up 50.7% from $891.56 million a year earlier and up 17.8% from the prior quarter.
SoFi Technologies (SOFI) Interest Income - Total (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, SoFi Technologies reported Interest Income - Total of $4.41 billion, up 38.2% year-over-year; for FY2025, it came in at $3.38 billion, up 20.2% from FY2024.
- Interest Income - Total has increased in each of the last four years, with a five-year compound annual growth rate of 56.2% (FY2020 to FY2025).
- Going back by year, Interest Income - Total was $2.81 billion in FY2024 (+36.9%), $2.05 billion in FY2023 (+165.2%), $773.37 million in FY2022 (+117.8%) and $355.02 million in FY2021 (-2.3%).
- The Q3 2026 figure represents the highest quarterly Interest Income - Total in data going back to Q2 2020.
- Year-over-year, Interest Income - Total has increased for 21 consecutive quarters, with growth averaging 27.6% over the last eight quarters.
- The year-over-year growth in Interest Income - Total has ranged between 2.9% (Q4 2021) and 224.3% (Q4 2022) over the last five years.
- Business Quant data shows SOFI's Interest Income - Total at $1.14 billion (Q2 2026), $1 billion (Q1 2026) and $927.42 million (Q4 2025) in the three quarters before Q3 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 905.34 Bn | 905.34 Bn | - | 53.06 Bn |
| 2 | Bank Of America | 358.56 Bn | -2,017.55 Bn | - | 34.26 Bn |
| 3 | Hsbc Holdings | 307.13 Bn | -1,796.46 Bn | - | - |
| 4 | Royal Bank Of Canada | 287.97 Bn | -542.07 Bn | - | 19.07 Bn |
| 5 | Morgan Stanley | 284.27 Bn | -224.82 Bn | - | 15.90 Bn |
| 6 | Goldman Sachs | 257.96 Bn | -3,485.49 Bn | - | 22.79 Bn |
| 7 | Wells Fargo & Company | 256.22 Bn | 256.22 Bn | - | 23.91 Bn |
| 8 | Mitsubishi Ufj Financial | 241.27 Bn | -100.12 Bn | 10.89 Bn | - |
| 9 | American Express | 219.29 Bn | 18.77 Bn | - | 6.86 Bn |
| 10 | SoFi Technologies | 20.74 Bn | 6.03 Bn | 1.02 Bn | 1.14 Bn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.14 Bn |
| Mar 31, 2026 | 1.00 Bn |
| Dec 31, 2025 | 927.42 Mn |
| Sep 30, 2025 | 891.56 Mn |
| Jun 30, 2025 | 792.41 Mn |
| Mar 31, 2025 | 763.81 Mn |
| Dec 31, 2024 | 743.94 Mn |
| Sep 30, 2024 | 723.37 Mn |
| Jun 30, 2024 | 674.60 Mn |
| Mar 31, 2024 | 665.91 Mn |
| Dec 31, 2023 | 645.24 Mn |
| Sep 30, 2023 | 564.27 Mn |
| Jun 30, 2023 | 470.00 Mn |
| Mar 31, 2023 | 371.56 Mn |
| Dec 31, 2022 | 307.41 Mn |
| Sep 30, 2022 | 198.04 Mn |
| Jun 30, 2022 | 149.51 Mn |
| Mar 31, 2022 | 118.41 Mn |
| Dec 31, 2021 | 94.78 Mn |
| Sep 30, 2021 | 93.60 Mn |
SoFi Technologies Interest Income - Total API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-total&ticker=SOFI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-total", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-total&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();