SoFi Technologies (SOFI) Interest Income - Total (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Interest Income - Total of $1.0 billion for Q1 2026, up 31.05% year-over-year from $763.8 million in Q1 2025, and up 7.93% on a QoQ basis from $927.4 million in Q4 2025.

SoFi Technologies (SOFI) Interest Income - Total (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Interest Income - Total for 7 consecutive years, with $1.0 billion the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Income - Total rose 31.05% year-over-year to $1.0 billion; the TTM figure through Mar 2026 stood at $3.6 billion (up 24.32% YoY), while the FY2025 annual figure was $3.4 billion, up 20.21% from the prior year.
  • Interest Income - Total came in at $1.0 billion for Q1 2026 at SoFi Technologies, up from $927.4 million in the prior quarter.
  • The five-year high for Interest Income - Total was $1.0 billion in Q1 2026, with the low at $118.4 million in Q1 2022.
  • Average Interest Income - Total over 5 years is $588.7 million, with a median of $665.9 million recorded in 2024.
  • Across the five-year window, Interest Income - Total soared 224.33% in 2022 and advanced 14.7% in 2025, its largest moves.
  • Year by year, Interest Income - Total stood at $307.4 million in 2022, then jumped by 109.9% to $645.2 million in 2023, then increased by 15.3% to $743.9 million in 2024, then grew by 24.66% to $927.4 million in 2025, then rose by 7.93% to $1.0 billion in 2026.
  • According to Business Quant data, Interest Income - Total over the past three periods registered $1.0 billion, $927.4 million, and $891.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Total (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 6.67 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 532.45 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 1.00 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.10 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 1.00 Bn
Mar 31, 2026 1.00 Bn
Dec 31, 2025 927.42 Mn
Dec 31, 2025 927.42 Mn
Sep 30, 2025 891.56 Mn
Sep 30, 2025 891.56 Mn
Jun 30, 2025 792.41 Mn
Jun 30, 2025 792.41 Mn
Mar 31, 2025 763.81 Mn
Mar 31, 2025 763.81 Mn
Dec 31, 2024 743.94 Mn
Dec 31, 2024 743.94 Mn
Sep 30, 2024 723.37 Mn
Sep 30, 2024 723.37 Mn
Jun 30, 2024 674.60 Mn
Jun 30, 2024 674.60 Mn
Mar 31, 2024 665.91 Mn
Mar 31, 2024 665.91 Mn
Dec 31, 2023 645.24 Mn
Dec 31, 2023 645.24 Mn