SoFi Technologies (SOFI) Interest Income - Total (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Interest Income - Total of $1.0 billion for Q1 2026, up 31.05% year-over-year from $763.8 million in Q1 2025, and up 7.93% quarter-over-quarter from $927.4 million in Q4 2025.
SoFi Technologies (SOFI) Interest Income - Total (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Interest Income - Total for 7 consecutive years, with $1.0 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Income - Total rose 31.05% year-over-year to $1.0 billion; the TTM figure through Mar 2026 stood at $3.6 billion (up 24.32% YoY), while the FY2025 annual figure was $3.4 billion, up 20.21% from the prior year.
- Interest Income - Total advanced to $1.0 billion in Q1 2026 per SOFI's latest filing, from $927.4 million in the prior quarter.
- Across five years, Interest Income - Total topped out at $1.0 billion in Q1 2026 and bottomed at $118.4 million in Q1 2022.
- Historically, Interest Income - Total has averaged $588.7 million across 5 years, with a median of $665.9 million in 2024.
- Annual changes were most pronounced in 2022 — Interest Income - Total surged 224.33% — and 2025, when it grew 14.7%.
- SoFi Technologies' Interest Income - Total stood at $307.4 million in 2022, then soared by 109.9% to $645.2 million in 2023, then gained by 15.3% to $743.9 million in 2024, then rose by 24.66% to $927.4 million in 2025, then advanced by 7.93% to $1.0 billion in 2026.
- Business Quant data shows SOFI's Interest Income - Total at $1.0 billion in Q1 2026, $927.4 million in Q4 2025, and $891.6 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 6.61 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 16.39 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.38 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 532.45 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 1.00 Bn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 1.30 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.00 Bn |
| Mar 31, 2026 | 1.00 Bn |
| Dec 31, 2025 | 927.42 Mn |
| Dec 31, 2025 | 927.42 Mn |
| Sep 30, 2025 | 891.56 Mn |
| Sep 30, 2025 | 891.56 Mn |
| Jun 30, 2025 | 792.41 Mn |
| Jun 30, 2025 | 792.41 Mn |
| Mar 31, 2025 | 763.81 Mn |
| Mar 31, 2025 | 763.81 Mn |
| Dec 31, 2024 | 743.94 Mn |
| Dec 31, 2024 | 743.94 Mn |
| Sep 30, 2024 | 723.37 Mn |
| Sep 30, 2024 | 723.37 Mn |
| Jun 30, 2024 | 674.60 Mn |
| Jun 30, 2024 | 674.60 Mn |
| Mar 31, 2024 | 665.91 Mn |
| Mar 31, 2024 | 665.91 Mn |
| Dec 31, 2023 | 645.24 Mn |
| Dec 31, 2023 | 645.24 Mn |