KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) Retained Earnings (2020 - 2026)

SoFi Technologies has reported Retained Earnings over the past 6 years, most recently at $11.0 million for Q4 2025.

  • For Q4 2025, Retained Earnings rose 231.25% year-over-year to $11.0 million; the TTM value through Dec 2025 reached $11.0 million, up 231.25%, while the annual FY2025 figure was $11.0 million, 231.25% up from the prior year.
  • Retained Earnings for Q4 2025 was $11.0 million at SoFi Technologies, up from $9.5 million in the prior quarter.
  • Over five years, Retained Earnings peaked at $11.0 million in Q4 2025 and troughed at -$1.7 billion in Q1 2024.
  • A 5-year average of -$504.6 million and a median of -$8.2 million in 2022 define the central range for Retained Earnings.
  • Biggest five-year swings in Retained Earnings: plummeted 21441940.0% in 2021 and later soared 231.25% in 2025.
  • Year by year, Retained Earnings stood at -$1.5 million in 2021, then tumbled by 102110.81% to -$1.5 billion in 2022, then skyrocketed by 99.92% to -$1.2 million in 2023, then tumbled by 591.89% to -$8.4 million in 2024, then soared by 231.25% to $11.0 million in 2025.
  • Business Quant data shows Retained Earnings for SOFI at $11.0 million in Q4 2025, $9.5 million in Q3 2025, and $3.6 million in Q2 2025.