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SoFi Technologies (SOFI) Retained Earnings (2020 - 2025)

SoFi Technologies (SOFI) has 6 years of Retained Earnings data on record, last reported at -$824.3 million in Q4 2025.

  • For Q4 2025, Retained Earnings rose 36.87% year-over-year to -$824.3 million; the TTM value through Dec 2025 reached -$824.3 million, up 36.87%, while the annual FY2025 figure was -$824.3 million, 36.87% up from the prior year.
  • Retained Earnings reached -$824.3 million in Q4 2025 per SOFI's latest filing, up from -$997.8 million in the prior quarter.
  • Across five years, Retained Earnings topped out at -$458000.0 in Q3 2021 and bottomed at -$1.9 billion in Q3 2023.
  • Average Retained Earnings over 5 years is -$957.5 million, with a median of -$1.2 billion recorded in 2025.
  • Peak YoY movement for Retained Earnings: tumbled 319444.76% in 2022, then surged 99.86% in 2024.
  • A 5-year view of Retained Earnings shows it stood at -$1.5 million in 2021, then crashed by 102110.81% to -$1.5 billion in 2022, then decreased by 20.0% to -$1.8 billion in 2023, then increased by 27.64% to -$1.3 billion in 2024, then soared by 36.87% to -$824.3 million in 2025.
  • Per Business Quant database, its latest 3 readings for Retained Earnings were -$824.3 million in Q4 2025, -$997.8 million in Q3 2025, and -$1.1 billion in Q2 2025.