SoFi Technologies (SOFI) Retained Earnings (2020 - 2026)

SoFi Technologies (SOFI) has reported Retained Earnings for 7 consecutive years, with -$2.7 million the latest figure, recorded in Q1 2026.

• In Q1 2026, Retained Earnings rose 99.78% year-over-year to -$2.7 million; the TTM figure through Mar 2026 stood at -$2.7 million (up 99.78% YoY), while the FY2025 annual figure was $11.0 million, up 100.84% from the prior year.
• Retained Earnings slipped to -$2.7 million in Q1 2026 per SOFI's latest filing, from $11.0 million in the prior quarter.
• Across five years, Retained Earnings topped out at $7.8 billion in Q3 2024 and bottomed at -$1.9 billion in Q3 2023.
• Historically, Retained Earnings has averaged $2.2 billion across 5 years, with a median of $3.6 million in 2025.
• Annual changes were most pronounced in 2022 — Retained Earnings surged 456920.26% — and 2023, when it slumped 19193.5%.
• SoFi Technologies' Retained Earnings stood at $6.7 billion in 2022, then gained by 4.76% to $7.0 billion in 2023, then plunged by 118.55% to -$1.3 billion in 2024, then surged by 100.84% to $11.0 million in 2025, then sank by 124.98% to -$2.7 million in 2026.
• Business Quant data shows SOFI's Retained Earnings at -$2.7 million in Q1 2026, $11.0 million in Q4 2025, and $9.5 million in Q3 2025.