SoFi Technologies (SOFI) Retained Earnings (2020 - 2026)

SoFi Technologies has reported Retained Earnings for 7 years, with the latest figure at -$2.7 million in Q1 2026.

• For the quarter ending Q1 2026, Retained Earnings fell 196.99% year-over-year to -$2.7 million; the trailing twelve-month figure through Mar 2026 stood at -$2.7 million (down 196.99% YoY), and the FY2025 full-year result was -$824.3 million, up 36.87% from the prior year.
• Retained Earnings for Q1 2026 stood at -$2.7 million, up from -$824.3 million in the prior quarter.
• The five-year high for Retained Earnings was $3.6 million in Q2 2025, with the low at -$1.9 billion in Q3 2023.
• Average Retained Earnings over 5 years is -$747.5 million, with a median of -$824.3 million recorded in 2025.
• Year-over-year, Retained Earnings plunged 107889.91% in 2024 and surged 342.28% in 2025.
• Tracing SOFI's Retained Earnings over 5 years: stood at -$1.5 billion in 2022, then soared by 99.92% to -$1.2 million in 2023, then sank by 107889.91% to -$1.3 billion in 2024, then jumped by 36.87% to -$824.3 million in 2025, then jumped by 99.67% to -$2.7 million in 2026.
• The last three Retained Earnings figures came in at -$2.7 million (Q1 2026), -$824.3 million (Q4 2025), and -$997.8 million (Q3 2025), per Business Quant data.