SoFi Technologies (SOFI) Retained Earnings (2020 - 2026)
SoFi Technologies (SOFI) posted Retained Earnings of $11.6 billion for Q2 2026, up 1.02% on a QoQ basis from $11.5 billion in Q1 2026, and up 44.97% year-over-year from $8.0 billion in Q2 2025.
Analysis
SoFi Technologies (SOFI) Retained Earnings (2020 - 2026) Analysis & Trends
SoFi Technologies has reported Retained Earnings for 7 years, with the latest figure at $11.6 billion in Q2 2026.
- On a quarterly basis, Retained Earnings rose 44.97% year-over-year to $11.6 billion in Q2 2026; TTM through Jun 2026 was $11.6 billion, a 44.97% increase from a year earlier, with the FY2025 full-year figure at $11.3 billion, up 44.19% from the prior year.
- Retained Earnings was $11.6 billion for Q2 2026 at SoFi Technologies, up from $11.5 billion in the prior quarter.
- The five-year high for Retained Earnings was $11.6 billion in Q2 2026, with the low at $6.5 billion in Q1 2022.
- Average Retained Earnings over 5 years is $8.0 billion, with a median of $7.6 billion recorded in 2024.
- The sharpest annual moves came in 2022 and 2023: Retained Earnings surged 5272.67% in 2022, then gained 3.77% in 2023.
- Over 5 years, Retained Earnings stood at $6.7 billion in 2022, then climbed by 4.76% to $7.0 billion in 2023, then advanced by 11.35% to $7.8 billion in 2024, then soared by 44.19% to $11.3 billion in 2025, then gained by 2.53% to $11.6 billion in 2026.
- The last three Retained Earnings figures came in at $11.6 billion (Q2 2026), $11.5 billion (Q1 2026), and $11.3 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 274.52 Bn |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | 122.77 Bn |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 74.21 Bn |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 174.35 Bn |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | 102.78 Bn |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 237.23 Bn |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 26.38 Bn |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | 119.09 Bn |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 56.57 Bn |
| 10 | SoFi Technologies | 21.88 Bn | 18.76 Bn | 1.02 Bn | 11.59 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.59 Bn |
| Mar 31, 2026 | 11.47 Bn |
| Dec 31, 2025 | 11.30 Bn |
| Sep 30, 2025 | 9.77 Bn |
| Jun 30, 2025 | 7.99 Bn |
| Mar 31, 2025 | 7.91 Bn |
| Dec 31, 2024 | 7.84 Bn |
| Sep 30, 2024 | 7.75 Bn |
| Jun 30, 2024 | 7.60 Bn |
| Mar 31, 2024 | 7.54 Bn |
| Dec 31, 2023 | 7.04 Bn |
| Sep 30, 2023 | 6.90 Bn |
| Jun 30, 2023 | 6.85 Bn |
| Mar 31, 2023 | 6.78 Bn |
| Dec 31, 2022 | 6.72 Bn |
| Sep 30, 2022 | 6.65 Bn |
| Jun 30, 2022 | 6.58 Bn |
| Mar 31, 2022 | 6.51 Bn |
| Dec 31, 2021 | 5.56 Bn |
| Sep 30, 2021 | 5.32 Bn |