KPIs & Operating Metrics(New)

SoFi Technologies (SOFI) Retained Earnings (2020 - 2025)

Historic Retained Earnings for SoFi Technologies (SOFI) over the last 6 years, with Q4 2025 value amounting to -$824.3 million.

  • SoFi Technologies' Retained Earnings rose 3686.59% to -$824.3 million in Q4 2025 from the same period last year, while for Dec 2025 it was -$824.3 million, marking a year-over-year increase of 3686.59%. This contributed to the annual value of -$824.3 million for FY2025, which is 3686.59% up from last year.
  • Per SoFi Technologies' latest filing, its Retained Earnings stood at -$824.3 million for Q4 2025, which was up 3686.59% from -$997.8 million recorded in Q3 2025.
  • In the past 5 years, SoFi Technologies' Retained Earnings ranged from a high of -$116.2 million in Q1 2021 and a low of -$1.9 billion during Q3 2023
  • Its 5-year average for Retained Earnings is -$1.3 billion, with a median of -$1.3 billion in 2022.
  • Its Retained Earnings has fluctuated over the past 5 years, first plummeted by 2144194000.0% in 2021, then skyrocketed by 3908.52% in 2025.
  • SoFi Technologies' Retained Earnings (Quarter) stood at -$1.2 billion in 2021, then decreased by 27.08% to -$1.5 billion in 2022, then dropped by 20.0% to -$1.8 billion in 2023, then increased by 27.64% to -$1.3 billion in 2024, then soared by 36.87% to -$824.3 million in 2025.
  • Its last three reported values are -$824.3 million in Q4 2025, -$997.8 million for Q3 2025, and -$1.1 billion during Q2 2025.