SoFi Technologies SOFI
NASDAQ SOFI
$16.96 +0.23 (+1.37%)
At close: Sep 18, 2026 · 4:00 PM EDT

SoFi Technologies (SOFI) Retained Earnings (2020 - 2026)

SoFi Technologies (SOFI) posted Retained Earnings of $11.6 billion for Q2 2026, up 1.02% on a QoQ basis from $11.5 billion in Q1 2026, and up 44.97% year-over-year from $8.0 billion in Q2 2025.

Analysis

SoFi Technologies (SOFI) Retained Earnings (2020 - 2026) Analysis & Trends

SoFi Technologies has reported Retained Earnings for 7 years, with the latest figure at $11.6 billion in Q2 2026.

  • On a quarterly basis, Retained Earnings rose 44.97% year-over-year to $11.6 billion in Q2 2026; TTM through Jun 2026 was $11.6 billion, a 44.97% increase from a year earlier, with the FY2025 full-year figure at $11.3 billion, up 44.19% from the prior year.
  • Retained Earnings was $11.6 billion for Q2 2026 at SoFi Technologies, up from $11.5 billion in the prior quarter.
  • The five-year high for Retained Earnings was $11.6 billion in Q2 2026, with the low at $6.5 billion in Q1 2022.
  • Average Retained Earnings over 5 years is $8.0 billion, with a median of $7.6 billion recorded in 2024.
  • The sharpest annual moves came in 2022 and 2023: Retained Earnings surged 5272.67% in 2022, then gained 3.77% in 2023.
  • Over 5 years, Retained Earnings stood at $6.7 billion in 2022, then climbed by 4.76% to $7.0 billion in 2023, then advanced by 11.35% to $7.8 billion in 2024, then soared by 44.19% to $11.3 billion in 2025, then gained by 2.53% to $11.6 billion in 2026.
  • The last three Retained Earnings figures came in at $11.6 billion (Q2 2026), $11.5 billion (Q1 2026), and $11.3 billion (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Bank Of America 405.01 Bn -183.49 Bn 30.39 Bn 274.52 Bn
2 Morgan Stanley 318.33 Bn 158.20 Bn - 122.77 Bn
3 Royal Bank Of Canada 284.62 Bn 57.78 Bn - 74.21 Bn
4 Goldman Sachs 274.43 Bn -701.92 Bn - 174.35 Bn
5 Mitsubishi Ufj Financial 274.26 Bn -110.06 Bn 10.89 Bn 102.78 Bn
6 Wells Fargo & Company 260.84 Bn 59.01 Bn - 237.23 Bn
7 American Express 210.32 Bn 161.00 Bn 17.99 Bn 26.38 Bn
8 Banco Santander 210.20 Bn 217.82 Bn 28.01 Bn 119.09 Bn
9 Toronto Dominion Bank 206.68 Bn 45.35 Bn - 56.57 Bn
10 SoFi Technologies 21.88 Bn 18.76 Bn 1.02 Bn 11.59 Bn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 11.59 Bn
Mar 31, 2026 11.47 Bn
Dec 31, 2025 11.30 Bn
Sep 30, 2025 9.77 Bn
Jun 30, 2025 7.99 Bn
Mar 31, 2025 7.91 Bn
Dec 31, 2024 7.84 Bn
Sep 30, 2024 7.75 Bn
Jun 30, 2024 7.60 Bn
Mar 31, 2024 7.54 Bn
Dec 31, 2023 7.04 Bn
Sep 30, 2023 6.90 Bn
Jun 30, 2023 6.85 Bn
Mar 31, 2023 6.78 Bn
Dec 31, 2022 6.72 Bn
Sep 30, 2022 6.65 Bn
Jun 30, 2022 6.58 Bn
Mar 31, 2022 6.51 Bn
Dec 31, 2021 5.56 Bn
Sep 30, 2021 5.32 Bn