SoFi Technologies (SOFI) Total Liabilities (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Total Liabilities of $42.9 billion for Q1 2026, up 38.03% year-over-year from $31.1 billion in Q1 2025, and up 6.76% quarter-over-quarter from $40.2 billion in Q4 2025.
Analysis
SoFi Technologies (SOFI) Total Liabilities (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Total Liabilities for 7 consecutive years, with $42.9 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Total Liabilities rose 38.03% year-over-year to $42.9 billion; the TTM figure through Mar 2026 stood at $42.9 billion (up 38.03% YoY), while the FY2025 annual figure was $40.2 billion, up 35.14% from the prior year.
- Total Liabilities advanced to $42.9 billion in Q1 2026 per SOFI's latest filing, from $40.2 billion in the prior quarter.
- Across five years, Total Liabilities topped out at $42.9 billion in Q1 2026 and bottomed at $6.7 billion in Q1 2022.
- Historically, Total Liabilities has averaged $24.5 billion across 5 years, with a median of $25.2 billion in 2024.
- Annual changes were most pronounced in 2022 — Total Liabilities jumped 3476.59% — and 2024, when it rose 21.23%.
- SoFi Technologies' Total Liabilities stood at $13.5 billion in 2022, then surged by 81.91% to $24.5 billion in 2023, then advanced by 21.23% to $29.7 billion in 2024, then soared by 35.14% to $40.2 billion in 2025, then increased by 6.76% to $42.9 billion in 2026.
- Business Quant data shows SOFI's Total Liabilities at $42.9 billion in Q1 2026, $40.2 billion in Q4 2025, and $36.5 billion in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.41 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 52.09 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 273.92 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 560.04 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 62.92 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 10.31 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 105.03 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 49.87 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 184.28 Bn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 3.16 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 49.87 Bn |
| Mar 31, 2026 | 42.89 Bn |
| Dec 31, 2025 | 40.17 Bn |
| Sep 30, 2025 | 36.51 Bn |
| Jun 30, 2025 | 34.25 Bn |
| Mar 31, 2025 | 31.07 Bn |
| Dec 31, 2024 | 29.73 Bn |
| Sep 30, 2024 | 28.26 Bn |
| Jun 30, 2024 | 26.74 Bn |
| Mar 31, 2024 | 25.16 Bn |
| Dec 31, 2023 | 24.52 Bn |
| Sep 30, 2023 | 22.60 Bn |
| Jun 30, 2023 | 19.98 Bn |
| Mar 31, 2023 | 16.90 Bn |
| Dec 31, 2022 | 13.48 Bn |
| Sep 30, 2022 | 10.33 Bn |
| Jun 30, 2022 | 7.16 Bn |
| Mar 31, 2022 | 6.72 Bn |
| Dec 31, 2021 | 4.48 Bn |
| Sep 30, 2021 | 3.51 Bn |