SoFi Technologies (SOFI) Amortization of Deferred Charges (2020 - 2026)
SoFi Technologies (SOFI) posted quarterly Amortization of Deferred Charges of $2.9 million for Q1 2026, up 18.62% year-over-year from $2.4 million in Q1 2025, and down 2.36% quarter-over-quarter from $3.0 million in Q4 2025.
Analysis
SoFi Technologies (SOFI) Amortization of Deferred Charges (2020 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Amortization of Deferred Charges for 7 consecutive years, with $2.9 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Amortization of Deferred Charges rose 18.62% year-over-year to $2.9 million; the TTM figure through Mar 2026 stood at $8.1 million (up 10.49% YoY), while the FY2025 annual figure was $11.3 million, down 15.9% from the prior year.
- Amortization of Deferred Charges retreated to $2.9 million in Q1 2026 per SOFI's latest filing, from $3.0 million in the prior quarter.
- Across five years, Amortization of Deferred Charges topped out at $6.2 million in Q4 2022 and bottomed at $1.1 million in Q2 2024.
- Historically, Amortization of Deferred Charges has averaged $3.2 million across 5 years, with a median of $2.9 million in 2026.
- Annual changes were most pronounced in 2022 — Amortization of Deferred Charges jumped 1947.06% — and 2024, when it slumped 80.73%.
- SoFi Technologies' Amortization of Deferred Charges stood at $6.2 million in 2022, then decreased by 18.28% to $5.1 million in 2023, then sank by 47.44% to $2.7 million in 2024, then advanced by 11.7% to $3.0 million in 2025, then dropped by 2.36% to $2.9 million in 2026.
- Business Quant data shows SOFI's Amortization of Deferred Charges at $2.9 million in Q1 2026, $3.0 million in Q4 2025, and $1.1 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.10 Mn |
| Jun 30, 2026 | 1.10 Mn |
| Mar 31, 2026 | 2.90 Mn |
| Mar 31, 2026 | 2.90 Mn |
| Dec 31, 2025 | 2.97 Mn |
| Dec 31, 2025 | 2.97 Mn |
| Sep 30, 2025 | 1.10 Mn |
| Sep 30, 2025 | 1.10 Mn |
| Jun 30, 2025 | 1.10 Mn |
| Jun 30, 2025 | 1.10 Mn |
| Mar 31, 2025 | 2.44 Mn |
| Mar 31, 2025 | 2.44 Mn |
| Dec 31, 2024 | 2.66 Mn |
| Dec 31, 2024 | 2.66 Mn |
| Sep 30, 2024 | 1.10 Mn |
| Sep 30, 2024 | 1.10 Mn |
| Jun 30, 2024 | 1.10 Mn |
| Jun 30, 2024 | 1.10 Mn |
| Mar 31, 2024 | 4.23 Mn |
| Mar 31, 2024 | 4.23 Mn |