SoFi Technologies (SOFI) Amortization of Deferred Charges (2020 - 2026)

SoFi Technologies (SOFI) recorded quarterly Amortization of Deferred Charges of $2.9 million in Q1 2026, down 2.36% quarter-over-quarter from $3.0 million in Q4 2025, and up 18.62% on a YoY basis from $2.4 million in Q1 2025.

SoFi Technologies (SOFI) Amortization of Deferred Charges (2020 - 2026) Analysis & Trends

SoFi Technologies' Amortization of Deferred Charges history runs 7 years deep, the most recent figure standing at $2.9 million for Q1 2026.

  • In Q1 2026, Amortization of Deferred Charges rose 18.62% year-over-year to $2.9 million; the TTM figure through Mar 2026 stood at $8.1 million (up 10.49% YoY), while the FY2025 annual figure was $11.3 million, down 15.9% from the prior year.
  • Amortization of Deferred Charges was $2.9 million for Q1 2026 at SoFi Technologies, down from $3.0 million in the prior quarter.
  • In the past five years, Amortization of Deferred Charges ranged from a high of $6.2 million in Q4 2022 to a low of $1.1 million in Q2 2024.
  • Historically, Amortization of Deferred Charges has averaged $3.1 million across 5 years, with a median of $2.9 million in 2026.
  • The sharpest annual moves came in 2022 and 2024: Amortization of Deferred Charges surged 1947.06% in 2022, then tumbled 80.73% in 2024.
  • A 5-year view of Amortization of Deferred Charges shows it stood at $6.2 million in 2022, then slipped by 18.28% to $5.1 million in 2023, then slumped by 47.44% to $2.7 million in 2024, then climbed by 11.7% to $3.0 million in 2025, then declined by 2.36% to $2.9 million in 2026.
  • The last three Amortization of Deferred Charges figures came in at $2.9 million (Q1 2026), $3.0 million (Q4 2025), and $1.1 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 548.22 Bn 535.81 Bn -
2 Mastercard 437.48 Bn 427.27 Bn -
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn
4 Capital One Financial 125.74 Bn 49.24 Bn -
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn
6 Synchrony Financial 25.78 Bn 5.22 Bn -
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 2.90 Mn
Mar 31, 2026 2.90 Mn
Dec 31, 2025 2.97 Mn
Dec 31, 2025 2.97 Mn
Sep 30, 2025 1.10 Mn
Sep 30, 2025 1.10 Mn
Jun 30, 2025 1.10 Mn
Jun 30, 2025 1.10 Mn
Mar 31, 2025 2.44 Mn
Mar 31, 2025 2.44 Mn
Dec 31, 2024 2.66 Mn
Dec 31, 2024 2.66 Mn
Sep 30, 2024 1.10 Mn
Sep 30, 2024 1.10 Mn
Jun 30, 2024 1.10 Mn
Jun 30, 2024 1.10 Mn
Mar 31, 2024 3.02 Mn
Mar 31, 2024 3.02 Mn
Dec 31, 2023 5.06 Mn
Dec 31, 2023 5.06 Mn