SoFi Technologies (SOFI) Receivables - Net (2021 - 2025)
SoFi Technologies (SOFI) recorded quarterly Receivables - Net of $893.5 million in Q4 2025, up 52.08% quarter-over-quarter from $587.5 million in Q4 2024, and up 52.08% on a YoY basis from $587.5 million in Q4 2024.
SoFi Technologies (SOFI) Receivables - Net (2021 - 2025) Analysis & Trends
SoFi Technologies' Receivables - Net history runs 5 years deep, the most recent figure standing at $893.5 million for Q4 2025.
- In Q4 2025, Receivables - Net rose 52.08% year-over-year to $893.5 million; the TTM figure through Dec 2025 stood at $893.5 million (up 52.08% YoY), while the FY2025 annual figure was $893.5 million, up 52.08% from the prior year.
- Receivables - Net was $893.5 million for Q4 2025 at SoFi Technologies, up from $587.5 million in the prior quarter.
- In the past five years, Receivables - Net ranged from a high of $893.5 million in Q4 2025 to a low of $85.5 million in Q4 2021.
- Historically, Receivables - Net has averaged $372.7 million across 5 years, with a median of $169.9 million in 2023.
- The sharpest annual moves came in 2023 and 2024: Receivables - Net jumped 33.69% in 2023, then surged 245.89% in 2024.
- A 5-year view of Receivables - Net shows it stood at $85.5 million in 2021, then jumped by 48.56% to $127.0 million in 2022, then jumped by 33.69% to $169.9 million in 2023, then soared by 245.89% to $587.5 million in 2024, then surged by 52.08% to $893.5 million in 2025.
- The last three Receivables - Net figures came in at $893.5 million (Q4 2025), $587.5 million (Q4 2024), and $169.9 million (Q4 2023), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 893.48 Mn |
| Dec 31, 2025 | 893.48 Mn |
| Dec 31, 2024 | 587.50 Mn |
| Dec 31, 2024 | 587.50 Mn |
| Dec 31, 2023 | 169.85 Mn |
| Dec 31, 2023 | 169.85 Mn |
| Dec 31, 2022 | 127.05 Mn |
| Dec 31, 2022 | 127.05 Mn |
| Dec 31, 2021 | 85.52 Mn |
| Dec 31, 2021 | 85.52 Mn |