SoFi Technologies (SOFI) Receivables - Net (2021 - 2025)

SoFi Technologies (SOFI) posted quarterly Receivables - Net of $893.5 million for Q4 2025, up 52.08% year-over-year from $587.5 million in Q4 2024, and up 52.08% on a QoQ basis from $587.5 million in Q4 2024.

SoFi Technologies (SOFI) Receivables - Net (2021 - 2025) Analysis & Trends

SoFi Technologies (SOFI) has reported Receivables - Net for 5 consecutive years, with $893.5 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Receivables - Net rose 52.08% year-over-year to $893.5 million; the TTM figure through Dec 2025 stood at $893.5 million (up 52.08% YoY), while the FY2025 annual figure was $893.5 million, up 52.08% from the prior year.
  • Receivables - Net came in at $893.5 million for Q4 2025 at SoFi Technologies, up from $587.5 million in the prior quarter.
  • The five-year high for Receivables - Net was $893.5 million in Q4 2025, with the low at $85.5 million in Q4 2021.
  • Average Receivables - Net over 5 years is $372.7 million, with a median of $169.9 million recorded in 2023.
  • Across the five-year window, Receivables - Net jumped 33.69% in 2023 and surged 245.89% in 2024, its largest moves.
  • Year by year, Receivables - Net stood at $85.5 million in 2021, then jumped by 48.56% to $127.0 million in 2022, then jumped by 33.69% to $169.9 million in 2023, then soared by 245.89% to $587.5 million in 2024, then surged by 52.08% to $893.5 million in 2025.
  • According to Business Quant data, Receivables - Net over the past three periods registered $893.5 million, $587.5 million, and $169.9 million for Q4 2025, Q4 2024, and Q4 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 Sezzle 5.91 Bn 5.79 Bn -

Historic Data

Download Data
DateValue
Dec 31, 2025 893.48 Mn
Dec 31, 2025 893.48 Mn
Dec 31, 2024 587.50 Mn
Dec 31, 2024 587.50 Mn
Dec 31, 2023 169.85 Mn
Dec 31, 2023 169.85 Mn
Dec 31, 2022 127.05 Mn
Dec 31, 2022 127.05 Mn
Dec 31, 2021 85.52 Mn
Dec 31, 2021 85.52 Mn