SoFi Technologies (SOFI) Receivables - Net (2021 - 2025)

SoFi Technologies (SOFI) recorded quarterly Receivables - Net of $893.5 million in Q4 2025, up 52.08% quarter-over-quarter from $587.5 million in Q4 2024, and up 52.08% on a YoY basis from $587.5 million in Q4 2024.

SoFi Technologies (SOFI) Receivables - Net (2021 - 2025) Analysis & Trends

SoFi Technologies' Receivables - Net history runs 5 years deep, the most recent figure standing at $893.5 million for Q4 2025.

  • In Q4 2025, Receivables - Net rose 52.08% year-over-year to $893.5 million; the TTM figure through Dec 2025 stood at $893.5 million (up 52.08% YoY), while the FY2025 annual figure was $893.5 million, up 52.08% from the prior year.
  • Receivables - Net was $893.5 million for Q4 2025 at SoFi Technologies, up from $587.5 million in the prior quarter.
  • In the past five years, Receivables - Net ranged from a high of $893.5 million in Q4 2025 to a low of $85.5 million in Q4 2021.
  • Historically, Receivables - Net has averaged $372.7 million across 5 years, with a median of $169.9 million in 2023.
  • The sharpest annual moves came in 2023 and 2024: Receivables - Net jumped 33.69% in 2023, then surged 245.89% in 2024.
  • A 5-year view of Receivables - Net shows it stood at $85.5 million in 2021, then jumped by 48.56% to $127.0 million in 2022, then jumped by 33.69% to $169.9 million in 2023, then soared by 245.89% to $587.5 million in 2024, then surged by 52.08% to $893.5 million in 2025.
  • The last three Receivables - Net figures came in at $893.5 million (Q4 2025), $587.5 million (Q4 2024), and $169.9 million (Q4 2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 893.48 Mn
Dec 31, 2025 893.48 Mn
Dec 31, 2024 587.50 Mn
Dec 31, 2024 587.50 Mn
Dec 31, 2023 169.85 Mn
Dec 31, 2023 169.85 Mn
Dec 31, 2022 127.05 Mn
Dec 31, 2022 127.05 Mn
Dec 31, 2021 85.52 Mn
Dec 31, 2021 85.52 Mn