SoFi Technologies (SOFI) Net Income (2020 - 2026)
SoFi Technologies (SOFI) recorded Net Income of $156.59 million in Q2 2026, up 61.0% from $97.26 million a year earlier but down 6.1% from the prior quarter.
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Analysis
SoFi Technologies (SOFI) Net Income (2020 - 2026) Analysis & Trends
On a TTM basis, SoFi Technologies' Net Income came in at $636.26 million as of Jun 30, 2026, up 13.3% year-over-year; for FY2025, it came in at $481.32 million, down 3.5% from FY2024.
- Across earlier years, Net Income came in at $498.67 million in FY2024, -$300.74 million in FY2023, -$320.41 million in FY2022 and -$483.94 million in FY2021.
- Quarterly Net Income has ranged from -$266.68 million in Q3 2023 to $332.47 million in Q4 2024 over the past five years.
- On a year-over-year basis, Net Income rose in five of the last seven quarters, with growth averaging 187.2%.
- Per Business Quant, the preceding three quarters came in at $166.73 million (Q1 2026), $173.55 million (Q4 2025) and $139.39 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | 21.16 Bn |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | 228.63 Bn |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | 9.07 Bn |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | 5.65 Bn |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | 4.32 Bn |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | 5.31 Bn |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | 6.63 Bn |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | 6.41 Bn |
| 10 | SoFi Technologies | 20.39 Bn | 5.68 Bn | 1.02 Bn | 156.59 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 156.59 Mn |
| Mar 31, 2026 | 166.73 Mn |
| Dec 31, 2025 | 173.55 Mn |
| Sep 30, 2025 | 139.39 Mn |
| Jun 30, 2025 | 97.26 Mn |
| Mar 31, 2025 | 71.12 Mn |
| Dec 31, 2024 | 332.47 Mn |
| Sep 30, 2024 | 60.75 Mn |
| Jun 30, 2024 | 17.40 Mn |
| Mar 31, 2024 | 88.04 Mn |
| Dec 31, 2023 | 47.91 Mn |
| Sep 30, 2023 | -266.68 Mn |
| Jun 30, 2023 | -47.55 Mn |
| Mar 31, 2023 | -34.42 Mn |
| Dec 31, 2022 | -40.01 Mn |
| Sep 30, 2022 | -74.21 Mn |
| Jun 30, 2022 | -95.84 Mn |
| Mar 31, 2022 | -110.36 Mn |
| Dec 31, 2021 | -111.01 Mn |
| Sep 30, 2021 | -30.05 Mn |
API Access
SoFi Technologies Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-income&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-income", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-income&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();