SoFi Technologies (SOFI) Net Income (2020 - 2026)

SoFi Technologies (SOFI) posted quarterly Net Income of $166.7 million for Q1 2026, up 134.45% year-over-year from $71.1 million in Q1 2025, and down 3.93% quarter-over-quarter from $173.5 million in Q4 2025.

SoFi Technologies (SOFI) Net Income (2020 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Net Income for 7 consecutive years, with $166.7 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Net Income rose 134.45% year-over-year to $166.7 million; the TTM figure through Mar 2026 stood at $576.9 million (up 19.76% YoY), while the FY2025 annual figure was $481.3 million, down 3.48% from the prior year.
  • Net Income slipped to $166.7 million in Q1 2026 per SOFI's latest filing, from $173.5 million in the prior quarter.
  • Across five years, Net Income topped out at $332.5 million in Q4 2024 and bottomed at -$266.7 million in Q3 2023.
  • Historically, Net Income has averaged $30.9 million across 5 years, with a median of $47.9 million in 2023.
  • Annual changes were most pronounced in 2023 — Net Income slumped 259.37% — and 2024, when it jumped 593.91%.
  • SoFi Technologies' Net Income stood at -$40.0 million in 2022, then surged by 219.76% to $47.9 million in 2023, then surged by 593.91% to $332.5 million in 2024, then sank by 47.8% to $173.5 million in 2025, then dropped by 3.93% to $166.7 million in 2026.
  • Business Quant data shows SOFI's Net Income at $166.7 million in Q1 2026, $173.5 million in Q4 2025, and $139.4 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 5.63 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 4.39 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 3.11 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.10 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 885.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 102.90 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 166.73 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 410.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 166.73 Mn
Dec 31, 2025 173.55 Mn
Sep 30, 2025 139.39 Mn
Jun 30, 2025 97.26 Mn
Mar 31, 2025 71.12 Mn
Dec 31, 2024 332.47 Mn
Sep 30, 2024 60.75 Mn
Jun 30, 2024 17.40 Mn
Mar 31, 2024 88.04 Mn
Dec 31, 2023 47.91 Mn
Sep 30, 2023 -266.68 Mn
Jun 30, 2023 -47.55 Mn
Mar 31, 2023 -34.42 Mn
Dec 31, 2022 -40.01 Mn
Sep 30, 2022 -74.21 Mn
Jun 30, 2022 -95.84 Mn
Mar 31, 2022 -110.36 Mn
Dec 31, 2021 -111.01 Mn
Sep 30, 2021 -30.05 Mn
Jun 30, 2021 -165.31 Mn