SoFi Technologies (SOFI) Net Income (2020 - 2026)
SoFi Technologies (SOFI) recorded Net Income of $242.99 million in Q3 2026, up 74.3% from $139.39 million a year earlier and up 55.2% from the prior quarter.
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Analysis
SoFi Technologies (SOFI) Net Income (2020 - 2026) Analysis & Trends
On a TTM basis, SoFi Technologies' Net Income came in at $739.86 million as of Sep 30, 2026, up 15.6% year-over-year; for FY2025, it came in at $481.32 million, down 3.5% from FY2024.
- Across earlier years, Net Income came in at $498.67 million in FY2024, -$300.74 million in FY2023, -$320.41 million in FY2022 and -$483.94 million in FY2021.
- The Q3 2026 figure is the highest quarterly Net Income since Q4 2024.
- On a year-over-year basis, Net Income has increased for three consecutive quarters, with growth averaging 173.1% over the last eight quarters.
- Peak year-over-year performance for Net Income in the last five years was growth of 593.9% in Q4 2024, against a decline of 47.8% in Q4 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at $156.59 million (Q2 2026), $166.73 million (Q1 2026) and $173.55 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 903.97 Bn | 903.97 Bn | - | - |
| 2 | Bank Of America | 356.92 Bn | -2,019.15 Bn | - | 9.07 Bn |
| 3 | Hsbc Holdings | 296.96 Bn | -1,806.64 Bn | - | 7.57 Bn |
| 4 | Morgan Stanley | 285.10 Bn | 285.10 Bn | - | - |
| 5 | Royal Bank Of Canada | 284.66 Bn | -545.38 Bn | - | 4.32 Bn |
| 6 | Goldman Sachs | 266.61 Bn | 266.61 Bn | - | - |
| 7 | Wells Fargo & Company | 250.94 Bn | 250.94 Bn | - | 5.95 Bn |
| 8 | Mitsubishi Ufj Financial | 245.01 Bn | -96.38 Bn | 10.89 Bn | 5.31 Bn |
| 9 | Toronto Dominion Bank | 214.22 Bn | -461.66 Bn | - | 3.31 Bn |
| 10 | SoFi Technologies | 21.51 Bn | 21.51 Bn | - | 242.99 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 242.99 Mn |
| Jun 30, 2026 | 156.59 Mn |
| Mar 31, 2026 | 166.73 Mn |
| Dec 31, 2025 | 173.55 Mn |
| Sep 30, 2025 | 139.39 Mn |
| Jun 30, 2025 | 97.26 Mn |
| Mar 31, 2025 | 71.12 Mn |
| Dec 31, 2024 | 332.47 Mn |
| Sep 30, 2024 | 60.75 Mn |
| Jun 30, 2024 | 17.40 Mn |
| Mar 31, 2024 | 88.04 Mn |
| Dec 31, 2023 | 47.91 Mn |
| Sep 30, 2023 | -266.68 Mn |
| Jun 30, 2023 | -47.55 Mn |
| Mar 31, 2023 | -34.42 Mn |
| Dec 31, 2022 | -40.01 Mn |
| Sep 30, 2022 | -74.21 Mn |
| Jun 30, 2022 | -95.84 Mn |
| Mar 31, 2022 | -110.36 Mn |
| Dec 31, 2021 | -111.01 Mn |
API Access
SoFi Technologies Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-income&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-income", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-income&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();