SoFi Technologies (SOFI) Net Income (2020 - 2026)

SoFi Technologies (SOFI) recorded quarterly Net Income of $166.7 million in Q1 2026, down 3.95% quarter-over-quarter from $173.6 million in Q4 2025, and up 134.45% on a YoY basis from $71.1 million in Q1 2025.

SoFi Technologies (SOFI) Net Income (2020 - 2026) Analysis & Trends

SoFi Technologies' Net Income history runs 7 years deep, the most recent figure standing at $166.7 million for Q1 2026.

  • In Q1 2026, Net Income rose 134.45% year-over-year to $166.7 million; the TTM figure through Mar 2026 stood at $577.0 million (up 19.77% YoY), while the FY2025 annual figure was $481.4 million, down 3.47% from the prior year.
  • Net Income was $166.7 million for Q1 2026 at SoFi Technologies, down from $173.6 million in the prior quarter.
  • In the past five years, Net Income ranged from a high of $332.5 million in Q4 2024 to a low of -$266.7 million in Q3 2023.
  • Historically, Net Income has averaged $30.9 million across 5 years, with a median of $47.9 million in 2023.
  • The sharpest annual moves came in 2023 and 2024: Net Income tumbled 259.37% in 2023, then jumped 593.87% in 2024.
  • A 5-year view of Net Income shows it stood at -$40.0 million in 2022, then soared by 219.76% to $47.9 million in 2023, then surged by 593.87% to $332.5 million in 2024, then sank by 47.79% to $173.6 million in 2025, then declined by 3.95% to $166.7 million in 2026.
  • The last three Net Income figures came in at $166.7 million (Q1 2026), $173.6 million (Q4 2025), and $139.4 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 6.02 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 3.88 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 2.97 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - -7.00 Mn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.11 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 805.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 102.88 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 166.73 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 319.00 Mn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn 122.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 166.73 Mn
Dec 31, 2025 173.59 Mn
Sep 30, 2025 139.39 Mn
Jun 30, 2025 97.26 Mn
Mar 31, 2025 71.12 Mn
Dec 31, 2024 332.45 Mn
Sep 30, 2024 60.75 Mn
Jun 30, 2024 17.40 Mn
Mar 31, 2024 88.04 Mn
Dec 31, 2023 47.91 Mn
Sep 30, 2023 -266.68 Mn
Jun 30, 2023 -47.55 Mn
Mar 31, 2023 -34.42 Mn
Dec 31, 2022 -40.01 Mn
Sep 30, 2022 -74.21 Mn
Jun 30, 2022 -95.84 Mn
Mar 31, 2022 -110.36 Mn
Dec 31, 2021 -111.01 Mn
Sep 30, 2021 -30.05 Mn
Jun 30, 2021 -165.31 Mn