SoFi Technologies (SOFI) Net Income (2020 - 2026)
SoFi Technologies' quarterly Net Income came in at $166.7 million in Q1 2026, up 134.45% year-on-year from $71.1 million in Q1 2025, and down 3.95% quarter-over-quarter from $173.6 million in Q4 2025.
SoFi Technologies (SOFI) Net Income (2020 - 2026) Analysis & Trends
SoFi Technologies has reported Net Income for 7 years, with the latest figure at $166.7 million in Q1 2026.
- For the quarter ending Q1 2026, Net Income rose 134.45% year-over-year to $166.7 million; the trailing twelve-month figure through Mar 2026 stood at $577.0 million (up 19.77% YoY), and the FY2025 full-year result was $481.4 million, down 3.47% from the prior year.
- Net Income for Q1 2026 stood at $166.7 million, down from $173.6 million in the prior quarter.
- The five-year high for Net Income was $332.5 million in Q4 2024, with the low at -$266.7 million in Q3 2023.
- Average Net Income over 5 years is $30.9 million, with a median of $47.9 million recorded in 2023.
- Year-over-year, Net Income tumbled 259.37% in 2023 and soared 593.87% in 2024.
- Tracing SOFI's Net Income over 5 years: stood at -$40.0 million in 2022, then jumped by 219.76% to $47.9 million in 2023, then soared by 593.87% to $332.5 million in 2024, then plunged by 47.79% to $173.6 million in 2025, then fell by 3.95% to $166.7 million in 2026.
- The last three Net Income figures came in at $166.7 million (Q1 2026), $173.6 million (Q4 2025), and $139.4 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 6.02 Bn |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 3.88 Bn |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 2.97 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | -7.00 Mn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 1.11 Bn |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 102.88 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 805.00 Mn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 166.73 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 319.00 Mn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 122.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 166.73 Mn |
| Dec 31, 2025 | 173.59 Mn |
| Sep 30, 2025 | 139.39 Mn |
| Jun 30, 2025 | 97.26 Mn |
| Mar 31, 2025 | 71.12 Mn |
| Dec 31, 2024 | 332.45 Mn |
| Sep 30, 2024 | 60.75 Mn |
| Jun 30, 2024 | 17.40 Mn |
| Mar 31, 2024 | 88.04 Mn |
| Dec 31, 2023 | 47.91 Mn |
| Sep 30, 2023 | -266.68 Mn |
| Jun 30, 2023 | -47.55 Mn |
| Mar 31, 2023 | -34.42 Mn |
| Dec 31, 2022 | -40.01 Mn |
| Sep 30, 2022 | -74.21 Mn |
| Jun 30, 2022 | -95.84 Mn |
| Mar 31, 2022 | -110.36 Mn |
| Dec 31, 2021 | -111.01 Mn |
| Sep 30, 2021 | -30.05 Mn |
| Jun 30, 2021 | -165.31 Mn |