SoFi Technologies (SOFI) Interest Expense - Deposits (2022 - 2026)

SoFi Technologies (SOFI) posted quarterly Interest Expense - Deposits of $287.2 million for Q1 2026, up 27.43% year-over-year from $225.4 million in Q1 2025, and down 1.13% on a QoQ basis from $290.5 million in Q4 2025.

SoFi Technologies (SOFI) Interest Expense - Deposits (2022 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Interest Expense - Deposits for 5 consecutive years, with $287.2 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Expense - Deposits rose 27.43% year-over-year to $287.2 million; the TTM figure through Mar 2026 stood at $1.1 billion (up 13.96% YoY), while the FY2025 annual figure was $1.0 billion, up 9.02% from the prior year.
  • Interest Expense - Deposits came in at $287.2 million for Q1 2026 at SoFi Technologies, down from $290.5 million in the prior quarter.
  • The five-year high for Interest Expense - Deposits was $290.5 million in Q4 2025, with the low at $431000.0 in Q1 2022.
  • Average Interest Expense - Deposits over 5 years is $164.6 million, with a median of $211.5 million recorded in 2024.
  • Across the five-year window, Interest Expense - Deposits jumped 16864.27% in 2023 and gained 0.61% in 2025, its largest moves.
  • Year by year, Interest Expense - Deposits stood at $40.7 million in 2022, then jumped by 349.01% to $182.6 million in 2023, then jumped by 30.66% to $238.6 million in 2024, then rose by 21.76% to $290.5 million in 2025, then dropped by 1.13% to $287.2 million in 2026.
  • According to Business Quant data, Interest Expense - Deposits over the past three periods registered $287.2 million, $290.5 million, and $264.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.29 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 287.23 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.23 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 287.23 Mn
Dec 31, 2025 290.51 Mn
Sep 30, 2025 264.90 Mn
Jun 30, 2025 233.23 Mn
Mar 31, 2025 225.40 Mn
Dec 31, 2024 238.60 Mn
Sep 30, 2024 248.29 Mn
Jun 30, 2024 231.82 Mn
Mar 31, 2024 211.45 Mn
Dec 31, 2023 182.61 Mn
Sep 30, 2023 145.56 Mn
Jun 30, 2023 106.53 Mn
Mar 31, 2023 73.12 Mn
Dec 31, 2022 40.67 Mn
Sep 30, 2022 14.15 Mn
Jun 30, 2022 4.54 Mn
Mar 31, 2022 431,000.00