SoFi Technologies SOFI
NASDAQ SOFI
$16.96 +0.23 (+1.37%)
At close: Sep 18, 2026 · 4:00 PM EDT

SoFi Technologies (SOFI) Interest Expense - Deposits (2022 - 2026)

SoFi Technologies (SOFI) posted Interest Expense - Deposits of $320.5 million for Q2 2026, up 11.57% on a QoQ basis from $287.2 million in Q1 2026, and up 37.4% year-over-year from $233.2 million in Q2 2025.

Analysis

SoFi Technologies (SOFI) Interest Expense - Deposits (2022 - 2026) Analysis & Trends

SoFi Technologies has reported Interest Expense - Deposits for 5 years, with the latest figure at $320.5 million in Q2 2026.

  • On a quarterly basis, Interest Expense - Deposits rose 37.4% year-over-year to $320.5 million in Q2 2026; TTM through Jun 2026 was $1.2 billion, a 23.01% increase from a year earlier, with the FY2025 full-year figure at $1.0 billion, up 9.02% from the prior year.
  • Interest Expense - Deposits was $320.5 million for Q2 2026 at SoFi Technologies, up from $287.2 million in the prior quarter.
  • The five-year high for Interest Expense - Deposits was $320.5 million in Q2 2026, with the low at $431000.0 in Q1 2022.
  • Average Interest Expense - Deposits over 5 years is $173.3 million, with a median of $218.4 million recorded in 2024.
  • The sharpest annual moves came in 2023 and 2025: Interest Expense - Deposits surged 16864.27% in 2023, then increased 0.61% in 2025.
  • Over 5 years, Interest Expense - Deposits stood at $40.7 million in 2022, then surged by 349.01% to $182.6 million in 2023, then surged by 30.66% to $238.6 million in 2024, then grew by 21.76% to $290.5 million in 2025, then gained by 10.31% to $320.5 million in 2026.
  • The last three Interest Expense - Deposits figures came in at $320.5 million (Q2 2026), $287.2 million (Q1 2026), and $290.5 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Bank Of America 405.01 Bn -183.49 Bn 30.39 Bn 7.37 Bn
2 Morgan Stanley 318.33 Bn 158.20 Bn - 2.70 Bn
3 Royal Bank Of Canada 284.62 Bn 57.78 Bn - 7.85 Bn
4 Goldman Sachs 274.43 Bn -701.92 Bn - 5.10 Bn
5 Mitsubishi Ufj Financial 274.26 Bn -110.06 Bn 10.89 Bn 3.48 Bn
6 Wells Fargo & Company 260.84 Bn 59.01 Bn - 5.52 Bn
7 American Express 210.32 Bn 161.00 Bn 17.99 Bn 1.28 Bn
8 Banco Santander 210.20 Bn 217.82 Bn 28.01 Bn -
9 Toronto Dominion Bank 206.68 Bn 45.35 Bn - 6.09 Bn
10 SoFi Technologies 21.88 Bn 18.76 Bn 1.02 Bn 320.46 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 320.46 Mn
Mar 31, 2026 287.23 Mn
Dec 31, 2025 290.51 Mn
Sep 30, 2025 264.90 Mn
Jun 30, 2025 233.23 Mn
Mar 31, 2025 225.40 Mn
Dec 31, 2024 238.60 Mn
Sep 30, 2024 248.29 Mn
Jun 30, 2024 231.82 Mn
Mar 31, 2024 211.45 Mn
Dec 31, 2023 182.61 Mn
Sep 30, 2023 145.56 Mn
Jun 30, 2023 106.53 Mn
Mar 31, 2023 73.12 Mn
Dec 31, 2022 40.67 Mn
Sep 30, 2022 14.15 Mn
Jun 30, 2022 4.54 Mn
Mar 31, 2022 431,000.00