SoFi Technologies (SOFI) Interest Expense - Deposits (2022 - 2026)
SoFi Technologies' quarterly Interest Expense - Deposits came in at $287.2 million in Q1 2026, up 27.43% year-on-year from $225.4 million in Q1 2025, and down 1.13% quarter-over-quarter from $290.5 million in Q4 2025.
SoFi Technologies (SOFI) Interest Expense - Deposits (2022 - 2026) Analysis & Trends
SoFi Technologies has reported Interest Expense - Deposits for 5 years, with the latest figure at $287.2 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Expense - Deposits rose 27.43% year-over-year to $287.2 million; the trailing twelve-month figure through Mar 2026 stood at $1.1 billion (up 13.96% YoY), and the FY2025 full-year result was $1.0 billion, up 9.02% from the prior year.
- Interest Expense - Deposits for Q1 2026 stood at $287.2 million, down from $290.5 million in the prior quarter.
- The five-year high for Interest Expense - Deposits was $290.5 million in Q4 2025, with the low at $431000.0 in Q1 2022.
- Average Interest Expense - Deposits over 5 years is $164.6 million, with a median of $211.5 million recorded in 2024.
- Year-over-year, Interest Expense - Deposits soared 16864.27% in 2023 and rose 0.61% in 2025.
- Tracing SOFI's Interest Expense - Deposits over 5 years: stood at $40.7 million in 2022, then surged by 349.01% to $182.6 million in 2023, then surged by 30.66% to $238.6 million in 2024, then grew by 21.76% to $290.5 million in 2025, then decreased by 1.13% to $287.2 million in 2026.
- The last three Interest Expense - Deposits figures came in at $287.2 million (Q1 2026), $290.5 million (Q4 2025), and $264.9 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 1.29 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 3.39 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | - |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 770.00 Mn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 287.23 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 1.23 Bn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 287.23 Mn |
| Dec 31, 2025 | 290.51 Mn |
| Sep 30, 2025 | 264.90 Mn |
| Jun 30, 2025 | 233.23 Mn |
| Mar 31, 2025 | 225.40 Mn |
| Dec 31, 2024 | 238.60 Mn |
| Sep 30, 2024 | 248.29 Mn |
| Jun 30, 2024 | 231.82 Mn |
| Mar 31, 2024 | 211.45 Mn |
| Dec 31, 2023 | 182.61 Mn |
| Sep 30, 2023 | 145.56 Mn |
| Jun 30, 2023 | 106.53 Mn |
| Mar 31, 2023 | 73.12 Mn |
| Dec 31, 2022 | 40.67 Mn |
| Sep 30, 2022 | 14.15 Mn |
| Jun 30, 2022 | 4.54 Mn |
| Mar 31, 2022 | 431,000.00 |