SoFi Technologies (SOFI) Interest Expense - Deposits (2022 - 2026)

SoFi Technologies' quarterly Interest Expense - Deposits came in at $287.2 million in Q1 2026, up 27.43% year-on-year from $225.4 million in Q1 2025, and down 1.13% quarter-over-quarter from $290.5 million in Q4 2025.

SoFi Technologies (SOFI) Interest Expense - Deposits (2022 - 2026) Analysis & Trends

SoFi Technologies has reported Interest Expense - Deposits for 5 years, with the latest figure at $287.2 million in Q1 2026.

  • For the quarter ending Q1 2026, Interest Expense - Deposits rose 27.43% year-over-year to $287.2 million; the trailing twelve-month figure through Mar 2026 stood at $1.1 billion (up 13.96% YoY), and the FY2025 full-year result was $1.0 billion, up 9.02% from the prior year.
  • Interest Expense - Deposits for Q1 2026 stood at $287.2 million, down from $290.5 million in the prior quarter.
  • The five-year high for Interest Expense - Deposits was $290.5 million in Q4 2025, with the low at $431000.0 in Q1 2022.
  • Average Interest Expense - Deposits over 5 years is $164.6 million, with a median of $211.5 million recorded in 2024.
  • Year-over-year, Interest Expense - Deposits soared 16864.27% in 2023 and rose 0.61% in 2025.
  • Tracing SOFI's Interest Expense - Deposits over 5 years: stood at $40.7 million in 2022, then surged by 349.01% to $182.6 million in 2023, then surged by 30.66% to $238.6 million in 2024, then grew by 21.76% to $290.5 million in 2025, then decreased by 1.13% to $287.2 million in 2026.
  • The last three Interest Expense - Deposits figures came in at $287.2 million (Q1 2026), $290.5 million (Q4 2025), and $264.9 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Visa 539.53 Bn 527.13 Bn - -
2 Mastercard 441.81 Bn 431.60 Bn - -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 1.29 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 3.39 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn -
7 Synchrony Financial 24.22 Bn 3.66 Bn - 770.00 Mn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 287.23 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 1.23 Bn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 287.23 Mn
Dec 31, 2025 290.51 Mn
Sep 30, 2025 264.90 Mn
Jun 30, 2025 233.23 Mn
Mar 31, 2025 225.40 Mn
Dec 31, 2024 238.60 Mn
Sep 30, 2024 248.29 Mn
Jun 30, 2024 231.82 Mn
Mar 31, 2024 211.45 Mn
Dec 31, 2023 182.61 Mn
Sep 30, 2023 145.56 Mn
Jun 30, 2023 106.53 Mn
Mar 31, 2023 73.12 Mn
Dec 31, 2022 40.67 Mn
Sep 30, 2022 14.15 Mn
Jun 30, 2022 4.54 Mn
Mar 31, 2022 431,000.00