SoFi Technologies (SOFI) Interest Expense - Deposits (2022 - 2026)

SoFi Technologies (SOFI) posted quarterly Interest Expense - Deposits of $287.2 million for Q1 2026, up 27.43% year-over-year from $225.4 million in Q1 2025, and down 1.13% quarter-over-quarter from $290.5 million in Q4 2025.

SoFi Technologies (SOFI) Interest Expense - Deposits (2022 - 2026) Analysis & Trends

SoFi Technologies (SOFI) has reported Interest Expense - Deposits for 5 consecutive years, with $287.2 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Expense - Deposits rose 27.43% year-over-year to $287.2 million; the TTM figure through Mar 2026 stood at $1.1 billion (up 13.96% YoY), while the FY2025 annual figure was $1.0 billion, up 9.02% from the prior year.
  • Interest Expense - Deposits fell to $287.2 million in Q1 2026 per SOFI's latest filing, from $290.5 million in the prior quarter.
  • Across five years, Interest Expense - Deposits topped out at $290.5 million in Q4 2025 and bottomed at $431000.0 in Q1 2022.
  • Historically, Interest Expense - Deposits has averaged $164.6 million across 5 years, with a median of $211.5 million in 2024.
  • Annual changes were most pronounced in 2023 — Interest Expense - Deposits soared 16864.27% — and 2025, when it climbed 0.61%.
  • SoFi Technologies' Interest Expense - Deposits stood at $40.7 million in 2022, then soared by 349.01% to $182.6 million in 2023, then soared by 30.66% to $238.6 million in 2024, then advanced by 21.76% to $290.5 million in 2025, then fell by 1.13% to $287.2 million in 2026.
  • Business Quant data shows SOFI's Interest Expense - Deposits at $287.2 million in Q1 2026, $290.5 million in Q4 2025, and $264.9 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.28 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 3.34 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 767.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 287.23 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 1.20 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 287.23 Mn
Dec 31, 2025 290.51 Mn
Sep 30, 2025 264.90 Mn
Jun 30, 2025 233.23 Mn
Mar 31, 2025 225.40 Mn
Dec 31, 2024 238.60 Mn
Sep 30, 2024 248.29 Mn
Jun 30, 2024 231.82 Mn
Mar 31, 2024 211.45 Mn
Dec 31, 2023 182.61 Mn
Sep 30, 2023 145.56 Mn
Jun 30, 2023 106.53 Mn
Mar 31, 2023 73.12 Mn
Dec 31, 2022 40.67 Mn
Sep 30, 2022 14.15 Mn
Jun 30, 2022 4.54 Mn
Mar 31, 2022 431,000.00