SoFi Technologies (SOFI) Interest Expense - Deposits (2022 - 2026)
SoFi Technologies (SOFI) recorded quarterly Interest Expense - Deposits of $287.2 million in Q1 2026, down 1.13% quarter-over-quarter from $290.5 million in Q4 2025, and up 27.43% on a YoY basis from $225.4 million in Q1 2025.
SoFi Technologies (SOFI) Interest Expense - Deposits (2022 - 2026) Analysis & Trends
SoFi Technologies' Interest Expense - Deposits history runs 5 years deep, the most recent figure standing at $287.2 million for Q1 2026.
- In Q1 2026, Interest Expense - Deposits rose 27.43% year-over-year to $287.2 million; the TTM figure through Mar 2026 stood at $1.1 billion (up 13.96% YoY), while the FY2025 annual figure was $1.0 billion, up 9.02% from the prior year.
- Interest Expense - Deposits was $287.2 million for Q1 2026 at SoFi Technologies, down from $290.5 million in the prior quarter.
- In the past five years, Interest Expense - Deposits ranged from a high of $290.5 million in Q4 2025 to a low of $431000.0 in Q1 2022.
- Historically, Interest Expense - Deposits has averaged $164.6 million across 5 years, with a median of $211.5 million in 2024.
- The sharpest annual moves came in 2023 and 2025: Interest Expense - Deposits jumped 16864.27% in 2023, then grew 0.61% in 2025.
- A 5-year view of Interest Expense - Deposits shows it stood at $40.7 million in 2022, then jumped by 349.01% to $182.6 million in 2023, then jumped by 30.66% to $238.6 million in 2024, then climbed by 21.76% to $290.5 million in 2025, then retreated by 1.13% to $287.2 million in 2026.
- The last three Interest Expense - Deposits figures came in at $287.2 million (Q1 2026), $290.5 million (Q4 2025), and $264.9 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | - |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | - |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 1.29 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 3.39 Bn |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 770.00 Mn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 287.23 Mn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 1.23 Bn |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 287.23 Mn |
| Dec 31, 2025 | 290.51 Mn |
| Sep 30, 2025 | 264.90 Mn |
| Jun 30, 2025 | 233.23 Mn |
| Mar 31, 2025 | 225.40 Mn |
| Dec 31, 2024 | 238.60 Mn |
| Sep 30, 2024 | 248.29 Mn |
| Jun 30, 2024 | 231.82 Mn |
| Mar 31, 2024 | 211.45 Mn |
| Dec 31, 2023 | 182.61 Mn |
| Sep 30, 2023 | 145.56 Mn |
| Jun 30, 2023 | 106.53 Mn |
| Mar 31, 2023 | 73.12 Mn |
| Dec 31, 2022 | 40.67 Mn |
| Sep 30, 2022 | 14.15 Mn |
| Jun 30, 2022 | 4.54 Mn |
| Mar 31, 2022 | 431,000.00 |