SoFi Technologies (SOFI) Interest Expense - Deposits (2022 - 2026)
SoFi Technologies (SOFI) posted quarterly Interest Expense - Deposits of $287.2 million for Q1 2026, up 27.43% year-over-year from $225.4 million in Q1 2025, and down 1.13% on a QoQ basis from $290.5 million in Q4 2025.
SoFi Technologies (SOFI) Interest Expense - Deposits (2022 - 2026) Analysis & Trends
SoFi Technologies (SOFI) has reported Interest Expense - Deposits for 5 consecutive years, with $287.2 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Expense - Deposits rose 27.43% year-over-year to $287.2 million; the TTM figure through Mar 2026 stood at $1.1 billion (up 13.96% YoY), while the FY2025 annual figure was $1.0 billion, up 9.02% from the prior year.
- Interest Expense - Deposits came in at $287.2 million for Q1 2026 at SoFi Technologies, down from $290.5 million in the prior quarter.
- The five-year high for Interest Expense - Deposits was $290.5 million in Q4 2025, with the low at $431000.0 in Q1 2022.
- Average Interest Expense - Deposits over 5 years is $164.6 million, with a median of $211.5 million recorded in 2024.
- Across the five-year window, Interest Expense - Deposits jumped 16864.27% in 2023 and gained 0.61% in 2025, its largest moves.
- Year by year, Interest Expense - Deposits stood at $40.7 million in 2022, then jumped by 349.01% to $182.6 million in 2023, then jumped by 30.66% to $238.6 million in 2024, then rose by 21.76% to $290.5 million in 2025, then dropped by 1.13% to $287.2 million in 2026.
- According to Business Quant data, Interest Expense - Deposits over the past three periods registered $287.2 million, $290.5 million, and $264.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.29 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 287.23 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.23 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 287.23 Mn |
| Dec 31, 2025 | 290.51 Mn |
| Sep 30, 2025 | 264.90 Mn |
| Jun 30, 2025 | 233.23 Mn |
| Mar 31, 2025 | 225.40 Mn |
| Dec 31, 2024 | 238.60 Mn |
| Sep 30, 2024 | 248.29 Mn |
| Jun 30, 2024 | 231.82 Mn |
| Mar 31, 2024 | 211.45 Mn |
| Dec 31, 2023 | 182.61 Mn |
| Sep 30, 2023 | 145.56 Mn |
| Jun 30, 2023 | 106.53 Mn |
| Mar 31, 2023 | 73.12 Mn |
| Dec 31, 2022 | 40.67 Mn |
| Sep 30, 2022 | 14.15 Mn |
| Jun 30, 2022 | 4.54 Mn |
| Mar 31, 2022 | 431,000.00 |