SoFi Technologies (SOFI) Interest Expense - Deposits (2022 - 2026)

SoFi Technologies (SOFI) recorded quarterly Interest Expense - Deposits of $287.2 million in Q1 2026, down 1.13% quarter-over-quarter from $290.5 million in Q4 2025, and up 27.43% on a YoY basis from $225.4 million in Q1 2025.

SoFi Technologies (SOFI) Interest Expense - Deposits (2022 - 2026) Analysis & Trends

SoFi Technologies' Interest Expense - Deposits history runs 5 years deep, the most recent figure standing at $287.2 million for Q1 2026.

  • In Q1 2026, Interest Expense - Deposits rose 27.43% year-over-year to $287.2 million; the TTM figure through Mar 2026 stood at $1.1 billion (up 13.96% YoY), while the FY2025 annual figure was $1.0 billion, up 9.02% from the prior year.
  • Interest Expense - Deposits was $287.2 million for Q1 2026 at SoFi Technologies, down from $290.5 million in the prior quarter.
  • In the past five years, Interest Expense - Deposits ranged from a high of $290.5 million in Q4 2025 to a low of $431000.0 in Q1 2022.
  • Historically, Interest Expense - Deposits has averaged $164.6 million across 5 years, with a median of $211.5 million in 2024.
  • The sharpest annual moves came in 2023 and 2025: Interest Expense - Deposits jumped 16864.27% in 2023, then grew 0.61% in 2025.
  • A 5-year view of Interest Expense - Deposits shows it stood at $40.7 million in 2022, then jumped by 349.01% to $182.6 million in 2023, then jumped by 30.66% to $238.6 million in 2024, then climbed by 21.76% to $290.5 million in 2025, then retreated by 1.13% to $287.2 million in 2026.
  • The last three Interest Expense - Deposits figures came in at $287.2 million (Q1 2026), $290.5 million (Q4 2025), and $264.9 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Visa 548.22 Bn 535.81 Bn - -
2 Mastercard 437.48 Bn 427.27 Bn - -
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 1.29 Bn
4 Capital One Financial 125.74 Bn 49.24 Bn - 3.39 Bn
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn -
6 Synchrony Financial 25.78 Bn 5.22 Bn - 770.00 Mn
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn -
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 287.23 Mn
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 1.23 Bn
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 287.23 Mn
Dec 31, 2025 290.51 Mn
Sep 30, 2025 264.90 Mn
Jun 30, 2025 233.23 Mn
Mar 31, 2025 225.40 Mn
Dec 31, 2024 238.60 Mn
Sep 30, 2024 248.29 Mn
Jun 30, 2024 231.82 Mn
Mar 31, 2024 211.45 Mn
Dec 31, 2023 182.61 Mn
Sep 30, 2023 145.56 Mn
Jun 30, 2023 106.53 Mn
Mar 31, 2023 73.12 Mn
Dec 31, 2022 40.67 Mn
Sep 30, 2022 14.15 Mn
Jun 30, 2022 4.54 Mn
Mar 31, 2022 431,000.00