Credit Acceptance (CACC) Total Debt (2010 - 2026)
Credit Acceptance's (CACC) quarterly Total Debt came in at $5.0 billion in Q2 2026, down 6.77% year-over-year from $5.4 billion in Q2 2025, and down 1.59% quarter-over-quarter from $5.1 billion in Q1 2026.
Analysis
Credit Acceptance (CACC) Total Debt (2010 - 2026) Analysis & Trends
Credit Acceptance has disclosed Total Debt across 17 years of filings, most recently posting $5.0 billion for Q2 2026.
- In Q2 2026, Total Debt fell 6.77% year-over-year to $5.0 billion; the TTM figure through Jun 2026 stood at $5.0 billion (down 6.77% YoY), while the FY2025 annual figure was $5.2 billion, down 3.78% from the prior year.
- Total Debt came in at $5.0 billion for Q2 2026 at Credit Acceptance, down from $5.1 billion in the prior quarter.
- In the past five years, Total Debt ranged from a high of $5.6 billion in Q1 2025 to a low of $3.6 billion in Q3 2022.
- Average Total Debt over 5 years is $4.6 billion, with a median of $4.7 billion recorded in 2024.
- Year-over-year, Total Debt soared 34.34% in 2024 and decreased 9.22% in 2026.
- Over 5 years, Total Debt stood at $3.8 billion in 2022, then increased by 6.24% to $4.0 billion in 2023, then soared by 34.34% to $5.4 billion in 2024, then declined by 3.78% to $5.2 billion in 2025, then slipped by 2.71% to $5.0 billion in 2026.
- Per Business Quant data, the three most recent Total Debt figures were $5.0 billion in Q2 2026, $5.1 billion in Q1 2026, and $5.2 billion in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 16.43 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 3.33 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 2.35 Bn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 5.02 Bn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 5.84 Bn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 5.01 Bn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 3.29 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 519.49 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 48.55 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.02 Bn |
| Mar 31, 2026 | 5.10 Bn |
| Dec 31, 2025 | 5.16 Bn |
| Sep 30, 2025 | 5.13 Bn |
| Jun 30, 2025 | 5.38 Bn |
| Mar 31, 2025 | 5.62 Bn |
| Dec 31, 2024 | 5.36 Bn |
| Sep 30, 2024 | 5.26 Bn |
| Jun 30, 2024 | 4.87 Bn |
| Mar 31, 2024 | 4.44 Bn |
| Dec 31, 2023 | 3.99 Bn |
| Sep 30, 2023 | 4.03 Bn |
| Jun 30, 2023 | 3.77 Bn |
| Mar 31, 2023 | 3.77 Bn |
| Dec 31, 2022 | 3.76 Bn |
| Sep 30, 2022 | 3.63 Bn |
| Jun 30, 2022 | 3.77 Bn |
| Mar 31, 2022 | 3.83 Bn |
| Dec 31, 2021 | 3.81 Bn |
| Sep 30, 2021 | 3.73 Bn |