Growth Metrics

Credit Acceptance (CACC) Total Debt (2016 - 2025)

Credit Acceptance's Total Debt history spans 16 years, with the latest figure at $5.2 billion for Q4 2025.

  • On a quarterly basis, Total Debt fell 3.78% to $5.2 billion in Q4 2025 year-over-year; TTM through Dec 2025 was $5.2 billion, a 3.78% decrease, with the full-year FY2025 number at $5.2 billion, down 3.78% from a year prior.
  • Total Debt hit $5.2 billion in Q4 2025 for Credit Acceptance, up from $148.7 million in the prior quarter.
  • Over the last five years, Total Debt for CACC hit a ceiling of $5.6 billion in Q1 2025 and a floor of $1.5 million in Q2 2025.
  • Historically, Total Debt has averaged $1.5 billion across 5 years, with a median of $250.0 million in 2021.
  • The widest YoY moves for Total Debt: up 67586.75% in 2025, down 99.85% in 2025.
  • Tracing CACC's Total Debt over 5 years: stood at $3.8 billion in 2021, then plummeted by 79.16% to $794.5 million in 2022, then grew by 24.48% to $989.0 million in 2023, then soared by 442.11% to $5.4 billion in 2024, then fell by 3.78% to $5.2 billion in 2025.
  • Business Quant data shows Total Debt for CACC at $5.2 billion in Q4 2025, $148.7 million in Q3 2025, and $1.5 million in Q2 2025.