Credit Acceptance (CACC) Total Debt (2010 - 2025)

Credit Acceptance (CACC) posted Total Debt of $5.2 billion for Q4 2025, up 3369.27% sequentially from $148.7 million in Q3 2025, and down 3.78% YoY from $5.4 billion in Q4 2024.

Credit Acceptance (CACC) Total Debt (2010 - 2025) Analysis & Trends

Credit Acceptance (CACC) has 16 years of Total Debt data on file, last reported at $5.2 billion in Q4 2025.

  • Quarterly Total Debt fell 3.78% year-over-year to $5.2 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $5.2 billion (down 3.78% YoY) and the FY2025 annual result came in at $5.2 billion, down 3.78% from the prior year.
  • Total Debt grew to $5.2 billion in Q4 2025 per CACC's latest filing, from $148.7 million in the prior quarter.
  • The five-year high for Total Debt was $5.6 billion in Q1 2025, with the low at $1.5 million in Q2 2025.
  • Average Total Debt over 5 years is $1.5 billion, with a median of $250.0 million recorded in 2021.
  • The widest YoY moves for Total Debt: up 67586.75% in 2025, down 99.85% in 2025.
  • Credit Acceptance's Total Debt stood at $3.8 billion in 2021, then tumbled by 79.16% to $794.5 million in 2022, then climbed by 24.48% to $989.0 million in 2023, then surged by 442.11% to $5.4 billion in 2024, then decreased by 3.78% to $5.2 billion in 2025.
  • Business Quant data shows CACC's Total Debt at $5.2 billion in Q4 2025, $148.7 million in Q3 2025, and $1.5 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.98 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 18.96 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.69 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 9.41 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 2.42 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 4.13 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 5.16 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 12.66 Bn
10 Sezzle 5.91 Bn 5.79 Bn - 144.37 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 5.16 Bn
Sep 30, 2025 148.70 Mn
Jun 30, 2025 1.50 Mn
Mar 31, 2025 5.62 Bn
Dec 31, 2024 5.36 Bn
Sep 30, 2024 5.26 Bn
Jun 30, 2024 990.10 Mn
Mar 31, 2024 8.30 Mn
Dec 31, 2023 989.00 Mn
Sep 30, 2023 102.10 Mn
Jun 30, 2023 250.00 Mn
Mar 31, 2023 250.00 Mn
Dec 31, 2022 794.50 Mn
Sep 30, 2022 9.00 Mn
Jun 30, 2022 250.00 Mn
Mar 31, 2022 250.00 Mn
Dec 31, 2021 3.81 Bn
Sep 30, 2021 792.00 Mn
Jun 30, 2021 250.00 Mn
Mar 31, 2021 250.00 Mn