Credit Acceptance (CACC) Total Debt (2010 - 2025)

Credit Acceptance has disclosed Total Debt across 16 years of filings, most recently posting $5.2 billion for Q4 2025.

• Total Debt for Q4 2025 came in at $5.2 billion, down 3.78% year-over-year; the trailing twelve-month figure through Dec 2025 was $5.2 billion (down 3.78% YoY), and the FY2025 annual result was $5.2 billion, down 3.78% from the prior year.
• Total Debt came in at $5.2 billion for Q4 2025 at Credit Acceptance, up from $148.7 million in the prior quarter.
• In the past five years, Total Debt ranged from a high of $5.6 billion in Q1 2025 to a low of $1.5 million in Q2 2025.
• The 5-year median for Total Debt is $250.0 million (2021), against an average of $1.5 billion.
• Peak annual rise in Total Debt reached 67586.75% in 2025, while the deepest fall reached 99.85% in 2025.
• Credit Acceptance's Total Debt stood at $3.8 billion in 2021, then slumped by 79.16% to $794.5 million in 2022, then rose by 24.48% to $989.0 million in 2023, then surged by 442.11% to $5.4 billion in 2024, then declined by 3.78% to $5.2 billion in 2025.
• The last three Total Debt figures came in at $5.2 billion (Q4 2025), $148.7 million (Q3 2025), and $1.5 million (Q2 2025), per Business Quant data.