Credit Acceptance (CACC) Total Debt (2010 - 2026)

Credit Acceptance (CACC) posted Total Debt of $107.3 million for Q4 2025, down 97.91% sequentially from $5.1 billion in Q3 2025, and down 98.0% YoY from $5.4 billion in Q4 2024.

Credit Acceptance (CACC) Total Debt (2010 - 2026) Analysis & Trends

Credit Acceptance has reported Total Debt for 16 years, with the latest figure at $107.3 million in Q4 2025.

  • Quarterly Total Debt fell 98.0% year-over-year to $107.3 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $107.3 million (down 98.0% YoY) and the FY2025 annual result came in at $107.3 million, down 98.0% from the prior year.
  • Total Debt declined to $107.3 million in Q4 2025 per CACC's latest filing, from $5.1 billion in the prior quarter.
  • Over five years, Total Debt peaked at $5.6 billion in Q1 2025 and troughed at $8.9 million in Q4 2022.
  • A 5-year average of $1.3 billion and a median of $250.0 million in 2021 frame the typical range for Total Debt.
  • The sharpest annual moves came in 2021 and 2023: Total Debt tumbled 99.73% in 2021, then surged 44741.57% in 2023.
  • Over 5 years, Total Debt stood at $9.7 million in 2021, then dropped by 8.25% to $8.9 million in 2022, then soared by 44741.57% to $4.0 billion in 2023, then surged by 34.34% to $5.4 billion in 2024, then sank by 98.0% to $107.3 million in 2025.
  • According to Business Quant data, Total Debt over the past three periods registered $107.3 million, $5.1 billion, and $1.1 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 23.86 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 24.64 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 59.05 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 35.62 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.23 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 16.43 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 2.42 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Credit Acceptance 6.11 Bn 5.62 Bn 569.30 Mn 5.02 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 5.02 Bn
Dec 31, 2025 107.30 Mn
Sep 30, 2025 5.13 Bn
Jun 30, 2025 1.09 Bn
Mar 31, 2025 5.62 Bn
Dec 31, 2024 5.36 Bn
Mar 31, 2024 169.50 Mn
Dec 31, 2023 3.99 Bn
Sep 30, 2023 796.00 Mn
Jun 30, 2023 250.00 Mn
Mar 31, 2023 250.00 Mn
Dec 31, 2022 8.90 Mn
Sep 30, 2022 9.00 Mn
Jun 30, 2022 250.00 Mn
Mar 31, 2022 250.00 Mn
Dec 31, 2021 9.70 Mn
Sep 30, 2021 9.90 Mn
Jun 30, 2021 250.00 Mn
Mar 31, 2021 250.00 Mn
Dec 31, 2020 300.00 Mn