Credit Acceptance (CACC) Net Margin (2010 - 2026)

Credit Acceptance has disclosed Net Margin across 17 years of filings, most recently posting 23.14% for Q2 2026.

• In Q2 2026, Net Margin rose 816.0% year-over-year to 23.14%; the TTM figure through Jun 2026 stood at 21.54% (up 286.0% YoY), while the FY2025 annual figure was 18.29%, up 683.0% from the prior year.
• Net Margin came in at 23.14% for Q2 2026 at Credit Acceptance, down from 23.41% in the prior quarter.
• In the past five years, Net Margin ranged from a high of 47.03% in Q1 2022 to a low of 8.75% in Q2 2024.
• Average Net Margin over 5 years is 19.02%, with a median of 18.95% recorded in 2023.
• Year-over-year, Net Margin sank 3770 bps in 2022 and jumped 2372 bps in 2025.
• Over 5 years, Net Margin stood at 27.73% in 2022, then plunged by 31 bps to 19.04% in 2023, then jumped by 41 bps to 26.84% in 2024, then dropped by 22 bps to 21.04% in 2025, then grew by 10 bps to 23.14% in 2026.
• Per Business Quant data, the three most recent Net Margin figures were 23.14% in Q2 2026, 23.41% in Q1 2026, and 21.04% in Q4 2025.