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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Net Margin (2016 - 2025)

Historic Net Margin for Credit Acceptance (CACC) over the last 16 years, with Q4 2025 value amounting to 21.04%.

  • Credit Acceptance's Net Margin fell 58000.0% to 21.04% in Q4 2025 from the same period last year, while for Dec 2025 it was 18.29%, marking a year-over-year increase of 68300.0%. This contributed to the annual value of 18.29% for FY2025, which is 68300.0% up from last year.
  • Per Credit Acceptance's latest filing, its Net Margin stood at 21.04% for Q4 2025, which was down 58000.0% from 18.58% recorded in Q3 2025.
  • In the past 5 years, Credit Acceptance's Net Margin registered a high of 61.18% during Q2 2021, and its lowest value of 8.75% during Q2 2024.
  • For the 5-year period, Credit Acceptance's Net Margin averaged around 25.1%, with its median value being 20.04% (2023).
  • In the last 5 years, Credit Acceptance's Net Margin skyrocketed by 663500bps in 2021 and then crashed by -377000bps in 2022.
  • Over the past 5 years, Credit Acceptance's Net Margin (Quarter) stood at 46.98% in 2021, then plummeted by -41bps to 27.73% in 2022, then plummeted by -31bps to 19.04% in 2023, then soared by 41bps to 26.84% in 2024, then fell by -22bps to 21.04% in 2025.
  • Its Net Margin was 21.04% in Q4 2025, compared to 18.58% in Q3 2025 and 14.97% in Q2 2025.