Credit Acceptance (CACC) Net Margin (2010 - 2026)

Credit Acceptance has reported Net Margin for 16 years, with the latest figure at 510.46% in Q4 2025.

• Quarterly Net Margin rose 52058.0% year-over-year to 510.46% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 64.69% (up 12402.0% YoY) and the FY2025 annual result came in at 443.41%, up 18545.0% from the prior year.
• Net Margin climbed to 510.46% in Q4 2025 per CACC's latest filing, from 448.96% in the prior quarter.
• Over five years, Net Margin peaked at 1826.58% in Q2 2021 and troughed at 193.83% in Q2 2024.
• A 5-year average of 260.9% and a median of 21.17% in 2022 frame the typical range for Net Margin.
• The sharpest annual moves came in 2021 and 2022: Net Margin soared 205308 bps in 2021, then tumbled 180310 bps in 2022.
• Over 5 years, Net Margin stood at 16.33% in 2021, then jumped by 270 bps to 27.73% in 2022, then sank by 125 bps to 7.03% in 2023, then sank by 44 bps to 10.12% in 2024, then jumped by 5142 bps to 510.46% in 2025.
• According to Business Quant data, Net Margin over the past three periods registered 510.46%, 448.96%, and 14.97% for Q4 2025, Q3 2025, and Q2 2025 respectively.