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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Net Margin (2016 - 2025)

Credit Acceptance's Net Margin history spans 16 years, with the latest figure at 7.43% for Q4 2025.

  • For Q4 2025, Net Margin fell 1690.0% year-over-year to 7.43%; the TTM value through Dec 2025 reached 443.41%, up 43195.0%, while the annual FY2025 figure was 443.41%, 43195.0% up from the prior year.
  • Net Margin for Q4 2025 was 7.43% at Credit Acceptance, down from 18.58% in the prior quarter.
  • Across five years, Net Margin topped out at 1826.58% in Q2 2021 and bottomed at 193.83% in Q2 2024.
  • The 5-year median for Net Margin is 18.83% (2023), against an average of 304.12%.
  • The largest annual shift saw Net Margin soared 180286bps in 2021 before it tumbled -135645bps in 2022.
  • A 5-year view of Net Margin shows it stood at 16.33% in 2021, then surged by 4659bps to 744.44% in 2022, then tumbled by -97bps to 19.04% in 2023, then crashed by -50bps to 9.46% in 2024, then plummeted by -179bps to 7.43% in 2025.
  • Per Business Quant, the three most recent readings for CACC's Net Margin are 7.43% (Q4 2025), 18.58% (Q3 2025), and 14.97% (Q2 2025).