Credit Acceptance (CACC) Net Margin (2010 - 2025)

Credit Acceptance has disclosed Net Margin across 16 years of filings, most recently posting 21.04% for Q4 2025.

• Net Margin for Q4 2025 came in at 21.04%, up 3116.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 35.0% (up 9433.0% YoY), and the FY2025 annual result was 18.29%, down 23967.0% from the prior year.
• Net Margin came in at 21.04% for Q4 2025 at Credit Acceptance, down from 448.96% in the prior quarter.
• In the past five years, Net Margin ranged from a high of 1623.38% in Q3 2021 to a low of 193.83% in Q2 2024.
• The 5-year median for Net Margin is 272.73% (2023), against an average of 431.3%.
• Peak annual rise in Net Margin reached 150809 bps in 2022, while the deepest fall reached 109411 bps in 2022.
• Credit Acceptance's Net Margin stood at 1480.27% in 2021, then tumbled by 50 bps to 744.44% in 2022, then tumbled by 42 bps to 433.33% in 2023, then slumped by 102 bps to 10.12% in 2024, then jumped by 308 bps to 21.04% in 2025.
• The last three Net Margin figures came in at 21.04% (Q4 2025), 448.96% (Q3 2025), and 14.97% (Q2 2025), per Business Quant data.