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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Net Margin: 2010-2025

Historic Net Margin for Credit Acceptance (CACC) over the last 16 years, with Sep 2025 value amounting to 18.58%.

  • Credit Acceptance's Net Margin rose 426.00% to 18.58% in Q3 2025 from the same period last year, while for Sep 2025 it was 19.70%, marking a year-over-year increase of 1062.00%. This contributed to the annual value of 11.46% for FY2024, which is 358.00% down from last year.
  • Per Credit Acceptance's latest filing, its Net Margin stood at 18.58% for Q3 2025, which was up 24.10% from 14.97% recorded in Q2 2025.
  • In the past 5 years, Credit Acceptance's Net Margin ranged from a high of 61.18% in Q2 2021 and a low of -8.75% during Q2 2024.
  • For the 3-year period, Credit Acceptance's Net Margin averaged around 14.33%, with its median value being 14.97% (2025).
  • As far as peak fluctuations go, Credit Acceptance's Net Margin soared by 6,635bps in 2021, and later plummeted by 3,770bps in 2022.
  • Over the past 5 years, Credit Acceptance's Net Margin (Quarterly) stood at 46.98% in 2021, then tumbled by 1,924bps to 27.73% in 2022, then slumped by 869bps to 19.04% in 2023, then surged by 780bps to 26.84% in 2024, then soared by 426bps to 18.58% in 2025.
  • Its Net Margin stands at 18.58% for Q3 2025, versus 14.97% for Q2 2025 and 18.61% for Q1 2025.