Credit Acceptance Corp (CACC) Net Margin (2010 - 2026)
Credit Acceptance (CACC) posted Net Margin of 23.14% for Q2 2026, up 8.16 percentage points from 14.97% a year earlier but down 0.28 percentage points from the prior quarter.
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Analysis
Credit Acceptance Corp (CACC) Net Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at Credit Acceptance was 21.54%, up 2.86 percentage points year-over-year; for FY2025, it was 18.29%, up 6.83 percentage points from FY2024.
- Annual Net Margin shows a five-year change of -6.93 percentage points (FY2020 to FY2025).
- In prior years, Credit Acceptance's Net Margin was 11.46% in FY2024 (-3.58 pp), 15.04% in FY2023 (-14.20 pp), 29.24% in FY2022 (-22.39 pp) and 51.63% in FY2021 (+26.41 pp).
- Quarterly Net Margin has run from a low of -8.75% in Q2 2024 to a high of 53.18% in Q3 2021 over five years.
- On a year-over-year basis, Net Margin increased in six of the last eight quarters, with an average year-over-year change of +6.05 percentage points.
- The strongest year-over-year quarter for Net Margin in the past five years was Q2 2025, with a gain of 23.72 percentage points; the weakest was Q2 2022, with a drop of 37.70 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 23.41% (Q1 2026), 21.04% (Q4 2025) and 18.58% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 23.14% |
| Mar 31, 2026 | 23.41% |
| Dec 31, 2025 | 21.04% |
| Sep 30, 2025 | 18.58% |
| Jun 30, 2025 | 14.97% |
| Mar 31, 2025 | 18.61% |
| Dec 31, 2024 | 26.84% |
| Sep 30, 2024 | 14.32% |
| Jun 30, 2024 | -8.75% |
| Mar 31, 2024 | 12.66% |
| Dec 31, 2023 | 19.04% |
| Sep 30, 2023 | 14.79% |
| Jun 30, 2023 | 4.65% |
| Mar 31, 2023 | 21.93% |
| Dec 31, 2022 | 27.73% |
| Sep 30, 2022 | 18.86% |
| Jun 30, 2022 | 23.48% |
| Mar 31, 2022 | 47.03% |
| Dec 31, 2021 | 46.98% |
| Sep 30, 2021 | 53.18% |
API Access
Credit Acceptance Corp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();