Credit Acceptance CACC
NASDAQ CACC
$593.78 -10.94 (-1.81%)
As of: Sep 8, 2026 · 3:59 PM EDT

Credit Acceptance (CACC) EV to EBITDA (2010 - 2026)

Credit Acceptance's (CACC) quarterly EV to EBITDA came in at 40.64 in Q2 2026, down 23.86% year-over-year from 53.38 in Q2 2025, and up 66.4% quarter-over-quarter from 24.42 in Q1 2026.

Analysis

Credit Acceptance (CACC) EV to EBITDA (2010 - 2026) Analysis & Trends

Credit Acceptance has disclosed EV to EBITDA across 17 years of filings, most recently posting 40.64 for Q2 2026.

  • In Q2 2026, EV to EBITDA fell 23.86% year-over-year to 40.64; the TTM figure through Jun 2026 stood at 10.55 (down 2.03% YoY), while the FY2025 annual figure was 8.63, down 57.16% from the prior year.
  • EV to EBITDA came in at 40.64 for Q2 2026 at Credit Acceptance, up from 24.42 in the prior quarter.
  • In the past five years, EV to EBITDA ranged from a high of 744.36 in Q2 2023 to a low of 75.72 in Q2 2024.
  • Average EV to EBITDA over 5 years is 77.84, with a median of 43.79 recorded in 2025.
  • Year-over-year, EV to EBITDA soared 1591.6% in 2023 and slumped 110.17% in 2024.
  • Over 5 years, EV to EBITDA stood at 37.46 in 2022, then jumped by 66.19% to 62.26 in 2023, then tumbled by 52.47% to 29.59 in 2024, then gained by 2.94% to 30.46 in 2025, then surged by 33.42% to 40.64 in 2026.
  • Per Business Quant data, the three most recent EV to EBITDA figures were 40.64 in Q2 2026, 24.42 in Q1 2026, and 30.46 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Synchrony Financial 26.06 Bn 9.87 Bn -
2 Affirm Holdings 24.16 Bn 22.53 Bn -
3 FirstCash Holdings 9.90 Bn 9.73 Bn 533.67 Mn
4 Credit Acceptance 6.25 Bn 5.76 Bn 569.30 Mn
5 Enova International 5.63 Bn 5.51 Bn 568.07 Mn
6 Slm 4.96 Bn 160.79 Mn -
7 Bread Financial Holdings 4.32 Bn -15.76 Bn 957.00 Mn
8 StoneCo 2.68 Bn 1.06 Bn 308.97 Mn
9 Ezcorp 2.05 Bn 1.73 Bn 246.19 Mn
10 Navient 1.71 Bn 340.86 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 40.64
Mar 31, 2026 24.42
Dec 31, 2025 30.46
Sep 30, 2025 35.86
Jun 30, 2025 53.38
Mar 31, 2025 43.58
Dec 31, 2024 29.59
Sep 30, 2024 54.70
Jun 30, 2024 -75.72
Mar 31, 2024 89.06
Dec 31, 2023 62.26
Sep 30, 2023 66.84
Jun 30, 2023 744.36
Mar 31, 2023 46.99
Dec 31, 2022 37.46
Sep 30, 2022 48.32
Jun 30, 2022 44.00
Mar 31, 2022 24.94
Dec 31, 2021 33.86
Sep 30, 2021 25.40