Credit Acceptance (CACC) EV to EBITDA (2010 - 2026)
Credit Acceptance's (CACC) quarterly EV to EBITDA came in at 40.64 in Q2 2026, down 23.86% year-over-year from 53.38 in Q2 2025, and up 66.4% quarter-over-quarter from 24.42 in Q1 2026.
Analysis
Credit Acceptance (CACC) EV to EBITDA (2010 - 2026) Analysis & Trends
Credit Acceptance has disclosed EV to EBITDA across 17 years of filings, most recently posting 40.64 for Q2 2026.
- In Q2 2026, EV to EBITDA fell 23.86% year-over-year to 40.64; the TTM figure through Jun 2026 stood at 10.55 (down 2.03% YoY), while the FY2025 annual figure was 8.63, down 57.16% from the prior year.
- EV to EBITDA came in at 40.64 for Q2 2026 at Credit Acceptance, up from 24.42 in the prior quarter.
- In the past five years, EV to EBITDA ranged from a high of 744.36 in Q2 2023 to a low of 75.72 in Q2 2024.
- Average EV to EBITDA over 5 years is 77.84, with a median of 43.79 recorded in 2025.
- Year-over-year, EV to EBITDA soared 1591.6% in 2023 and slumped 110.17% in 2024.
- Over 5 years, EV to EBITDA stood at 37.46 in 2022, then jumped by 66.19% to 62.26 in 2023, then tumbled by 52.47% to 29.59 in 2024, then gained by 2.94% to 30.46 in 2025, then surged by 33.42% to 40.64 in 2026.
- Per Business Quant data, the three most recent EV to EBITDA figures were 40.64 in Q2 2026, 24.42 in Q1 2026, and 30.46 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 40.64 |
| Mar 31, 2026 | 24.42 |
| Dec 31, 2025 | 30.46 |
| Sep 30, 2025 | 35.86 |
| Jun 30, 2025 | 53.38 |
| Mar 31, 2025 | 43.58 |
| Dec 31, 2024 | 29.59 |
| Sep 30, 2024 | 54.70 |
| Jun 30, 2024 | -75.72 |
| Mar 31, 2024 | 89.06 |
| Dec 31, 2023 | 62.26 |
| Sep 30, 2023 | 66.84 |
| Jun 30, 2023 | 744.36 |
| Mar 31, 2023 | 46.99 |
| Dec 31, 2022 | 37.46 |
| Sep 30, 2022 | 48.32 |
| Jun 30, 2022 | 44.00 |
| Mar 31, 2022 | 24.94 |
| Dec 31, 2021 | 33.86 |
| Sep 30, 2021 | 25.40 |