Credit Acceptance (CACC) EV to EBITDA (2011 - 2026)
Credit Acceptance's EV to EBITDA was 6.07 in Q3 2026, up 28.5% from 4.72 a year earlier and up 2.8% from the prior quarter.
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Analysis
Credit Acceptance (CACC) EV to EBITDA (2011 - 2026) Analysis & Trends
On a trailing twelve-month basis, Credit Acceptance's EV to EBITDA was 6.01 through Sep 30, 2026, up 55.8% year-over-year; for FY2025, it was 4.47, down 34.7% from FY2024.
- In earlier years, EV to EBITDA was 6.84 in FY2024 (-32.1%), 10.08 in FY2023 (+50.7%), 6.69 in FY2022 (unchanged) and 6.69 in FY2021 (-12.3%).
- The Q3 2026 figure marks the highest quarterly EV to EBITDA since Q1 2025.
- Compared with a year earlier, EV to EBITDA was higher in two of the last eight quarters, with an average decline of 23.6%.
- The best year-over-year quarter for EV to EBITDA over five years was Q2 2023 (growth of 92.7%); the worst was Q2 2025 (a decline of 46.0%).
- Per Business Quant data, CACC's EV to EBITDA in the three quarters before Q3 2026 was 5.90 (Q2 2026), 4.06 (Q1 2026) and 4.47 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - |
| 10 | Credit Acceptance | 5.41 Bn | 5.36 Bn | 577.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 6.07 |
| Jun 30, 2026 | 5.90 |
| Mar 31, 2026 | 4.06 |
| Dec 31, 2025 | 4.47 |
| Sep 30, 2025 | 4.72 |
| Jun 30, 2025 | 5.43 |
| Mar 31, 2025 | 6.48 |
| Dec 31, 2024 | 6.84 |
| Sep 30, 2024 | 7.79 |
| Jun 30, 2024 | 10.07 |
| Mar 31, 2024 | 10.21 |
| Dec 31, 2023 | 10.08 |
| Sep 30, 2023 | 8.53 |
| Jun 30, 2023 | 9.66 |
| Mar 31, 2023 | 7.32 |
| Dec 31, 2022 | 6.69 |
| Sep 30, 2022 | 5.57 |
| Jun 30, 2022 | 5.02 |
| Mar 31, 2022 | 5.01 |
| Dec 31, 2021 | 6.69 |
API Access
Credit Acceptance EV to EBITDA API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-ebitda&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-ebitda", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-ebitda&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();