Credit Acceptance (CACC) EBT Margin (2010 - 2025)

Credit Acceptance has disclosed EBT Margin across 16 years of filings, most recently posting 27.07% for Q4 2025.

• EBT Margin for Q4 2025 came in at 27.07%, up 3986.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 46.68% (up 12554.0% YoY), and the FY2025 annual result was 24.4%, down 31847.0% from the prior year.
• EBT Margin came in at 27.07% for Q4 2025 at Credit Acceptance, down from 617.84% in the prior quarter.
• In the past five years, EBT Margin ranged from a high of 2157.14% in Q3 2021 to a low of 227.57% in Q2 2024.
• The 5-year median for EBT Margin is 339.9% (2023), against an average of 570.39%.
• Peak annual rise in EBT Margin reached 200299 bps in 2022, while the deepest fall reached 141263 bps in 2022.
• Credit Acceptance's EBT Margin stood at 1936.73% in 2021, then tumbled by 51 bps to 953.22% in 2022, then tumbled by 43 bps to 538.89% in 2023, then tumbled by 102 bps to 12.79% in 2024, then jumped by 312 bps to 27.07% in 2025.
• The last three EBT Margin figures came in at 27.07% (Q4 2025), 617.84% (Q3 2025), and 20.18% (Q2 2025), per Business Quant data.