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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) EBT Margin (2016 - 2025)

Credit Acceptance's EBT Margin history spans 16 years, with the latest figure at 27.07% for Q4 2025.

  • On a quarterly basis, EBT Margin rose 3986.0% to 27.07% in Q4 2025 year-over-year; TTM through Dec 2025 was 46.68%, a 12554.0% increase, with the full-year FY2025 number at 24.4%, down 31847.0% from a year prior.
  • EBT Margin hit 27.07% in Q4 2025 for Credit Acceptance, down from 617.84% in the prior quarter.
  • Over the last five years, EBT Margin for CACC hit a ceiling of 2157.14% in Q3 2021 and a floor of 227.57% in Q2 2024.
  • Historically, EBT Margin has averaged 570.39% across 5 years, with a median of 339.9% in 2023.
  • The widest YoY moves for EBT Margin: up 200299bps in 2022, down -141263bps in 2022.
  • Tracing CACC's EBT Margin over 5 years: stood at 1936.73% in 2021, then crashed by -51bps to 953.22% in 2022, then plummeted by -43bps to 538.89% in 2023, then tumbled by -102bps to 12.79% in 2024, then surged by 312bps to 27.07% in 2025.
  • Business Quant data shows EBT Margin for CACC at 27.07% in Q4 2025, 617.84% in Q3 2025, and 20.18% in Q2 2025.