Credit Acceptance (CACC) EBT Margin (2010 - 2026)

Credit Acceptance has disclosed EBT Margin across 17 years of filings, most recently posting 28.7% for Q2 2026.

• In Q2 2026, EBT Margin rose 852.0% year-over-year to 28.7%; the TTM figure through Jun 2026 stood at 27.88% (up 331.0% YoY), while the FY2025 annual figure was 24.4%, up 916.0% from the prior year.
• EBT Margin came in at 28.7% for Q2 2026 at Credit Acceptance, down from 30.17% in the prior quarter.
• In the past five years, EBT Margin ranged from a high of 62.43% in Q1 2022 to a low of 10.27% in Q2 2024.
• Average EBT Margin over 5 years is 24.98%, with a median of 26.05% recorded in 2025.
• Year-over-year, EBT Margin sank 4943 bps in 2022 and soared 3045 bps in 2025.
• Over 5 years, EBT Margin stood at 35.51% in 2022, then sank by 33 bps to 23.68% in 2023, then jumped by 43 bps to 33.91% in 2024, then dropped by 20 bps to 27.07% in 2025, then advanced by 6 bps to 28.7% in 2026.
• Per Business Quant data, the three most recent EBT Margin figures were 28.7% in Q2 2026, 30.17% in Q1 2026, and 27.07% in Q4 2025.