Credit Acceptance (CACC) EBT Margin (2010 - 2026)

Credit Acceptance has reported EBT Margin for 16 years, with the latest figure at 656.9% in Q4 2025.

• Quarterly EBT Margin rose 66969.0% year-over-year to 656.9% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 86.28% (up 16515.0% YoY) and the FY2025 annual result came in at 591.42%, up 24855.0% from the prior year.
• EBT Margin advanced to 656.9% in Q4 2025 per CACC's latest filing, from 617.84% in the prior quarter.
• Over five years, EBT Margin peaked at 2403.16% in Q2 2021 and troughed at 227.57% in Q2 2024.
• A 5-year average of 344.17% and a median of 28.8% in 2022 frame the typical range for EBT Margin.
• The sharpest annual moves came in 2021 and 2022: EBT Margin jumped 270984 bps in 2021, then plunged 237210 bps in 2022.
• Over 5 years, EBT Margin stood at 21.37% in 2021, then jumped by 266 bps to 35.51% in 2022, then tumbled by 125 bps to 8.75% in 2023, then slumped by 46 bps to 12.79% in 2024, then jumped by 5236 bps to 656.9% in 2025.
• According to Business Quant data, EBT Margin over the past three periods registered 656.9%, 617.84%, and 20.18% for Q4 2025, Q3 2025, and Q2 2025 respectively.