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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) EBT Margin (2016 - 2025)

Credit Acceptance's EBT Margin history spans 16 years, with the latest figure at 9.56% for Q4 2025.

  • For Q4 2025, EBT Margin fell 2152.0% year-over-year to 9.56%; the TTM value through Dec 2025 reached 591.42%, up 57618.0%, while the annual FY2025 figure was 591.42%, 57618.0% up from the prior year.
  • EBT Margin for Q4 2025 was 9.56% at Credit Acceptance, down from 25.57% in the prior quarter.
  • Across five years, EBT Margin topped out at 2403.16% in Q2 2021 and bottomed at 227.57% in Q2 2024.
  • The 5-year median for EBT Margin is 25.19% (2025), against an average of 401.79%.
  • The largest annual shift saw EBT Margin soared 237171bps in 2021 before it crashed -177299bps in 2022.
  • A 5-year view of EBT Margin shows it stood at 21.37% in 2021, then soared by 4561bps to 953.22% in 2022, then tumbled by -98bps to 23.68% in 2023, then plummeted by -50bps to 11.96% in 2024, then plummeted by -180bps to 9.56% in 2025.
  • Per Business Quant, the three most recent readings for CACC's EBT Margin are 9.56% (Q4 2025), 25.57% (Q3 2025), and 20.18% (Q2 2025).