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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) EBT Margin (2016 - 2025)

Historic EBT Margin for Credit Acceptance (CACC) over the last 16 years, with Q4 2025 value amounting to 27.07%.

  • Credit Acceptance's EBT Margin fell 68400.0% to 27.07% in Q4 2025 from the same period last year, while for Dec 2025 it was 24.4%, marking a year-over-year increase of 91600.0%. This contributed to the annual value of 24.4% for FY2025, which is 91600.0% up from last year.
  • According to the latest figures from Q4 2025, Credit Acceptance's EBT Margin is 27.07%, which was down 68400.0% from 25.57% recorded in Q3 2025.
  • Credit Acceptance's 5-year EBT Margin high stood at 80.5% for Q2 2021, and its period low was 10.27% during Q2 2024.
  • Over the past 5 years, Credit Acceptance's median EBT Margin value was 26.8% (recorded in 2022), while the average stood at 33.1%.
  • As far as peak fluctuations go, Credit Acceptance's EBT Margin soared by 875900bps in 2021, and later crashed by -494300bps in 2022.
  • Over the past 5 years, Credit Acceptance's EBT Margin (Quarter) stood at 61.46% in 2021, then plummeted by -42bps to 35.51% in 2022, then plummeted by -33bps to 23.68% in 2023, then soared by 43bps to 33.91% in 2024, then dropped by -20bps to 27.07% in 2025.
  • Its EBT Margin stands at 27.07% for Q4 2025, versus 25.57% for Q3 2025 and 20.18% for Q2 2025.