Credit Acceptance Corp (CACC) EBT Margin (2010 - 2026)
Credit Acceptance (CACC) posted EBT Margin of 28.70% for Q2 2026, up 8.52 percentage points from 20.18% a year earlier but down 1.47 percentage points from the prior quarter.
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Analysis
Credit Acceptance Corp (CACC) EBT Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT Margin at Credit Acceptance was 27.88%, up 3.31 percentage points year-over-year; for FY2025, it was 24.40%, up 9.16 percentage points from FY2024.
- Annual EBT Margin shows a five-year change of -8.52 percentage points (FY2020 to FY2025).
- In prior years, Credit Acceptance's EBT Margin was 15.24% in FY2024 (-4.09 pp), 19.33% in FY2023 (-19.51 pp), 38.84% in FY2022 (-29.10 pp) and 67.94% in FY2021 (+35.02 pp).
- Quarterly EBT Margin has run from a low of -10.27% in Q2 2024 to a high of 70.67% in Q3 2021 over five years.
- On a year-over-year basis, EBT Margin increased in six of the last eight quarters, with an average year-over-year change of +7.62 percentage points.
- The strongest year-over-year quarter for EBT Margin in the past five years was Q2 2025, with a gain of 30.45 percentage points; the weakest was Q2 2022, with a drop of 49.43 percentage points.
- According to Business Quant data, EBT Margin for the three prior quarters was 30.17% (Q1 2026), 27.07% (Q4 2025) and 25.57% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 28.70% |
| Mar 31, 2026 | 30.17% |
| Dec 31, 2025 | 27.07% |
| Sep 30, 2025 | 25.57% |
| Jun 30, 2025 | 20.18% |
| Mar 31, 2025 | 24.81% |
| Dec 31, 2024 | 33.91% |
| Sep 30, 2024 | 19.35% |
| Jun 30, 2024 | -10.27% |
| Mar 31, 2024 | 17.01% |
| Dec 31, 2023 | 23.68% |
| Sep 30, 2023 | 20.16% |
| Jun 30, 2023 | 5.84% |
| Mar 31, 2023 | 27.94% |
| Dec 31, 2022 | 35.51% |
| Sep 30, 2022 | 26.53% |
| Jun 30, 2022 | 31.07% |
| Mar 31, 2022 | 62.43% |
| Dec 31, 2021 | 61.46% |
| Sep 30, 2021 | 70.67% |
API Access
Credit Acceptance Corp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();