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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) EBT Margin: 2010-2025

Historic EBT Margin for Credit Acceptance (CACC) over the last 16 years, with Sep 2025 value amounting to 25.57%.

  • Credit Acceptance's EBT Margin rose 621.00% to 25.57% in Q3 2025 from the same period last year, while for Sep 2025 it was 26.06%, marking a year-over-year increase of 1390.00%. This contributed to the annual value of 15.24% for FY2024, which is 409.00% down from last year.
  • As of Q3 2025, Credit Acceptance's EBT Margin stood at 25.57%, which was up 26.70% from 20.18% recorded in Q2 2025.
  • Credit Acceptance's EBT Margin's 5-year high stood at 80.50% during Q2 2021, with a 5-year trough of -10.27% in Q2 2024.
  • Its 3-year average for EBT Margin is 18.92%, with a median of 20.18% in 2025.
  • As far as peak fluctuations go, Credit Acceptance's EBT Margin spiked by 8,759bps in 2021, and later plummeted by 4,943bps in 2022.
  • Credit Acceptance's EBT Margin (Quarterly) stood at 61.46% in 2021, then slumped by 2,595bps to 35.51% in 2022, then plummeted by 1,183bps to 23.68% in 2023, then soared by 1,023bps to 33.91% in 2024, then soared by 621bps to 25.57% in 2025.
  • Its EBT Margin stands at 25.57% for Q3 2025, versus 20.18% for Q2 2025 and 24.81% for Q1 2025.