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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Gross Margin (2016 - 2025)

Historic Gross Margin for Credit Acceptance (CACC) over the last 16 years, with Q4 2025 value amounting to 95.65%.

  • Credit Acceptance's Gross Margin fell 4600.0% to 95.65% in Q4 2025 from the same period last year, while for Dec 2025 it was 95.62%, marking a year-over-year decrease of 100.0%. This contributed to the annual value of 95.62% for FY2025, which is 100.0% down from last year.
  • According to the latest figures from Q4 2025, Credit Acceptance's Gross Margin is 95.65%, which was down 4600.0% from 95.74% recorded in Q3 2025.
  • Credit Acceptance's 5-year Gross Margin high stood at 96.84% for Q2 2021, and its period low was 94.5% during Q2 2023.
  • Its 5-year average for Gross Margin is 95.75%, with a median of 95.76% in 2023.
  • In the last 5 years, Credit Acceptance's Gross Margin soared by 13200bps in 2021 and then tumbled by -13500bps in 2023.
  • Quarter analysis of 5 years shows Credit Acceptance's Gross Margin stood at 96.35% in 2021, then fell by 0bps to 96.14% in 2022, then dropped by 0bps to 95.77% in 2023, then grew by 0bps to 96.11% in 2024, then fell by 0bps to 95.65% in 2025.
  • Its Gross Margin was 95.65% in Q4 2025, compared to 95.74% in Q3 2025 and 95.44% in Q2 2025.