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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Gross Margin: 2010-2025

Historic Gross Margin for Credit Acceptance (CACC) over the last 16 years, with Sep 2025 value amounting to 95.74%.

  • Credit Acceptance's Gross Margin fell 6.00% to 95.74% in Q3 2025 from the same period last year, while for Sep 2025 it was 95.74%, marking a year-over-year increase of 20.00%. This contributed to the annual value of 95.63% for FY2024, which is 46.00% up from last year.
  • Credit Acceptance's Gross Margin amounted to 95.74% in Q3 2025, which was up 0.31% from 95.44% recorded in Q2 2025.
  • In the past 5 years, Credit Acceptance's Gross Margin ranged from a high of 96.84% in Q2 2021 and a low of 94.50% during Q2 2023.
  • Its 3-year average for Gross Margin is 95.46%, with a median of 95.44% in 2025.
  • As far as peak fluctuations go, Credit Acceptance's Gross Margin surged by 132bps in 2021, and later plummeted by 135bps in 2023.
  • Credit Acceptance's Gross Margin (Quarterly) stood at 96.35% in 2021, then fell by 21bps to 96.14% in 2022, then tumbled by 37bps to 95.77% in 2023, then spiked by 34bps to 96.11% in 2024, then declined by 6bps to 95.74% in 2025.
  • Its Gross Margin stands at 95.74% for Q3 2025, versus 95.44% for Q2 2025 and 95.66% for Q1 2025.