Credit Acceptance (CACC) Gross Margin (2010 - 2026)

Credit Acceptance has disclosed Gross Margin across 17 years of filings, most recently posting 96.92% for Q2 2026.

• In Q2 2026, Gross Margin rose 31.0% year-over-year to 96.92%; the TTM figure through Jun 2026 stood at 97.01% (up 18.0% YoY), while the FY2025 annual figure was 96.91%, up 30.0% from the prior year.
• Gross Margin came in at 96.92% for Q2 2026 at Credit Acceptance, roughly flat from 97.28% in the prior quarter.
• In the past five years, Gross Margin ranged from a high of 98.05% in Q1 2022 to a low of 95.88% in Q2 2023.
• Average Gross Margin over 5 years is 96.84%, with a median of 96.84% recorded in 2024.
• Year-over-year, Gross Margin slumped 199 bps in 2023 and jumped 60 bps in 2024.
• Over 5 years, Gross Margin stood at 97.3% in 2022, then declined by 1 bps to 96.62% in 2023, then gained by 0 bps to 96.87% in 2024, then increased by 0 bps to 97.03% in 2025, then declined by 0 bps to 96.92% in 2026.
• Per Business Quant data, the three most recent Gross Margin figures were 96.92% in Q2 2026, 97.28% in Q1 2026, and 97.03% in Q4 2025.