Growth Metrics

Credit Acceptance (CACC) EBT (2016 - 2025)

Credit Acceptance (CACC) has disclosed EBT for 16 consecutive years, with $157.0 million as the latest value for Q4 2025.

  • Quarterly EBT fell 18.19% to $157.0 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $565.4 million through Dec 2025, up 71.59% year-over-year, with the annual reading at $565.4 million for FY2025, 71.59% up from the prior year.
  • EBT hit $157.0 million in Q4 2025 for Credit Acceptance, up from $148.9 million in the prior quarter.
  • In the past five years, EBT ranged from a high of $379.7 million in Q2 2021 to a low of -$55.3 million in Q2 2024.
  • Historically, EBT has averaged $161.8 million across 5 years, with a median of $141.9 million in 2022.
  • Biggest five-year swings in EBT: surged 334.31% in 2021 and later plummeted 298.21% in 2024.
  • Year by year, EBT stood at $284.7 million in 2021, then crashed by 42.75% to $163.0 million in 2022, then decreased by 28.59% to $116.4 million in 2023, then skyrocketed by 64.86% to $191.9 million in 2024, then decreased by 18.19% to $157.0 million in 2025.
  • Business Quant data shows EBT for CACC at $157.0 million in Q4 2025, $148.9 million in Q3 2025, and $117.8 million in Q2 2025.