Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Consolidated Net IncomeEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Gross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest ExpensesNet Income towards Common StockholdersOperating ExpensesOperating IncomeOther Non Operating IncomeOther Operating ExpensesProfit After TaxRevenueSelling, General & AdministrativeShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateWages, Salaries and Other
Others
Ratios

Credit Acceptance (CACC) EBT (2016 - 2025)

Credit Acceptance's EBT history spans 16 years, with the latest figure at $157.0 million for Q4 2025.

  • For Q4 2025, EBT fell 18.19% year-over-year to $157.0 million; the TTM value through Dec 2025 reached $565.4 million, up 71.59%, while the annual FY2025 figure was $565.4 million, 71.59% up from the prior year.
  • EBT for Q4 2025 was $157.0 million at Credit Acceptance, up from $148.9 million in the prior quarter.
  • Across five years, EBT topped out at $379.7 million in Q2 2021 and bottomed at -$55.3 million in Q2 2024.
  • The 5-year median for EBT is $141.9 million (2022), against an average of $161.8 million.
  • The largest annual shift saw EBT skyrocketed 334.31% in 2021 before it crashed 298.21% in 2024.
  • A 5-year view of EBT shows it stood at $284.7 million in 2021, then tumbled by 42.75% to $163.0 million in 2022, then dropped by 28.59% to $116.4 million in 2023, then soared by 64.86% to $191.9 million in 2024, then dropped by 18.19% to $157.0 million in 2025.
  • Per Business Quant, the three most recent readings for CACC's EBT are $157.0 million (Q4 2025), $148.9 million (Q3 2025), and $117.8 million (Q2 2025).