Credit Acceptance CACC
NASDAQ CACC
$578.29 -12.12 (-2.05%)
At close: Sep 18, 2026 · 4:00 PM EDT

Credit Acceptance (CACC) EBT (2010 - 2026)

Credit Acceptance's (CACC) quarterly EBT came in at $168.6 million in Q2 2026, up 43.12% year-over-year from $117.8 million in Q2 2025, and down 3.66% quarter-over-quarter from $175.0 million in Q1 2026.

Analysis

Credit Acceptance (CACC) EBT (2010 - 2026) Analysis & Trends

Credit Acceptance has disclosed EBT across 17 years of filings, most recently posting $168.6 million for Q2 2026.

  • In Q2 2026, EBT rose 43.12% year-over-year to $168.6 million; the TTM figure through Jun 2026 stood at $649.5 million (up 16.42% YoY), while the FY2025 annual figure was $565.4 million, up 71.59% from the prior year.
  • EBT came in at $168.6 million for Q2 2026 at Credit Acceptance, down from $175.0 million in the prior quarter.
  • In the past five years, EBT ranged from a high of $284.5 million in Q1 2022 to a low of -$55.3 million in Q2 2024.
  • Average EBT over 5 years is $128.8 million, with a median of $134.2 million recorded in 2023.
  • Year-over-year, EBT slumped 298.21% in 2024 and soared 313.02% in 2025.
  • Over 5 years, EBT stood at $163.0 million in 2022, then fell by 28.59% to $116.4 million in 2023, then surged by 64.86% to $191.9 million in 2024, then slipped by 18.19% to $157.0 million in 2025, then gained by 7.39% to $168.6 million in 2026.
  • Per Business Quant data, the three most recent EBT figures were $168.6 million in Q2 2026, $175.0 million in Q1 2026, and $157.0 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 1.19 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 169.09 Mn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 127.00 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 168.60 Mn
5 Slm 4.72 Bn -77.52 Mn - 80.46 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 140.11 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 197.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 137.75 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 52.01 Mn
10 Navient 1.64 Bn 275.03 Mn - 39.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 168.60 Mn
Mar 31, 2026 175.00 Mn
Dec 31, 2025 157.00 Mn
Sep 30, 2025 148.90 Mn
Jun 30, 2025 117.80 Mn
Mar 31, 2025 141.70 Mn
Dec 31, 2024 191.90 Mn
Sep 30, 2024 106.50 Mn
Jun 30, 2024 -55.30 Mn
Mar 31, 2024 86.40 Mn
Dec 31, 2023 116.40 Mn
Sep 30, 2023 96.50 Mn
Jun 30, 2023 27.90 Mn
Mar 31, 2023 126.80 Mn
Dec 31, 2022 163.00 Mn
Sep 30, 2022 122.10 Mn
Jun 30, 2022 142.10 Mn
Mar 31, 2022 284.50 Mn
Dec 31, 2021 284.70 Mn
Sep 30, 2021 332.20 Mn