Credit Acceptance (CACC) EBT (2010 - 2026)

Credit Acceptance has reported EBT for 16 years, with the latest figure at $157.0 million in Q4 2025.

• Quarterly EBT fell 18.19% year-over-year to $157.0 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $565.4 million (up 71.59% YoY) and the FY2025 annual result came in at $565.4 million, up 71.59% from the prior year.
• EBT advanced to $157.0 million in Q4 2025 per CACC's latest filing, from $148.9 million in the prior quarter.
• Over five years, EBT peaked at $379.7 million in Q2 2021 and troughed at -$55.3 million in Q2 2024.
• A 5-year average of $161.8 million and a median of $141.9 million in 2022 frame the typical range for EBT.
• The sharpest annual moves came in 2021 and 2024: EBT surged 334.31% in 2021, then tumbled 298.21% in 2024.
• Over 5 years, EBT stood at $284.7 million in 2021, then plunged by 42.75% to $163.0 million in 2022, then decreased by 28.59% to $116.4 million in 2023, then jumped by 64.86% to $191.9 million in 2024, then declined by 18.19% to $157.0 million in 2025.
• According to Business Quant data, EBT over the past three periods registered $157.0 million, $148.9 million, and $117.8 million for Q4 2025, Q3 2025, and Q2 2025 respectively.