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Credit Acceptance (CACC) EBT (2016 - 2025)

Credit Acceptance's EBT history spans 16 years, with the latest figure at $157.0 million for Q4 2025.

  • On a quarterly basis, EBT fell 18.19% to $157.0 million in Q4 2025 year-over-year; TTM through Dec 2025 was $565.4 million, a 71.59% increase, with the full-year FY2025 number at $565.4 million, up 71.59% from a year prior.
  • EBT hit $157.0 million in Q4 2025 for Credit Acceptance, up from $148.9 million in the prior quarter.
  • Over the last five years, EBT for CACC hit a ceiling of $379.7 million in Q2 2021 and a floor of -$55.3 million in Q2 2024.
  • Historically, EBT has averaged $161.8 million across 5 years, with a median of $141.9 million in 2022.
  • Biggest five-year swings in EBT: surged 334.31% in 2021 and later plummeted 298.21% in 2024.
  • Tracing CACC's EBT over 5 years: stood at $284.7 million in 2021, then tumbled by 42.75% to $163.0 million in 2022, then dropped by 28.59% to $116.4 million in 2023, then soared by 64.86% to $191.9 million in 2024, then dropped by 18.19% to $157.0 million in 2025.
  • Business Quant data shows EBT for CACC at $157.0 million in Q4 2025, $148.9 million in Q3 2025, and $117.8 million in Q2 2025.