Credit Acceptance (CACC) EBT (2010 - 2025)

Credit Acceptance has disclosed EBT across 16 years of filings, most recently posting $157.0 million for Q4 2025.

• EBT for Q4 2025 came in at $157.0 million, down 18.19% year-over-year; the trailing twelve-month figure through Dec 2025 was $565.4 million (up 71.59% YoY), and the FY2025 annual result was $565.4 million, up 71.59% from the prior year.
• EBT came in at $157.0 million for Q4 2025 at Credit Acceptance, up from $148.9 million in the prior quarter.
• In the past five years, EBT ranged from a high of $379.7 million in Q2 2021 to a low of -$55.3 million in Q2 2024.
• The 5-year median for EBT is $141.9 million (2022), against an average of $161.8 million.
• Across the five-year window, EBT soared 334.31% in 2021 and tumbled 298.21% in 2024, its largest moves.
• Credit Acceptance's EBT stood at $284.7 million in 2021, then plunged by 42.75% to $163.0 million in 2022, then fell by 28.59% to $116.4 million in 2023, then surged by 64.86% to $191.9 million in 2024, then slipped by 18.19% to $157.0 million in 2025.
• The last three EBT figures came in at $157.0 million (Q4 2025), $148.9 million (Q3 2025), and $117.8 million (Q2 2025), per Business Quant data.