Credit Acceptance Corp (CACC) EBT (2010 - 2026)
Credit Acceptance (CACC) recorded EBT of $168.6 million in Q2 2026, up 43.1% from $117.8 million a year earlier but down 3.7% from the prior quarter.
Credit Acceptance Corp (CACC) EBT (2010 - 2026) Analysis & Trends
On a TTM basis, Credit Acceptance's EBT came in at $649.5 million as of Jun 30, 2026, up 16.4% year-over-year; for FY2025, it was $565.4 million, up 71.6% from FY2024.
- Annual EBT has a five-year compound annual growth rate of 0.6% (FY2020 to FY2025).
- Across earlier years, EBT came in at $329.5 million in FY2024 (-10.4%), $367.6 million in FY2023 (-48.3%), $711.7 million in FY2022 (-43.6%) and $1.26 billion in FY2021 (+129.5%).
- Quarterly EBT has ranged from -$55.3 million in Q2 2024 to $332.2 million in Q3 2021 over the past five years.
- On a year-over-year basis, EBT rose in six of the last seven quarters, with growth averaging 32.5%.
- Peak year-over-year performance for EBT in the last five years was growth of 64.9% in Q4 2024, against a decline of 80.4% in Q2 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at $175 million (Q1 2026), $157 million (Q4 2025) and $148.9 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 168.60 Mn |
| Mar 31, 2026 | 175.00 Mn |
| Dec 31, 2025 | 157.00 Mn |
| Sep 30, 2025 | 148.90 Mn |
| Jun 30, 2025 | 117.80 Mn |
| Mar 31, 2025 | 141.70 Mn |
| Dec 31, 2024 | 191.90 Mn |
| Sep 30, 2024 | 106.50 Mn |
| Jun 30, 2024 | -55.30 Mn |
| Mar 31, 2024 | 86.40 Mn |
| Dec 31, 2023 | 116.40 Mn |
| Sep 30, 2023 | 96.50 Mn |
| Jun 30, 2023 | 27.90 Mn |
| Mar 31, 2023 | 126.80 Mn |
| Dec 31, 2022 | 163.00 Mn |
| Sep 30, 2022 | 122.10 Mn |
| Jun 30, 2022 | 142.10 Mn |
| Mar 31, 2022 | 284.50 Mn |
| Dec 31, 2021 | 284.70 Mn |
| Sep 30, 2021 | 332.20 Mn |
Credit Acceptance Corp EBT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt&ticker=CACC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();