Credit Acceptance (CACC) Capital Expenditures (2010 - 2025)
Credit Acceptance (CACC) posted Capital Expenditures of $400000.0 for Q4 2025, down 33.33% sequentially from $600000.0 in Q3 2025, and down 42.86% YoY from $700000.0 in Q4 2024.
Analysis
Credit Acceptance (CACC) Capital Expenditures (2010 - 2025) Analysis & Trends
Credit Acceptance has reported Capital Expenditures for 16 years, with the latest figure at $400000.0 in Q4 2025.
- Quarterly Capital Expenditures fell 42.86% year-over-year to $400000.0 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.6 million (down 11.11% YoY) and the FY2025 annual result came in at $1.6 million, down 11.11% from the prior year.
- Capital Expenditures fell to $400000.0 in Q4 2025 per CACC's latest filing, from $600000.0 in the prior quarter.
- Over five years, Capital Expenditures peaked at $3.0 million in Q3 2021 and troughed at -$700000.0 in Q2 2022.
- A 5-year average of $905000.0 and a median of $750000.0 in 2021 frame the typical range for Capital Expenditures.
- The sharpest annual moves came in 2022 and 2024: Capital Expenditures plunged 130.43% in 2022, then surged 500.0% in 2024.
- Over 5 years, Capital Expenditures stood at $1.5 million in 2021, then slipped by 20.0% to $1.2 million in 2022, then surged by 41.67% to $1.7 million in 2023, then tumbled by 58.82% to $700000.0 in 2024, then plunged by 42.86% to $400000.0 in 2025.
- According to Business Quant data, Capital Expenditures over the past three periods registered $400000.0, $600000.0, and $300000.0 for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Capex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 417.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 264.00 Mn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 898.00 Mn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 367.00 Mn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 208.00 Mn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 13.26 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 96.57 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | - |
| 10 | Credit Acceptance | 6.17 Bn | 5.68 Bn | 569.30 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 400,000.00 |
| Dec 31, 2025 | 400,000.00 |
| Sep 30, 2025 | 600,000.00 |
| Sep 30, 2025 | 600,000.00 |
| Jun 30, 2025 | 300,000.00 |
| Jun 30, 2025 | 300,000.00 |
| Mar 31, 2025 | 300,000.00 |
| Mar 31, 2025 | 300,000.00 |
| Dec 31, 2024 | 700,000.00 |
| Dec 31, 2024 | 700,000.00 |
| Sep 30, 2024 | 400,000.00 |
| Sep 30, 2024 | 400,000.00 |
| Jun 30, 2024 | 400,000.00 |
| Jun 30, 2024 | 400,000.00 |
| Mar 31, 2024 | 300,000.00 |
| Mar 31, 2024 | 300,000.00 |
| Dec 31, 2023 | 1.70 Mn |
| Dec 31, 2023 | 1.70 Mn |
| Sep 30, 2023 | -100,000.00 |
| Sep 30, 2023 | -100,000.00 |